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All Journal Ulul Albab: Jurnal Studi Islam Episteme: Jurnal Pengembangan Ilmu Keislaman Jesya (Jurnal Ekonomi dan Ekonomi Syariah) IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Istinbath: Jurnal Hukum dan Ekonomi Islam JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Journal of Enterprise and Development (JED) An Nisa' Jurnal Ekonomi Electronic Journal of Education, Social Economics and Technology El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Epistemé: Jurnal Pengembangan Ilmu Keislaman Journal of Ekonomics, Finance, and Management Studies Advances in Tourism Studies
Baiq Elbadriati
Universitas Islam Negeri Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Veterinary Other

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Analisis Permintaan dan Perilaku Konsumen Fintech Syariah Model Crowdfunding Rahmawati, Lilik; Tanjung, Iqbal; el Badriati, Baiq
JURNAL PROFIT Vol 2, No 1 (2018): Islamic Business Ethics And Globalization
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v2i1.552

Abstract

Pengetahuan dan pemahaman terkait permintaan dan perilaku konsumen bagi seorang manajer atau produsen adalah hal yang sangat penting terutama di era digital. Pada tulisan ini, selain membahas tentang konsep permintaan dan perilaku konsumen penulis juga membahas terapan konsep permintaan dan perilaku konsumen pada industri fintech dalam skema crowdfunding syariah. Crowdfunding syariah adalah sebuah bisnis yang memanfaatkan platform sebagai medianya untuk pengumpulan dana sekaligus pendanaan bagi individu, kelompok atau organisasi dengan prinsip syariah. Preferensi konsumen di era digital telah mengalami pergeseran. Konsumen menginginkan kecepatan, kenyamanan, biaya yang lebih murah, dan kemudahan penggunaan layanan keuangan. Manajer atau pengusaha di bidang industri fintech dalam skema crowdfunding syariah harus mampu beradaptasi terhadap pergeseran preferensi konsumen dengan cara terus menerus melakukan inovasi
Perspective of Small Medium Enterprises in West Nusa Tenggara on export plans Mas'ud, Riduan; Azizurrohman, Muhammad; Hamim, Khairul; Elbadriati, Baiq; Supiandi, Supiandi
Journal of Enterprise and Development (JED) Vol. 4 No. 1 (2022): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i1.5157

Abstract

Purpose — The purpose of this study is to investigate how Small Medium Enterprises (SMEs) react to their plans to engage in export activities, particularly in the province of West Nusa Tenggara (NTB).Research method — The method used in this research is descriptive quantitative by distributing questionnaires to respondents containing multiple choice and open-ended questions.Result — This study found that the majority of SMEs have been export-oriented. They want to export for a variety of reasons, including expansion of their business network, international market demand, increased company revenues, and availability of suitable raw materials. Lack of extensive overseas markets/networks, lack of understanding of export procedures, and lack of adequate Human Resources seem to be one of the reasons given by SMEs who say NO or do not want to carry out export activities (HR).Significance/contribution/recommendation — In terms of the issues covered, this study differs from others. The majority of research focuses solely on the impact of SMEs and their export prospects. Meanwhile, the focus of this research is on SMEs' responses when it comes to organizing their product export efforts.
Assessing performance of Mawar Emas as a mosque-based Islamic financing program Supiandi, Supiandi; Pramuja, Risky Angga; Yuli, Sri Budi Cantika; Yakub, Muhammad; El Badriati, Baiq
Journal of Enterprise and Development (JED) Vol. 4 No. 2 (2022): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i2.6500

