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Mahaitin H Sinaga
Universitas Simalungun
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The Role Of Financial Inclusion And Financial Planning In Reducing Poverty Levels In Tanah Jawa District, Simalungun Regency Mahaitin H Sinaga; Djuli Sjafei Purba
Jurnal Ilmiah Accusi Vol. 7 No. 1 (2025): Jurnal Ilmiah Accusi 7(1) Mei 2025
Publisher : Program Studi Akuntansi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/dfa51s47

Abstract

This study aims to analyze the influence of financial inclusion and financial planning on poverty levels in Tanah Jawa District, Simalungun Regency. Poverty remains a major issue hindering development in Indonesia, especially in regions with low welfare levels. Financial inclusion, as an effort to expand public access to formal financial services, is believed to improve welfare and reduce poverty. Additionally, sound financial planning is considered a crucial factor in managing individual and family economic resources to achieve stability and improve quality of life. The research method employed is quantitative with a survey approach, involving the population of Tanah Jawa District as the research sample. Data analysis was conducted using multiple linear regression to test the relationship between financial inclusion and financial planning variables on poverty levels. The results indicate that financial inclusion and financial planning simultaneously have a significant effect on reducing poverty levels in the area. These findings suggest that improving financial access and planned financial management can be effective strategies in poverty alleviation. Therefore, it is recommended that local governments and financial institutions strengthen financial inclusion programs and provide financial planning education to the community to support sustainable poverty reduction.
Co-Authors Aggiat Sinurat Ambarita, Irwan Marulitua Anggiat Sinurat Anggiat Sinurat Damanik, Elfina O P Damanik, Yesni Riana Damayanti Safitri Desmi Purba Dika Wahyu Agus Miran Djahotman Purba Djuli Sjafei Purba Elfina O P Damanik Elly Susanti Eva Sriwiyanti Eva Sriwiyanti Sinaga Girsang, Rosita Manawari Girsang, Yuli S N Hafiz Azhar Hengki JJ Sianturi Irsyadiyah Al Marhindy Irsyadiyah Al Marhindy Irsyadiyah Al Marhindy Irwan Marulitua Ambarita Irwan Marulitua Ambarita Johanes Wilfrid Pangihutan Purba Khairun Annisa liper siregar Marintan Saragih Martina, Sri Muhammad Hamdika Munthe, Risma N Nur Hafidzah Nur Hafidzah Nur Hafidzah Pandapotan Simatupang Pandapotan Simatupang Parinduri, Taufik Pinondang Nainggolan Pirma Simbolon Purba, Desmi Purba, Desmi Triyanti Purba, Djahotman Purba, Djuli Sjafei Purba, Fariaman Putri Pratiwi Resna Napitu Ripka Seriidahnaita Ginting Risma N Munthe Risma Nuraini Munthe Romaulina Sumbayak Romaulina Sumbayak Rosanna Purba Rosita Manawari Girsang Rosita Manawari Girsang Roslina Tamara Saragih, Esteriani Saragih, Liharman Saragih, Marintan Saragih, Yoan Hendrawan Junpridan Sihite, Toga SIMBOLON, PIRMA Sinaga, Eva Sriwiyanti Sinurat, Anggiat Sipayung, Tuahman Sri Martina Sri Martina Sumbayak, Romaulina Tarigan, Wico J Taufik Parinduri Tuahman Sipayung Tuahman Sipayung Vitryani Tarigan Wico Jontarudi Tarigan Yansen Siahaan Yesni Riana Damanik Yoan Hendrawan Junpridan Saragih