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All Journal AT TA´DIB Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Benefit: Jurnal Manajemen dan Bisnis Profetika Riset Akuntansi dan Keuangan Indonesia Risâlah, Jurnal Pendidikan dan Studi Islam Syntax Literate: Jurnal Ilmiah Indonesia Journal of Economic, Bussines and Accounting (COSTING) al-Afkar, Journal For Islamic Studies Jurnal Ilmiah Al-Syir'ah Journal of Islamic Economic Laws Jurnal Hukum Ekonomi Syariah Jurnal Basicedu Justisia Ekonomika JURNAL LENTERA BISNIS Jurnal Manajemen Dirgantara Rayah Al Islam : Jurnal Ilmu Islam Management Studies and Entrepreneurship Journal (MSEJ) Al-Majaalis : Jurnal Dirasat Islamiyah Cakrawala Repositori Imwi Ekobis: Jurnal Ilmu Manajemen dan Akuntansi BEMAS: Jurnal Bermasyarakat Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Prosiding University Research Colloquium PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Taawun: Jurnal Pengabdian kepada Masyarakat Profetika: Jurnal Studi Islam
Imron Rosyadi
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Social Sciences Transportation Other

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Green Product dan Kebiasaan Berbelanja Terhadap Keputusan Pembelian Produk Beras Delanggu Fauzan Hanan Mu’tashim; Imron Rosyadi
Permana : Jurnal Perpajakan, Manajemen, dan Akuntansi Vol. 16 No. 2 (2024): Special Issue
Publisher : Faculty of Economics and Business, University of Pancasakti Tegal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24905/permana.v16i2.852

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Green Product dan kebiasaan berbelanja terhadap keputusan pembelian produk Beras Delanggu. Penelitian menggunakan pendekatan kuantitatif dengan desain eksplanatori, melibatkan 110 responden konsumen di Kecamatan Delanggu yang dipilih menggunakan teknik purposive sampling. Data primer dikumpulkan melalui kuesioner skala Likert 5 poin dan dianalisis dengan regresi linier berganda menggunakan SPSS. Hasil penelitian menunjukkan bahwa Green Product dan kebiasaan berbelanja berpengaruh positif dan signifikan terhadap keputusan pembelian baik secara parsial maupun simultan. Penelitian ini memperkuat temuan sebelumnya mengenai pentingnya kesadaran lingkungan dan perilaku belanja terhadap preferensi konsumen. Keterbatasan penelitian ini terletak pada cakupan geografis yang hanya melibatkan satu kecamatan sehingga hasil tidak dapat digeneralisasikan secara luas. Penelitian ini memberikan kontribusi orisinal dalam konteks produk lokal dengan menyoroti integrasi antara faktor lingkungan dan kebiasaan konsumen dalam mendorong keputusan pembelian berkelanjutan.
THE LAW OF NASAB FOR CHILDREN BORN OUTSIDE OF LEGAL MARRIAGE ACCORDING TO IMAM IBN QAYYIM AL-JAUZIYYAHحكم نسب الولد في نكاح الحامل من الزنا غير محصن عند الإمام ابن قيم الجوزية Muhammad Rosyid Ridlo; Imron rosyadi; M Muthoifin
Profetika: Jurnal Studi Islam Vol. 23, No. 2, Desember 2022
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v23i2.19671

Abstract

In this day and age there is a lot of adultery, especially among young people, we often hear news around us or on social media, that a man has committed adultery with a woman who is not his makhram then the woman is pregnant with the man and they both have no marriage relationship with someone else or both were still single, then they both got married to cover their disgrace. It is not uncommon to hear news of a man having an illicit relationship with a woman who is not his wife and even getting pregnant from the illicit relationship while they already have a legal marriage relationship with their respective partners. So there is a polemic among the people about the law of the lineage of the child, can his lineage be attributed to his biological father while he was born outside a legal marriage relationship?
MURABAHA FINANCING DURING THE COVID 19 PANDEMIC: STUDY CASE SHARIA COMPLIANCE IN BPRS DANA AMANAH SURAKARTA YEAR 2019-2021عقد المرابحة في جائحة وباء كوفيد: دراسة تطبيقية في البنوك الشريعة بسوركرتا Aisyah Nurhayati; Moh. Abdul Kholiq Hasan; Imron Rosyadi; Aisha Bahaaeldin Eprahim Ali
Profetika: Jurnal Studi Islam Vol. 23, No. 2, Desember 2022
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v23i2.19672

