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All Journal JURNAL ECONOMIA Kompak : Jurnal Ilmiah Komputerisasi Akuntansi E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Innovatio : Journal for Religious Innovations Studies Jurnal Akuntansi Multiparadigma Studia Economica: Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi Islam Islamika : Jurnal Ilmu-Ilmu Keislaman ILTIZAM Journal of Sharia Economic Research FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Finansha: Journal of Sharia Financial Management Indonesian Journal of Islamic Economics and Business International Journal of Trends in Accounting Research Jurnal Development Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi ANWARUL: Jurnal Pendidikan dan Dakwah Journal of Student Research Transformasi: Journal of Economics and Business Management Journal of Comprehensive Islamic Studies (JOCIS) Jurnal Manajemen Keuangan Syariah Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Jurnal Riset Manajemen Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Jurnal Kajian Dan Penalaran Ilmu Manajemen International Journal of Trends in Accounting Research Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Sains Student Research Ebisnis Manajemen Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekonomi Keuangan Syariah dan Akuntansi Pajak E-Jurnal Manajemen Journal of Shariah Economics ICONS
Novi Mubyarto
UIN Sulthan Thaha Saifuddin Jambi
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INFLUENCE OF FINANCIAL RATIO ON PROFIT GROWTH (EMPIRICAL STUDY OF FOOD AND BEVERAGE MANUFACTURING COMPANIES LISTED IN THE INDONESIAN SHARIA STOCK INDEX (ISSI) 2014-2020) Hayatun Solihat; Novi Mubyarto; Mohammad Orinaldi
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1153

Abstract

This study aims to determine the effect of financial ratios on profit growth in the manufacturing sub-sectors of food and beverages listed in the stock index Indonesian sharia (ISSI) in the period 2014-2020 partially and simultaneously. The population in this study is a manufacturing company in the food and beverage sub-sector obtained by purposive sampling technique. The data analysis method used is panel data regression analysis using software tools eviews 10. The results show that the variables Current Ratio (CR), Debt to Equity Ratio (DER), Total Asset Turnover (TAT), and Net Profit Margin (NPM) simultaneously affect profit growth. While the CR, DER, and NPM variables partially affect profit growth, the TAT variable does not affect the profit growth of food and beverage manufacturing companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2014-2020 period.
Pengaruh Financing To Deposit Ratio Dan Dana Pihak Ketiga Terhadap Pembiayaan Musyarakah Pada Bank Umum Syariah Dengan Non Perfoming Financing Sebagai Variabel Moderasi Devi Rahmawati; Titin Agustin Nengsih; Addiarahman Addiarahman; Novi Mubyarto
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 17 No. 1 (2024): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/kompak.v17i1.1860

Abstract

This study aims to examine the effect of Financing to Deposit Ratio (FDR) and Third Party Funds (DPK) on Musyarakah Financing at Islamic Commercial Banks with Non-performing financing (NPF) as a moderating variable. A quantitative approach is used by utilizing documentary studies using secondary data from the annual financial statements of each Islamic Bank in Indonesia from 2018 to 2022. Sampling was done purposively by selecting 11 banks as samples. The data analysis method used is moderated regression analysis (MRA). The hypotheses in this study are: (1) FDR affects the distribution of Musyarakah financing in Islamic commercial banks, (2) DPK affects the distribution of Musyarakah financing in Islamic commercial banks, (3) NPF moderates the effect of FDR on the distribution of Musyarakah financing, and (4) NPF moderates DPK on the distribution of Musyarakah financing. The results showed that: (1) FDR has a negative and significant effect on Musyarakah Financing in Islamic commercial banks, (2) DPK has a positive and significant effect on profitability in Islamic commercial banks in Indonesia, (3) NPF does not moderate the effect of FDR on Musyarakah Financing, and (4) NPF moderates the effect of DPK on Musyarakah Financing in Islamic commercial banks in Indonesia.
Pengaruh Minat, dan Persepsi Pengusaha Muda Terhadap Pengembangan Usaha Mikro Kecil dan Menengah Di Kota Jambi Muhaimin; Novi Mubyarto; Khairiyani
Journal of Student Research Vol. 1 No. 6 (2023): November: Journal of Student Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i6.1840

