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All Journal Jurnal Agro Ekonomi Jurnal Ilmiah Ekonomi Islam Jurnal Manajemen Pembangunan Daerah Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam NISBAH: JURNAL PERBANKAN SYARIAH JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Jurnal Agro Ekonomi Journal of Sustainable Tourism and Entrepreneurship Annals of Management and Organization Research ALMUJTAMAE: Jurnal Pengabdian Masyarakat Ekonomi Islam Indonesia Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah Bukhori: Kajian Ekonomi dan Keuangan Islam IIJSE Jurnal Ekonomi dan Pembangunan Indonesia Policy Brief Pertanian, Kelautan, dan Biosains Tropika Halal Studies and Society Dirham: Journal of Sharia Finance and Economics
Ranti Wiliasih
Faculty Of Economics And Management, IPB University, Jl. Agatis. Dramaga Campus IPB, Bogor, West Java, 16680, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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The Effect of ZIS-DSKL Funds and GDP on Poverty Levels in Indonesia Surury, Nurul Azizah; Huda, Nurul; Rini, Nova; Fatwa, Nur; Wiliasih, Ranti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4933

Abstract

The study aims to analyze the influence of the distribution of Zakat, Infaq, Sedekah, and Other Religious Social Funds (ZIS-DSKL) and Gross Domestic Product (GDP) growth on the poverty rate in Indonesia for the period 2015-2022. The data used are secondary data obtained from the Central Statistics Agency and the Center for Data and Information Systems of the Indonesian Ministry of Trade. The analysis method employed is multiple regression. The analysis findings suggest a significant impact of the distribution of ZIS-DSKL funds and GDP growth on the poverty rate in Indonesia. The poverty rate in Indonesia can be decreased by increasing the distribution of ZIS-DSKL funds and promoting GDP growth, as revealed by their respective influences. It is important to raise public awareness about zakat obligations, ensure transparency in fund management, and carefully select programs aimed at alleviating poverty to enhance the effectiveness and efficiency of ZIS-DSKL fund distribution. The government needs to continue promoting inclusive and sustainable economic growth through pro-investment policies, infrastructure development, access to education and skills training, and strengthening potential economic sectors. Further research is necessary to understand the relationship between the distribution of ZIS-DSKL funds, GDP growth, and the poverty rate in Indonesia, providing deeper insights and more accurate data to formulate more effective policies to address poverty in Indonesia.
STRATEGIC PRIORITY ANALYSIS OF BAZNAS SANTRIPRENEUR FOR BUSINESS PERFORMANCE ENHANCEMENT Musyafa, Akmal; Wiliasih, Ranti
Jurnal Manajemen Pembangunan Daerah Vol. 18 No. 2 (2025): Jurnal Manajemen Pembangunan Daerah
Publisher : Program Studi Manajemen Pembangunan Daerah. Fakultas Ekonomi dan Manajemen. IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/2cthse79

Abstract

ABSTRACT The Santripreneur Program by BAZNAS is a pesantren-based economic empowerment initiative aimed at enhancing the self-reliance of santri (Islamic boarding school students) through training, mentoring, and business support. However, there has been no strategic study that systematically maps the relative contribution of each program aspect and development strategy to the improvement of participants’ business performance. This study aims to determine the priority of program aspects and development strategies deemed most influential in this context. The method used is the Analytic Network Process (ANP) based on expert judgment. A total of seven expert respondents provided assessments of five clusters of program aspects including entrepreneurship training, cash assist, competition, business assistance, and monitoring and five development strategies. The results indicate that capital assistance is the highest-priority aspect, while the integration of training curriculum and sustainable mentoring schemes are the most recommended development strategies. These findings are expected to serve as a foundation for strategic decision-making by BAZNAS in developing the program more effectively and sustainably.   Keywords: ANP, business performance, development strategy, pesantren entrepreneurship, Santripreneur.
Determinants of Saving Decisions at Indonesian Islamic Banks During the COVID-19 Pandemic Kamil, Muhammad Afifuddin Abdurrosyid; Wiliasih, Ranti; Irfany, Mohammad Iqbal
Annals of Management and Organization Research Vol. 4 No. 1 (2022): August
Publisher : goodwood publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/amor.v4i1.1387

