Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Pemuliaan Keadilan

Implementasi Prinsip 5C Guna Mencegah Resiko Wanprestasi dalam Pemberian Kredit pada Bank Milik Pemerintah Daerah Dandy Widhianto Putra; Putu Devi Yustisia Utami
Pemuliaan Keadilan Vol. 1 No. 4 (2024): October : Pemuliaan Keadilan
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/pk.v1i4.101

Abstract

This study aims to determine the risks that must be considered by banks before providing credit in order to prevent default and to know the implementation of the 5C principles that are applied when granting credit in PT. BANK BPD BALI Cabang Utama Denpasar, Denpasar. The writing of this research uses the type of empirical research, the location where this research takes place is in PT. BANK BPD BALI Cabang Utama Denpasar, Denpasar. In this research, the law approach and the fact approach are used. The results of the study can be explained that there are two risks that must be considered before giving credit, namely the risk of the bank's reputation and the risk of bank losses, besides that there is also the risk of credit problems. And the implementation used by PT. Bank BPD BALI Cabang Utama Denpasar are interviews and verification as the initial foundation, and the implementation of credit principles using the credit principles of 5C, Character, Capacity, Capital, Collateral and Condition.
Co-Authors Agita Justisia Br. Tarigan Alia Yofira Karunian Anak Agung Ayu Gangga Muni Anak Agung Gde Ramanda Bradjawangsa Djelantik Anak Agung Istri Ari Atu Dewi Angelin Rachelia Aryawan, I Komang Budi Mas Bambang Admadi Harsojuwono Budi Mas Aryawan, I Komang Christin Atika Cresta Violy Veronika Dandy Widhianto Putra Denise, Denise Desak Putu Nugraheni DEWI, NI MADE LIANA Dinda Rana Ningtyas Divayani, Ni Putu Ardelia Dwitayani, Ni Made Ayu Rusmega Febripuspa Surya Candra Gede Agus Angga Saputra Gusti Ayu Mirah Febriary Adhyaksa I Dewa Gede Pradnya Yustiawan I Gusti Ayu Vhira Indra Sasmita I Gusti Putu Ardya Maharani I Komang Budi Mas Aryawan I Made Pasek Diantha I Made Sarjana I Made Wahyu Chandra Satriana I Putu Destra Markandeya I Putu Putra Widiarista Ida Ayu Dyah Sukmaningrum Widnyana Ida Ayu Ketut Diah Mahadewi Kadek Agus Sudiarawan Kadek Anggarita Patni Sekarini Kadek Puri Gita Pertiwi Kinanti Balqis Kurnia Dewi, Lusiana luh sarini Mandasari, Putu Dita Rahayu Mira Widiantary Ni Kadek Ari Sukma Wedayanti Ni Luh Putu Yoni Priyacitta Ni Made Cahyani Indiraswari Ni Putu Arista Ratna Dewi Ni Putu Purwanti Ni Wayan Karina Ni Wayan Nitya Varshini Sahare Palguna, Made Gde Surya Dharma Paramitha, Sally Pradnyandewi, Anak Agung Ketut Asti Pramana, Made Winata Pratama, Alvyn Chaisar Perwira Nanggala Putu Anggina Agistya Budiardianti Putu Shinta Dewi Pramayanti Ratna Emilia Ratu, Ida ayu Mas Sayi Hatiningsih Sayi Hatiningsih Sopiani, Ni Luh Ayu Trisna Yunita, Komang Anggie Uttari Dewi, Ida Ayu Tri Warsiani, Ni Ketut Yuliawati, Ni Kadek Gita Yusnia, Gusti Ayu Era