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All Journal Jurnal Dinamika Ekonomi dan Bisnis Jurnal Abadimas Adi Buana Jurnal Ekonomi, Manajemen, dan Akuntansi Universitas Ngudi Waluyo Jurnal Ilmu Manajemen Retail Universitas Muhammadiyah Sukabumi (JIMAT UMMI) AL-ARBAH: Journal of Islamic Finance and Banking Abdi Makarti Golden Ratio of Data in Summary Surya : Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmiah Bisnis, Manajemen, dan Akuntansi Jurnal Kemitraan Masyarakat International Journal of Law Social Sciences and Management
Setya Indah Isnawati
Universitas Ngudi Waluyo
Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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The Significance of Financial Literacy for MSMEs Ari Siswati; Mufti Agung Wibowo; Irsal Fauzi; Jaya Ramadaey Bangsa; Setya Indah Isnawati; Abdul Aziz
International Journal of Law Social Sciences and Management Vol. 1 No. 2 (2024): International Journal of Law Social Sciences and Management
Publisher : Yayasan Meira Visi Persada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69726/ijlssm.v1i2.24

Abstract

The purpose of this study is to emphasize the significance of financial literacy for MSMEs. This research utilizes a descriptive method with a qualitative approach. The primary and secondary data sources, along with data collection techniques such as observation, interviews, and documentation, are employed in this study. The instruments used in the research methodology include the researchers themselves, interview guidelines, and field notes. Financial literacy significantly impacts the sustainability and prosperity of micro, small, and medium enterprises (MSMEs). A thorough comprehension of financial principles enables MSME entrepreneurs to efficiently manage their resources, make informed decisions, and strategize for long-term growth. Financial literacy encompasses not only budget management and cash flow but also the capacity to plan investments, mitigate risks, and astutely seize economic opportunities. Proficiency in these skills empowers MSMEs to adapt to market dynamics, overcome challenges, and thereby support the sustainable expansion of their businesses in the long run.
Co-Authors Abdul Aziz Ahmad Ali Ahyar Yuniawan Alifia Diva Paradiesta Ari Siswati Devina Riska Hapsari Eko Budiyanto, Ari Eko Budiyanto Ari Firma Dwian Pratiwi Fitria Anggun Wulandari Ibnu Putra Surya Danu Irsal Fauzi Jaya Ramadaey Bangsa Kasih Purwantini Mona Inayah Pratiwi Mufti Agung Wibowo Noor Laila Ramadhani Satria Avianda Nurcahyo Suharnomo Suharnomo