Abstract

Purpose: This study aims to determine the characteristics and factors influencing the decision to save at Islamic banks, during the COVID-19 pandemic. Research methodology: The sample used in this study amounted to 400 participants, which were collected by online questionnaire. A logistic regression was also employed to estimate the influence of independent variables on the saving decisions of customers. This was accompanied by the implementation of descriptive analysis, to determine the characteristics of Islamic bank customers during the pandemic. Results: The characteristics of the participants were dominated by people aged 17-25, with the majority of them residing in West Java and working as a student. Besides this, data were also analyzed by using logistic regression analysis. Based on the results, several factors influenced the saving decisions of Islamic bank customers. In this case, evaluation and strategy were carried out to increase customer interest through knowledge of the types and benefits of Islamic savings. Limitations: This study was limited to the analysis of the factors influencing the saving decisions of Islamic bank customers during COVID-19. The contribution derived was also related to the saving demands of customers in Islamic banking. Contribution: The results highlighted the characteristics of Islamic bank customers during the pandemic, as reference material for banking managers to increase interest in their financial products. Originality: Based on the logistic regression, religiosity, knowledge, promotion, location, and age positively/significantly affected saving decisions at Islamic banks during the COVID-19 pandemic. This indicated that Islamic banking was not stuck in the market segment of the Muslim community, regarding the promotion of their products. In addition, promotion quality should be essentially improved, accompanied by the maintenance of business ethics and image as an Islamic bank.
Sharia hotel preferences among tourists in Bogor City: Factors and insights Luthfiana, Alda; Wiliasih, Ranti; Irfany, Mohammad Iqbal; Haq, Daffa Aqomal
Journal of Sustainable Tourism and Entrepreneurship Vol. 4 No. 1 (2022): September
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/joste.v4i1.1654

Abstract

Purpose: The objective of this study is to examine the factors influencing consumer demand for Sharia hotel services in Bogor City and their characteristics to provide invaluable guidance for related parties. Research Methodology:  This study employs descriptive and multiple regression analyses using data collected from Sharia hotel consumers in Bogor City using a convenience sampling technique with 59 samples. Results: The results show that consumers of Sharia hotels in Bogor City use conventional hotel services more often than Sharia hotels. The factors influencing tourists’ use of Sharia hotel services in Bogor City are the relative prices of Sharia hotels to conventional hotels, knowledge, religiosity, service quality, and facilities owned by Sharia hotels. Limitations: The study is geographically confined to three specific Sharia hotels in Bogor City: Sahira Hotel, Sahira Butik Hotel Bogor, and Sahira Butik Hotel Pakuan, which may not be representative of sharia hotels in other regions. Contributions: Offers insights into consumer behavior in Bogor City's Sharia hotel sector, aiding future business and policy decisions in halal tourism.
Pengembangan Akses Pasar Produk Olahan Ikan Palabuhan Ratu Berbasis Business Model Canvas Kurnia, Tuti; Latifah, Zahra Khusnul; Fitrilia, Tiana; Wiliasih, Ranti; Safitri, Annisa Jannah
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2025): Desember
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v5i3.22251

Abstract

Program pengabdian kepada masyarakat ini dilaksanakan untuk meningkatkan kapasitas produksi dan memperluas akses pasar UMKM Bakso Ikan Katumiri dan Abon Ikan Dua Putra di Palabuhanratu. Program pengabdian ini pendekatan kolaboratif–partisipatif yang dipadukan dengan kerangka Business Model Canvas (BMC) untuk menganalisis dan memperbaiki elemen-elemen utama model bisnis UMKM. Kegiatan meliputi sosialisasi, pelatihan pemasaran digital, pelatihan negosiasi dan kerja sama bisnis, pendampingan pemasaran, serta perbaikan desain kemasan. Hasil evaluasi menunjukkan adanya peningkatan signifikan pada kemampuan pemasaran, di mana skor pengetahuan dan keterampilan mitra meningkat dari kisaran 2–3% menjadi 54–73% setelah pendampingan. Pada pelatihan negosiasi, peningkatan skor juga terlihat dari kisaran 3–4% menjadi 25–64%. Perbaikan kemasan melalui redesain turut meningkatkan daya tarik produk dan kesiapan bersaing di pasar modern. Secara keseluruhan, program ini efektif meningkatkan daya saing UMKM melalui penguatan strategi pemasaran, peningkatan kapasitas negosiasi, dan pengembangan model bisnis yang lebih terstruktur dan adaptif.
Profit Sharing dan Moral Hazard dalam Penyaluran Dana Pihak Ketiga Bank Umum Syariah di Indonesia Nasution, Mustafa Edwin; Wiliasih, Ranti
Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