Abstract

Besarnya potensi Usaha Mikro,Kecil dan Menengah (UMKM) yang berdampak pada peningkatan ekonomi masyarakat, menjadikan suatu keharusan untuk lebih di berdayakan menjadi semakin strategis sehingga dapat mendukung peningkatan produktivitas, penyediaan lapangan kerja yang lebih luas, dan peningkatan pendapatan bagi masyarakat miskin. Usaha mikro yang merupakan bagian dari usaha Mikro, Kecil dan Menengah di Kota Jambi perlu ditingkatkan serta dikembangkan karena menyumbang terhadap pertumbuhan ekonomi daerah serta meningkatkan kesejahteraan masyarakat, tetapi permasalahan yang kemudian muncul antara lain disebabkan oleh masih rendahnya kualitas SDM pelaku industri, strategi pemasaran yang masih kurang dikuasai oleh pelaku usaha dan pendapatan didasarkan pada waktu atau lama usaha didirikan. Penelitian ini bertujuan untuk mengetahui: pengaruh minat dan persepsi pengusaha muda terhadap pengembangan UMKM di Kota Jambi. Menggunakan metode kuantitatif dengan metode analisis data dalam penelitian ini menggunakan Uji regresi berganda, Uji T, Uji F dan Uji Koefisien Determinasi (R Square). Hasil penelitian menjelaskan bahwa secara parsial variabel minat dan persepsi pengusaha berpengaruh terhadap pengembangan Usaha Menengah dan Keatas di Kota Jambi. Secara simultan atau bersama-sama variabel minat dan persepsi pengusaha muda memiliki pengaruh yang signifikan terhadap pengembangan UMKM di Kota Jambi.
PROFITABILITAS DAN IMPLIKASINYA TERHADAP PERTUMBUHAN LABA PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) Winda Sari; Novi Mubyarto
E-Jurnal Manajemen Vol. 15 No. 1 (2026)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJMUNUD.2026.v15.i1.p01

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh rasio profitabilitas terhadap pertumbuhan laba perusahaan yang tercatat dalam Jakarta Islamic Index (JII) selama periode 2019 hingga 2023. Pendekatan yang digunakan adalah metode kuantitatif dengan teknik analisis data panel dan model terbaik yang terpilih adalah Common Effect Model. Sampel penelitian terdiri dari 6 perusahaan selama 5 tahun, sehingga total data yang diperoleh sebanyak 30 observasi. Rasio profitabilitas yang dijadikan variabel dalam penelitian meliputi Return on Equity (ROE), Return on Assets (ROA), dan Net Profit Margin (NPM). Hasil analisis menunjukkan ketiga rasio profitabilitas, yaitu ROA, ROE, dan NPM, memiliki pengaruh  signifikan terhadap pertumbuhan laba. Secara simultan, variabel tersebut terbukti memengaruhi pertumbuhan laba perusahaan yang tergabung dalam indeks JII pada periode penelitian. Nilai koefisien determinasi mengindikasikan bahwa ROA, ROE, dan NPM secara keseluruhan berkontribusi sebesar 81,06 persen terhadap pertumbuhan laba, sedangkan sisanya sebesar 18,94 persen dipengaruhi oleh faktor lain yang tidak dibahas dalam penelitian. Tingginya ROA mencerminkan kemampuan perusahaan dalam memanfaatkan aset untuk menghasilkan keuntungan. Tingginya ROE menunjukkan kinerja perusahaan yang baik dalam memberikan imbal hasil kepada para pemegang saham. Sedangkan NPM yang tinggi menandakan efisiensi perusahaan dalam mengelola penjualan untuk menghasilkan keuntungan, yang pada akhirnya berdampak positif terhadap pertumbuhan laba.   This study aims to analyze the effect of profitability ratios on profit growth of companies listed in the Jakarta Islamic Index (JII) during the period 2019 to 2023. The approach used is a quantitative method with panel data analysis techniques and the best model selected is the Common Effect Model. The research sample consisted of 6 companies over 5 years, so that the total data obtained was 30 observations. The profitability ratios used as variables in the study include Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin (NPM). The results of the analysis show that the three profitability ratios, namely ROA, ROE, and NPM, have a significant effect on profit growth. Simultaneously, these variables are proven to influence the profit growth of companies included in the JII index during the study period. The coefficient of determination value indicates that ROA, ROE, and NPM as a whole contribute 81.06 percent to profit growth, while the remaining 18.94 percent is influenced by other factors not discussed in the study. High ROA reflects the company's ability to utilize assets to generate profits. High ROE indicates good company performance in providing returns to shareholders. While high NPM indicates the company's efficiency in managing sales to generate profits, which ultimately has a positive impact on profit growth.
PENGARUH CASH HOLDING DAN GROWTH OPPORTUNITY TERHADAP PROFITABILITAS PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) PERIODE 2020-2024 Br Ginting, Putri Loisa; Novi Mubyarto; G.W.I. Awal Habibah; Hansen Rusliani
E-Jurnal Manajemen Vol. 15 No. 4 (2026)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJMUNUD.2026.v15.i4.p06

