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All Journal JMM17: Jurnal Ilmu Ekonomi dan Manajemen Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Journal of Economic, Bussines and Accounting (COSTING) Warmadewa Economic Development Journal (WEDJ) Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi JAIM (Jurnal Abdi Masyarakat) Management Studies and Entrepreneurship Journal (MSEJ) Community Empowerment ARSY : Jurnal Aplikasi Riset kepada Masyarakat INVEST : Jurnal Inovasi Bisnis dan Akuntansi Jurnal Ilmiah Raflesia Akuntansi Journal of Artificial Intelligence and Digital Business Journal of Economics and Social Sciences Jurnal Ilmiah Pertanian Nasional
Nur Laely
Dosen Fak. Ekonomi Universitas Kadiri Kediri-Jawa Timur
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Public Health Social Sciences Other

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The Impact of Digital Banking Technology Development on MSME Growth in Sidoarjo Regency Rezi Panji Pamungkas; Nur Laely; Angga Rizka Lidiawan
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 6 No. 2 (2025): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v6i2.1490

Abstract

This study aims to determine the effect of the development of digital banking technology on the growth of Micro, Small, and Medium Enterprises (MSMEs) in Sidoarjo Regency. Digital services such as mobile banking, QRIS, and online loans are considered capable of supporting MSMEs in running business operations more efficiently. This study applies a quantitative approach with a simple linear regression method. Data were collected through questionnaires distributed to 100 MSME players who have utilized digital banking services and were analyzed using SPSS software version 25. The results indicate that digital banking technology has a positive but insignificant effect on MSME development, with a significance value of 0.387 (> 0.05) and an R² of 0.008. This implies that the adoption of banking technology has not yet had a substantial impact on the growth of MSMEs in Sidoarjo.
Pengaruh Fasilitas dan Kualitas Jasa terhadap Kepuasan di Bus Wisata di Tulungagung Jawa Timur Nyo Hiwancobowiono; Enni Sustiyatik; Nur Laely
Jurnal Ilmiah Raflesia Akuntansi Vol. 12 No. 1 (2026): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v12i1.1383

Abstract

This study aims to analyze the influence of facilities on the satisfaction of tourist bus users in Tulungagung, the effect of service quality on the same satisfaction, as well as the combined impact of facilities and service quality on tourist bus user satisfaction in the region. The research adopts a positivist approach with a quantitative method. Data were collected through questionnaires, observations, and interviews. The analysis includes validity and reliability tests, classical assumption tests, and multiple linear regression to evaluate the effects of facilities and service quality on customer satisfaction with tourist buses. Facilities (X1) have a significant positive effect on user satisfaction, with a coefficient of 0.926 and a p-value of 0.000, indicating that improved facilities increase satisfaction. Conversely, service quality (X2) shows a significant negative effect, with a coefficient of -0.442 and a p-value of 0.000, suggesting that poor service quality reduces satisfaction. Simultaneously, facilities and service quality exert a significant influence, with an F-value of 206.044 and a p-value of 0.000, explaining 73.7% of the variation in user satisfaction.
Organisational Commitment as a Mediating Variable in the Relationship between Work Environment and Leadership on Employee Performance in Correctional Institutions Ervan Yansen; Nur Laely; Angga Rizka Lidiawan
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1378

Abstract

This study aims to analyze the influence of leadership and work environment on employee performance at a Correctional Institution, as well as the mediating role of organizational commitment. The research method used is a quantitative approach with Structural Equation Modeling-Partial Least Squares (SEM-PLS) analysis. The results show that leadership does not have a significant influence on employee performance (β = 0.193, T = 1.506, P = 0.133), but has a positive influence on organizational commitment (β = 0.633, T = 9.985, P = 0.000). Organizational commitment does not have a significant influence on employee performance (β = 0.022, T = 0.162, P = 0.872), while the work environment has a significant influence on employee performance (β = -0.349, T = 4.107, P = 0.000) but not on organizational commitment (β = 0.063, T = 0.718, P = 0.473). Furthermore, organizational commitment does not mediate the relationship between leadership and work environment on employee performance (β = 0.014, T = 0.158, P = 0.874; β = 0.001, T = 0.088, P = 0.930). The implication of these findings indicates that improving employee performance in the Correctional Institution is not sufficiently achieved by merely enhancing leadership aspects or organizational commitment. Instead, improvements in a more conducive work environment and more effective managerial strategies are necessary. Recommendations for the Correctional Institution include enhancing leadership competency, improving work facilities, and implementing employee welfare programs. This study is expected to serve as a reference for academics and practitioners in the development of human resource management within the correctional environment.
The Impact of Digital Banking Technology Development on MSME Growth in Sidoarjo Regency Rezi Panji Pamungkas; Nur Laely; Angga Rizka Lidiawan
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 6 No. 2 (2025): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v6i2.1490

