Claim Missing Document
Check
Articles

Found 35 Documents
Search

Model of Collaboration Between Sharia Microfinance Institutions and Banking Institutions: A Solution to the Scale Gap in Financing for Microenterprises in Indonesia Junaidi, Heri
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 9 No. 2 (2025): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/wma4zv39

Abstract

Various laws and regulations, as well as Islamic law, have provided a lot of information about the collaboration model in the financial sector, including the issue of scale gaps in the financing of Islamic Microfinance Institutions that are inadequate to support the development of ultra-micro and micro small businesses that are growing in their neighborhoods. This study examines the collaboration model of Islamic microfinance institutions that have limited capital and service coverage in supporting microenterprise development in Indonesia, while Islamic banking institutions are more oriented towards financing middle and upper-class business groups. This study aims to identify an effective collaboration model that is able to bridge the gap between the financing of Islamic microfinance institutions and Islamic banking institutions, then provide a design of a collaboration strategy that is sustainable and consistent with sharia principles to strengthen the sharia-based microfinance ecosystem. The method of this study is descriptive-exploratory qualitative, with secondary sources of data from various online media. Data collection techniques through literature studies, analysis was carried out, including data reduction, data presentation, verification, and conclusion drawing. The results of the study show that the development model of collaboration between the financing of Islamic microfinance institutions and Islamic banking in resolving the scale gap has shown a new perspective that complements the current approach. Based on this, it is necessary to modify what has been developed in the form of a productive-independent collaboration theory, where the theory is an effort to minimize the impact of microenterprises' financing dependence on Islamic Banks, which causes loss of independence. The offer is also balanced with comprehensive cooperation management, with justice and benefits for all.
THE INFLUENCE OF FASHION INVOLVEMENT AND SHOPPING LIFESTYLE ON IMPULSE BUYING IN SHOPEE E-COMMERCE WITH POSITIVE EMOTION AS AN INTERVENING VARIABLE AMONG STATE UNIVERSITY STUDENTS IN PALEMBANG CITY Desi Pitri Yunita; Heri Junaidi; Chandra Zaky Maulana
Journal of Economics and Development Vol. 2 No. 2 (2025): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v2i2.437

Abstract

This study was motivated by the fact that students at Raden Fatah Islamic University in Palembang tend to make impulsive purchases due to high exposure to promotions through live streaming features on the Shoppe e-commerce platform. Promotions such as big discounts, flash sales, and attractive designs trigger emotional impulses and spontaneous shopping decisions. This phenomenon is closely related to consumptive lifestyles, interest in fashion, and positive emotions while shopping, considering that Shopee is the largest e-commerce platform with the highest number of visitors. This study aims to analyze the influence of Fashion Involvement and Shopping Lifestyle on Impulse Buying on Shopee E-Commerce with Positive Emotion as an Intervening Variable (Study of State University Students in Palembang). This study uses a quantitative approach. The population of this study consists of state university students in Palembang who have shopped on Shopee, with a sample size of 160 respondents. The data collection technique uses primary data in the form of a questionnaire using a Likert scale. The data analysis technique in this study uses Outer Model Analysis, Inner Model Analysis, Bootstrapping, and Path Coefficients. The results of this study indicate that (1) Fashion Involvement does not affect Impulse Buying, (2) Shopping Lifestyle affects Impulse Buying, (3) Fashion Involvement affects Positive Emotion, (4) Shopping Lifestyle affects Positive Emotion, (5) Positive Emotion affects Impulse Buying, (6) Fashion Involvement affects Impulse Buying through Positive Emotion, and (7) Shopping Lifestyle affects Impulse Buying through Positive Emotion.
PUSTAKAWAN PERPUSTAKAAN PERGURUAN TINGGI ISLAM MENGHADAPI ERA MILENIAL Rodin, Rhoni; Junaidi, Heri; Mubarokah, Adzkiyah
Publication Library and Information Science Vol 8 No 2 (2024)
Publisher : Perpustakaan Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/pls.v8i2.8055

