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All Journal MAKSI Jurnal Bisnis dan Manajemen jurnal ilmiah hospitality Publica: Jurnal Pemikiran Administrasi Negara BERNAS: Jurnal Pengabdian Kepada Masyarakat Ministrate: Jurnal Birokrasi dan Pemerintahan Daerah Jurnal Inovasi Penelitian Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Komitmen : Jurnal Ilmiah Manajemen Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Jurnal DIALEKTIKA : Jurnal Ilmu Sosial Journal of Islamic Economics and Business Gunung Djati Conference Series Jurnal Riset Multidisiplin Edukasi
Rahayu Kusumadewi
UIN Sunan Gunung Djati Bandung
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MANAJEMEN RISIKO KEUANGAN DALAM TINJAUAN ISLAM Setiawan, Iwan; Kusumadewi, Rahayu; Sari, Mega Permata; Astuti, Mentari Fuzi
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol. 4 No. 2 (2022): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v4i2.23391

Abstract

Every business has a certain amount of risk. It is difficult for us to accurately predict the future. No one in this world is able to predict the future exactly, even for a split second. Risk-taking is advantageous because there is always the possibility of something going wrong. Identification, analysis, assessment, control, and making every effort to prevent or eliminate hazards that are considered undesirable are all steps in the risk management process. Risk management is the process of organizing, controlling, and supervising the operation of an organization within a company. Reducing the likelihood that the company may suffer revenue losses is the goal of risk management. Risk management is the process of organizing, controlling, and supervising the operation of an organization within a company. Reducing the likelihood that the company may suffer revenue losses is the goal of risk management. Three elements are necessary for a risk management system namely: an appropriate environment for risk management, including good rules and processes; adequate techniques for measurement, mitigation, and monitoring; and appropriate internal control. 
Analisis Sistem Pembukaan Rekening Tabungan Mudharabah di Bank Jabar Banten (BJB) Syariah Asya Nurbayani Gumilar; Iwan Setiawan; Rahayu Kusumadewi; Nurhaeti
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 4 (2026): Jurnal Riset Multidisiplin Edukasi (April 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i4.1797

Abstract

This study aims to analyze the Mudharabah savings account opening system at Bank Jabar Banten (BJB) Syariah from the perspective of sharia compliance, efficient procedures, and readiness for digitalization services. The method used was a qualitative approach through literature review and direct observation during Field Work Practice (PKL) activities at BJB Syariah. Data were obtained through observation, interviews with bank employees, and discussions with customers. The results indicate that the account opening process complies with sharia principles and the provisions of the DSN-MUI fatwa, particularly in terms of contract disclosure and profit-sharing ratio determination. However, several obstacles were identified, such as a lack of customer understanding of the Mudharabah contract, lengthy administrative procedures, and the suboptimal implementation of account opening digitalization. Therefore, increased sharia education for customers, simplification of administrative procedures, and strengthening of digital services are needed to enhance BJB Syariah's efficiency and competitiveness in the modern banking era.
ANALYSIS OF ENTREPRENEURSHIP GUIDANCE FOR THE DISABLED (CASE STUDY AT GRIYA HARAPAN DISABILITY SOCIAL SERVICE CENTER) Ateng Kusnandar Adisaputra; Suhendi; Iwan Setiawan; Ade Ponirah; Dimas Hardiansyah; Rahayu Kusuma Dewi; Nurhaeti
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol. 8 No. 1 (2026): Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v8i1.52746

Abstract

This study aims to analyze the implementation of entrepreneurial guidance for people with disabilities at the Regional Technical Implementation Unit of the Griya Harapan Difabel Social Service Center of the West Java Provincial Social Service. The research background is the persistently low levels of work participation and economic independence among persons with disabilities, despite various national regulations that guarantee their right to employment and entrepreneurship. The research employs a descriptive qualitative approach, collecting data through Field Research, Observation, Interviews, and Research. The study's results indicate that local government policies provide a solid foundation for the development of entrepreneurship among people with disabilities; however, their implementation still requires stronger coordination and sustainability. The guidance program at the Regional Technical Implementation Unit runs through vocational skills training, entrepreneurship guidance, direct practice, and business mentoring. This program has been shown to enhance participants' skills, confidence, and ability to start or develop an independent business.
The Development of Accounting Clinics at Islamic Religious Higher Education Institutions (PTKI) in Indonesia Iwan Setiawan; Abdulah Safei; Dudang Gojali; Nurhaeti Nurhaeti; Rahayu Kusumadewi
Journal of Islamic Economics and Business Vol. 5 No. 2 (2025): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v5i2.52730

Abstract

This study aims to analyze the development of accounting clinics at Islamic religious universities (PTKI) in Indonesia. Researchers use descriptive analytic techniques in conjunction with qualitative approaches to produce a comprehensive picture. Research data sources are primary data sources and successful data. Data analysis techniques include data collection, data reduction, data display, conclusion drawing. The results showed that the operational mechanism of the Accounting Clinic at Islamic Religious Universities (PTKI) consisted of manual and computer practice guided by lab lecturers. for this reason, the clinic collaborates with several partners, namely the Public Accounting Firm (KAP), the ministry, the local government, and several private companies. The accounting clinic aims to provide students with an understanding of the application of accounting concepts in real-world business practices. In order to work and carry out the function of accounting technician services professionally, the workforce involved in this field must have a competency base of national and international standards. This can be achieved through education, training, and experience in order to improve the competence of accounting technicians which includes knowledge, skills, and attitude. This research has implications for all PTKIN that have accounting study programs to maximize accounting clicks so that they can produce quality graduates so that they are ready to enter the world of work.
Co-Authors Abdal Abdal Abdulah Safe’i Ade Ponirah Agus Alamsyah Perwiranegara Ai Siti Farida Asep Hidayat Astuti, Mentari Fuzi Asya Nurbayani Gumilar Ateng Kusnandar Adisaputra Dimas Hardiansyah Dimas Hardiansyah E Mulya Syamsul Engkus Engkus Eri Novari Gawik Setiawan Gojali, Dudang Hani Sri Mulyani Idah Wahidah Iwan Setiawan Iwan Setiawan iwan setiawan Iwan Setiawan Julaeha, Wiwin Leonardo Sari, Avid Mega Permata Sari Muhammad Febriansyah Rohimat Muhammad Zaky Nadiya Asyri Nur Fadillah Nanang Suparman Naufal Dholifun Nafsi Neng Wita Nursaadah Fitriah Nikita Oriza Nira Adriani Setiawan Nisa Oktaviani Nurhaeti Nurhaeti Nurhaeti Nurhaeti Nurhaeti Nurul Fajriyanti Suhendi Veren Virginia Virginia, Veren Wahidah, Idah Wahyu, Fitri Pebriani Wiwin Julaeha