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Peran Kontrol Diri Dalam Memediasi Hubungan Penggunaan Media Sosial Dan E-Wallet Terhadap Perilaku Konsumtif Masyarakat Di Kabupaten PATI Ilham Tri Laksana; Diana Puspitasari; Linda Ayu Oktoriza; Pradana Jati Kusuma
Jurnal Ekuilnomi Vol. 8 No. 1 (2026): Ekuilnomi Vol 8(1), Feb 2026
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/k7he3582

Abstract

Penelitian ini bertujuan menganalisis pengaruh media sosial dan e-wallet terhadap perilaku konsumtif dengan kontrol diri sebagai variabel mediator. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap 159 masyarakat Kabupaten Pati. Analisis data dilakukan menggunakan software SmartPLS 4 dengan pendekatan Structural Equation Modeling–Partial Least Squares (SEM-PLS). Hasil penelitian menunjukkan bahwa media sosial dan e-wallet berpengaruh positif terhadap perilaku konsumtif. Kontrol diri berpengaruh signifikan terhadap perilaku konsumtif serta memediasi pengaruh media sosial, namun tidak memediasi hubungan e-wallet dengan perilaku konsumtif. Temuan ini menegaskan pentingnya kontrol diri dalam merespons stimulus konsumsi digital
Peran Literasi Keuangan Digital, Pendidikan, Sikap Keuangan, dan Pendapatan Terhadap Pengelolaan Keuangan Generasi Sandwich di Kabupaten Indramayu Rosita Rosita; Pradana Jati Kusuma; Rudi Kurniawan; Amalia Nur Chasanah
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 12 No. 3 (2026): Juni 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v12i3.6674

Abstract

The phenomenon of the sandwich generation is increasingly prominent in Indramayu Regency with the increasing burden on the family economy and the development of digital financial services. This generation is at a productive age but has to bear the needs of two generations at once, so financial management skills are very crucial. This study aims to examine the influence of the role of digital financial literacy, education, financial attitudes, and income on the management of the sandwich generation in Indramayu Regency . This study applied a quantitative approach with purposive sampling technique on 115 respondents after screening. Data was collected through a Likert scale questionnaire and analyzed using the Partial Least Squares – Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS 4. The results of the study explained that financial attitudes and income have a positive and significant effect on financial management. In contrast, digital financial literacy and education did not show a significant influence. The R-Square value of 0.592 explains that the model has moderate explanatory ability. These findings indicate that behavioral factors and actual economic conditions determine the quality of financial management of the sandwich generation more than formal knowledge and digital literacy.
Environmental Disclosure As An Absolute Determinant Of The Profitability Of Nickel Mining Companies Fathya Anindita; Pradana Jati Kusuma; Ana Kadarningsih; Vicky Oktavia
Jurnal Telekomunikasi dan Informatika Lbh. 4 Àir. 1 (2026): International Journal Of Accounting, Management, And Economics Research (IJAME
Publisher : Fakultas Ekonomi dan Bisnis Universitas Dian Nuswantoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56696/ijamer.v4i1.182

Abstract

Environmental, Social, and Governance (ESG) disclosure has become an important strategy for promoting sustainable business practices and enhancing corporate performance, particularly in environmentally sensitive industries such as nickel mining. However, previous studies have reported inconsistent findings regarding the relationship between ESG disclosure and financial performance. Therefore, this study examines the effects of overall ESG disclosure and its individual dimensions Environmental (E), Social (S), and Governance (G) on the financial performance of nickel mining companies listed on the Indonesia Stock Exchange during the 2021–2025 period. This study employs a quantitative approach using secondary data obtained from quarterly, annual, and sustainability reports. Panel data regression was estimated using the Panel EGLS method with cross-section weights, followed by a nonlinear regression analysis to further examine the relationship between the Social dimension and financial performance. The results indicate that overall ESG disclosure does not significantly affect Return on Equity (ROE). However, Environmental and Governance disclosures have positive and significant effects on financial performance, whereas Social disclosure has a negative but insignificant effect in the linear model. An additional nonlinear analysis suggests a possible, though not statistically significant, U-shaped pattern (turning point of 0.905), tentatively indicating that the financial benefits of social disclosure may emerge only after companies achieve a higher level of social disclosure; this nonlinear pattern warrants further confirmation in future research. These findings highlight the importance of evaluating ESG dimensions individually, as their contributions to financial performance differ and evolve over time.
Peran Financial Knowledge, Financial Attitude, dan Financial Literacy terhadap Financial Management Behavior dengan Mediasi Locus of Control dan Moderasi Income pada Generasi Z di Jawa Tengah Deva Atalia Zahra; Fakhmi Zakaria; Dwi Eko Waluyo; Pradana Jati Kusuma
Jurnal Multidisiplin Indonesia Vol. 4 No. 2 (2026): Juni: Jurnal Multidisiplin Indonesia
Publisher : PT. ALHAFI BERKAH INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62007/joumi.v4i2.862

Abstract

This study aims to examine the roles of financial knowledge, financial attitude, and financial literacy in financial management behavior, with locus of control serving as a mediating variable and income as a moderating variable among Generation Z in Central Java. The study employed a purposive sampling technique, while data were collected through a questionnaire. Data were analyzed using SmartPLS 4.0. This study examined the direct and indirect relationships, as well as the moderating effects among the variables, using the Structural Equation Modeling Partial Least Squares (SEM-PLS) approach. The results indicate that financial knowledge, financial attitude, and financial literacy have positive and significant effects on locus of control. Furthermore, financial knowledge and financial literacy have positive and significant effects on financial management behavior. Locus of control was also found to have a positive and significant effect on financial management behavior. In addition, locus of control mediates the effects of financial knowledge, financial attitude, and financial literacy on financial management behavior. Income was also found to moderate the relationship between financial knowledge and financial management behavior. Therefore, the findings confirm that strengthening financial knowledge, financial attitude, and financial literacy, supported by stronger locus of control and an adequate level of income, can improve the financial management behavior of Generation Z in Central Java.