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All Journal Performance Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Eco-Entrepreneur Jurnal Studi Manajemen dan Bisnis MBR (Management and Business Review) Journal of Economic, Bussines and Accounting (COSTING) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan SEIKO : Journal of Management & Business JURNAL MANAJEMEN BISNIS JURNAL EKSBIS Performance : Jurnal Bisnis dan Akuntansi Community Engagement and Emergence Journal (CEEJ) JURNAL ILMIAH FEASIBLE (JIF) Jurnal Ilmiah Manajemen Kesatuan Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Pengabdian kepada Masyarakat Daengku: Journal of Humanities and Social Sciences Innovation Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Jurnal Administrasi Kantor Jurnal Pengabdian Mandiri Jurnal Kajian Ilmu Manajamen Indonesian Journal of Islamic Economics and Finance Amkop Management Accounting Review (AMAR) Jurnal Media Akademik (JMA) JER
aprilina susandini
Fakultas Ekonomi Dan Bisnis, Universitas Trunojoyo Madura, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Literasi Keuangan, Inklusi Keuan PERAN LITERASI DAN INKLUSI KEUANGAN TERHADAP PENGEMBANGAN EKONOMI KREATIF DI KABUPATEN SUMENEP: Ekonomi Kreatif Hanifiyah Rifadha; Susandini, Aprilina
JURNAL EKBIS Vol 25 No 1 (2024): EKBIS (Jurnal Analisis, Prediksi dan Informasi
Publisher : Universitas Islam Lamongan

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Abstract

The purpose of this study is to ascertain how financial inclusion and literacy contribute to the growth of the creative economy in Sumenep Regency. Fifty samples from actors in the Sumenep Regency's creative economy were used in this study. Quantitative research is the approach employed in this study. Primary data is the data source that was utilised. Information was gathered through the responses to questionnaires given to fifty participants in the creative economy. Simple random sampling, which is a probability sampling technique, was used to gather samples. The Likert scale is the measurement tool employed. With the use of SPSS (Statistical Product and Service Solution), to assess keabsahan hypotheses. The results of the uji hipotesis indicate that there is a significant influence between the literate class and the growth of the creative economy, while the influence between the inklusi class and the growth of the creative economy is not significant.
PENGARUH PERAN PERBANKAN DAN PEMERINTAH DAERAH DALAM MENGEMBANGKAN EKONOMI KREATIF DI KABUPATEN PAMEKASA TRI ADINDA NINGSIH, YULIA; Susandini, Aprilina
JURNAL EKBIS Vol 25 No 1 (2024): EKBIS (Jurnal Analisis, Prediksi dan Informasi
Publisher : Universitas Islam Lamongan

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Abstract

The aim of this research is to determine the influence of the role of banking and local government in developing the creative economy in Pamekasan Regency. The population in this research are creative economy actors in Pamekasan district. The sample from this research was 50 creative economy MSMEs in Pamekasan Regency. The sample technique taken was a purposive sampling technique. The research method used is a quantitative method. Data analysis techniques use validity tests, reliability tests, classical assumption tests, and multiple linear regression analysis. From this research, the role of banking does not have a significant effect, because the t test results show 0.318 > 0.05. Meanwhile, local government has a significant influence because the value is 0.000 < 0.05. Simultaneously the influence of the role of banking and local government has a significant influence because the resulting value is 0.000b
PEMBELAJARAN BERBASIS SOFT SKILL UNTUK MAHASISWA ENTREPRENEURSHIP DENGAN MODEL KELOMPOK USAHA BERSAMA Susandini, Aprilina; Faidal, Faidal
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 9 No 1 (2019): Performance : Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v9i1.672

Abstract

Learning innovation is learning by using new ideas, methods and models toachieve learning goals. The Entreprenurship Study Program improves students' soft skillswith a joint business group model. Where this business group is used as a place ofpractice for students to apply the learning process in the classroom. The aim is toincrease student creativity in carrying out their business ideas. The implementation ofKUB model learning uses a qualitative approach, where data is obtained by means ofinterviews and observations. KUB will be managed by students, while lecturers superviseand provide direction.
TINGKAT PENDAPATAN, POLA KONSUMSI, DAN POLA MENABUNG PETANI GARAM DALAM PERSONAL FINANCE Susandini, Aprilina; Jannah, Miftahul
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 11 No 1 (2021): Performance : Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v11i1.1321