Abstract

Purpose — This research aims to assess the performance of the Mawar Emas program since its inception.Method — This descriptive qualitative research involves several types of respondents such as mosque administrators, Chairperson of the Masyarakat Ekonomi Syariah (MES), MES Secretary, and beneficiaries. Data obtained through in-depth interviews were processed using reduction, display, triangulation and conclusion techniques.Result — Using primary and secondary data and qualitative research techniques, the authors found that the Mawar Emas initiative supported 32 mosques in West Nusa Tenggara, totaling 1,194 prospective debtors. In terms of funding, the Mawar Emas program has a yearly budget of Rp. 1,275,000,000. However, these funds have not been used to their full potential since the program's inception. There was a decrease in funding and absorption of funds in the program's second year. Several aspects of this program must be evaluated, including increased funding, defaults, training delivery, outdated data, and the presence of profit-oriented institutions.Contribution — This study contributes by providing performance of a mosque-based Islamic financing program to reduce dependency on conventional moneylenders.
The Impact of Cost Management Practices on Firm Profitability of Sri Lankan Manufacturing Companies during the COVID-19 Rooly, Mohamed Saleem Ahamed Riyad; Nimsith, Subaideen Issath; Badriati, Baiq El
Journal of Enterprise and Development (JED) Vol. 6 No. 3 (2024): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v6i3.11142

Abstract

Purpose: This study examines the effect of cost management practices on the profitability of listed manufacturing companies in Sri Lanka, focusing on the application of Activity-Based Costing (ABC) during the COVID-19 pandemic.Method: The study employs quantitative methods to analyze secondary data from the annual reports of 70 listed manufacturing companies between 2019 and 2023. Data analysis was conducted using SPSS software, including tests for correlation, multiple regression analysis, data stationarity, autocorrelation, and multicollinearity.Result: The findings reveal a significant negative correlation between direct material costs and profitability, suggesting that effective management of material costs through ABC enhances financial performance. Similarly, direct labor costs also show a significant negative relationship with profitability, emphasizing ABC's role in optimizing labor costs to increase profits. Factory overhead costs exhibit a significant negative correlation with profitability, highlighting ABC's effectiveness in reducing non-productive overheads. In contrast, administrative expenses have an insignificant impact on profitability, indicating the limited efficacy of ABC in managing these costs. Overall, the results affirm ABC's utility in controlling production-related costs but suggest the need for alternative strategies for managing administrative expenses.Practical Implications for Economic Growth and Development: The study emphasizes the importance of efficient cost reduction methods, which can improve firm productivity, increase profitability, and support stability and economic recovery in the post-pandemic period.
Negotiating Empowerment: Women’s Roles and Lived Experiences in Lombok’s Tourism Development Elbadriati, Baiq; Larasati, Ice Anggraini
Advances in Tourism Studies Vol. 3 No. 1 (2025): Advances in Tourism Studies
Publisher : Centre for Tourism Studies and Journal Publication of Sekolah Tinggi Pariwisata Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53893/ats.v3i1.71

Abstract

This study investigates the role of artificial intelligence in driving service personalization and its subsequent effects on guest loyalty within the hospitality industry. Drawing on service quality and technology acceptance theories, the research examines how AI service quality and AI transparency influence perceived personalization, with privacy concern as a moderating factor. A survey of 412 hotel guests who interacted with AI-enabled services was analyzed using partial least squares structural equation modeling (PLS-SEM). The findings reveal that both AI service quality and AI transparency significantly enhance perceived personalization, which in turn strongly predicts guest loyalty intentions. Mediation analysis confirms that perceived personalization serves as the key mechanism linking AI attributes to loyalty outcomes. Moreover, moderation tests indicate that privacy concern weakens the positive effects of AI service quality and transparency on personalization, underscoring the boundary conditions of AI adoption in hospitality. The study contributes to hospitality and tourism literature by providing empirical evidence that AI-driven personalization is a double-edged innovation, capable of strengthening loyalty while constrained by privacy concerns. Practical implications highlight the importance of investing in transparent, high-quality AI systems and balancing personalization with ethical data practices to foster long-term guest relationships.
Analysis of the Indonesian Government's Efforts to Improve the World Ranking in SGIE (State of the Global Islamic Economy) in 2023 by Strengthening the Halal Value Chain Ecosystem and Digital Ecosystem Hasbullah, Baiq Liza Hayani; Elbadriati, Baiq; Masykuroh, Ely
Electronic Journal of Education, Social Economics and Technology Vol 6, No 1 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i1.191

