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FACTORS AFFECTING DIVIDEND PAY OUT RATIO WITH ROE (RETURN ON EQUITY) AS MODERATING VARIABLE Hastuti, Rini Tri; Andrew, Richard
International Journal of Application on Economics and Business Vol. 1 No. 3 (2023): Agustus 2023
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v1i3.1157-1164

Abstract

The purpose of this research is to find out whether cash ratio and ATO (asset turnover) have an influence on dividend pay-out ratio by using ROE (return on equity) as a control variable or moderating variable in the manufacturing industry listed on the Indonesia Stock Exchange during the 2018-2020 period. Samples were taken using purposive sampling method, and the data obtained were 39 firms. The data is processed using statistical software applications to analyze into multiple regression equations, namely the EViews program version 12 and Microsoft Excel 2010. This study provides test results that cash ratio and ATO (asset turnover) have an insignificant negative effect on dividend pay-out ratio. ROE (return on equity) cannot moderate cash ratio on dividend pay-out ratio. But ROE (return on equity) can moderate ATO (asset turnover) on dividend pay-out ratio. The conclusion of this study can analyze the factors that influence firm performance in increasing dividend pay-out ratio so that investors are interested in investing.
Lika-Liku Perkembangan Filsafat Ilmu Syariah, dan Apakah Bermanfaat bagi Dunia Perbankan? Andrew, Richard
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9145

Abstract

Islamic banking philosophy continues to experience rapid development. In Indonesia, the concept of Sharia continues to grow and widely used in every aspects, especially in the banking sector. Since declare of the Sharia banking-law in 2008, Islamic banking has experienced significant development. Dinamica of fatwa MUI, as institution authorized to issue 140 fatwas on Sharia financial and banking principles. OJK successfully prepares Banking Development Roadmap Sharia 2020-2025 to encourage the development of the Islamic. The performance of the financial industry is better than conventional banks in the midst of the Covid-19 pandemic. The public literacy index for Islamic banking is only 8.93 percent compared conventional banks of 37.72 percent.The government is committed to encouraging the birth of a halal Industrial Park Center supported by the development of the largest sharia-based financial system in the world. The purpose of this study to determine how beneficial the development of Islamic philosophy in the banking. The research method follows the various dynamics of the development of relevant Sharia studied based on the philosophy of Islamic law and the politics of Islamic law. The results showed that the philosophy of Islamic banking has a significant impact on the overall economy of Bank Syariah.
PENGENALAN DASAR – DASAR KEWIRAUSAHAAN UNTUK PESERTA DIDIK DI SD KRISTOFORUS 2 JAKARTA Andrew, Richard; Cudivia, Vania Griselda
Jurnal Serina Abdimas Vol 1 No 1 (2023): Jurnal Serina Abdimas
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jsa.v1i1.23847

Abstract

Lockdown regulations all over the world generally and in this country specifically made plenty of education sectors in each of its formal stages had difficulties to effectively run the learning process. These worsened by the social anxiety and excessive fear to interact directly person to person and run back the business as usual just like before the pandemic. After the social, cultural, quality and community aspects checked comprehensively, the institutional social responsibilities team found out that the educational gap widened especially in business practice and economic policy education system. In the longer term, this hardly solved the nation's problems to increase the number of active and successful entrepreneurs in plenty of potential fields nationwide. To solve all those problems above, the team that consists of academics and students from the Faculty of Economics, Universitas Tarumanagara introduce the basics of the entrepreneurial field to Kristoforus 2 Jakarta primary school students. From this approved program directly by the head of the school, the team hopes that most of the students benefit and are motivated to become the next future entrepreneurs. The program runs in offline class sessions with standardized health protocols. As a conclusion, this program brings students to grow their dreams as successful entrepreneurs in their targeted future. PSBB membuat banyak sektor pendidikan kesulitan mentransfer ilmu secara efektif dan ini diperparah dengan kondisi masyarakat yang ketakutan untuk keluar melihat lingkungan bisnis dan dagang secara luring. Jika ditilik dari masalah pendidikan secara umum yang mencakup aspek sosial, budaya, kualitas jasa dan kehidupan bermasyarakat, maka kondisi PSBB membuat jarak antara realitas dan ekspektasi pendidikan semakin jauh dari standar pendidikan global terutama di bidang bisnis. Ini yang menyebabkan pembelajaran dini terhadap kewirausahaan menjadi minim padahal sebuah negara untuk mampu menjadi negara maju harus mampu menciptakan banyak pengusaha di berbagai bidang. Untuk mengatasi permasalahan ini tim yang terdiri dari dosen dan mahasiswa FE UNTAR Jakarta ingin menghadirkan solusi dengan memperkenalkan dasar – dasar kewirausahaan pada peserta didik SD Kristoforus II Jakarta. Dari pengenalan tersebut diharapkan peserta didik yang berpartisipasi dalam kegiatan PKM ini mampu untuk mendapatkan manfaat dan termotivasi untuk berwirausaha setelah menambah wawasan tentang kewirausahaan ini. Untuk pelaksanaan dari kegiatan ini dilakukan secara luring kepada siswa SD Kristoforus II kelas VI dengan tetap menerapkan protokol kesehatan dan diharapkan dengan kegiatan ini peserta didik di bangku sekolah dasar mampu untuk bercita – cita sebagai pebisnis di masa depan. Sebagai kesimpulan, kegiatan PKM ini berguna untuk para peserta didik dan diharapkan dengan kepuasan para peserta didik tersebut program sejenis dapat dilakukan kembali di masa mendatang.
PENGENALAN DASAR PEMASARAN UNTUK PENGHUNI PANTI ASUHAN HATI BANGSA DI JAKARTA Andrew, Richard; Santoso, Jeane Audrey; Debora, Delvia
Jurnal Serina Abdimas Vol 1 No 2 (2023): Jurnal Serina Abdimas
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jsa.v1i2.26085

