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All Journal Ulul Albab: Jurnal Studi Islam Episteme: Jurnal Pengembangan Ilmu Keislaman Jesya (Jurnal Ekonomi dan Ekonomi Syariah) IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Istinbath: Jurnal Hukum dan Ekonomi Islam JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Journal of Enterprise and Development (JED) An Nisa' Jurnal Ekonomi Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Epistemé: Jurnal Pengembangan Ilmu Keislaman Advances in Tourism Studies
Baiq Elbadriati
Universitas Islam Negeri Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Potential of ornamental fish businesses on consumer tastes (case study in pohgading village, peringgabaya district, east lombok district) Arsonariya, Arsonariya; Baiq Elbadriati
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is about the potential of the ornamental fish business on consumer tastes in Pohgading Village, Pringgabaya District. The aim of this research is to describe the potential of the fish business on consumer tastes in Pohgading Village, both in terms of the types of ornamental fish marketed, the marketing system and also the profits obtained. The method used is a qualitative approach, there are nine informants who are used as references in collecting information, (1). Ornamental fish business owner, (2). Pohgading Village Head, (3). People who have been involved in the ornamental fish business, (4). Society, (5). Ornamental Fish Trader, (6) Ornamental Fish Trader, (7). Ornamental Fish Trader, (8). The researcher himself has been involved in the ornamental fish business. The research results show that the ornamental fish business in Pohgading Village has the potential to influence consumer tastes, the community as consumers welcomes them in a friendly manner and has an interest in ornamental fish starting from their various shapes and colors, supported by a large ornamental fish market and suitable geographic location, The pH of the water is right for the ornamental fish business and also a strategic marketing location, this has resulted in many retail traders appearing. However, the ornamental fish business encountered major obstacles during the Covid-19 pandemic. In minimizing and preventing this outbreak, the government issued policies to be adhered to by all Indonesian citizens, so that during the new normal period, several ornamental fish traders had gone out of business and there were some who were still surviving. and get up again.
Pemberdayaan Ekonomi Masyarakat Desa Bilebante Berbasis Desa Wisata Perspektif Ekonomi Syari’ah Jani, Bagus; Elbadriati, Baiq; Mulhimmah, Baiq Ratna
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i8.4056

Abstract

This study explores the implementation of Islamic economic concepts in community empowerment at DWH Bilebante. Through a qualitative approach, the research identifies that DWH Bilebante integrates values such as divinity, prophethood, governance, justice, and accountability in their efforts to enhance economic and social well-being of the community. These concepts not only emphasize fairness in the distribution of resources and opportunities but also promote honesty, transparency, and responsibility in economic activities. The study demonstrates that this approach successfully creates a balanced environment between material gain and spiritual well-being, fostering economically and socially resilient communities.
Analisis Permintaan dan Perilaku Konsumen Fintech Syariah Model Crowdfunding Lilik Rahmawati; Iqbal Tanjung; Baiq el Badriati
JURNAL PROFIT Vol 2, No 1 (2018): Islamic Business Ethics And Globalization
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v2i1.552

Abstract

Pengetahuan dan pemahaman terkait permintaan dan perilaku konsumen bagi seorang manajer atau produsen adalah hal yang sangat penting terutama di era digital. Pada tulisan ini, selain membahas tentang konsep permintaan dan perilaku konsumen penulis juga membahas terapan konsep permintaan dan perilaku konsumen pada industri fintech dalam skema crowdfunding syariah. Crowdfunding syariah adalah sebuah bisnis yang memanfaatkan platform sebagai medianya untuk pengumpulan dana sekaligus pendanaan bagi individu, kelompok atau organisasi dengan prinsip syariah. Preferensi konsumen di era digital telah mengalami pergeseran. Konsumen menginginkan kecepatan, kenyamanan, biaya yang lebih murah, dan kemudahan penggunaan layanan keuangan. Manajer atau pengusaha di bidang industri fintech dalam skema crowdfunding syariah harus mampu beradaptasi terhadap pergeseran preferensi konsumen dengan cara terus menerus melakukan inovasi
Perspective of Small Medium Enterprises in West Nusa Tenggara on export plans Riduan Mas'ud; Muhammad Azizurrohman; Khairul Hamim; Baiq Elbadriati; Supiandi Supiandi
Journal of Enterprise and Development (JED) Vol. 4 No. 1 (2022): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i1.5157

Abstract

Purpose — The purpose of this study is to investigate how Small Medium Enterprises (SMEs) react to their plans to engage in export activities, particularly in the province of West Nusa Tenggara (NTB).Research method — The method used in this research is descriptive quantitative by distributing questionnaires to respondents containing multiple choice and open-ended questions.Result — This study found that the majority of SMEs have been export-oriented. They want to export for a variety of reasons, including expansion of their business network, international market demand, increased company revenues, and availability of suitable raw materials. Lack of extensive overseas markets/networks, lack of understanding of export procedures, and lack of adequate Human Resources seem to be one of the reasons given by SMEs who say NO or do not want to carry out export activities (HR).Significance/contribution/recommendation — In terms of the issues covered, this study differs from others. The majority of research focuses solely on the impact of SMEs and their export prospects. Meanwhile, the focus of this research is on SMEs' responses when it comes to organizing their product export efforts.
Assessing performance of Mawar Emas as a mosque-based Islamic financing program Supiandi Supiandi; Risky Angga Pramuja; Sri Budi Cantika Yuli; Muhammad Yakub; Baiq El Badriati
Journal of Enterprise and Development (JED) Vol. 4 No. 2 (2022): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i2.6500

