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All Journal JURNAL ECONOMIA Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Innovatio : Journal for Religious Innovations Studies Jurnal Akuntansi Multiparadigma Studia Economica: Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi Islam Islamika : Jurnal Ilmu-Ilmu Keislaman JURNAL PENDIDIKAN TAMBUSAI ILTIZAM Journal of Sharia Economic Research FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Finansha: Journal of Sharia Financial Management Indonesian Journal of Islamic Economics and Business International Journal of Trends in Accounting Research Jurnal Development Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Journal of Student Research Transformasi: Journal of Economics and Business Management Journal of Comprehensive Islamic Studies (JOCIS) Jurnal Manajemen Keuangan Syariah Jurnal Riset Manajemen Jurnal Riset Manajemen dan Ekonomi International Journal of Trends in Accounting Research Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Sains Student Research Ebisnis Manajemen Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Ekonomi Keuangan Syariah dan Akuntansi Pajak Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis E-Jurnal Manajemen
Novi Mubyarto
UIN Sulthan Thaha Saifuddin Jambi
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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PENGARUH PERTUMBUHAN EKONOMI DAN PENGANGGURAN TERHADAP KEMISKINAN DI PROVINSI SUMATERA SELATAN Sherly Putri Utami; Novi Mubyarto; Nurfitri Martaliah
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 7 (2025): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i7.6081

Abstract

Poverty is a condition that is often associated with economic inability to meet daily needs. Absolute poverty is measured based on the inability to meet minimum basic needs such as food, clothing, health, housing and education. The purpose of this thesis is to determine the effect of economic growth and unemployment on the poverty rate in South Sumatra Province in 2019-2023. The analysis method used is the Panel Data Regression Method. The results of the study showed that economic growth had a positive and significant effect on the poverty rate in South Sumatra Province in 2019-2023, so that the hypothesis (H1) proposed by the researcher was accepted with a significance value of 0.04 <0.05 with a t-statistic value of 2.1462813. Unemployment had a negative and insignificant effect on the poverty rate in South Sumatra Province in 2019-2023 in South Sumatra Province, so that the hypothesis (H2) proposed by the researcher was rejected with a significance value of 0.7056> 0.05 with a t-statistic value of -0.3826. Economic growth (X1) and unemployment (X2) together affect the poverty rate in South Sumatra Province in 2019-2023 in South Sumatra Province (Y) with a calculated F value of 2.914818 and a significant value of 0.04 <0.05, then Ho is rejected and Ha is accepted.
ANALISIS PENDAPATAN DESA TERHADAP ALOKASI BELANJA DESA PADA DESA MUARA KILIS KECAMATAN TENGAH ILIR KABUPATEN TEBO Irwansyah, Abdulrahim; Novi Mubyarto; Khairiyani
EKSYA : Jurnal Ekonomi Syariah Vol 3 No 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.750

Abstract

This research is entitled Analysis of Village Income Against Village Expenditure Allocation in Muara Kilis Village, Tengah Ilir District, Tebo Regency. This research aims (1). To explain village income and village expenditure in Muara Kilis village in 2020. (2). To explain the Village Expenditure Allocation based on the realization of Village Income in Muara Kilis Village in 2020. The results of this study are: (1) Muara Kilis Village Revenue realized in 2020 consists of 1) State Revenue and Expenditure Budget Allocation (Village Fund) of Rp. 980,390,000. 2) Share of Regional Taxes and Regional Levies for Regency/City, amounting to Rp. 18,245,614. 3) Village Fund Allocation of Rp. 622,447,000. 4) Financial Assistance from the Provincial APBD and Regency/City APBD of Rp. 60,000,000. With a total village income of Rp. 1,681,082,614. Meanwhile, Muara Kilis Village expenditure in 2020 is allocated to five sectors, namely, 1) Village Government Implementation of Rp. 621,492,614, 2) Village Development of Rp. 293.957.300, 3) Village Community Empowerment of Rp. 59,950,700, 4) Community Development of Rp. 39,200,000, and 5) Disaster Management and Emergency Expenditure of Rp. 666,482,000. With a total village income of Rp. 1,681,082,614. (2) In Muara Kilis Village, with a total income of Rp. 1,681,082,614 has not been able to realize income from 3 other sources of income, namely from Village Original Income, Grants from third parties, and other legitimate income. As can be seen in the data above, which shows that the income from the three sources is 0% or Rp. 0 rupees. Meanwhile, Muara Kilis Village Expenditures are by Government Regulation Number 47 of 2015, which must be used with the following provisions: At least 70% (70% or more) of the village's total spending budget will be used to fund the village administration. Implementation of village development, village community development, and strengthening of rural communities (4 regions). Up to 30% (?30%) of the village's total budget will be used for the four items. 1) bonds and allowances for village mayors and village officials, 2) village government obligations, 3) allowances and obligations, village advisory boards, and 4) incentives for Rukun's neighbors.
INFLUENCE OF FINANCIAL RATIO ON PROFIT GROWTH (EMPIRICAL STUDY OF FOOD AND BEVERAGE MANUFACTURING COMPANIES LISTED IN THE INDONESIAN SHARIA STOCK INDEX (ISSI) 2014-2020) Hayatun Solihat; Novi Mubyarto; Mohammad Orinaldi
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1153