Abstract

ABSTRACT Hati Bangsa Orphanage in one of plenty social foundations in Jakarta. As the credible social institution in the capital city of Indonesia, Hati Bangsa Orphanage expected to create the next generation human resources that can help nations to be more prosperous and hopeful. As much as other social organizations tribulations, Novel Coronavirus pandemic not only affect the health condition of societies but also the financial stabilities for many social organizations. To handle this situation, Hati Bangsa Orphanage try to collaborate with various religious affiliations as well as preparing some entrepreneurial handicrafts that made by their own students. To increase their marketing skills, Universitas Tarumanagara’s team that consists of academic and student, explain the method of marketing to help the human resources increase the probability of enhancing the budgetaries flexibility. There are multiple points told to Hati Bangsa Orphanage which include sustainable development, understanding different market segmentation, marketing environment, megamarketing implementation, omni-comunitization era, customer’s decision making processes, differentiation model and marketing mix. As a result, Hati Bangsa Orphanage’s stakeholders thanked the program and hope the program could run again in the future with plenty of other useful topics. As a conclusion, the orphanages not only need the know how to produce something with commercialization values but they also need the know how to get the market by using those products. ABSTRAK Panti Asuhan Hati Bangsa merupakan salah satu yayasan sosial yang ada di Jakarta. Sebagai salah satu lembaga sosial yang kredibel di ibukota, Panti Asuhan Hati Bangsa diharapkan untuk mampu menciptakan Sumber Daya Manusia yang unggul untuk generasi mendatang yang tidak hanya dapat membantu diri mereka sendiri tetapi juga bangsa dan negara agar lebih sejahtera dan penuh harapan. Sebagaimana yang diketahui, Novel Coronavirus tidak hanya berdampak bagi kondisi kesehatan masyarakat tetapi juga stabilitas keuangan banyak organisasi nirlaba. Untuk mengatasi hal ini, Panti Asuhan Hati Bangsa berusaha untuk berkolaborasi dengan beragam afiliasi yang berbeda selain juga mempersiapkan produk kewirausahaan yang dihasilkan oleh penghuni mereka sendiri. Salah satu afiliasi tersebut adalah Universitas Tarumanagara, yang mengirimkan tim berisikan dosen dan mahasiswa untuk menjelaskan suatu metode tentang konsep dasar pemasaran. Penjelasan mengenai konsep dasar pemasaran ini tidak hanya mendorong peluang mereka untuk bekerja di masa mendatang tetapi juga diharapkan mampu meningkatkan fleksibilitas anggaran dari Panti Asuhan Hati Bangsa dalam jangka panjang. Ada banyak poin yang dijelaskan terkait konsep ini yakni tujuan pengembangan berkelanjutan, cara untuk mengerti segmentasi pasar, jenis dalam lingkungan pemasaran, tahapan untuk mengimplementasi pemasaran besar, pengenalan akan era omni-komunitisasi, pengambilan keputusan pelanggan, model diferensiasi dalam pemasaran dan bauran pemasaran. Dari pembahasan ini, para penghuni Panti Asuhan Hati Bangsa berterima kasih atas ilmu yang diberikan dan berharap kegiatan sejenis dapat dijalankan kembali di masa depan. Sebagai kesimpulan, pengetahuan akan pemasaran dasar ini tidak hanya berguna bagi Panti Asuhan Hati Bangsa tetapi juga banyak Panti lain untuk mengerti cara untuk bisa berhasil di pasar. Keywords: Basic Marketing and Orphanage Kata kunci: Pemasaran Dasar dan Panti Asuhan
PENGENALAN KOMUNIKASI PEMASARAN DI YAYASAN YATIM PIATU RASULULLAH SAW JAKARTA Andrew, Richard; Piterson, Beatrice; Kurniawan, Alvira Nisa
Jurnal Serina Abdimas Vol 2 No 1 (2024): Jurnal Serina Abdimas
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jsa.v2i1.29185

