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Analisis Jual Beli Online Sistem Dropshipping Pada Toko Pakaian di Kota Kendari Ditinjau Dari Etika Bisnis Islam Sinarwaty Daswan; Lestari Daswan
Mappideceng:Jurnal Ekonomi Syariah Vol 3 No 1 (2026): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

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Abstract

This study aims to identify and understand the types of transactions involved in online sales using the dropshipping system at clothing stores in Kendari City. This study also aims to determine online buying and selling using the dropshipping system in terms of Islamic business ethics in clothing stores in Kendari City. This study uses a qualitative descriptive approach with data collection techniques through interviews, observation, and documentation of dropshipping practitioners and consumers who are directly involved. Informants were selected using purposive sampling, with a total of 13 informants. The results show that dropshipping practices in clothing stores in Kendari City, when viewed in terms of transaction processes, transaction types, and contract clarity, have mostly applied Islamic business ethics principles such as honesty, transparency, responsibility, and fairness. However, practices that contradict sharia principles were still found, such as excessive promotion, concealment of supplier identity, and discrepancies between the goods received by consumers and the information promoted. In terms of contracts, most transactions used salam contracts, in which the dropshipper acted as a marketing intermediary for the supplier's products
BSI Strategies and Halal Lifestyle Behaviour Among Generation Z In Kendari, Indonesia: STRATEGI DAN PERAN BANK SYARIAH INDONESIA (BSI) DALAM MENDUKUNG PERILAKU HALAL LIFESTYLE PADA GENERASI Z DI KOTA KENDARI Annisa Amalia, Sitti Nur; Indra Nola; Lestari Daswan
Robust: Research of Business and Economics Studies Vol. 6 No. 1 (2026): April 2026
Publisher : IAIN Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/robust.v6i1.15355

Abstract

This study examines Bank Syariah Indonesia (BSI) Kendari's strategies in supporting halal lifestyle among Generation Z and its role as a sharia value intermediary. Using a descriptive qualitative approach, the findings reveal four integrated strategies: digital ecosystem via BSI Mobile, relevant halal lifestyle products (gold/umrah savings, sharia consumer financing), sharia financial education through campus and social media, and structural university partnerships. Framed as contemporary dakwah, these strategies internalize Islamic values into daily life. However, a value-behavior gap persists—young customers engage at basic functional levels (dharuriyyat/hajiyyat) without substantive contract understanding, risking shifts to conventional fintech. BSI’s change agent role requires balancing spiritual values with professional service to elevate awareness toward tahsiniyyat, where sharia banking becomes identity expression. Structural opportunities such as global halal awareness, demographic bonus, and digital literacy enable BSI to convert potential into transformative education. This study contributes by situating halal lifestyle research in a non-metropolitan Islamic banking context, outside Indonesia’s major cities..