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All Journal Jurnal Fakultas Ekonomi : OPTIMAL Al-Mustashfa Jurnal Ilmiah Ekonomi Islam Islamic Guidance and Counseling Journal MBIA Jurnal Ilmiah Manajemen dan Bisnis Tasharruf: Journal Economics and Business of Islam Jurnal Bina Manajemen Jurnal Fokus Manajemen Bisnis Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Bussman Journal : Indonesian Journal of Business and Management Strategic: Journal of Management Sciences Journal of Economics Research and Policy Studies Jurnal Inspirasi Binsis dan Manajemen J-ISCAN : Journal of Islamic Accounting Research JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Welfare: Jurnal Pengabdian Masyarakat Jurnal Actual Organization Of Economic ( Jago-e) JURNAL MANAJEMEN SUMBER DAYA MANUSIA Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah BISNIS : Jurnal Bisnis dan Manajemen Islam Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
Atieq, Muhammad Qoes
UIN Sunan Kudus
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Pengaruh Persepsi Kebermanfatan dan Persepsi Kemudahan Penggunaan terhadap Minat Menggunakan Layanan Syariah Digital di Pegadaian Syariah Indramayu Muhammad Qoes Atieq; Mar’atul Azizah
Optimal: Jurnal Ekonomi dan Kewirausahaan Vol 15 No 1 (2021): Optimal: Jurnal Ekonomi dan Kewirausahaan
Publisher : Fakultas Ekonomi Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/optimal.v15i1.3009

Abstract

ABSTRACT The Digital Sharia Pawnshop application (PSD) is one of the application-based Pawnshop services that helps customers make Sharia Pawn transactions via smartphones, with the Digital Sharia Pawnshop application, it is hoped that it will make it easier for customers to transact. Interest in using Digital Sharia Pawnshops among Sharia Pegadaian customers is still relatively low, therefore the researcher is motivated by the lack of sharia pawnshop customers in the Indramayu branch who have used the Digital Sharia Pawnshop application. The purpose of this study is to determine the effect of perceived usefulness on interest in using Digital Sharia Pawnshop services, to determine the effect of perceived ease of use on interest in using Digital Sharia Pawnshop services, to determine the effect of perceived usefulness and perceived ease of use on interest in using Digital Sharia Pawnshop services. This study was shown to determine whether there is an influence of perceived usefulness and perceived ease of use on interest in using digital sharia services at the sharia pawnshop Indramayu branch. This study uses quantitative methods with a total sample of 95 respondents. Sampling using probability sampling technique with random sampling method. Data collection techniques using questionnaires and documentation. The data analysis techniques used in this study include the research instrument test, classical assumption test, multiple linear regression analysis test, hypothesis testing, and coefficient of determination test. Based on the results of the study, the results of the partial test (t test) indicate that the perceived usefulness of the value of tcount > ttable is 2,636 > 2,028 and a significant value of 0.010 means that there is a significant and significant effect on the interest in using digital sharia pawnshop services, the perception of ease of use is obtained by the value of tcount > ttable, namely 3,474 > 2,028 and a significant value of 0.001 means that it has a significant and significant effect on interest in using digital sharia pawnshop services. The results of the simultaneous test (F test) show that the perceived usefulness and perceived ease of use are obtained by the value of Fcount > Ftable, which is 11.058 > 2.70, meaning that there is a significant and significant effect on interest in using. The R value is 0.193 so it can be seen that the effect of perceived usefulness and perceived ease of use contributes 19.3% to the interest in using digital sharia pawnshop services. Keywords: Perception of Usefulness, Perception of Ease of Use, Service Interest, Sharia Pawnshop Application
Perilaku Pengelolaan Keuangan Generasi Z Ditinjau dari Literasi Keuangan, Kecerdasan Spiritual, dan Hedonisme Lifestyle Muhammad Qoes Atieq; Devi Febriana Pratiwi
Optimal: Jurnal Ekonomi dan Kewirausahaan Vol 17 No 1 (2023): Optimal: Jurnal Ekonomi dan Kewirausahaan
Publisher : Fakultas Ekonomi Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/optimal.v17i1.8149

