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Pelatihan Pelayanan Prima di KSPPS BMT KUBE COLOMADU SEJAHTERA Putro, Tetuko Rawidyo; Sistriatmaja, Muhammad Bagus; Siti Aisyah Tri Rahayu; Hakim, Lukman; Hery Sulistyo Jati N S; Sumantyo, Riwi; Mulyanto; Johadi; Ariyanto Adhi Nugroho; Purnama, Muhammad Yusuf Indra
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 2 No. 1 (2024): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v2i1.74

Abstract

This service aims to improve the quality of human resources and the performance of KSPPS BMT KUBE COLOMADU SEJAHTERA employees by providing excellent service training to KSPPS BMT KUBE COLOMADU SEJAHTERA employees. The focus of the training is on efforts to improve employee performance so that they can provide an understanding of the importance of excellent service in internal and external interactions, Equip participants with an understanding of consumers as individuals who have many desires and perceptions about a product (service), Equip participants with the ability to provide excellent service, and be able to know the factors that influence consumer satisfaction and various methods of measuring excellent service. Enabling participants to be able to handle various complaints, access to financial institutions, both conventional and sharia, as well as financial technology. The approach used in this activity is to carry out training activities for employees to significantly improve the performance of BMT employees. It is hoped that the results of the training will be able to motivate and provide the skills needed for employees to provide excellent service to their customers. Excellent service to BMT customers will increase customer comfort and loyalty to BMT Kube Colomadu
ANALISIS PENGARUH FAKTOR DEMOGRAFIS DAN KECAKAPAN LITERASI KEUANGAN SERTA TEKNOLOGI TERHADAP PREFERENSI JENIS INVESTASI GENERASI Z Ayu Kharisma, Nanda; Sumantyo, Riwi
Jurnal Ilmu Ekonomi dan Pembangunan Vol 21, No 2 (2021): Jurnal Ilmu Ekonomi dan Pembangunan
Publisher : EP FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jiep.v21i2.88578

Abstract

Generasi Z ialah generasi yang lahir antara tahun 1995-2010 semakin menjadi fokus utama dalam konteks investasi karena dominansi mereka di pasar modal. Riset ini terbentuk dengan tujuan agar menganalisis bagaimana faktor demografis, literasi keuangan, dan tingkat pemahaman teknologi mempengaruhi preferensi jenis investasi generasi Z. Generasi Z yang dikenal juga dengan iGen terbiasa hidup dengan gadget dan internet. Keterbiasaan tersebut menyebabkan generasi Z dapat dengan mudah mencari informasi dan mempelajari bagaimana investasi bekerja. Penelitian ini memakai metode survei digunakan untuk mengelompokkan data dari sampel yang mewakili generasi Z. Hasil analisis regresi logistik memperlihatkan jika faktor demografis, literasi keuangan, dan kecakapan teknologi memiliki pengaruhnya masing-masing terhadap tiap-tiap jenis investasi. Penelitian ini mengelompokkan berbagai investasi menjadi tiga kelompok yakni investasi surat berharga, investasi riil, dan investasi lainnya. Analisis regresi logistik metode logit memperlihatkan jika variabel penghasilan, literasi keuangan, serta kecakapan teknologi berdampak dengan signifikan pada preferensi jenis investasi surat berharga. Akan tetapi pada preferensi jenis investasi riil dan investasi lainnya, masing-masing dipengaruhi secaea signifikan oleh satu variabel saja. Prefrensi jenis investasi riil dipengaruhi oleh penghasilan sedangkan jenis investasi lainnya dipengaruhi oleh kecakapan teknologi. Hasil analisis regresi logistik metode logit menunjukkan bahwa preferensi jenis investasi yang dipilih oleh generasi Z dipengaruhi oleh variabel yang berbeda-beda.Kata Kunci: Preferensi, Generasi Z, Investasi, LogitJEL Klasifikasi: D11, J13, E22, C25
THE RELATIONSHIP BETWEEN PROCRASTINATION AND SKEPTICISM OF FEB UNS STUDENTS ON INTEREST IN INVESTING Kristianto, Yehezkiel Yoga Nugraha Adi; Sumantyo, Riwi; Wijayadne, Devi Rahnjen
Journal of Applied Economics in Developing Countries Vol 8, No 1 (2023): Journal of Applied Economics in Developing Countries
Publisher : MESP–FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jaedc.v8i1.79446

Abstract

The habits of students who prefer to procrastinate and doubt something, also influence the attitude in starting an action, one of which is the interest in investing. Student interest in investing is relatively low although the majority of majors in the faculties of economics and business will get knowledge related to the capital market. The purpose of this study was to determine whether there is a relationship between the character of students in procrastination (procrastination) and skepticism (hesitation) of the students of the Faculty of Economics and Business at Sebelas Maret University on the interest in investing in the capital market. This research is a quantitative study with a sample of research using the Stratified Sampling technique, which is based on the level of levels that exist among FEB UNS students (Diploma-3, Strata-1, Masters, and Doctor). The instrument used was an online questionnaire. Data is processed through the SPSS program using multiple regression analysis and cross tabulation. The results showed that procrastination has a negative and significant effect on the interest in investing in students. Meanwhile, skepticism has a positive and significant effect on the interest in investing in students.
EFFECT OF TRUST, EASE, AND USEFULNESS ON FINTECH REPURCHASE INTENTION AMONG UNIVERSITY STUDENTS Gunawan, Winda; Sumantyo, Riwi; Putri, Novi Tri
Journal of Applied Economics in Developing Countries Vol 7, No 1 (2022): Journal of Applied Economics in Developing Countries
Publisher : MESP–FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jaedc.v7i1.79424

Abstract

The research was conducted to determine the effect of trust, perceived ease of use, and perceived usefulness on the repurchase intention of financial technology among students at Universitas Sebelas Maret. The researchers aimed to understand how these factors influenced studen’s' decisions to continue using Cicil.co.id, a financial technology service designed to assist students with financing their educational needs. The research aimed to examine the effects of trust, perceived ease of use, and perceived usefulness on student’s repurchase intentions of Cicil.co.id, a financial technology service for educational financing, among Universitas Sebelas Maret students. Using primary data from distributed questionnaires, the study applied validity and reliability tests and multiple linear regression analysis via SPSS version 22. Findings revealed that trust and perceived ease of use significantly influenced repurchase intentions, while perceived usefulness did not.
DETERMINANTS OF FOREIGN CURRENCY HEDGING AND IT’S IMPACT ON FIRM VALUE Fadhila, Amalia Hasna; Sumantyo, Riwi
Journal of Applied Economics in Developing Countries Vol 8, No 2 (2023): Journal of Applied Economics in Developing Countries
Publisher : MESP–FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jaedc.v8i2.79839

Abstract

Hedging through derivative instruments is a risk management action to reduce losses due to foreign exchange exposure. This research aims to examine the influence of liquidity, company size, leverage, growth opportunity, financial distress, profitability on company hedging decisions and to find out whether hedging activities have an effect on company value. The research sample consisted of 39 companies in the basic industry and chemical goods sector listed on the Indonesia Stock Exchange in 2014-2018. This research uses two stages of testing to analyze the data. The first stage uses logistic regression to test decision determinants hedging company. The second stage uses testing Independent Sample T-Test to determine the impact of activities hedging on company value and knowing which groups of companies have superior value. The research results show that leverage, company size and growth opportunity have a positive effect on the probability of a company's hedging decisions. Meanwhile, financial distress, liquidity and profitability have a negative effect on the probability of a company's hedging decisions. There is a significant difference in the average value between companies that carry out hedging activities and companies that do not carry out hedging activities.