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Responsive Law of the National Sharia Council of the Indonesian Ulema Council’s Fatwa on Permissibility of Electronic Money Marwal, Muhammad Ilyas; Munir, Badrul; Marwal, M. Rafid; Ilyas, Muhammad Fadhlirobby
El-Usrah: Jurnal Hukum Keluarga Vol. 8 No. 1 (2025): EL-Usrah: Jurnal Hukum Keluarga
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/j7qh3j69

Abstract

This research examines the role of the fatwa of the National Sharia Council of the Indonesian Ulema Council regarding the permissibility of using electronic money as a law responsive to socio-economic phenomena and its impact on the economic practices of Muslim communities in Indonesia. With a descriptive-analytical qualitative approach, this research uses primary data from in-depth interviews and secondary data from official documents to understand the implementation and impact of the fatwa. The research results show that the DSN MUI fatwa provides important legal certainty for Muslims, ensuring that the use of electronic money follows Sharia principles such as the prohibition of usury, gharar, and haram transactions. In addition, this fatwa emphasizes security and transparency in transactions, increasing public trust in the digital financial system and supporting financial inclusion by enabling access to modern financial services for people previously unreachable by conventional banking. In conclusion, the DSN MUI fatwa supported the adaptation of Islamic law to the development of modern financial technology, ensuring the integration of technological innovation in the lives of Muslims without sacrificing their religious values. This research was conducted without conflict of interest, with all processes being independent and objective to ensure scientific integrity.
Pemanfaatan Limbah Plastik menjadi Produk Kreatif bagi Pemuda di Pulau Salemo Desa Mattiro Bombang Irma Hakim; Noerfitryani Noerfitryani; M. Rafid Marwal; Rosanna Rosanna; Farhanah Wahyu; Asdi Asdi
Jurnal Pengabdian UNDIKMA Vol. 3 No. 2 (2022): August
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v3i2.5714

Abstract

The purpose of this community service activity is to increase the knowledge and skills of partners in managing plastic waste into creative products on Salemo Island. The partners of this service are youths who are less productive who are members of the Joint Rezki Fisherman Group. The implementation of this activity consists of several stages, namely providing materials, interviews, demonstrations of making plastic waste products, monitoring, and evaluating activities. The results of this service activity are an increase in the knowledge and skills of partners regarding waste management techniques, producing waste products made from plastic into valuable products, and the formation of partner business working groups. The types of plastic waste products produced are wall hangings, tissue holders, pencil or pen holders, bags, decorative lights, accessories containers, cellphone chargers, and piggy banks.
THE EFFECT OF BOARD OF DIRECTORS COMPENSATION, BOARD OF DIRECTORS SIZE, AND FIRM SIZE ON FIRM VALUE IN THE PROPERTY AND REAL ESTATE SECTOR Witya Shalini; Faidzin Firdhaus; Arlina Ginting; Nurhasanah; M. Rafid Marwal
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 2 (2025): JANUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i2.650

Abstract

This study aims to determine the effect of board of directors compensation, board of directors size, and firm size on firm value in property and real estate companies. The population in this study consisted of companies in the property and real estate sector, and 63 of them were selected as samples of this study through purposive sampling techniques. Estimation was carried out by multiple regression analysis. The data used in this study were secondary. The results of this study indicate that based on the partial test (t-test), compensation and board of directors size have a significant effect on the firm value variable. In contrast, firm size does not affect firm value. Based on the simultaneous test (f-test), compensation, board of directors size, and firm size significantly affect firm value.
Pengaruh Pendidikan, Pelatihan, Karier Terhadap Kinerja dan Kompetensi SDI Perbankan Syariah Makassar Marwal, M. Rafid; Ilham
Jurnal Ilmu Manajemen, Bisnis dan Ekonomi Vol 1 No 6 (2024)
Publisher : PT Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jimbe.v1i6.237

Abstract

This study aims to analyze the effect of education, training, career on the performance and competence of SDI in Makassar Islamic banking, to analyze the influence of SDI competence on employee performance, to analyze the influence of education, training, career through the competence of SDI Islamic Banking Makassar. This study uses a quantitative approach using primary data through a questionnaire to 200 respondents. This research was conducted from July to September 2020. Data were analyzed using the SEM AMOS program. The results showed that: Education has a negative and significant effect on SDI Competence, Training has a positive and significant effect on SDI Competence, Career has a positive and insignificant effect on SDI Competence, Education has a positive and significant effect on Employee Performance. Training has a positive and significant effect on employee performance. Career has a positive and significant effect on employee performance. SDI competence has a positive and significant effect on employee performance, Education has a positive and significant effect on employee performance through SDI competence. Training has a positive and significant effect on employee performance through SDI competence. Training has a positive and significant effect on employee performance