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Journal : Zona Law And Public Administration Indonesia

Ethics of Buying and Selling in the View of the Qur'an and Al-Hadith Rosadi, Imron
Zona Law And Public Administration Indonesia Vol. 2 No. 6 (2024): November 2024
Publisher : Yayasan Mentari Madani

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Abstract

This study analyzes the ethical principles of commerce from an Islamic perspective, grounded on Qur’an and Hadith, and their application in modern business activities. Through an in-depth analysis of primary Islamic sources and contemporary literature, this study identifies and analyzes the fundamental principles of Islamic business ethics, including the concepts of halal (al-halal), honesty (al-shidq), transparency (al-wuduh), and fairness (al-‘adalah). The research methodology uses a qualitative approach with content analysis of Qur'anic verses, Hadiths, and Islamic classical literature, as well as case studies on modern business practices. The study's findings indicate that the concepts of Islamic business ethics are highly pertinent to modern business practices and are positively associated with corporate success and sustainability. Case studies demonstrate that firms that regularly implement the principles of Islamic business ethics exhibit more sustained growth and enhanced reputations. The research indicated that the application of Islamic business principles fosters the development of a more equitable and sustainable economic structure. These findings have significant implications for the advancement of ethical and sustainable business practices in contemporary contexts, while also offering a practical framework for the application of Islamic business ethics principles in everyday operations
Analysis of Direct Gifts in Opening a Savings Account at Bank Syariah Indonesia in Program Spesial Rezeki Berkah Idul Adha Rosadi, Imron; Sunaryo Mukhlas, Oyo
Zona Law And Public Administration Indonesia Vol. 3 No. 4 (2025): July 2025
Publisher : Yayasan Mentari Madani

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Abstract

This study aims to analyze the suitability of the “Program Spesial Rezeki Berkah Idul Adha” program organized by Bank Syariah Indonesia (BSI) with the provisions of the fatwa of the National Sharia Council – Indonesian Ulema Council (DSN-MUI), especially related to the giving of prizes in fundraising. This program offers prizes in the form of sacrificial animals for customers who open a savings account with a certain placement of funds within a certain period of time. The method used in this study is a normative juridical approach with qualitative analysis, as well as a case study on the implementation of the BSI program. The results of the study show that there are a number of inconsistencies in the program with DSN-MUI fatwas, especially if the prize is promised definitively and is the main condition in the account opening contract, so that it has the potential to violate sharia principles such as the prohibition of riba, gharar, and maysir. However, this program can be declared in accordance with sharia if the prize is given without a prior promise, comes from bank funds, and is not part of the principal contract. This study recommends adjusting the reward mechanism so that promotional programs remain commercially attractive without violating applicable sharia principles