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PENGARUH RASIO LIKUIDITAS TERHADAP RETURN ON EQUITY PADA BANK UMUM SYARIAH DI INDONESIA Rizka Mauliza; Sufi Sufi
Negotium: Jurnal Ilmu Administrasi Bisnis Vol 4 No 2 (2021): Juli-Desember
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/njiab.v4i2.3554

Abstract

Maximizing asset management and limiting risks, such as liquidity risk, are two ways to achieve maximum profitability (ROE) (Cash Ratio, Non Performing Loan and Loan to Deposit Ratio). The goal of this study was to look into and assess the impact of the Cash Ratio (CR), Non-Performing Loans (NPL), and Loan to Deposit Ratio (LDR) on Return on Equity (ROE) in Indonesian Islamic banks. This study employs quantitative approaches, with secondary data in the form of time series data produced between 2015 and 2019. Multiple linear regression analysis was used to analyze the data in this study. The results demonstrate that the Cash Ratio has a positive sign and has a value of tcount > ttable (2,512>1,69726), indicating that the Cash Ratio has a considerable positive effect on Return on Equity at Indonesian Islamic Commercial Banks. Non-Performing Loan (NPL) has a negative sign and has a value of tcount> ttable (2,289> 1,69726), indicating that it has a considerable negative impact on Islamic Commercial Banks' Return on Equity in Indonesia. With a large effect of 2.02 percent, the Cash Ratio, NPL, and LDR have a pretty strong impact on the Return on Equity (Y) of Islamic Commercial Banks in Indonesia. The findings of this study provide information for bank management to monitor more frequently and take the appropriate actions to anticipate liquidity problems and maintain financial balance in Indonesian Islamic commercial banks.
SISTEM PENGELOLAAN BADAN USAHA MILIK DESA (BUMDes) DALAM PEMBANGUNAN TAMBAK MILIK DESA (Studi Desa Lhok Euncien Kecamatan Baktiya Barat) Sufi Sufi
Negotium: Jurnal Ilmu Administrasi Bisnis Vol 4 No 1 (2021): Januari-Juni
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The village government of Lhok Euncien established BUMDes as a driving force for the economy in the village but in its management it has not been able to be managed efficiently. This is because the pond land which is the business asset of BUMDes is handed over to third parties due to limited capital, so that BUMDes managers cannot work effectively and efficiently as they should. This journal uses descriptive journals with qualitative methods. The results of the journal show that at the planning stage, they have purchased pond land as a BUMDes asset, but limited capital to manage so that it is handed over to a third party, the organizing stage has been carried out in a procedural manner, but does not function and goes according to plan. The mobilization stage is the lack of concern from the village government, BUMDes managers and the community towards the problems they face. And at the supervision stage, the BUMDes supervisor only supervises the annual report. Meanwhile, the obstacles faced are related to limited capital and the lack of human resources and public awareness of BUMDes business development.
PENGARUH KUNJUNGAN WISATAAN DAN PENERAPAN PROTOKOL KESEHATAN WISATAWAN UJONG BLANG TERHADAP PENDAPATAN PEDAGANG DI MASA PANDEMI COVID-19 Hikmah Letia; Sufi Sufi
Negotium: Jurnal Ilmu Administrasi Bisnis Vol 5 No 2 (2022): Juli-Desember
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/njiab.v5i2.8251

Abstract

This study aims to determine the effect of visiting and implementing the health protocol of Ujong Blang tourists on the income of traders during the COVID-19 pandemic. The data used in this study is primary data obtained by distributing questionnaires to 48 cottage actors who sell around Pante Ujong Blang. The data analysis method used is multiple linear regression analysis with the help of the SPSS version 25 program. The results show that the tourist visit variable (X1) has a positive and significant effect, so that it affects the income of traders (Y) and the variable of implementing health protocols(X2) has a negative and not insignificant effect,so it has no effect on the income of traders (Y). Meanwhile, the results of simultaneous testing show that tourist visits and the application of health protocols have an effect on traders' opinions during the COVID-19 pandemi. Keywords: Tourist Visits, Implementation of Health Protocols, Merchant Income
Pengaruh keberagaman produk terhadap keputusan pembelian pada pedagang di pasar cunda kota lhokseumawe Yuni Safitri; Sufi Sufi
Negotium: Jurnal Ilmu Administrasi Bisnis Vol 6 No 1 (2023): Januari-Juni
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/njiab.v6i1.8544

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh keberagaman produk terhadap keputusan pembelian. Penelitian ini dilakukan pada pedagang di Pasar Cunda Kota Lhokseumawe. Indikator dari keberagaman produk yang digunakan dalam penelitian ini terdiri dari kelengkapan produk, merek produk, variasi ukuran produk, dan variasi kualitas produk. Sementara itu, indikator dari keputusan pembelian yang digunakan dalam penelitian ini terdiri dari pilihan produk, pilihan merek, pilihan penyalur, waktu pembelian, dan jumlah pembelian. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh dengan cara membagikan kuesioner kepada 80 responden yang melakukan pembelian pada pedagang di Pasar Cunda Kota Lhokseumawe. Metode analisis data yang digunakan adalah analisis regresi linier sederhana. Hasil penelitian menunjukkan bahwa keberagaman produk secara parsial atau secara individu berpengaruh signifikan terhadap keputusan pembelian pada pedagang di Pasar Cunda Kota Lhokseumawe.
ANALISIS PELUANG USAHA CAFÉ MENGGUNAKAN ANALISIS SWOT DALAM PENINGKATAN EKONOMI MASYARAKAT DI KECAMATAN PEUNARON ACEH TIMUR Muhammad Yusuf Afredi; Sufi Sufi
Negotium: Jurnal Ilmu Administrasi Bisnis Vol 6 No 2 (2023): Juli-Desember
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/njiab.v6i2.14244

Abstract

ABSTRACTThis research aims to find out how café businesses can improve the community's economy using SWOT analysis techniques. This research uses a qualitative research method with a descriptive qualitative approach. The data source used in this research is primary data source. Data collection was carried out by participant observation and interviews. Then the data will be analyzed using SWOT analysis. Based on the results of research conducted on cafés in Peunaron District, it was obtained that the strength of the café opportunity lies in its wide market share and has great opportunities in its business process. Meanwhile, the desain of the café and the culture of the Peunaron community are weaknesses and threats that must be faced in the café business process. Café businesses are able to help improve the community's economy through recruiting workers and business partners from home businesses with cafés which can increase sales from both business partners.