Abstract

This research aims to determine the efforts made by the Indonesian government to advance Indonesia as the centre of the world's Islamic economy through several things, namely strengthening the Halal value chain ecosystem and the digital ecosystem. This research uses descriptive qualitative methods, literature review type, with data collection methods through secondary data obtained from various scientific works such as journals and articles, as well as books and the internet. The research results show that the government has made many efforts to strengthen the Halal value chain and digital ecosystem by implementing appropriate policies and regulations, increasing human resources through training and mentoring, improving facilities and infrastructure, and marketing and campaigns related to halal food and halal tourism. And halal industry. These efforts have placed Indonesia in third place in the world in 2023 in the SGIE (State of the Global Islamic Economy). Keywords: SGIE, Halal value chain ecosystem, Halal food, Halal Tourism Economic creativity.
Model Pengembangan Manajemen Ekonomi Pesantren pada Unit-Unit Usaha di Pondok Pesantren Salaf Modern Thohir Yasin Nasrullah, Nasrullah; Aziz, Ahmad Amir; Badriati, Baiq El; Amini, Titik Husnawati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 1 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i1.25298

Abstract

The economic development of Islamic boarding schools through business units is an additional activity besides teaching and learning to support the operational costs of Islamic boarding schools. The purpose of this research is to find out the economic management development model of PPSM Tohir Yasin and its implications for the boarding school, alumni, administrators and the surrounding community. This research uses a qualitative approach by conducting in-depth interviews, observation, documentation, to get significant results, the interview process involves the board of CV. Tohir Yasin consists of the Director, Brand Manager and Employees of the business units. The results of this study explain that there are two economic management development models used, namely First, the holding model is a management system that combines all business units into one to facilitate the acceleration of business achievements, financial administration using the digital-based SIDIK (Collective Digital Information System) application system, vision and mission of building a cottage. The two service models are systems that are accepted to empower alumni in managing existing business units such as the business unit sector, agriculture, plantations, fisheries, animal husbandry, health, services without being paid but given honorarium from business income. Then the implication of the development of business units on the boarding school is that the alumnus is not a member of the boarding school.
Pemberdayaan Ekonomi Masyarakat Desa Bilebante Berbasis Desa Wisata Perspektif Ekonomi Syari’ah Jani, Bagus; Elbadriati, Baiq; Mulhimmah, Baiq Ratna
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i8.4056

Abstract

This study explores the implementation of Islamic economic concepts in community empowerment at DWH Bilebante. Through a qualitative approach, the research identifies that DWH Bilebante integrates values such as divinity, prophethood, governance, justice, and accountability in their efforts to enhance economic and social well-being of the community. These concepts not only emphasize fairness in the distribution of resources and opportunities but also promote honesty, transparency, and responsibility in economic activities. The study demonstrates that this approach successfully creates a balanced environment between material gain and spiritual well-being, fostering economically and socially resilient communities.
GENDER DAN KEWIRAUSAHAAN (STUDI SOSIAL EKONOMI MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM ANGKATAN 2019 UIN MATARAM) Gustriliani, Hesti; Badriati, Baiq El; Susianti, Nurul
AN-NISA Vol. 16 No. 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Bone-Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/an.v16i2.4222

