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INOVASI PRODUK DAN KEPERCAYAAN NASABAH DALAM TAAWUN ASURANSI SYARIAH TAKAFUL (STUDI PADA AGENCY TAKAFUL SUMATERA BARAT) MAIDAWATI, MAIDAWATI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 2 (2023): Juli - Desember 2023
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v8i2.846

Abstract

Penelitian ini bertujuan untuk menganalisis tentang inovasi produk pengembalian kepercayaan nasabah polis bebas premi dalam taawun asuransi syariah Takaful. Jenis penelitian ini adalah penelitian lapangan, pengumpulan data dilakukan melalui wawancara dengan pimpinan, karyawan dan ahli waris. Data yang didapat diolah dengan metode analisis data deskriptif kualitatif. Penelitian ini menyimpulkan bahwa FULNADI merupakan hasil dari inovasi produk, sehingga menjadi program yang berbeda serta mejadi produk unggulan Takaful, di mana peserta yang mendapat musibah pada masa perjanjian akan mendapatkan klaim ditambah polis bebas premi kepada anak sebagai ahli waris, polis ini berisikan janji dari Takaful untuk meneruskan polis yang dilaksanakan orang tua, diberikan kepada anak yang merupakan ahli waris tanpa membayar premi. serta diberi beasiswa selama empat tahun di perguruan tinggi. Untuk menjamin kepercayaan nasabah, Takaful sebagai asuransi taawun, menepati janjinya, di mana Agency Takaful Sumbar membantu anggota yang dapat musibah untuk mempermudah mendapatkan klaim dan polis bebas premi, serta memonitor sampai klaim cair ke rekening nasabah.
PEMBIAYAAN MURABAHAH BERMASALAH AL QARD DALAM SOSIALNYA BTM CABANG PASAR RAYA PADANG Maidawati, Maidawati
Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Vol 10, No 2 (2024): VOLUME X NO. 2 APRIL 2024
Publisher : Jurnal Menara Ekonomi : Pelatihan dan Kajian Ilmiah Bidang Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/me.v10i2.4836

Abstract

PEMBIAYAAN MURABAHAH BERMASALAH AL QARD DALAM SOSIALNYA BTM CABANG PASAR RAYA PADANG
Investigation on the Performance in Tire Repair Operation – A Case Study for Semi Automation in MSMEs Maidawati; Purnama, Adji; Mahendrawan, Sidik
Jurnal Teknologi Vol. 14 No. 1 (2024): Jurnal Teknologi
Publisher : Universitas Putra Indonesia YPTK Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35134/jitekin.v14i1.97

Abstract

This investigation involved Micro, Small, and Medium Enterprises (MSMEs) specializing in tire repair services. The conventional methods employed by tire patchers using manual tools with heating systems fueled by gasoline, kerosene, or spirit have raised concerns regarding safety, as they are prone to fire hazards. In response to these challenges, some tire repairs have adopted modern tire patching devices equipped with electric heating systems, which not only demand lower electric power but also offer enhanced safety features. The utilization of electric heating systems in modern tire patching devices not only addresses safety concerns but also contributes to the overall improvement of patch quality. The electric heating systems are designed to provide a controlled and measurable amount of heat, ensuring a more robust adhesion of tire patches and, consequently, a higher quality repair. The objective of this report is to advocate for the optimization of tire repair performance through the implementation of tire patching process semi automation. The result shows that by applying semi automation, MSMEs in the tire repair can enhance the efficiency of the patching process, and significantly reduce safety risks associated with traditional heating methods. This optimization contributes to a safer working environment but also leads to a more sustainable and higher in quality of tire repair service.  
Analisis Kapasitas Seismik Gedung Eksisting Beton Bertulang Dengan Dinding Bata Lestari, Dinda; Maidawati, Maidawati; Ridwan, Muhammad
Jurnal Bangunan, Konstruksi & Desain Vol 2 No 2 (2024): Juni 2024
Publisher : Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jbkd.2.2.71-79.2024

