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All Journal JRMSI - Jurnal Riset Manajemen Sains Indonesia Jurnal Ilmiah Wahana Akuntansi Jurnal Akuntansi dan Keuangan Indonesian Collaboration Journal of Community Services (ICJCS) PROSIDING SEMINAR NASIONAL FISIKA (E-JOURNAL) Jurnal Akuntansi, Perpajakan dan Auditing Jurnal Social Society PENG: Jurnal Ekonomi dan Manajemen Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin Indonesia Economic Journal
Diena Noviarini
Fakultas Ekonomi Unversitas Negeri Jakarta
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Environmental Science Languange, Linguistic, Communication & Media Physics Social Sciences Other

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Pengaruh Literasi Keuangan Digital Terhadap Perilaku Menabung Nasabah Bank Digital di DKI Jakarta Wa Ode Regina Hersanti; Widyastuti, Umi; Noviarini, Diena
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): JANUARI
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/6ptntj40

Abstract

The objective of this study is to investigate the impact of digital financial literacy on the saving behavior of digital banking users in the DKI Jakarta area, with a particular emphasis on SeaBank customers. The research also explores digital financial literacy in connection with socio-economic variables, such as educational attainment, income level, employment type, and financial learning experience. This study employs a descriptive quantitative methodology and gathers data through an online survey distributed via Google Forms. The data is then analyzed using the Structural Equation Modeling (SEM) approach. The findings indicate that digital financial literacy has a significant and positive effect on individuals' saving behavior. Furthermore, socio-economic conditions are shown to positively and significantly influence digital financial literacy. In contrast, financial education does not demonstrate a significant positive relationship with digital financial literacy.
Co-Authors Ahmad , Gatot Nazir Ahmad, Dejan Kurniawan Al Fatiy, Zaid Amanda Chrysanti Andani, Adelia Tiara Ardiyansyah, Daril Fajar Asa, Ringga Sentag Asa, Ringga Sentagi Berutu, Meta Bara Cindy, Vira Deyana Fadlullah, Fauzan Gatot Nazir Ahmad Hanafi, Tegar Henry Ocky Hermawan, Sabo Ilham, Muhamad Leksono, Wahyu M. Yasser Arafat Marsellisa Nindito, Marsellisa Meta Bara Berutu Muhamad Safitri Ruswandi Osly Usman Parimitha, Widya Purwana E.S., Dedi Roni Faslah Rumondang, Sintha Ruswandi, Muhamad Safitri Setyo Ferry Wibowo Shandy Aditya Sharon, Zerafim Emmanuel Sihombing, Rio Danuarta Singal, Anna Maurina Syahputra, Rakha Athallah Terrylina A. Monoarfa Terrylina Arvinta Monoarfa Umi Widyastuti Umi Widyastuti Wa Ode Regina Hersanti Widyastuti , Umi YAMANI, AKHMAD Zakaria, Adam