Abstract

The purpose of this study is to examine sharia compliance in the implementation of murabaha contracts at BPRS Dana Amanah Surakarta during the pandemic covid-19. This research is field research with an interpretive approach. Data analysis in this study uses content analysis which analyzes the main sources of research in the form of interview data and contracts documents related to murabaha at BPRS Dana Amanah Surakarta and second sources. The conclusion is that there are two murabaha contracts, namely the murabahah lil wa’ad bi syira contract and the murabahah bil wakalah contract. In the Murabaha bil wakalah contract, there are two schemes, the first is direct payment to the supplier and the second is payment through the customer’s account. The implementation of the murabahah contract at the Surakarta Amanah Fund BPRS is per sharia and DSN-MUI fatwa, there is only a slight difference in the application of the second scheme of murabahah bil wakalah with the DSN-MUI fatwa.
قاعدة اقتضاء النهي الفساد و البطلان عند المذاهب الأربعة و تطبيقاتها في المناكحات S Suranto; Imron Rosyadi; Muinudinillah Basri
Profetika: Jurnal Studi Islam Vol. 21, No. 1, Special Issue 2020
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v21i1.11656

Abstract

The title of this research is the rule of “Iqtidho’u annahyi alfasad wa albutlan” in the perspective of four ideology of thought and their application in marriage, a thesis proposed to meet one of the requirements to achieve a master’s degree of fiqh and the ushul. Written by Suratno, NIM: O200170020, under the guidance of Dr. Imron Rosyadi and Dr. Muinudinillah Basri.This research is motivated by the curiosity of the law of marriage of a pregnant adulter to cover up her shame and family disgrace, which sometimes occurs in the community, while the Prophet Muhammad “peace be upon him” has forbidden men to marry a pregnant woman until she gives birth.And many other forbidden marriages that occur in the community. The formulation of the problems of this research are: 1) What are the opinions of the four ideology of thought towards the rule of “iqtidhou annahyi alfasad wal butlan”? 2) How is the application of this rule in prohibited marriages, such as marriages of men with adulterers who are pregnant, mut’ah marriages, marriages of men who have been proposed by other men, marriages in ihrom conditions, syigor marriages, bid’iy marriages, marriages without marriages proxy, marriage without witnesses, marriage by combining women who still have mahrom relations. This research was conducted by the literature review method, collecting and studying various references, especially from the four ideology of thought, then conducting in-depth analysis. The conclusions of this study are 1) the four ideology of thought differ on the the rule of “iqtidhou annahyi alfasad wal butlan” in some circumstances annahyu, and have the same view of this Qoidah in several circumstances annahyu. 2) In applying this rule in the case of marriage, they agree on its validity or sleaze in some marital matters, but also differing opinions in several other issues. Usually, their opinions on the issue of marriage are in line with their opinions on the issue of the rule of ushul, but sometimes they don’t.
Determinasi Kebijakan Dividen Rizki Aulia; Imron Rosyadi
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 6 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i6.9734

Abstract

Penelitian ini difokuskan pada upaya memahami faktor-faktor yang memengaruhi keputusan pembagian dividen pada perusahaan yang tergabung dalam indeks LQ45 tahun 2024. Metode yang digunakan merupakan pendekatan kuantitatif dengan desain penelitian asosiatif yang menekankan hubungan sebab akibat antarvariabel. Keputusan dividen diperlakukan sebagai variabel dependen berbentuk dummy, sedangkan variabel independennya mencakup indikator likuiditas yang diwakili oleh Current Ratio, rasio leverage melalui Debt to Equity Ratio, serta tingkat profitabilitas dengan ukuran Return on Assets. Sumber data diperoleh melalui dokumen laporan keuangan perusahaan serta informasi resmi dari Bursa Efek Indonesia. Teknik analisis data menggunakan regresi logistik biner yang dilengkapi dengan uji kelayakan model, akurasi klasifikasi, dan pengujian signifikansi pada taraf 5%. Temuan penelitian mengindikasikan bahwa likuiditas maupun leverage tidak menunjukkan pengaruh yang berarti terhadap keputusan perusahaan dalam membagikan dividen. Sebaliknya, profitabilitas terbukti berperan signifikan sebagai determinan utama kebijakan dividen. Secara simultan, variabel-variabel dalam model ini hanya mampu menjelaskan kurang lebih 55% variasi keputusan dividen, sehingga terdapat faktor lain di luar penelitian yang berpotensi turut memengaruhi kebijakan pembagian dividen pada perusahaan LQ45.
Pengaruh Likuiditas, Profitabilitas, Dan Leverage Terhadap Nilai Perusahaan Pada Perusahaan Sektor Teknologi Yang Terdaftar Di Bursa Efek Indonesia Pada Tahun 2024 Muhammad Arifin Fadhil Nugroho; Imron Rosyadi
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 1 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i1.9889

