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Journal : Journal of Islamic Management

Analisis Pengaruh Literasi Keuangan Islam terhadap Inklusi Keuangan Syariah pada Generasi Milenial Azizurrahman, Nur; Ruhadi; Suhartanto, Dwi
Journal of Islamic Management Vol. 4 No. 2 (2024): July
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi UIN Sunan Ampel Surabaya, UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jim.v4i2.1824

Abstract

Currently, there are still heated discussions regarding the low level of sharia financial literacy and inclusion, which causes a lack of competitiveness. At the same time, Indonesia is entering an era of demographic bonus, which can be seen from the large number of millennial generations and a Muslim population of 237.56 million people (86.7% of the total population). This research uses a quantitative approach with survey methods to collect data from a sample of the millennial generation in Indonesia. The research instrument is a questionnaire designed to measure the level of Islamic financial literacy and use of Islamic financial products and services. Data analysis was carried out using the SmartPLS tool to test the relationship between Islamic financial literacy and Islamic financial inclusion. The validity and reliability of the instrument were tested before data collection to ensure the accuracy of the research results. The research results show that there is a positive and significant relationship between Islamic financial literacy and Islamic financial inclusion. Millennials with a high level of Islamic financial literacy tend to be more active in using sharia financial products and services. This research has important implications for stakeholders, including governments, financial institutions, and educational organizations, to strengthen Islamic financial literacy programs to encourage wider participation in the Islamic financial system.
Co-Authors Adi Firmansyah Agnina Ilma Nur Annisa Ahmad Nafi Aisyah , Siti Anggita Rismawati Rachman Anny Suryani Aulia Rahmawati Zulfa Azizurrahman, Nur Baidlowi, Baidlowi Banter Laksana, Banter Barnas, Benny Budhi Pamungkas Gautama, Budhi Busri, Hasan Muslikhatul Chavia Gilrandy La Difa Dadang Hermawan Destian Arshad Diharpi Herli Setyowati Dwi Suhartanto Erisandi Arditama Fadhila Rania Rakhmadanti Faqih, Achmad Habiburahman, Fadil Hardi Saputro, Iwan Harto Wicaksono, Harto Hasbi Assidiki Hasbi Assidiki Mauluddi Herlina Herlina Herlina Herlina Hermawan, Dwi Himmatul Ulya Intan Triana Hartanti Ira Andriani Iswandi Iswandi Iwan Setiawan Iwan Setiawan Izmiwati, Siti Zahra Jamhari Jamhari Kristianingsih Kristianingsih Kristianingsih, Kristianingsih Kristiono, Natal Kurniawan, Muhammad Andi Lathifa Husna Leviana Belianti Leviana Belianti Lisnawati Lisnawati Lola Luthfi Aulia Lutfianto Maman Rachman Marwansyah Maulana Dzakkiansyah Mayasari, Ine Mochamad Rizki Ramdani Mochamad Umar Mai Muflih, Muhammaf Muhammad Muflih Muthia Nur Soniati Mutiara Auzi Nadia Nur Azmi Nadia Rizki Rahmalia Nadia, Nurun Natasya, Putri Aulia Novia Wahyu Wardhani, Novia Wahyu Nugraheni Arumsari Nurdin, Ade Ali Pakpahan, Rosma Paramita, Niken Diah Pramono, Didi Prasetyana, Didi Khomsa PUJI LESTARI Radia Purbayati Ragilian, Restu Rahayu, Murtya Sri Reivaldo Reivaldo Renanta Ivana Nanda Rusmawan Risna Nurhaida Hafni Rizka Halimatusa’diyah Rizky Maidan Ilmi Ruhana, Nafisah Ruri Rahmaniar Salma Istiqomah Salma Nurul Zahara Sarah Salsabila Setiawan Setiawan Setiawan Setiawan Sinta Puspita Dewi Sudradjat Sudradjat SUMIYATI SUMIYATI Sunarto Sunarto Sutandi, Sutandi Syahidah, Zahra Zilan Syarief, Mochamad Edman Tjetjep Djuwarsa Tutik Wijayanti, Tutik Uddin, Hafiz Rafi Ummah, Siti Muslikhatul Uswatun Hasanah Via Muthmainnah Luthfi Wiratomo, Giri Harto Wiwitono, Bambang Yuri Almaida