Abstract

West Sumatra is one of the provinces in Indonesia with an area that is very prone to earthquakes that can cause damage and even collapse reinforced concrete buildings. Therefore, an evaluation of the seismic capacity of buildings in West Sumatra was conducted. The purpose of this study was to evaluate the seismic capacity of the FMIPA Lecture Building, Padang State University by taking into account the influence of brick walls. The evaluation was guided by the Japanese standard, Standard for Seismic Evaluation of Existing Reinforced Concrete Building, 2001, using the level two method. The evaluation was carried out only on the first floor where the greatest shear force occurs in the building structure with calculations in two directions, namely the East and North directions. The seismic capacity is expressed by the basic seismic index value of the building, E0 which is obtained from the relationship between lateral strength and structural ductility. As a result, the basic seismic index value for the North direction is 0.48 with a lateral strength index of 0.49 and a ductility index of 1.0. In the East direction the basic seismic index value is 0.38 with a lateral strength index of 0.41 and a ductility index of 0.92. So the FMIPA Lecture Building, Padang State University has sufficient seismic capacity to withstand an earthquake.
Dampak Persepsi Konsumen Terhadap Kualitas Layanan Di Bacarito Kopi Maidawati; M.Olan Ayji; Riri Nasirly
Jurnal Sains Dan Teknologi | E-ISSN : 3063-9980 Vol. 1 No. 3 (2025): Januari - Maret
Publisher : GLOBAL SCIENTS PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jsit.v1i3.239

Abstract

This research is motivated by the problem of unstable sales every year in Bacarito Kopi Padang. This is due to the inadequate quality of service, including parking that is not too wide and less regular as well as the service of some baristas who are less friendly and less smiling. The purpose of the study to determine the quality of Service Bacarito coffee in improving consumer satisfaction by using the Servperf method. Proposed improvements that need to be improved and improved on Bacarito coffee using IPA method. There are two methods used, namely Servperf and IPA. The Data used is in the form of primary data, namely data from questionnaires that have been distributed to 100 respondents with alternative answers using a Likert scale. The results showed the quality of Service Bacarito coffee in improving consumer satisfaction by using the Servperf method of 0,89. This means that consumers have not been satisfied with the quality of service provided, it is characterized by Q ≤ 1 which is 0,89 < 1. The IPA method in the Cartesian diagram shows that 4 of the 24 attributes used for proposed improvements are in quadrant I. The main priority for proposed improvements is in the attributes regarding menu information that must be clear, employee politeness and friendliness, parking area security and procedures for complaining about problems. This research can provide recommendations for business actors in the food and beverage industry to improve and increase the quality of service to consumers.
Identifikasi Dan Analisis Senyawa Metabolit Sekunder Ekstrak Daun Sicerek (Clausena excavata) Maidawati, Maidawati
Jurnal Penelitian Dan Pengkajian Ilmiah Eksakta Vol 1 No 2 (2022): Jurnal Hasi Penelitian Dan Pengkajian Ilmiah Eksakta - JPPIE
Publisher : LPPM Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jppie.v1i2.579

Abstract

Clausenaexcavata is a plant that is widespread in tropical regions including Indonesia. This study aims to identify the compounds of secondary metabolites found in clausenaexcavata leaf extract as a reference for Indonesian medicinal plant halls and possible applications in the field of engineering like corrosion inhibitors. FTIR analysis has been used to determine the functional groups contained in the methanol extract of Sicerek (Clausena excavata) leaves. The results of identification and analysis of FTIR spectrum showed that the methanol extract of Clausenaexcavata contained O-H, N-H, C-N, C-H, C-O functional groups leaves contained phenolic compounds, flavonoids, coumarin, alkaloids, saponins and terpenoids.
Studi Eksperimen Dan Komputasi Senyawa Organik Sebagai Inhibitor Korosi : A Review Maidawati, Maidawati
Jurnal Penelitian Dan Pengkajian Ilmiah Eksakta Vol 2 No 2 (2023): Jurnal Hasi Penelitian Dan Pengkajian Ilmiah Eksakta - JPPIE
Publisher : LPPM Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jppie.v2i2.1030