Abstract

Personal finance is a financial management scope was used to manage finances from respective person. A good quality of life requires a good financial and a good financial can be achieved with proper financial planning. Financial management of personal occurs for salt farmers too who have income in seasonal. This study aims to describe Salt farmers Madura income level, consumption, and savings in personal finance. This research conducted on 6 villages on Madura as Salt Island, namely Pangarengan and Ragung in Sampang City, Dasuk and Lembung in Pamekasan city, Karanganyar and Pinggirpapas in Sumenep city. 130 respondents was used on this study with purposive sampling technique and descriptive quantitative as a research method. The results show the factors such as: dry season duration, production, farmer categories, productivity levels, salt prices, profit-sharing system, and side job have effect on income levels. Furthermore, that Madura salt farmers prioritize primary consumption with simple financial management. Besides, Madura salt farm also have savings with various pattern and type. They have gold (Jewelry) investment as the main choice.
ANALISIS PERAN PERBANKAN DAN INKLUSI KEUANGAN DALAM MENGEMBANGKAN POTENSI PARIWISATA DI KABUPATEN SUMENEP Trianto, Machrus Rahman; Susandini, Aprilina
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 14 No 1: Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v14i1.2969

Abstract

Nowadays, tourism development plays an important role in advancing a region and requires capital, especially from financial institutions which play an important role as channelers of funds. The relevance of regional banking inaa country's economic growth and development cannot be overstated. Sumenep Regency has beautiful natural topography and a diversity of traditions and culture so that the existence of the tourism sector can contribute to increasing Regional Original Income (PAD). In this case, capital support, especially from banking financial institutions, is very necessary. Apart from that, financial inclusion issan important thing for the government to pay attention to, because it is an effort to encourage the financial system to be accessible to all levels of society. This research method is quantitative. It is hoped that this research can provide a better understanding of how increasing awareness of financial inclusion and the role of banking in tourism can help in national economic recovery and development. The results of this research are that theevariables partially have a significant effect on tourism development and the partial financial inclusion variable does not have a significant effect on the decision.to.visit. Banking and financial inclusion simultaneously influence tourism development.
Program pengabdian kepada masyarakat nasional: pelatihan digital marketing dan digitalisasi akuntansi bagi UMKM di pulau Madura Raya Sulistyowati; Dian Anita Nuswantara; Apriana H.J. Fanggidae; Paulina Yuritha Amtiran; Ronald P.C. Fanggidae; Aprilina Susandini; Miftahul Jannah; Ruben M. Nayve Jr; Marisa Intan Prawesti; Danis Maulia
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 8, No 3 (2024): September
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v8i3.25935

Abstract

AbstrakDalam era digital, banyak UMKM yang kesulitan beradaptasi dengan teknologi digital, terutama dalam hal pemasaran dan pengelolaan keuangan. Penelitian ini membahas tentang upaya peningkatan keterampilan UMKM di Madura melalui Program Pengabdian Masyarakat Nasional yang fokus pada pelatihan digital marketing dan digitalisasi akuntansi. Pelatihan ini bertujuan untuk membekali UMKM dengan keterampilan dan pengetahuan yang dibutuhkan untuk bersaing di era digital, termasuk strategi pemasaran digital dan penggunaan software akuntansi untuk meningkatkan efisiensi operasional. Metode yang digunakan dalam pelatihan ini adalah identifikasi masalah, persiapan dan koordinasi, serta pelaksanaan kegiatan. Program ini dilaksanakan melalui kolaborasi antara Universitas Nusa Cendana, Universitas Negeri Surabaya, dan Universitas Trunojoyo Madura. Hasilnya menunjukkan peningkatan pemahaman dan keterampilan digital para pelaku UMKM yang signifikan, sehingga diharapkan dapat memperluas jangkauan pasar dan meningkatkan daya saing UMKM di Pulau Madura. Penelitian ini juga mengidentifikasi tantangan dan peluang dalam implementasi program, memberikan rekomendasi strategis untuk meningkatkan dampaknya, dan berpotensi menjadi model bagi program serupa di daerah lain. Kata kunci : pemasaran digital; digitalisasi akuntansi; pengabdian kepada masyarakat; UMKM AbstractThis research discusses efforts to improve the skills of MSMEs in Madura through the National Community Service Program which focuses on digital marketing training and accounting digitalization. This training aims to equip MSMEs with the skills and knowledge needed to compete in the digital era, including digital marketing strategies and the use of accounting software to improve operational efficiency. This program is carried out through a collaboration between Universitas Nusa Cendana, Universitas Negeri Surabaya, and Universitas Trunojoyo Madura. The results show a significant increase in the understanding and digital skills of MSME actors, so it is expected to expand market reach and increase the competitiveness of MSMEs on Madura Island. The study also identifies challenges and opportunities in program implementation, provides strategic recommendations to increase their impact, and has the potential to serve as a model for similar programs in other regions. Keywords: community service; digital marketing; digitalization of accounting; MSMEs
PERAN BUMDES DALAM MENCIPTAKAN DESA BERDAYA BERBASIS OLAHAN LAUT Tamaya Adianti; Eko Budi Laksono; Aprilina Susandini; Prasetyo Nugroho
JURNAL PENGABDIAN MANDIRI Vol. 3 No. 12: Desember 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jpm.v3i12.9279