Abstract

Financial management is quite an important activity, especially for Generation Z as the next generation who can influence the country's economy. Poor financial behavior will reduce a person's standard of living. The aim of the research is to determine the level of financial literacy, spiritual intelligence and lifestyle hedonism on the financial management behavior of Generation Z in Pati Regency. This research used purposive sampling with a sample of 400 respondents. The analysis technique for this research uses the SPSS version 25 application, and data is obtained from distributing questionnaires online via form and distributing them directly to respondents. The results of this research show that financial literacy and spiritual intelligence have a positive influence on financial management behavior. Meanwhile, lifestyle hedonism has a negative influence on the financial management behavior of generation Z. The advice given is that generation Z needs to pay attention to their lifestyle so as not to be influenced by the negative impact of lifestyle hedonism, as well as increasing the level of literacy and spiritual understanding in order to create good financial management behavior.
THE ROLE OF ISLAMIC CORPORATE GOVERNANCE, INTELLECTUAL CAPITAL, ISLAMICITY PERFORMANCE INDEX ON THE PROFITABILITY ISLAMIC BANK IN INDONESIA Surepno Surepno; Muhammad Qoes Atieq
J-ISCAN: Journal of Islamic Accounting Research Vol. 7 No. 2 (2025): J-ISCAN : Journal of Islamic Accounting Research
Publisher : Universitas Sultanah Nahrasiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/j-iscan.v7i2.7036

Abstract

This study aims to analyze the influence of Islamic Corporate Governance (ICG), Intellectual Capital (IC) and Islamicity Performance Index (IPI) to profitability of Islamic Banks in Indonesia. Research this is type study quantitative with population used​ as many as 14 Islamic Commercial Banks in Indonesia. The selection method sample use purposive sampling and obtained 9 samples of Islamic Commercial Banks that meet the requirements criteria. Data analysis techniques in study This use analysis statistics descriptive, analysis multiple linear regression and testing hypothesis. The results obtained show Islamic Corporate Governance which is proxied by the disclosure of the Structure and Working Mechanism of the Sharia Supervisory Board (SSB), the Structure and working mechanism of the Board of Directors and SSB have an impact on the performance of Islamic Banks. Intellectual Capital partially has no effect on the profitability level of Islamic Banks. This means Intellectual Capital not yet able to provide value Added on expenses for Human Resources Capital, Customer Capital and Structural Capital so as to be able to improve performance finance proxied by ROA. Islamicity performance index proxied by EDR and profit sharing significantly influence the profitability of Islamic Commercial Banks, while other proxies proved insignificant.
Comparative Analysis Of Employee Engagement In Employees Generation X, Y, And Z Muhammad Qoes Atieq
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 11 No. 2 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i2.4873

Abstract

A good organization is an organization that is able to increase employee engagement, in various innovative ways so that employees feel valued and appreciated. Employee engagement in this study refers to an explanation from Schaufeli (2002), which is a motivational condition of employees related to work, which is shown by vigor, dedication, and absorption. Every employee has a different level of engagement, including every employee of various generations. The purpose of this study is to find out and explain the comparison of employee engagement in employees of generation X, Y, and Z. This type of research is a comparative descriptive study with a quantitative approach. Retrieving data using questionnaires distributed online. The sample used by 170 people from various generations of respondents was obtained, namely generation X as much as 32, generation Y as many as 98, and while generation Z as many as 40. While in the data analysis using descriptive analysis, inferential analysis, and one way ANOVA to compare. The results showed that there was a significant difference in the level of employee engagement for employees of generation X, Y, and Z. Employee engagement between generations X and Y were not significantly different, while generation Z was significantly different from generation X and Y.Keywords : employee engagement, generation X, generation Y, dan generation Z.
Co-Authors Ahamed, Forbis Ainun Nafiah, Ainun Alamul Huda Ali, Nor Aishah Mohd Alin Fauziah Liswana Amkhana Desyafitri Ana Aqidatun Niswah Andriasari, Widi Savitri Basid, Rezqi Ananda Bayu Tri Cahya Dede Tohari Desyafitri, Amkhana Devi Amelia Sulistiyawati Devi Febriana Pratiwi Egin Goniyatur Rizqi Eva Nurpiani Mar’atul Azizah Mar’atul Azizah Maulida, Lutfiana Muhammad Danial Firdaus Musyafak Muhammad Wahyu Riyadi Nabilah, Dina Khilmi Nasir, Shuana Zafar Nurhidayah, Adelia Putri Rezqi Ananda Basid Risnawati Risnawati Rizqi, Egin Goniyatur Rohani Sindu Rokhimah, Kholifatul Saddam Hussen Sahid, Sehrish Shahid, Sehrish Shofi Nadhif Sindu, Rohani Sukardi, Agung Slamet Surepno Surepno Tri Jayanti, Tri Violanita Angga Astrini Wahibur Rokhman Wulan Nur Alam