There are two purposes that want to be assessed in this paper. The first purpose is to indicate whether the moral hazard problems are occurred in the Indonesian Sharia Bank (The moral hazard in this paper is the Indirect Moral Hazard which is the negligence of bank in the financing process influencing the moral hazard problems of the debtor in the other side. The second purpose is to assess whether the financing policies in the Sharia Banking are influenced by profit sharing system. The data for assessing this paper are acquired from the monthly financial reports published by Sharia Banks such as BSM and BMI from January 200I to December 2004. The research based on the Error Correction Model in the long term shows that the increasing of allocation ratio of Murabahah to Musyarakah and Mudharabah results the increasing of non performing.financing ratio. It indicates that the moral hazard problems are occurred in BMI. The moral hazard indication demonstrates that bank is both less careful in financing and less incentive in monitoring process. It also demonstrates the weakness of the Sharia bank's operational system in countering the debtor's moral hazard. The Granger Causality Test proves that profit sharing ratio (nisbah) between bank and debtor influences return ratio, however it does not influence financing allocation). On the other hand, financing a/location ratio influences nisbah ratio, furthermore in BSM case, return ratio influences nisbah ratio. This description shows that nisbah ratio is not only an instrument for calculating revenue/return distribution but also an instrument for Sharia bank in synchronizing profit sharing level with the interest rate in conventional bank.
Muslim Consumers' Purchasing Decisions on Halal Food Products Using Online Delivery Services During the Covid-19 Pandemic: Lessons from Bogor City, Indonesia Shatrie, Firly Mariska; Wiliasih, Ranti; Irfany, Mohammad Iqbal; Haq, Daffa Aqomal
Dirham: Journal of Sharia Finance and Economics Vol. 1 No. 2 (2025): July
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/josfe.v1i2.3809

Abstract

Purpose: This study aims to explore the factors influencing halal food consumption and purchasing decisions during the COVID-19 pandemic in Bogor City, Indonesia, focusing on the impact of religious beliefs, health consciousness, and safety concerns. Methods: A quantitative approach was employed, utilizing a survey conducted with 200 consumers in Bogor City. Data were collected using a structured questionnaire and analyzed using SPSS for descriptive statistics and regression analysis. Results: The results show that religious beliefs significantly affect halal food purchasing decisions, with health consciousness and safety concerns also playing a vital role. The pandemic heightened the importance of food safety and health among consumers, influencing their purchasing behavior. Conclusion: The findings suggest that halal food consumption is strongly influenced by religious factors, while health-related concerns have gained prominence during the pandemic. This highlights the growing importance of safety and quality in consumers' decision-making processes. Limitation: The study is limited to Bogor City, which may not fully represent other regions in Indonesia. Additionally, the sample size of 200 respondents may not capture the diversity of the broader population. Contribution: This study contributes to the understanding of consumer behavior in the context of halal food and provides valuable insights for businesses in the food industry to adapt their strategies in the post-pandemic era, particularly in Muslim-majority countries.
Co-Authors Adzimatinur, Fauziyah Ahmad Muhaemin Alda Luthfiana Asep Nurhalim Asih, Fenty Wurni Aulia, Almas Jilan Camara, Bumi Daffa Aqomal Haq Dedi Junaedi Faisal, Muhammad Ircham Fathia Shadrina Fitrilia, Tiana Haq, Daffa Aqomal Hartoyo Hartoyo Herdiana Puspitasari Hermanto Siregar Huda, Nurul Irfan Syauqi Beik Irianto, S. Gatot Junaedi, Dedi Kamil, Muhammad Afifuddin Abdurrosyid Kurnia, Tuti Latifah, Zahra Khusnul Lukytawati Anggraeni Luthfiana, Alda Mayadis, Diki Candra Melinda, Vera Mohammad Iqbal Irfany Muhaemin, Ahmad Muhammad Afifuddin Abdurrosyid Kamil Mustafa Edwin Nasution Musyafa, Akmal Nadiah Hidayati Nasyafira, Hanifah Zahra Nova Rini Nur Fatwa, Nur Nurrahmah Apriyani Nurul Huda Nurul Huda Pratiwi, Anggi Setya Putri, Uly Anggraeni Rafki, Muhammad Rahardi, Naufal Rahardi, Naufal S. Gatot Irianto Safitri, Annisa Jannah Salahuddin El Ayyubi Salsabila, Dhia Fauziyah Salsabila, Dhia Fauziyah Shadrina, Fathia Shatrie, Firly Mariska Sholikah, Mar'atus Surury, Nurul Azizah Tilova, Tari Yulia Tita Nursyamsiah, Tita Tony Irawan Widyastutik Wiwiek Rindayati Yasin, Firman Thaha Yulya Aryani