Abstract

The aim of this research is to analyze how librarian of Islamic Higher Education Libraries faces the millennium era. This research uses a qualitative approach, with literature review techniques. A literature review is a survey of scientific articles, books, and other sources relevant to a particular problem, area of research, or theory, and in so doing, provides a description, summary, and evaluation of various works. The results of the research show that human resource management of Islamic higher education libraries facing the millennial era really needs to be done by implementing a sustainable pattern of human resource development regarding knowledge and skills in the fields of libraries and information technology. There are several issues that must be of primary concern, namely: 1) The need for education for library technicians (functional professional skills/librarian assistants), and libraries (functional skills/librarians); 2) Development of the librarian profession by attending seminars, scientific discussions, workshops, writing papers, and the like; 3) Mastery of information technology; 4) Shift in values and work ethic caused by changes in mindset; 5) Making librarians aware of the importance of roles and functions in the information era to realize the achievement of an information society; and 6) Transition of conventional library management to electronic libraries. Therefore, library Human Resources (HR) in the millennial era face various changes and challenges, there are several characteristics that library HR must have, namely: 1) Digital Literacy; 2) Adaptability; 3) Customer Service; 4) Collaboration; 5) Continuous Education; 6) Creativity and Innovation; 7) Understanding Diversity Needs; and 8) Leadership
Women’s Economy Empowerment through the Z-Mart Program of MSMs by BAZNAS South Sumatera Islamic Economic Perspective Azizah, Warda Aditya; Junaidi, Heri; Azwari, Peny Cahaya
Coopetition : Jurnal Ilmiah Manajemen Vol. 17 No. 1 (2026): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/k0bcma16

Abstract

This study evaluates BAZNAS South Sumatera’s Z-Mart initiative for women owned MSMEs. Through qualitative techniques such as document analysis, in depth interviews with two officials and fourteen female beneficiaries, and field observation. The study identifies both successes and short comings, the initiative effectively doubled or tripled incomes, fortified social networks, and converted mustahik into muzakki, but it still take a top-down charitable approach rather than promoting true empowerment. Unsustainable post program support, slow technology adoption, low beneficiary involvement in decision making, and limited control over business operations are some of the major obstacles. The study suggests developing collective economic institutions, establishing participatory forums, customized assistance package, and putting in place long lasting mentoring systems. Its distinctive feature is in applying the integrated perspectives of Islamic economics and women’s empowerment to analyze the seemingly successful program’s unsustainable model, providing a sophisticated framework for Islamic based economic development that achieves a balance between material and spiritual well being.
Analisis Strategi Digital Marketing dalam Meningkatkan Brand Awareness UMKM: Studi pada Digital Payo Creative di Palembang Juliansyah; Junaidi, Heri; Azarkasyi, Badaruddin
Jurnal Komunikasi Vol. 17 No. 1 (2026): Maret 2026
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jkom.v17i1.12591

Abstract

Penelitian ini bertujuan untuk menganalisis strategi digital marketing yang diterapkan oleh Digital Payo Creative dalam meningkatkan brand awareness UMKM di Palembang. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa strategi digital marketing yang diterapkan meliputi content marketing, social media marketing, search engine marketing (SEM), dan digital advertising yang dilakukan secara terintegrasi. Pengelolaan konten kreatif berupa foto produk, video promosi, desain grafis, dan storytelling mampu meningkatkan visibilitas serta daya ingat merek. Selain itu, konsistensi pengelolaan media sosial dan ketepatan dalam menentukan target audiens menjadi faktor pendukung keberhasilan strategi tersebut. Peran agensi kreatif digital lokal dalam mengintegrasikan strategi digital marketing dengan konten kreatif berbasis karakteristik audiens lokal untuk memperkuat brand awareness UMKM. Penelitian ini memberikan implikasi bahwa penerapan strategi digital marketing yang terencana dan berbasis konten kreatif dapat menjadi solusi efektif bagi UMKM dalam meningkatkan daya saing di era digital, khususnya dalam membangun brand awareness secara berkelanjutan