Abstract

This research is motivated by how gender and entrepreneurship (a study on the socio-economy of students of the Faculty of Economics and Islamic Business Class of 2019 UIN Mataram) where students run a business during college to increase their income, but each gender character is different in managing their business. Therefore, researchers want to examine: (1) the role of each gender character in student business success, (2) the role of socio-economic conditions in student business success. This type of research is qualitative research using a descriptive qualitative approach. The data collection methods used are observation, interviews and documentation. The research instrument used a structured interview. While the data analysis techniques used by researchers are such as: data reduction, data presentation, conclusion drawing and verification. The object of this research is students who have a business at the Faculty of Economics and Islamic Business, 2019 UIN Mataram. The results of this study indicate that the character of each gender has a role in student businesses, there are no significant differences between male and female students in managing their businesses and socio-economic conditions play an active role in the success of student businesses.
Peluang, Tantangan Dan Strategi Pengembangan Pariwisata Syariah Berbasis Ekonomi Komunitas Untuk Meningkatkan Daya Tarik Wisatawan Di Desa Tetebatu Kecamatan Sikur Lombok Timur Suryaningsih, Baiq Ratih; Elbadriati, Baiq; Mulhimmah, Baiq Ratna; Azkar, Muh.
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): Artikel Periode Research Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1571

Abstract

Pariwisata halal telah menjadi tren dalam ekonomi global untuk produk makanan, minuman, keuangan, dan gaya hidup. Salah satu pariwisata halal di NTB yaitu Tetebatu di wilayah Kecamatan Sikur, Lombok Timur. Namun, potensi pariwisata syariah belum dioptimalkan sehingga kurangnya wisatawan lokal berkunjung ke Desa wisata. Penelitian ini bertujuan untuk mengetahui Peluang, Tantangan dan Strategi Pengembangan Pariwisata Syariah Berbasis Ekonomi Komunitas Untuk Meningkatkan Daya Tarik Wisatawan. Pendekatan yang digunakan yakni penelitian kualitatif yang mendeskripsikan objek, fenomena, setting sosial penelitian sesuai fakta dilapangan. Sumber data yakni data primer dan sekunder. Instrumen penelitian peneliti sendiri. Teknik pengumpulan data observasi, wawancara dan dokumentasi. Teknik analisis data redukasi data, penyajian data dan menarik kesimpulan. Teknik keabsahan data triangulasi, deduktif dan penilaian teman sejawat. Hasil penelitian, peluang pengembangan pariwisata syariah; a) Objek wisata sebagai tempat belajar, b) menciptakan kesempatan kerja, c) banyaknya wisatawan yang berkunjung,d) berkembangnya penggiat pariwisata syariah,e) berkembangnya digitalisasi wisata syariah, f) memfasilitasi kebutuhan wisatawan dan memberikan profit daerah wisata. Tantangan pengembangan pariwisata syariah; a) Persaingan daya tarik dan infrastruktur pariwisata syariah, b) minimnya pengetahuan masyarakat tenang pariwisata syariah, c) keterbatasan modal dalam pengembangan, d) wisatawan tidak mengikuti arahan di tempat wisata. Strategi pengembangan pariwisata syariah; a) Memberikan fasilitas dan pelayanan yang baik, b) meningkatkan ciri khas dari daerah wisata, c) mengembangkan koneksi wisata halal, d) mengembangkan promosi dan marketing, e) melakukan pemasaran wisata berdasarkan tujuan asal, waktu, serta preferensi dari pasar travel muslim
Co-Authors Ahmad Amir Aziz Amini, Titik Husnawati Arsonariya, Arsonariya Azizurrohman, Muhammad Baiq Ratna Mulhimmah Ely Masykuroh Gemilang, Sabrang Gilang Gustriliani, Hesti Handalucia, Vici Hasbullah, Baiq Liza Hayani Jani, Bagus Khairul Hamim Larasati, Ice Anggraini Mas'ud, Riduan Muh. Azkar, Muh. Nasrullah Nasrullah Nimsith, Subaideen Issath Nur Syam Rahmawati, Lilik Risky Angga Pramuja Rooly, Mohamed Saleem Ahamed Riyad Sabrang Gilang Gemilang Sirajul Arifin Sri Budi Cantika Yuli Supiandi, Supiandi Suryaningsih, Baiq Ratih Susianti, Nurul Syam, Nur Tanjung, Iqbal Vici Handalusia Husni Yakub, Muhammad