Abstract

This study aims to determine the effect of financial ratios on profit growth in the manufacturing sub-sectors of food and beverages listed in the stock index Indonesian sharia (ISSI) in the period 2014-2020 partially and simultaneously. The population in this study is a manufacturing company in the food and beverage sub-sector obtained by purposive sampling technique. The data analysis method used is panel data regression analysis using software tools eviews 10. The results show that the variables Current Ratio (CR), Debt to Equity Ratio (DER), Total Asset Turnover (TAT), and Net Profit Margin (NPM) simultaneously affect profit growth. While the CR, DER, and NPM variables partially affect profit growth, the TAT variable does not affect the profit growth of food and beverage manufacturing companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2014-2020 period.
Pengaruh Financing To Deposit Ratio Dan Dana Pihak Ketiga Terhadap Pembiayaan Musyarakah Pada Bank Umum Syariah Dengan Non Perfoming Financing Sebagai Variabel Moderasi Devi Rahmawati; Titin Agustin Nengsih; Addiarahman Addiarahman; Novi Mubyarto
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 17 No. 1 (2024): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/kompak.v17i1.1860

Abstract

This study aims to examine the effect of Financing to Deposit Ratio (FDR) and Third Party Funds (DPK) on Musyarakah Financing at Islamic Commercial Banks with Non-performing financing (NPF) as a moderating variable. A quantitative approach is used by utilizing documentary studies using secondary data from the annual financial statements of each Islamic Bank in Indonesia from 2018 to 2022. Sampling was done purposively by selecting 11 banks as samples. The data analysis method used is moderated regression analysis (MRA). The hypotheses in this study are: (1) FDR affects the distribution of Musyarakah financing in Islamic commercial banks, (2) DPK affects the distribution of Musyarakah financing in Islamic commercial banks, (3) NPF moderates the effect of FDR on the distribution of Musyarakah financing, and (4) NPF moderates DPK on the distribution of Musyarakah financing. The results showed that: (1) FDR has a negative and significant effect on Musyarakah Financing in Islamic commercial banks, (2) DPK has a positive and significant effect on profitability in Islamic commercial banks in Indonesia, (3) NPF does not moderate the effect of FDR on Musyarakah Financing, and (4) NPF moderates the effect of DPK on Musyarakah Financing in Islamic commercial banks in Indonesia.
Pengaruh Minat, dan Persepsi Pengusaha Muda Terhadap Pengembangan Usaha Mikro Kecil dan Menengah Di Kota Jambi Muhaimin; Novi Mubyarto; Khairiyani
Journal of Student Research Vol. 1 No. 6 (2023): November: Journal of Student Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i6.1840