Abstract

Rasulullah SAW Orphanage Foundation is one of many registered social institution in Jakarta. As one of the facilitator for orphans and homeless kids, the foundation tries to develop the children to save the future of the country. Leading for some innovations, the foundation had already digitized donation process far before the team arrived. However, the number of donations still sometimes not sufficient to help the student enroll normally. For example, they need the bag that not included from the local goverment social donation for education. Sometimes they also possesed excessive food stocks while they need other urgent equipments for the education process. Based on those problems, the CSR team from UNTAR try to develop their marketing communication skills by arranging the scheduled training session. The objective of the session is to develop the marketing communication skills for both the student and its foundation. As a result, both the student and the comittee from the foundation enthusiasticly participated the event. For the post-session expectations, they can enhance both their awareness and crowdfunding system by implementing a good marketing communication skills. The CSR team concluded that this program can work excellently if the foundation periodically develop their students’ skillsets by practicing the marketing communication techniques.
PENGENALAN DASAR – DASAR PEMASARAN DIGITAL DI SMA BUDHAYA SANTO AGUSTINUS JAKARTA Andrew, Richard; Chandra, Daniel; Gunawan, Ferdyanto; Yurike, Lidya
Jurnal Serina Abdimas Vol 2 No 3 (2024): Jurnal Serina Abdimas
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jsa.v2i3.32200

Abstract

SMA Budhaya Santo Agustinus II is one of many registered education institution in East Jakarta. As one of the largest school there, they develop their brand awareness as the school that excel in extra-curricular achievements such as sport and art. However, those achievements are not linear with their digitalized marketing instruments development. Post pandemic situation gave plenty of new challenges and risks for this instruments especially when parents and guardians are coming from different range of ages and generations. For example, the institution are not yet preparing the official website and social media properly. Based on those problems, CSR team from Management program try to develop their digital marketing skills by arranging the scheduled workshop session. The objective of the session is to ensure the development of knowledge about digital marketing. As a result, both the students and the Economic teacher participated this program. This event also welcomed by the head of the school as he greeted directly before the session. For the post-session expectations, they can enhance both their awareness and digital marketing system by implementing integrated school’s social media and website. The CSR team concluded the program can work better if the students’ and teachers’ are committed for improving the digital marketing instruments. ABSTRAK SMA Budhaya Santo Agustinus II adalah salah satu dari banyak institusi pendidikan tingkat menengah yang ada di kota Jakarta Timur. Sebagai salah satu sekolah ternama di daerah tersebut, sekolah ini secara historis memiliki keunggulan di banyak bidang ekstrakulikuler seperti seni dan olahraga. Akan tetapi, prestasi di banyak bidang ini belum didukung dengan peningkatan infrastruktur pemasaran digital seperti pengadaan situs dan media sosial yang layak dan resmi digunakan oleh pihak sekolah. Hal ini dirasa tidak sesuai dengan situasi setelah pandemi yang menyebabkan instrumen digital yang sebelumnya adalah opsional menjadi salah satu kebutuhan utama terutama karena pihak orangtua ataupun wali murid sudah berganti generasi dengan variasi usia yang relatif berbeda. Berdasarkan situasi yang harus dihadapi tersebut maka tim pengabdian kepada masyarakat yang terdiri dari gabungan dosen dan mahasiswa mencoba untuk melakukan tutorial mengenai dasar – dasar pemasaran digital di sekolah tersebut. Acara yang dibuka langsung oleh pihak kepala sekolah ini diikuti oleh peserta didik dan guru ekonomi pula. Setelah sesi tutorial tersebut berakhir, pihak sekolah berharap pengembangan instrumen pemasaran digital pada pihak sekolah tersebut dapat berjalan dengan baik. Secara umum, seluruh pihak merasa instrumen pemasaran digital dapat berjalan dengan baik dan ditingkatkan jika ada komitmen dari para pemangku kepentingan yang ada pada sekolah tersebut.
PENGENALAN TERHADAP KOMUNIKASI PEMASARAN DALAM MANAJEMEN DI SMA KASIH IMMANUEL JAKARTA BARAT Andrew, Richard; Feily Chung; Calvin Claus; Zaskia Az Zahra Lubis; Christoffel Bryan Matthew
Jurnal Serina Abdimas Vol 3 No 2 (2025): Jurnal Serina Abdimas
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jsa.v3i2.34792