Abstract

Perkembangan pasar modal syariah di Indonesia terus mengalami peningkatan. Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh cash holding dan growth opportunity terhadap profitabilitas perusahaan yang terdaftar di JII periode 2020–2024. Penelitian ini menggunakan metode kuantitatif dengan analisis data panel. Sampel penelitian terdiri dari 10 perusahaan selama 5 tahun pengamatan, sehingga diperoleh 50 data observasi. Hasil penelitian menunjukkan bahwa secara parsial, cash holding dan growth opportunity berpengaruh signifikan terhadap profitabilitas perusahaan. Secara simultan, kedua variabel tersebut juga berpengaruh signifikan terhadap profitabilitas perusahaan di JII periode 2020–2024. Nilai koefisien determinasi sebesar 93,34 persen menunjukkan bahwa cash holding dan growth opportunity mampu menjelaskan profitabilitas sebesar 93,34 persen, sedangkan sisanya 6,66 persen dipengaruhi oleh faktor lain di luar penelitian ini. Dari hasil penelitian ini, diharapkan perusahaan dapat lebih memperhatikan pengelolaan kas dan peluang pertumbuhan agar kinerja keuangannya dapat meningkat, serta menjadi bahan pertimbangan bagi investor dalam mengambil keputusan investasi.   The development of the Islamic capital market in Indonesia continues togrow. This study aims to identify and analyze the influence of cash holdings and growth opportunities on the profitability of companies listed on the JII for the 2020–2024 period. This study used quantitative methods with panel data analysis. The research sample consisted of 10 companies over afive-year period, resulting in 50 observations. The results indicate that partially, cash holdings and growth opportunities significantly influence company profitability. Simultaneously, both variables also significantly influence company profitability in the JII for the 2020–2024 period. The coefficient of determination of 93.34 percent indicates that cash holdings and growth opportunities explain 93.34 percent of profitability, while the remaining 6.66 percent is influenced by factors outside the study. Based on these results, it is hoped that companies will pay more attention to cash management and growth opportunities to improve their financial performance and serve as considerations for investors in making investment decisions.
PENGARUH PERSEPSI  DAN LITERASI TERHADAP MINAT WAKAF UANG PADA MASYARAKAT KECAMATAN TELANAIPURA KOTA JAMBI Jihan Faadhilah Faadhilah; Novi Mubyarto; Solichah
ICONS: Islamic Economics Journal Vol. 3 No. 1 (2026): ICONS : Islam Economics Journal
Publisher : Fakultas EKonomi dan Bisnis Islam UIN Sulthan Thaha SAifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/icons.v3i1.5809

Abstract

Cash waqf is an Islamic philanthropic instrument that has great potential in supporting the economic development of the community, but its realization level is still far from expectations. This phenomenon is thought to be influenced by public perception factors towards cash waqf and their level of literacy regarding the concept, law, and mechanisms of cash waqf. This study uses a quantitative approach with a survey method. This study aims to analyze the influence of perception and literacy on interest in cash waqf among the people of Telanaipura District, Jambi City. The study population was the Muslim community in Telanaipura District, while the sample was determined using the Slovin formula with a certain margin of error. The research instrument was a questionnaire that measured the variables of perception, literacy, and interest in cash waqf. Data were analyzed using multiple linear regression to determine the effect of each independent variable on the dependent variable. The results showed that perception had a positive and significant effect on interest in cash waqf, which means that the more positive the public's perception regarding the benefits and blessings of cash waqf, the higher their interest in waqf. Similarly, literacy has a positive and significant impact on interest in cash waqf, indicating that the greater the community's understanding of the concept, regulations, and procedures of cash waqf, the greater their intention to participate. Simultaneously, perception and literacy have been shown to significantly influence interest in cash waqf in the Telanaipura District community. This study suggests the need for increased outreach and education regarding cash waqf by relevant institutions to strengthen positive perceptions and improve community literacy, so that the potential of cash waqf can be more optimally realized.
Dampak Keberadaan Tengkulak Terhadap Harga Tandan Buah Segar (TBS) Sawit Dalam Perspektif Ekonomi Syariah: Studi Pada Petani Desa Lambur 1 Kabupaten Tanjung Jabung Timur Rara Dian Setiani; Novi Mubyarto; Ferri Saputra Tanjung; Hansen Rusliani
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 4 No. 2 (2026): April
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v4i2.837