Abstract

Program pengabdian masyarakat bertajuk Desa Berdaya di Desa Padelegan, Kecamatan Pademawu, Kabupaten Pamekasan, bertujuan untuk memberdayakan masyarakat melalui optimalisasi potensi lokal, khususnya produk olahan hasil laut. Desa Padelegan memiliki sumber daya laut melimpah, seperti ikan teri, cumi, dan udang, namun selama ini sebagian besar hasil laut hanya dijual mentah sehingga memiliki nilai tambah rendah. Program ini melibatkan Badan Usaha Milik Desa (BUMDes) sebagai mitra strategis dalam pengelolaan dan inovasi produk lokal. Melalui tahapan observasi, sosialisasi, pelatihan, dan evaluasi, program ini menghasilkan berbagai capaian, termasuk produksi produk unggulan seperti kerupuk tenggiri, bakso ikan, dan dimsum yang bernilai ekonomi tinggi. Pendekatan pemasaran digital diterapkan dengan memanfaatkan media sosial dan platform e-commerce seperti Shopee dan Tokopedia untuk memperluas jangkauan pasar. Hasilnya, produk desa tidak hanya dikenal di pasar lokal tetapi juga mampu menembus pasar di luar wilayah Pamekasan. Sebagai puncak program, diluncurkan *Desa Mandiri* berbasis ekonomi kreatif yang memperkenalkan produk unggulan desa sekaligus mendorong kemitraan dengan pelaku usaha dan investor. Program ini tidak hanya meningkatkan pendapatan masyarakat tetapi juga memperkuat solidaritas komunitas. Pendampingan berkelanjutan dari perguruan tinggi dan penerapan strategi berbasis inovasi dan teknologi terbukti efektif dalam mendorong kemandirian ekonomi desa serta menciptakan model pengembangan ekonomi kreatif yang dapat direplikasi di desa lain.
Mengukur Efektivitas Keuangan Umkm Di Sumenep: Peran Inklusi Keuangan, Financial Technology, Dan Pengelolaan Risiko Septianza, Cindi; Susandini, Aprilina; Hardyati, Vidi
SEIKO : Journal of Management & Business Vol 7, No 1.1 (2024)
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v7i1.7738

Abstract

Penelitian ini bertujuan untuk mengevaluasi tingkat efektivitas keuangan pada pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Kabupaten Sumenep serta menganalisis pengaruh inklusi keuangan, teknologi finansial (fintech), dan pengelolaan risiko terhadap efektivitas keuangan UMKM tersebut. Metode yang digunakan dalam penelitian ini adalah kuantitatif dengan pendekatan deskriptif yang didukung oleh kuesioner. Jumlah sampel yang diambil sebanyak 100 responden dari pelaku UMKM di Kabupaten Sumenep, dengan pengambilan sampel menggunakan metode purposive sampling. Data yang diperoleh dianalisis menggunakan uji regresi linear berganda, dan alat analisis yang dipakai adalah IBM SPSS versi 25. Hasil penelitian menunjukkan bahwa secara parsial, variabel inklusi keuangan tidak berpengaruh signifikan terhadap efektivitas keuangan. Sebaliknya, variabel teknologi finansial dan pengelolaan risiko menunjukkan pengaruh signifikan terhadap efektivitas keuangan. Selain itu, secara bersamaan, inklusi keuangan, teknologi finansial, dan pengelolaan risiko memberikan pengaruh terhadap efektivitas keuangan UMKM di Kabupaten Sumenep. Kata Kunci : Inklusi Keuangan, Financial Technology, Pengelolaan Risiko, dan Efektivitas Keuangan.
IMPLEMENTASI MANAJEMEN USAHA UNTUK MENGEMBANGKAN POTENSI LOKAL DAN EKONOMI KREATIF DI DESA PADELEGAN Aprilina Susandini; Prasetyo Nugroho; Vidi Hadyarti; Miftahul Jannah
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 7: Desember 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jabdi.v4i7.9024