Abstract

Kasih Immanuel Highschool, which located in Taman Surya, Kali Deres, West Jakarta, try to improve their students and other quality traits. Based on the observation of the CSR team, the school just only had small feature of marketing communication tools such as social media like Instagram and Youtube. To help the school, the CSR team that consists of Lecturer and students from the Faculty of Economics & Business, try to introduce the basic marketing communication skills. Not only for consulting with the head of the school for enhancing the quality of marketing communication design for the future, the CSR team also try to help the student to improve their level of confidence in marketing communication aspect such as boosting confidence to use social media safely and creatively at the same time. The method for this CSR program is direct activities that consists of teaching, mentoring and watching the progresss of each marketing communication instruments at Kasih Immanuel Highschool. As a result, 26 students who participating in this program glad that they have their new experience to enhanced their own marketing communication skills. The Principle for the school also hope that this collaboration between the CSR team and the school can enhance the mutually beneficially events in the future. ABSTRAK Sekolah Menengah Atas (SMA) Kasih Immanuel yang terletak di Taman Surya, Kecamatan Kali Deres, Kota Jakarta Barat saat ini sedang berjuang untuk meningkatkan jumlah peserta didik dan juga eksistensi dari para pemangku kepentingan yang terkait. Dari hasil pengamatan tim Pengabdian kepada Masyarakat (PkM) yang beranggotakan dosen dan mahasiswa dari Fakultas Ekonomi & Bisnis, sekolah ini baru memberdayakan sebagian kecil dari media komunikasi pemasaran yang ada seperti fitur media sosial Instagram dan Youtube. Untuk membantu terlaksana hal tersebut maka pihak pelaksana PkM ingin melaksanakan pengenalan terhadap komunikasi pemasaran dalam manajemen di SMA Kasih Immanuel Jakarta Barat. Selain untuk meningkatkan kualitas dari desain komunikasi pemasaran dasar yang ada di lingkungan SMA Kasih Immanuel, diharapkan juga para peserta didik dan pemangku kepentingan juga memiliki kepekaan sosial untuk saling mengomunikasikan sekolah agar keberlanjutan dari institusi pendidikan tersebut terjaga melalui berbagai instrumen yang memungkinkan. Metode yang digunakan pada pelaksanaan PkM ini adalah metode luring. Adapun penerapan PkM ini mencakup penyuluhan, pendampingan dan pengawasan dari kemajuan instrumen komunikasi pemasaran di SMA Kasih Immanuel Jakarta Barat. Secara singkat, kegiatan PkM yang diikuti oleh 26 peserta didik dari Kelas X, XI dan XII di sekolah tersebut berjalan dengan baik dan lancar. Pihak sekolah berharap kegiatan PkM ini dapat diteruskan di tingkat yang selanjutnya dengan pemberian sejumlah instrumen desain yang dibutuhkan pada sekolah tersebut.
Studi Deskriptif tentang Persepsi Mahasiswa terkait dengan Inovasi yang dapat Dilakukan Penyelenggara Pendidikan Tinggi Andrew, Richard; Claudia, Michelle
Diklat Review : Jurnal manajemen pendidikan dan pelatihan Vol. 6 No. 1 (2022): Penguatan Kapasitas Masyarakat melalui Inovasi Pelayanan, Pendidikan, dan Pembe
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/diklatreview.v6i1.627

Abstract

Nowadays, higher education administrators faced high global challenges and this situation similar with the other business and social sectors. All of those administrators must prepare solutions and innovations to sustain in post-normalization era. This research objective is to find the urgency of innovation as general for higher education academic and non-academic environments. The research used descriptive analysis method and took 145 samples from Universitas Tarumanagara students. There are plenty of innovation in this research such as marketing, digital infrastructure, learning process, curriculum, student organization, education administration and education facilities. Overall, research findings explain the big benefit of education innovation for the sustainable development of higher educations.
Edukasi Literasi Keuangan Terkait Tabungan dan Dana Pensiun pada UMKM Arum Manis di Dusun Kemloko, Mojokerto Yuniarsih, Nia; Andrew, Richard; Gago, Monica Sylviana
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 7 No 2 (2023): Volume 7 Nomor 2 Tahun 2023
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v7i2.19137

Abstract

Financial literacy is important for MSME actors to manage and develop their businesses easily. The financial management carried out by Arum Manis MSMEs is still very simple, by not separating between their own capital and business capital. This community service activity aims to educate and assist the owners and employees of Arum Manis MSMEs about savings and pension funds. The method used a qualitative method with primary data sources by distributing questionnaires to owners and employees of Arum Manis MSMEs. Descriptive analysis is used to explain and analyze the achievement of the percentage of respondents who answered yes and no. The results of community service activities include (a) 14% of respondents have savings and atm (b) 100% of respondents believe they can support their families until old age and have investments in the form of land and houses (c) 100% of respondents have never heard of a pension fund program and have no desire to have a pension fund program. These community service activity results show that owners and employees have sufficient knowledge about savings but no desire to have a pension fund.