Abstract

Riset ini menginvestigasi korelasi antara likuiditas, profitabilitas, dan leverage terhadap corporate valuation pada entitas teknologi yang terdaftar di Bursa Efek Indonesia tahun 2024. Mengadopsi paradigma kuantitatif dengan skema kausal, studi ini menelaah interaksi variabel secara simultan. Populasi meliputi 47 firma, dengan purposive sample sebanyak 35 entitas yang memenuhi kriteria integritas laporan keuangan dan bebas dari corporate action yang men-distorsi struktur modal. Data sekunder diekstraksi dari publikasi finansial BEI dan dianalisis melalui multiple linear regression. Temuan mengindikasikan likuiditas dan profitabilitas exerted pengaruh positif signifikan terhadap nilai perusahaan, di mana profitabilitas mendemonstrasikan efek paling dominan. Leverage, bagaimanapun, tidak menampilkan signifikansi parsial. Secara simultan, ketiga konstruk independen menunjukkan kontribusi signifikan terhadap corporate value. Implikasi empirisnya menyiratkan bahwa investor sektor teknologi lebih mengutamakan rasio kinerja internal ketimbang debt structure dalam menentukan valuasi.
Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Pengelolaan Keuangan UMKM (Studi Kasus Pada Usaha Mikro Dikabupaten Magetan Jawa Timur) Tria Puspita; Imron Rosyadi
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 2 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i2.10162

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan sikap keuangan terhadap pengelolaan keuangan UMKM pada usaha mikro di Kabupaten Magetan, Jawa Timur. Penelitian menggunakan pendekatan kuantitatif dengan jenis penelitian asosiatif kausal. Populasi penelitian mencakup pelaku usaha mikro sektor makanan, minuman, dan kerajinan, dengan sampel sebanyak 75 responden yang ditentukan melalui purposive sampling. Data primer dikumpulkan melalui kuesioner skala Likert lima poin, sedangkan data sekunder diperoleh dari jurnal, buku, dan dokumen resmi. Literasi keuangan diukur melalui pengetahuan, perilaku digital, dan keterampilan keuangan; sikap keuangan melalui kemudahan akses, efisiensi transaksi, dan hambatan; pengelolaan keuangan melalui perencanaan anggaran, arus kas, dan tabungan/investasi. Analisis data dilakukan menggunakan regresi linier berganda melalui EViews, dengan uji validitas, reliabilitas, asumsi klasik, uji t, uji F, dan evaluasi R². Hasil penelitian menunjukkan bahwa literasi keuangan dan sikap keuangan berpengaruh positif dan signifikan, baik secara parsial maupun simultan, terhadap pengelolaan keuangan UMKM. Penelitian ini terbatas pada wilayah, jumlah sampel, teknik pengambilan data, dan variabel yang digunakan.
Integrating Sharia Contracts and Digital Technology in Indonesian Digital Wallet Platforms Muhammad Robbani Ridho Robbani; Imron Rosyadi
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j6yjsc52

Abstract

Digitalization in the field of Islamic finance is now a top priority, along with the rapid development of technology. This research discusses the implementation of digital contracts that comply with Sharia principles, while examining the challenges of integrating Islamic law with digital technology on electronic wallet platforms. Using a qualitative and descriptive-exploratory approach, data was collected thru literature studies and interviews with Islamic financial institutions, fintech practitioners, and users. The results show significant progress in the implementation of digital contracts, but there are still gaps in aligning Sharia rules with digital systems. The main challenges include the legal validity of digital contracts, the protection of personal data, and transaction security. This research emphasizes the importance of clear and flexible regulations to ensure that digital financial transactions remain in accordance with Sharia principles. Additionally, it is recommended to strengthen the legal framework, improve public understanding of Sharia-compliant fintech, and improve security infrastructure. Thru the analysis of real-world cases such as GoPay and LinkAja Syariah, this research proposes a model for developing digital contracts that are transparent, secure, and fully compliant with Sharia law. Overall, this research contributes to the broader discussion on Islamic digital finance by providing insights into the suitability of regulations and ethical digitalization, thus supporting the growth of a sustainable and inclusive Islamic financial ecosystem.
Analisis Pengaruh Internet Banking dan Mobile Banking Terhadap Kinerja Keuangan Perbankan (Studi Empiris Perbankan Himbara Periode 2014-2023) Anisa Juliastuty Cahyaningrum; Imron Rosyadi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.6417