Abstract

This study aims to analyze the impact of middlemen on the price of Fresh Fruit Bunches (FFB) of oil palm received by farmers in Lambur I Village, Tanjung Jabung Timur Regency, from a sharia economic perspective. This study also examines the FFB marketing patterns carried out by farmers and the factors that influence farmers in choosing where to sell their harvest. The method used is a qualitative approach with a case study research type. Data were obtained through in-depth interviews, field observations, and documentation to understand FFB marketing practices and the socio-economic relationships between farmers and middlemen. The results show that FFB marketing in Lambur I Village is carried out through three main channels: middlemen, the Marketing Chain of Trust (RAM), and palm oil processing factories. Most farmers choose to sell FFB to middlemen because the transaction process is easier, payments are fast, and transportation costs are not required. In addition, urgent financial needs, limited transportation facilities, and long-standing socio-economic relationships also influence farmers' dependence on middlemen. In practice, middlemen play a dominant role in determining prices, deducting approximately Rp 250–Rp 300 per kilogram from the factory price. From a sharia economic perspective, marketing practices through middlemen are essentially permissible as long as they are carried out with mutual consent and do not contain elements of usury, gharar, or injustice. However, the dominance of middlemen in determining prices indicates a bargaining imbalance that could potentially harm farmers, thus not fully reflecting the principle of justice in sharia economics
Peran Kebijakan Dividen Dalam Memediasi Pengaruh ProfitabilitasTerhadap Nilai Perusahaan Studi pada Perusahaan yang Terdaftar dalam Jakarta Islamic Index (JII) Tahun 2020-2023: Studi pada Perusahaan yang Terdaftar dalam Jakarta Islamic Index (JII) Tahun 2020-2023 Arina Innaka Rahmawati; Novi Mubyarto; Khairiyani Khairiyani
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 19 No 1 (2026): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : LPPM Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v19i1.3416

Abstract

The purpose of this study is to determine the Role of Dividend Policy in mediating the effect of Profitability on Company Value in the study of companies listed in the Jakarta Islamic Index (JII) in 2020-2023. The method used in this study is a quantitative method. This study uses secondary data in the form of annual reports of companies that are samples in the study and can be obtained from the Indonesia Stock Exchange website. The sample was taken using a purposive sampling technique totaling 13 companies. The data obtained and collected were then processed using SmartPLS Version 4 software. The data analysis techniques used are outer models and inner models. Based on the results of the Dividend Policy test, it has no effect on Company Value as reflected by PBV. And based on the results of the study, it shows that Profitability on Company Value through Dividend Policy indicates that Profitability in JII Companies in 2020-2023 can still show the internal Corporate Governance mechanism used to monitor Dividend Policy in order to achieve the company's goals, namely increasing Company Value.
Analisis Strategi Penanganan Pembiayaan Fasilitas Likuiditas Pembiayaan Perumahan (FLPP) Bermasalah pada Akad Murabahah di Bank Syariah Indonesia (BSI) Kcp Jambi Hayam Wuruk Mahathir Hefrianda; Rubiyanto Rubiyanto; Dara Amiati; Okta Trisnawati; Titin Agustin Nengsih; Novi Mubyarto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i8.12701

