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PENGARUH TINGKAT KESEHATAN BANK TERHADAP PERTUMBUHAN LABA PADA BPR DI INDONESIA Anisah Lubis
Ekonomi dan Keuangan Vol 1, No 4 (2013)
Publisher : Departemen Ekonomi Pembangunan USU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (402.389 KB)

Abstract

This study aimed to test whether a bank's health is represented by the Adequency Capital Ratio (CAR), Non Performing Loan (NPL), ROA and Loan to Deposit Ratio (LDR) effect on earnings growth BPR in the period 2008-2012.The data used in this study were obtained from the publication of the financial statements BPR, which have been audited and published by Bank Indonesia. The F test results indicate that the variable Adequency Capital Ratio (CAR), Non Performing Loan (NPL), BOPO and Loan to Deposit Ratio (LDR) simultaneously significant effect on the variable profit growth, while partially by using the t test showed that the variables Adequency Capital Ratio (CAR) has a significant negative correlation with profit growth. Variable Non Performing Loan (NPL) in this study had a positive relationship with profit growth while variable BOPO and the Loan to Deposit Ratio (LDR) has a negative relationship with profit growth at BPR. These results show the value of adjusted R2 of 56.9%. The results of this study are expected to be taken into consideration for management in predicting the earnings growth.Keywords: Adequency Capital Ratio (CAR), Non Performing Loan (NPL), BOPO, Loan to Deposit Ratio (LDR), growth in profit.
Analisis SWOT Manajemen Mutu Terpadu Pendidikan pada MAN 1 Mandailing Natal Reni Septrisia; Aldy Atillah Lubis; Nanda Fitriani; Syarifah Syarifah; Siti Asiyah; Anisah Lubis; Eva Suryani
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 4 No. 2 (2024): Juni : Jurnal Ekonomi dan Manajemen
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v4i2.3343

Abstract

This research aims to explain or describe integrated education quality management planning using a SWOT analysis at MAN 1 Mandailing Natal. This research uses a descriptive method with a qualitative approach. The research was conducted by direct interviews with the main respondent, namely the Deputy Head of Madrasah MAN 1 Mandailing Natal in the Curriculum Sector. Data was collected through observation, interviews and documentation, including the use of the madarasah's social media to seek additional information related to the matter under study. This research found that the integrated education quality management planning at MAN 1 Mandailing Natal involved all parties in the organization, from leaders, staff and teaching staff who formulated the vision, mission and goals of the madrasa. The SWOT analysis of integrated quality management planning at MAN 1 Mandailing Natal serves to determine the strengths, weaknesses, opportunities and threats that will be faced by MAN 1 Mandailing Natal in planning an integrated education quality management. Effective integrated quality management will improve the quality of an educational institution, and produce graduates who are academically and non-academicly competent.
Analisis Minat Peserta Didik di SD Negeri 179 Tambangan Untuk Belajar Aktif di Dalam Kelas Anisah Lubis; Novebri Novebri
Edukasi Elita : Jurnal Inovasi Pendidikan Vol. 2 No. 1 (2025): Edukasi Elita : Jurnal Inovasi Pendidikan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/edukasi.v2i1.1014

Abstract

This study analyzes the interest of students at SD Negeri 179 Tambangan in being active in class. It also aims to analyze the factors that influence students' interest in using interactive and participatory learning methods. The method employed is a survey of 100 students from different classes. Data were collected using a questionnaire consisting of closed and open-ended questions regarding learning experiences, interest in classroom activities, and preferences for the applied learning methods. The analysis shows that the majority of students are very interested in active learning, with 75% of respondents stating that discussion activitiesandeducationalgamesenhancetheirmotivation.However,thereare also challenges, such as a lack of equipment and limited time to implement these programs. These results provide valuable insights for educators in makingpolicies to develop more effective learning strategies. An increase in student interest is expected to improve the quality of education at SD Negeri 179 Tambangan.
Analysis of the Implementation of the First Level Outpatient Referral for Bpjs Kesehatan Participants at the Medan City Exemplary Health Center in 2023 Lubis, Anisah; Asriwati, Asriwati; Subaedah, Sitti
PROMOTOR Vol. 8 No. 1 (2025): FEBRUARI
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/pro.v8i1.1030

