Article Per Year (5 Year)
p-Index From 2021 - 2026
3.584
P-Index
This Author published in this journals
All Journal JURNAL PENGABDIAN KEPADA MASYARAKAT JABE (Journal of Applied Business and Economic) El-Iqtishady Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Pengabdian Mandiri Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS JSE: Jurnal Sharia Economica Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Jurnal Media Akademik (JMA) Sharia Economic and Management Business Journal (SEMBJ) Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Ekonomi dan Pembangunan Indonesia Jurnal Manajemen Bisnis Era Digital Jurnal Bisnis, Ekonomi Syariah dan Pajak Bersama : Jurnal Pengabdian Masyarakat Jurnal Pengabdian Cendekia
Herlina Yustati
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

Published : 25 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 25 Documents
Search

 1   2   3 
Development of Digital MSMEs in Facing the Era of Digitalization in the Bengkulu City Area Lukman Hakim; Jenny Puspa Wulandari; M. Prayudha Khadafi; Herlina Yustati
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 3 (2023): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i3.1130

Abstract

Digital transformation is essential for today's growing business world because it can shorten time, money, and reduce funds. However, it can also be a challenge if businesses do not adapt to change. To overcome this, it is important to take an optimistic and proactive stance. Bengkulu City, one of the major cities in Indonesia, has considerable potential for the development of MSMEs (Municipal Unit). However, there are still many MSMEs that have not utilized digital technology optimally, posing a threat to both the local government and MSME players. Factors that influence digitalization include the ease of conducting business transactions online, the need for business expertise, and profitability. To overcome these problems, the business world needs to adapt to the digital era by utilizing information and telecommunications technology in carrying out its business activities. The transition to rapid digitalization requires businesses to adapt and adjust to change. For MSMEs, the digitalization process requires many steps to encourage digitalization and make it easier for them to adapt. The increasing use of digital and the internet is a big challenge for MSMEs if they want to succeed in the business world. Strategies to overcome this include increasing digital literacy among MSME users, promoting digital literacy among MSME users, and promoting digital literacy among MSME users.
The Role of Financial Literacy in Students in Increasing Interest in Using Mobile Banking Ade Ihwani Harahap; Laila Tri Oktavianti; Muhammad Fikri; Herlina Yustati
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i1.1163

Abstract

This study aims to analyze the extent to which the level of financial literacy in college students affects students' interest in using mobile banking. With a better understanding of the factors that influence students' interest in using mobile banking, it can help develop more effective educational and promotional strategies to increase financial literacy and the use of mobile banking among college students. The data in this study were generated from interviews with several students at the Faculty of Economics and Islamic Business, Fatmawati Sukarno State Islamic University Bengkulu. The number of respondents in this study were 20, namely 10 sharia economics study program students, and 10 sharia banking study program students. From the interviews that researchers have conducted, 90% of respondents have used mobile banking in conducting daily transactions. This mobile banking service is also very easy to access using only a cellphone. In addition, the features available in mobile banking also provide comfort and convenience, such as quick access to balances, transferring funds without having to go to the bank, transaction notifications so that users can see funds in or out of the account, and additional security from two-step verification. The ease of use of the features contained in mobile banking is also one of the reasons that many students are interested in using the mobile banking service, because the mobile banking service can be accessed anytime and anywhere.
The Role of Financial Literacy for Students Personal Finances MS Efendi; Pandary Ary yanti; Tri Hennarti Daulay; Herlina Yustati
Sharia Economic and Management Business Journal (SEMBJ) Vol. 5 No. 3 (2024): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v5i3.1194

Abstract

SNLIK results show that in 2022 the financial literacy index of the country's population will be 49.68 percent, an increase compared to 2019 which was at 38.03 percent. Meanwhile, the financial participation index this year reached 85.10 percent, an increase compared to the financial participation index in the same period in 2019 which reached 76.19 percent. This implies that the literacy and inclusion gap is getting smaller from 38.16 percent in 2019 and 35.42 percent in 2022. This can happen if each student has a different way of thinking and opinions regarding finance, one of which is in responding to existing financial reports. Apart from that, there is no difference in financial management actions if seen from the average responses of respondents who have good and bad attitudes. Therefore, based on differences in previous research results, this study uses financial attitudes as an independent variable.
Mahasantri's Interest in Investing Gold Tubes at Sharia Pawnshops Winda Ainurrahmi; Anggun Citra Wardani; Arief Jaka Prima; Herlina Yustati
Sharia Economic and Management Business Journal (SEMBJ) Vol. 5 No. 2 (2024): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v5i2.1196

Abstract

College students are a millennial generation with a high level of religiosity. As a millennial generation, they should have the intelligence to manage their finances and life management. One way that can be done is by investing. An investment that is easily made by Mahasantri is a gold tube investment. Where the price is affordable for student pockets and has less risk because the price of gold will continue to rise in the future. This research is field research with a qualitative approach. The type of this research is descriptive, with a population of Ma'had Al-Jami'ah UIN FAS Bengkulu students and a sample of 10 randomly selected students. The results of this study indicate that the mahasantri's interest in investing in gold tubes in Islamic pawnshops is influenced by several factors, namely knowledge, perceived convenience, and risk.
The Significance of the Development of the Salted Fish Industry for Community Economic Growth from an Islamic Economic Perspective (Study on Baai Island, Kampung Melayu, Bengkulu City) Yuyun Novia Sari; Herlina Yustati; Idwal B
Sharia Economic and Management Business Journal (SEMBJ) Vol. 5 No. 1 (2024): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v5i1.1204

Abstract

This research was conducted on Baai Island, Malay Village, Bengkulu City. The purpose of this study was to determine the Significance of the Development of the Salted Fish Industry for the Growth of the Community Economy in the Perspective of Islamic Economics. This research is qualitative. Data collection methods through interviews with sellers, workers, and buyers of salted fish in the baai island area. Based on the formulation of the problem in this study, namely: How is the development of the Baai Island salted fish processing industry and how is the impact of the development of the Baai Island salted fish industry on the economy of the community in the perspective of Islamic Economics? The research findings show that the business development carried out is through 2 methods online and in person. The impact of the development of this industry itself is the increased income of the community, the welfare of the Baai Island community, and the fulfilled needs of life.
Co-Authors Ade Ihwani Harahap Afridiana Susilawati Agung Threy Wahyu Alda Julianti Alfiah Thalia Nabila Putri Amallya Syahirah Amelia Putri Maharani Andi Andi Andi Harpepen Anggun Citra Wardani Arief Jaka Prima Asih Tri Utami Asnaini Chairunisa Indri Rahmatika Cici Paramida Dela Sekar Diani Desi Isnaini Desti Arnita Dewi Khayyirah Dini Putri Pebrianti Dira Kinanti Eka Sri Wahyuni Handini Pionita Sari Hayifa Sasi Firmadi Idia Joninda Piolita Idwal B Jenny Puspa Wulandari Katra Pramadeka Khozin Zaki Laila Tri Oktavianti Lena Hirmawati Lucy Auditya Lukman Hakim M. Prayudha Khadafi Mallfi Lutfia Misi Kartika MS Efendi muhammad fikri Nanda Puspitasari Nessa Amanah Nia Anggriani Ninda Putri Yulanda Nonie Afriyanty Nopiah Pandary Ary yanti Selvi Marlianti Sherly Wahyunita Sari Shintya Rahmadani Tiara Lestari Tina Lindriani Tri Hennarti Daulay Umi Meipita Sari Wahyunita Sari, Sherly Wanti Apriani Winda Ainurrahmi Yetti Afrida Indra Yuyun Novia Sari Zyra Meliana