Abstract

Besarnya potensi Usaha Mikro,Kecil dan Menengah (UMKM) yang berdampak pada peningkatan ekonomi masyarakat, menjadikan suatu keharusan untuk lebih di berdayakan menjadi semakin strategis sehingga dapat mendukung peningkatan produktivitas, penyediaan lapangan kerja yang lebih luas, dan peningkatan pendapatan bagi masyarakat miskin. Usaha mikro yang merupakan bagian dari usaha Mikro, Kecil dan Menengah di Kota Jambi perlu ditingkatkan serta dikembangkan karena menyumbang terhadap pertumbuhan ekonomi daerah serta meningkatkan kesejahteraan masyarakat, tetapi permasalahan yang kemudian muncul antara lain disebabkan oleh masih rendahnya kualitas SDM pelaku industri, strategi pemasaran yang masih kurang dikuasai oleh pelaku usaha dan pendapatan didasarkan pada waktu atau lama usaha didirikan. Penelitian ini bertujuan untuk mengetahui: pengaruh minat dan persepsi pengusaha muda terhadap pengembangan UMKM di Kota Jambi. Menggunakan metode kuantitatif dengan metode analisis data dalam penelitian ini menggunakan Uji regresi berganda, Uji T, Uji F dan Uji Koefisien Determinasi (R Square). Hasil penelitian menjelaskan bahwa secara parsial variabel minat dan persepsi pengusaha berpengaruh terhadap pengembangan Usaha Menengah dan Keatas di Kota Jambi. Secara simultan atau bersama-sama variabel minat dan persepsi pengusaha muda memiliki pengaruh yang signifikan terhadap pengembangan UMKM di Kota Jambi.
Strategi Pemasaran Syariah Untuk Meningkatkan Penjualan Produksi Kerupuk Udang Haji Ampak di Kelurahan Tanjung Solok Kabupaten Tanjung Jabung Timur Riki Saputra; Novi Mubyarto; Firman Syah Noor
Jurnal Pendidikan Tambusai Vol. 10 No. 1 (2026)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pemasaran dalam perspektif syariah adalah kegiatan bisnis untuk mencapai pertumbuhan dan memanfaatkan hasil nya dengan berlandaskan prinsip-prinsip yang terdapat dalam akad muamalah islami atau perjanjian bisnis dalam islam. Tujuan penelitian ini untuk mengetahui penerapan strategi pemasaran syariah (4P) dalam meningkatkan penjualan dan penggunaan media sosial pada usaha kerupuk udang Haji Ampak. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data berupa wawancara, observasi dan dokumentasi. Penelitian in idilakukan pada UMKM Kerupuk Udang Haji Ampak di Kelurahan Tanjung Solok Kabupaten Tanjung Jabung Timur. Hasil penelitian ini adalah strategi pemasaran syariah (4P) yang diterapkan yaitu pada aspek produk dilakukan inovasi produk dan kemasan serta mendaftarkan sertifikat halal. Aspek harga menetapkan harga sesuai pasaran dan memberikan harga grosir atau eceran. Aspek tempat penggunaan spanduk identitas pada rumah produksi sekaligus lokasi penjualan. Terakhir, aspek promosi diperkuat melalui pendaftaran dan pemanfaatan aktif media sosial seperti Instagram, Facebook, dan WhatsApp Business, yang memungkinkan jangkauan pasar yang lebih luas dan interaksi langsung dengan konsumen. Implementasi komprehensif dari strategi 4P berbasis syariah ini berkontribusi signifikan terhadap peningkatan penjualan dan daya saing Kerupuk Udang Haji Ampak.
PROFITABILITAS DAN IMPLIKASINYA TERHADAP PERTUMBUHAN LABA PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) Winda Sari; Novi Mubyarto
E-Jurnal Manajemen Vol. 15 No. 1 (2026)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJMUNUD.2026.v15.i1.p01