Abstract

The Housing Financing Liquidity Facility (FLPP) is a government program designed to provide affordable housing for Low-Income Communities (MBR). In practice, FLPP financing implemented through murabahah contracts is exposed to the risk of non-performing financing (NPF). This study aims to identify the factors causing problematic FLPP financing and analyze the handling strategies implemented by Bank Syariah Indonesia (BSI) KCP Jambi Hayam Wuruk. This research employs a qualitative method with a case study approach. Data were collected through in-depth interviews, observation, and documentation. Data analysis was conducted using the Miles and Huberman model, consisting of data reduction, data display, and conclusion drawing. The findings indicate that problematic financing is caused by internal factors, including low payment discipline and customer moral hazard, as well as external factors such as declining income due to economic instability. The handling strategies implemented include intensive collection efforts, persuasive approaches, periodic monitoring, and financing restructuring in accordance with Islamic principles. These strategies contribute to maintaining financing quality while providing protection for customers experiencing financial difficulties.
Pengaruh Other Comprehensive Income, Kompleksitas Perusahaan Dan Ukuran KAP Terhadap External Audit Fee Pada Perusahaan Yang Terdaftar Di Indeks Saham Syariah Indonesia (ISSI) Tahun 2020-2023 Novi Mubyarto; Faturahman Faturahman; Dyah Wulandari
Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Vol 18 No 2 (2025): Juli-Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Cendekia Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58431/jumpa.v18i2.352

Abstract

This study aims to determine and analyze the effect of other comprehensive income, company complexity and public accounting firm size on external audit fees for companies listed on the Indonesia Sharia Stock Index 2020 - 2023. The sample used was 23 companies listed on the Indonesian Sharia Stock Index consistently from 2020 to 2023. The method used is a quantitative method using secondary data processed with the help of the EView 12 application. The results of the partial test analysis show that other comprehensive income and company complexity have no significant effect on external audit fees. Meanwhile, public accounting firm size has a significant positive effect on external audit fees due to the better audit quality of Big Four public accounting firm. In addition, there is an effect of other comprehensive income, company complexity and public accounting firm size simultaneously on external audit fees. Although public accounting firm size contributes individually, the combination of the three variables has a significant influence on the determination of external audit fees that must be paid by the company.
Co-Authors Achmad Hidayat Addiarahman Addiarahman Addiarahman Addiarahman Addiarrahman Agustina Mutia Ahmad Husein Ritonga Ahmad Syahrizal Ahmad Syukron Prasaja Ambok Pangiuk Anggy Seftia Wati Anggy Ani Maryani Anzu Elvia Zahara Anzu Elvia Zahara Arina Innaka Rahmawati Bahrul Ma'ani Bella Adni Br Ginting, Putri Loisa Dandi Kurniawan Dara Amiati Devi Rahmawati Devi Rahmawati Dina Widian Putri Dionna Andini Putri Dyah Wulandari Efni Anita Efni Anita Efni Anita Efni Anita Erwin Saputra Siregar Eva Futri Faturahman Ferri Saputra Tanjung Fira Gustira Firman Syah Noor G.W.I Awal Habibah G.W.I. Awal Habibah Habriyanto Habriyanto Hamdi Zas Pendi Hansen Rusliani Hansen Rusliani Harry Satria Suardin Hayatun Solihat Irwansyah, Abdulrahim Jihan Faadhilah Faadhilah Julia Nur Aini Khairiyani Khairiyani Kiki Deliyani Lukman Hakim M. Fathan Amin M. Fauzi M. Yunus Mahathir Hefrianda Mar Atun Sholehah Mar’atussolehah Mar’atussolehah Mayang Anggraini Mellya Embun Baining Melta Idrika Mipratul Jannah Mohammad Orinaldi Mohammad Orinaldi Muhaimin Muhaimin Muhammad Ismail Munsarida Munsarida Munsarida Nadya Maulina Robyani Nofia Ramadanti Nurfitri Martaliah Nurjanah Nurjanah Nurrahma Sari Putri Ogi Saputra Okta Trisnawati Oriza Triani Wulandari Putri Hadjrahtul Aswad Lubis Rafidah RAfidah Rahmah Tulwaidah Rara Dian Setiani Rella Asri Utami Rika Rizkia Rina Juniati Robi Agustin Rohana Rohana Rohmat Agung Setiawan Rubiyanto Rubiyanto sherly novita Sherly Putri Utami Solichah Titin Agustin Nengsih Titin Agustin Nengsih Tri Cahya Ningsih Whilma lindary Winda Sari Yoni Elmadwita Yuhani azma Zeni Sunarti