Abstract

This study aims to determine the effect of the development of digital banking technology on the growth of Micro, Small, and Medium Enterprises (MSMEs) in Sidoarjo Regency. Digital services such as mobile banking, QRIS, and online loans are considered capable of supporting MSMEs in running business operations more efficiently. This study applies a quantitative approach with a simple linear regression method. Data were collected through questionnaires distributed to 100 MSME players who have utilized digital banking services and were analyzed using SPSS software version 25. The results indicate that digital banking technology has a positive but insignificant effect on MSME development, with a significance value of 0.387 (> 0.05) and an R² of 0.008. This implies that the adoption of banking technology has not yet had a substantial impact on the growth of MSMEs in Sidoarjo.
Pengaruh Kualitas Produk dan Harga terhadap Keputusan Pembelian pada Rumah Produksi DVN Nabilla Meysavania Putri; Nur Laely; Angga Rizka Lidiawan
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 2 (2026): Mei-Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i2.9724

Abstract

Tujuan penelitian ini adalah untuk menganalisis pengaruh kualitas produk dan harga terhadap keputusan pembelian konsumen pada Rumah Produksi DVN Kediri, baik secara parsial maupun simultan. Perkembangan industri makanan beku (frozen food) yang semakin pesat seiring dengan perubahan gaya hidup masyarakat modern telah meningkatkan kebutuhan konsumen terhadap produk yang praktis, berkualitas, dan memiliki harga yang sesuai. Dalam kondisi persaingan usaha yang semakin ketat, pelaku usaha dituntut untuk mampu menjaga kualitas produk serta menetapkan harga yang kompetitif guna menarik dan mempertahankan konsumen. Penelitian ini menggunakan pendekatan kuantitatif dengan desain penelitian eksplanatori. Populasi penelitian adalah seluruh konsumen yang pernah membeli produk frozen food pada Rumah Produksi DVN Kediri dengan jumlah populasi yang tidak diketahui secara pasti. Sampel penelitian sebanyak 100 responden ditentukan menggunakan rumus Lemeshow dan dipilih melalui teknik purposive sampling. Data dikumpulkan melalui penyebaran kuesioner dan dianalisis menggunakan regresi linier berganda, uji asumsi klasik, uji t, uji F, serta koefisien determinasi (R²). Hasil penelitian menunjukkan bahwa kualitas produk berpengaruh positif dan signifikan terhadap keputusan pembelian konsumen. Harga juga terbukti memiliki pengaruh positif dan signifikan terhadap keputusan pembelian. Selain itu, kualitas produk dan harga secara simultan memberikan pengaruh positif dan signifikan terhadap keputusan pembelian konsumen pada Rumah Produksi DVN Kediri. Temuan ini mengindikasikan bahwa konsumen cenderung mempertimbangkan kualitas produk dan kesesuaian harga sebagai dasar utama dalam menentukan keputusan pembelian. Oleh karena itu, peningkatan kualitas produk secara berkelanjutan serta penerapan strategi harga yang tepat menjadi faktor penting dalam meningkatkan keputusan pembelian dan memperkuat daya saing usaha di industri frozen food.
Co-Authors Amelinda Putri Ana Ana Komari Angga Rizka Lidiawan Angga Rizka Lidiawan Arista Widya Rahman Arnella I Nowhaf Tiko Bothy Dewandaru Budi Rahayu Budi Rahayu Dadang Wahyu Asmoro Dea Rosita Denvi Nur Mei Wardani Desi Fidiawati Fidiawati Difa Pramudita Sari Dimas Ega Ramadhani Dina Puspitawati Djunaedi Djunaedi Eni Prastiti Enni Sustiyatik enni sustiyatik Ervan Yansen Heri Subagyo IGG Heru Marwanto Lisrohmatin Lisrohmatin Lusia Lapir Atamina Marwita Andarini Marwita Andarini Moh. Arifin Nabilla Meysavania Putri Nonni YAP Nursamsu Nursamsu Nurul Laily Nyasa Aji Hariyanto Nyo Hiwancobowiono Pandu Ardana Hariyono Prasetyo, Priyo Rezi Panji Pamungkas Ria Lestari Pangastuti Rian Dimas Nugroho Rukmini, Meme Sindy Dwinta Putri Sudjiono Sulistien Sulistien Supiyatun Supiyatun Tutut Dwi Sutiknjo Widi Artini Wigati Wigati