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh rasio profitabilitas terhadap pertumbuhan laba perusahaan yang tercatat dalam Jakarta Islamic Index (JII) selama periode 2019 hingga 2023. Pendekatan yang digunakan adalah metode kuantitatif dengan teknik analisis data panel dan model terbaik yang terpilih adalah Common Effect Model. Sampel penelitian terdiri dari 6 perusahaan selama 5 tahun, sehingga total data yang diperoleh sebanyak 30 observasi. Rasio profitabilitas yang dijadikan variabel dalam penelitian meliputi Return on Equity (ROE), Return on Assets (ROA), dan Net Profit Margin (NPM). Hasil analisis menunjukkan ketiga rasio profitabilitas, yaitu ROA, ROE, dan NPM, memiliki pengaruh  signifikan terhadap pertumbuhan laba. Secara simultan, variabel tersebut terbukti memengaruhi pertumbuhan laba perusahaan yang tergabung dalam indeks JII pada periode penelitian. Nilai koefisien determinasi mengindikasikan bahwa ROA, ROE, dan NPM secara keseluruhan berkontribusi sebesar 81,06 persen terhadap pertumbuhan laba, sedangkan sisanya sebesar 18,94 persen dipengaruhi oleh faktor lain yang tidak dibahas dalam penelitian. Tingginya ROA mencerminkan kemampuan perusahaan dalam memanfaatkan aset untuk menghasilkan keuntungan. Tingginya ROE menunjukkan kinerja perusahaan yang baik dalam memberikan imbal hasil kepada para pemegang saham. Sedangkan NPM yang tinggi menandakan efisiensi perusahaan dalam mengelola penjualan untuk menghasilkan keuntungan, yang pada akhirnya berdampak positif terhadap pertumbuhan laba.   This study aims to analyze the effect of profitability ratios on profit growth of companies listed in the Jakarta Islamic Index (JII) during the period 2019 to 2023. The approach used is a quantitative method with panel data analysis techniques and the best model selected is the Common Effect Model. The research sample consisted of 6 companies over 5 years, so that the total data obtained was 30 observations. The profitability ratios used as variables in the study include Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin (NPM). The results of the analysis show that the three profitability ratios, namely ROA, ROE, and NPM, have a significant effect on profit growth. Simultaneously, these variables are proven to influence the profit growth of companies included in the JII index during the study period. The coefficient of determination value indicates that ROA, ROE, and NPM as a whole contribute 81.06 percent to profit growth, while the remaining 18.94 percent is influenced by other factors not discussed in the study. High ROA reflects the company's ability to utilize assets to generate profits. High ROE indicates good company performance in providing returns to shareholders. While high NPM indicates the company's efficiency in managing sales to generate profits, which ultimately has a positive impact on profit growth.
Pengaruh Digital Service dan Tingkat Kemudahan Terhadap Minat Bertransaksi Nasabah di Pegadaian UPC Buluran Kenali Tri Nabila; Novi Mubyarto; Anzu Elvia Zahara
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 6 No. 1 (2026): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v6i1.8243

Abstract

The purpose of this study is to examine the influence of digital services and the level of convenience on customer transaction interest at the Buluran Kenali UPC pawnshop. This quantitative study utilized a total sampling method with 77 respondents from customers at the Buluran Kenali UPC pawnshop. This research provides a practical contribution to Pegadaian management in improving digital services with the G-5Star Generation strategy, enabling the pawnshop to transform the company into a financial company. With the launch of the Pegadaian Digital Service (PDS) application, the company aims to expand its target market to the millennial generation. In the inferential statistical analysis stage, data analysis was assisted by statistical programs using SEM, specifically the Smart-PLS analysis computer program. The data collection method used a questionnaire. The results of this study are: 1) there is a significant and positive effect of digital services on customer transaction interest at the Buluran Kenali UPC pawnshop. 2) there is no significant effect of the level of convenience on customer transaction interest at the Buluran Kenali UPC pawnshop.
Co-Authors Achmad Hidayat Addiarahman Addiarahman Addiarahman Addiarahman Addiarrahman Agustina Mutia Ahmad Husein Ritonga Ahmad Syahrizal Ahmad Syahrizal Ahmad Syukron Prasaja Ambok Pangiuk Anggy Seftia Wati Anggy Ani Maryani Anzu Elvia Zahara Anzu Elvia Zahara Anzu Elvia Zahara azma, Yuhani Bahrul Ma&#039;ani Bella Adni Devi Rahmawati Devi Rahmawati Dina Widian Putri Efni Anita Efni Anita Efni Anita Efni Anita Erwin Saputra Siregar Eva Futri Fira Gustira Firman Syah Noor G.W.I Awal Habibah Habriyanto Habriyanto Hansen Rusliani Harry Satria Suardin Hayatun Solihat Irwansyah, Abdulrahim Khairiyani Khairiyani Kiki Deliyani Lukman Hakim M. Fathan Amin M. Fauzi M. Yunus Mar Atun Sholehah Mar’atussolehah Mar’atussolehah Mayang Anggraini Mellya Embun Baining Melta Idrika Mipratul Jannah Mohammad Orinaldi Mohammad Orinaldi Muhaimin Muhaimin Muhammad Ismail Munsarida Munsarida Munsarida Nadya Maulina Robyani Nurfitri Martaliah Nurjanah Nurjanah Oriza Triani Wulandari Putri Hadjrahtul Aswad Lubis Rafidah RAfidah Rahmah Tulwaidah Rella Asri Utami Riki Saputra Rina Juniati Robi Agustin Rohmat Agung Setiawan sherly novita Sherly Putri Utami Titin Agustin Nengsih Titin Agustin Nengsih Tri Cahya Ningsih Tri Nabila Whilma lindary Winda Sari Yoni Elmadwita Zeni Sunarti