Abstract

Modeling organic compounds with computational software is an option for researchers before conducting experiments in the laboratory. This helps to understand the mechanism of corrosion inhibition of metals on an atomic and molecular scale. Some of the common computational techniques used are DFT theory, MD and Monte carlo simulations. According to the literature, choosing organic compounds through modeling helps researchers determine the efficiency of the right inhibitor, saving time and money. Another advantage of this computational model is that it can easily determine the active sites/adsorption sites and the orientation of organic compounds. This review discusses indicators of corrosion inhibition contained in several computational models. The mechanism of corrosion inhibition by natural compounds and the types of inhibition of compounds are also discussed through polarization potentiodynamics.
ROAD UTILISATION RESTRICTION POLICY IN KOPELMA BANDA ACEH, INDONESIA: A STUDY OF THE CONCEPT OF HAQQ AL-MURUR AND LAW NUMBER 38 OF 2004 Fitriani Mulkan; Maidawati; Hasan Sazali
JURISTA: Jurnal Hukum dan Keadilan Vol. 8 No. 2 (2024): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jurista.v8i2.209

Abstract

This article aims to identify the road restriction policy in Kopelma Darussalam according to the concept of haqq al-murur and Law Number 38 Year 2004. This research uses a qualitative approach with descriptive analysis method, as well as empirical juridical approach to evaluate the implementation of road utilisation restriction policy in the field. The results showed that, the agreement obtained between Syiah Kuala University and UIN Ar-Raniry regarding the use of road access as community mobility agreed to be reopened and utilised together. However, in this case there are still some access hour limits on the closure of these roads such as Jalan Bayeun, Jalan Hamzah Fansuri, then the intersection of three Jalan Tgk. Chik Pante Kulu, North Sector precisely in front of Mushalla Fathun Mubin. However, the implementation of Syiah Kuala University's policy on road utilisation restrictions in Kopelma Darussalam must consider the balance between individual rights to pass with the greater public interest, in accordance with the principle of haqq al-murur and Law Number 38 Year 2004
Edukasi Pengolahan Sampah menjadi Bahan Nilai Guna pada Kelompok Masyarakat di Komunitas Masyarakat KPS Pelangi Yetrina, Mutiara; Sepriana, Rina; Susriyati, Susriyati; Harma, Beni; Maidawati, Maidawati
Jurnal Pengabdian Masyarakat Dharma Andalas Vol 4 No 1 (2025): Jurnal Pengabdian Masyarakat Dharma Andalas
Publisher : LPPM Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jpmda.v4i1.2169

Abstract

Pencemaran sampah yang mencemari sungai menjadi masalah serius di Kelurahan Pengambiran akibat penumpukan dan pengelolaan sampah yang buruk. Program pengabdian ini bertujuan memberdayakan Kelompok Peduli Sungai (KPS) Pelangi melalui pelatihan, workshop, dan pendampingan agar mampu mengelola sampah menjadi produk berguna dan bernilai ekonomi. Kegiatan ini dirancang untuk meningkatkan kapasitas masyarakat dalam mengelola sampah secara efektif dan berkelanjutan. Hasil yang diharapkan meliputi tersusunnya rencana pengelolaan sampah, peningkatan kesadaran lingkungan, serta terciptanya produk kreatif dari limbah organik dan anorganik. Selain mengurangi pencemaran sungai, program ini juga bertujuan menciptakan peluang ekonomi baru bagi masyarakat. Secara keseluruhan, kegiatan ini diharapkan memberi dampak positif terhadap lingkungan dan sosial ekonomi serta menjadi model pemberdayaan masyarakat melalui pengelolaan sampah yang inovatif dan berkelanjutan. Kata kunci: Sampah, pencemaran, lingkungan, organik, anorganik
ANALYSIS OF PRODUCTION EFFICIENCY AND INCOME OF IRRIGATED RICE (ORYZA SATIVA L) FARMING IN BANDAR BARU DISTRICT, PIDIE JAYA REGENCY Maidawati; Adhiana; Mawardati
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 3 (2023): June
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i3.3881

Abstract

This study aims to analyze the production efficiency and income of lowland rice (Oryza sativa L.) farming in Bandar Baru District, Pidie Jaya Regency. The study was conducted in June–July 2023 with 80 respondents. Data were obtained through interviews and questionnaires, and analyzed using stochastic frontier analysis (SFA) and dual cost functions. The results indicate that lowland rice farming has achieved technical efficiency, but is not yet allocatively or economically efficient. As a result, farmer income is not optimal, although it still has the potential to be increased through improved production input management.