Abstract

The Social Security Administration Agency or BPJS Kesehatan recorded a total of 267.31 million participants as of December 31, 2023. If they need follow-up services by a specialist doctor, BPJS Kesehatan participants can be referred to second-level health facilities or secondary-level health facilities. The causes of the high number of referrals at the Teladan Health Center are due to: inadequate availability of doctors, delays in the availability of drugs and frequent vacancies in drug stocks, lack of availability of medical facilities and medical equipment and the implementation of the FKTP function as a gatekeeper does not follow the established rules. This research is a qualitative descriptive research, which is a research method that is carried out with the main purpose of making an overview or description of a situation objectively, with a semi-structured interview method, which is a type of interview that includes the category of in-depth interviews recorded using a tape recorder where in its implementation it is freer when compared to structured interviews. The results of the study obtained from this study are that there are still many referrals on their own request because patients do not trust the health center, resulting in a high number of referrals. The number of health workers at the Teladan Health Center has met the standards, but neurologists and cardiologists are needed because many of the patients referred have internal diseases. Medicines, medical devices, medical device facilities and infrastructure facilities at the Teladan Health Center are incomplete and there is a lack of public knowledge about the gatekeeper concept so that there are frequent APS referrals. It is hoped that the Exemplary Health Center to the Head of the Health Center will propose the addition of Specialist Doctors to the Medan City Health Office, re-evaluate drug planning, provide socialization to the public about JKN, especially the tiered referral system and about the gatekeeper concept. The Medan City Health Office is also expected to collaborate with health centers in completing medical equipment and medicine facilities.
Peranan Advokat Dalam Memberi Jasa Hukum Pada Lingkungan Peradilan: A. Peran Advokat dalam Memberi Jasa Hukum B. Peran Advokat dalam Memberi Jasa Hukum Pada Lingkungan Peradilan Agama C. Peran Advokat dalam Memberi Jasa Hukum Pada Lingkungan Peradilan Negeri D. Peran Advokat dalam Memberi Jasa Hukum Pada Lingkungan Peradilan Tata Usaha Negara E. Peran Advokat dalam Memberi Jasa Hukum Pada Lingkungan Peradilan Militer Lubis, Fauziah; Lubis, Anisah; Mardhyah, Dwi Putri; Dwi Khoironi, Sri; Ariq Nst, Naufal; Ali Hutapea, Saidin
TERAJU: Jurnal Syariah dan Hukum Vol 7 No 01 (2025)
Publisher : P3M dan Jurusan Syariah dan Ekonomi Bisnis Islam STAIN Sultan Abdurrahman Kepulauan Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35961/teraju.v7i01.1879

Abstract

This research aims to analyse the role of advocates in providing legal services in various judicial environments in Indonesia, including religious, state, state administration, and military. The background of this research is based on the importance of advocates as an integral part of the legal system that bridges society with judicial institutions, as well as being an enforcer of the rule of law, justice, and human rights. The issue raised is the extent to which advocates are able to carry out their role effectively in various courts. The method used is normative juridical with a statutory approach (statute approach) and literature analysis to explore the relevant legal framework. Research results show that advocates have a great responsibility not only in defending the client, but also in ensuring the fulfilment of the community's constitutional rights, including through free legal assistance (pro bono). However, the main challenge lies in the limited scope of advocates in the military judiciary. In conclusion, advocates play an important role as a balancer of power in the legal system. Strengthening the legal framework is needed so that advocates can contribute more widely, ensuring a fair, transparent, and just judicial process.