Abstract

Purpose — This research aims to assess the performance of the Mawar Emas program since its inception.Method — This descriptive qualitative research involves several types of respondents such as mosque administrators, Chairperson of the Masyarakat Ekonomi Syariah (MES), MES Secretary, and beneficiaries. Data obtained through in-depth interviews were processed using reduction, display, triangulation and conclusion techniques.Result — Using primary and secondary data and qualitative research techniques, the authors found that the Mawar Emas initiative supported 32 mosques in West Nusa Tenggara, totaling 1,194 prospective debtors. In terms of funding, the Mawar Emas program has a yearly budget of Rp. 1,275,000,000. However, these funds have not been used to their full potential since the program's inception. There was a decrease in funding and absorption of funds in the program's second year. Several aspects of this program must be evaluated, including increased funding, defaults, training delivery, outdated data, and the presence of profit-oriented institutions.Contribution — This study contributes by providing performance of a mosque-based Islamic financing program to reduce dependency on conventional moneylenders.
PENERAPAN ETIKA BISNIS ISLAM PADA UMKM DALAM EKONOMI HALAL: TANTANGAN LITERASI SYARIAH DAN KETERBATASAN SUMBER DAYA SERTA IMPLIKASINYA TERHADAP KEPERCAYAAN DAN KINERJA Farid Wajdi; Baiq Elbadriati; Zulkipli
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 6 No. 2 (2026): Juli-Desember 2026
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v6i2.11609

Abstract

Studi ini bertujuan untuk menganalisis tantangan dan peluang penerapan etika bisnis Islam dalam meningkatkan kepercayaan dan kinerja usaha mikro, kecil, dan menengah (UMKM). Dalam konteks persaingan pasar modern dan pertumbuhan ekonomi halal, etika bisnis Islam berfungsi sebagai fondasi penting untuk menjaga integritas bisnis, meningkatkan kepuasan pelanggan, dan mendukung keberlanjutan bisnis. Studi ini menggunakan pendekatan tinjauan pustaka, mengumpulkan data dari artikel jurnal, prosiding konferensi, buku akademik, dan laporan penelitian yang relevan yang diindeks di Google Scholar, SINTA, dan Scopus. Prosedur analisis dilakukan dalam tiga tahap: identifikasi tema, integrasi teoritis, dan sintesis temuan ilmiah untuk menguji hubungan antara etika bisnis Islam, kepercayaan konsumen, dan kinerja UMKM. Temuan penelitian menunjukkan bahwa tantangan utama dalam implementasi etika bisnis Islam meliputi rendahnya tingkat literasi Syariah, tekanan persaingan yang mendorong praktik tidak etis, keterbatasan modal dan teknologi, serta hambatan regulasi dan sertifikasi halal. Meskipun demikian, peluang signifikan juga muncul seiring dengan meningkatnya kesadaran konsumen akan nilai-nilai halal dan integritas bisnis, reputasi etis sebagai faktor pembeda dalam persaingan, dan terbukanya kolaborasi dengan lembaga keuangan Syariah dan pasar halal global. Penerapan etika bisnis Islam telah terbukti memiliki implikasi positif terhadap kualitas layanan, efektivitas operasional, kepuasan pelanggan, dan ekspansi pasar. Dengan demikian, etika bisnis Islam tidak hanya berfungsi sebagai panduan moral tetapi juga sebagai strategi praktis untuk meningkatkan kepercayaan dan memperkuat kinerja berkelanjutan UKM.
GENDER DAN KEWIRAUSAHAAN (STUDI SOSIAL EKONOMI MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM ANGKATAN 2019 UIN MATARAM) Hesti Gustriliani; Baiq El Badriati; Nurul Susianti
AN-NISA Vol. 16 No. 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Bone-Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/an.v16i2.4222

Abstract

This research is motivated by how gender and entrepreneurship (a study on the socio-economy of students of the Faculty of Economics and Islamic Business Class of 2019 UIN Mataram) where students run a business during college to increase their income, but each gender character is different in managing their business. Therefore, researchers want to examine: (1) the role of each gender character in student business success, (2) the role of socio-economic conditions in student business success. This type of research is qualitative research using a descriptive qualitative approach. The data collection methods used are observation, interviews and documentation. The research instrument used a structured interview. While the data analysis techniques used by researchers are such as: data reduction, data presentation, conclusion drawing and verification. The object of this research is students who have a business at the Faculty of Economics and Islamic Business, 2019 UIN Mataram. The results of this study indicate that the character of each gender has a role in student businesses, there are no significant differences between male and female students in managing their businesses and socio-economic conditions play an active role in the success of student businesses.
Co-Authors Ahmad Amir Aziz Arsonariya, Arsonariya Azizurrohman, Muhammad Baiq Ratna Mulhimmah Farid Wajdi Gemilang, Sabrang Gilang Handalucia, Vici Hesti Gustriliani Iqbal Tanjung Jani, Bagus Khairul Hamim Larasati, Ice Anggraini Lilik Rahmawati Mas'ud, Riduan Muh. Azkar, Muh. Muhammad Yakub Nasrullah Nasrullah Nimsith, Subaideen Issath Nur Syam Nur Syam NURUL SUSIANTI Riduan Mas'ud Risky Angga Pramuja Rooly, Mohamed Saleem Ahamed Riyad Sabrang Gilang Gemilang Sirajul Arifin Sri Budi Cantika Yuli Supiandi Supiandi Supiandi, Supiandi Suryaningsih, Baiq Ratih Titik Husnawati Amini Vici Handalusia Husni Yakub, Muhammad Zulkipli