Abstract

Desa Pandelegan memiliki potensi lokal yaitu hasil laut, akan tetapi pemanfaatan potensi tersebut masih terbatas akibat kurangnya pengetahuan dalam manajemen usaha. Sebagian besar pelaku usaha di desa ini masih menggunakan pendekatan tradisional tanpa strategi yang efektif, sehingga sulit bersaing di pasar yang lebih luas. Tim pengabdian UTM memberikan pelatihan dan pendampingan intensif selama tiga bulan. Program ini bertujuan meningkatkan keterampilan manajemen usaha, memaksimalkan potensi lokal, dan mengintegrasikan inovasi ekonomi kreatif. Kegiatan pengabdian ini dilaksanakan selama tiga. Adapun kegiatan yang dilakukan yaitu FGD, workshop, pelatihan dan pendampingan manajemen keuangan dan pemasaran digital. Dengan kegiatan pelatihan dan pendampingan yang dilakukan, pelaku usaha sudah melakukan pencacatan taransaksi-transaksi keuangan dengan aplikasi. Pelaku usaha mulai mengenal dan memanfaatkan pemasaran
The Impact of Financial Inclusion and Technology Digitalization on The Development of The Creative Economy in Pamekasan Tahol, Triana Olivia; Susandini, Aprilina; Hadyarti, Vidi
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6357

Abstract

This study aims to determine the impact of financial inclusion and technology digitalization on the development of the creative economy in Pamekasan, as measured by indicators of product innovation, marketing innovation, financial system innovation, and human resource management innovation. This study uses a quantitative approach involving 85 respondents as samples. Data was collected through field observations, structured interviews, and questionnaires compiled using a Likert scale. Data analysis was carried out using data instrument tests, classical assumption tests, and hypothesis tests with the help of SPSS 26 software to analyze the data obtained and test the established hypotheses. The results of this study indicate that financial inclusion and technology digitalization partially have a positive and significant effect on the development of the creative economy in Pamekasan. Simultaneously, financial inclusion and technology digitalization significantly affect the development of the creative economy in Pamekasan.
Co-Authors Aditiya Putri Indriani Afriza, Deby Agustine, Dian Ayu Dwi Permata Aisyah Aisyah Amilliatus Shobakhah Ananta, Zulia Devi Arfy, Widya Rizka Aviana Putri Iswanti Chasani, Alfin Amal Choirunnisa, Anisah Danis Maulia Darul Islam Darul Islam dedy afriyanto Dedy Arfiyanto Dewi Ayu Lestari Dharmala, Nana Wahyu Dian Anita Nuswantara Eko Budi Laksono Elita Yuvika Wulandari Endang Widyastuti Endang Widyastuti Erfianti, Rani Yulia Evaliati Amaniyah Faidal Faidal Faidal, Faidal Fanggidae, Apriana H.J. Fanny Dewi Sukma Fathor AS Febrianti, Tiara Naylil Hadinata, Vicky Alfiyan Hadyarti, Vidi Hamro, Najmatul Hanifiyah Rifadha Hardyati, Vidi Husnah, Fithiyatul Imam Mahrus Afwan Romadhoni LAILATUL MAGHFIROH Marisa Intan Prawesti Miftahul Jannah MIFTAHUL JANNAH Miftahul Jannah Miftahul Jannah Mochamad Reza Adiyanto Nuri Fatmawati Prasetyo Nugroho Prasetyo Nugroho Purnomo, Arie Setyo Dwi Putri, Arista Maulida Roziana Rahayu, Putri Ananta Raya Sulistyowati Roby Gunawan, Ahmad Ronald P.C. Fanggidae Ruben M. Nayve Jr Ryan Restu Prasasongko Samsuki Septianza, Cindi Setyaangraini, Salsabilla Putri Sundari , Sundari Syafitri, Diyana Tahol, Triana Olivia Tamaya Adianti TRI ADINDA NINGSIH, YULIA Trianto, Machrus Rahman Zainal Arif Abdullah