Abstract

Currently, technology and information have entered the fourth industrial revolution, which has caused its development to be very rapid and its distribution is unlimited. The financial industry or what is generally called Financial Technology (Fintech) is greatly affected by the advancement of information and technology. Fintech or financial technology plays a significant role in the economy, especially in the banking industry. Collaboration between banks and fintech companies will provide benefits for all parties, especially in terms of improving financial performance. To ascertain how internet and mobile banking relate to the financial performance of Himbara banking, this study was conducted. Using quantitative research methodology, the results of this study were obtained from data analysis and displayed as numeric values. The population of this study were all banks registered with Himbara banks, and used purposive sampling and secondary data. Three banks from Himbara (Bank BRI, Bank BNI, and Bank Mandiri) became the research samples, covering the years 2014–2023. Especially in Indonesia, the findings of this study can help banks, academics, and policy makers in utilizing financial technology to improve banking financial performance.
Dampak Financial Technology (Fintech) dalam Meningkatkan Aksesibilitas dan Keberlanjutan Keuangan pada Perbankan Syariah Yuniar Tri Hidayah; Imron Rosyadi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.8525

Abstract

This study aims to examine the influence of financial report accessibility and sustainability reporting on the implementation of financial technology (fintech) in Islamic banking in Indonesia. A causal-comparative method with a quantitative approach was employed. The independent variables include financial report accessibility, measured using Return on Equity (ROE), and sustainability reporting, assessed using a sustainability report disclosure index. The dependent variable is fintech, categorized by digital service types such as mobile banking and internet banking. Data were collected from Islamic banking financial statements listed on the Indonesia Stock Exchange (IDX) for the 2022–2024 period using purposive sampling based on specific criteria. The results reveal that both financial accessibility and sustainability reports significantly influence fintech adoption. This indicates that higher access to financial information and stronger sustainability commitments increase the likelihood of Islamic banks adopting fintech as part of their efficiency and service innovation strategy.
Co-Authors Adira Cahya Risqy Safitri Aisha Bahaaeldin Eprahim Ali Aisha Bahaaeldin Eprahim Ali Aisyah Nurhayati Ami Bintu Sukardi Hasan Aminudin Ma'ruf Anisa Juliastuty Cahyaningrum Arova Bakhtiar Aulia Rahma Beni Setyawan Dea Almira Devina Dewi Indriani Didit Purnomo Dwi Pratika Karisma Dzulfikar Syam Fatchan Ahyani Fauzan Fauzan Fauzan Hanan Mu’tashim Fauzul Hanif Noor Athief Fikri Ainul Qolbi Hanifah Kusumastuti Hatta Ahmad Syarif Hidayat, Syamsul Isman Isman M. Muinudinillah Mar'ati Sholihah Moh Abdul Kholiq Hasan Mohammad Zaki Suaidy Muchammad Ichsan Muh Nur Rochim Maksum Muhammad Arifin Fadhil Nugroho Muhammad Faisal Hamdi Muhammad Maulana Iqbal Husein Muhammad Robbani Ridho Robbani Muhammad Rosyid Ridlo Muinudinillah Basri Muliawan Hendarto Kusumo Muthoifin Nabilah Al Azizah Noto Narwanto Rafli Irham Al-fafa Suharto Rashifahunnisa' Mellinia Reza Asti Chaironnisa Rhesandyka Abdie Saputra Rifanatus Sarah Dzatihanani Rio Estetika Rizka Rizki Aulia S Suranto Setiawan Budi Utomo Siti Nur Asia Sudarno Sudarno Suratno Suratno Tria Puspita Winny Perwithosuci Wirda Rohmah Yuniar Tri Hidayah