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Journal : IIJSE

The Effects of Training, Motivation, and Creativity on Employee Performance Qowiyyudin, Muhammad; Nirawati, Lia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7590

Abstract

This study aims to analyze and identify the influence of training, motivation, and creativity on employee performance at PT Sinergi Gula Nusantara PG Lestari. This study uses a quantitative approach with an associative method, which is designed to test the causal relationship between independent and dependent variables. The variables of training, motivation, and creativity are hypothesized to have an influence on shaping employee performance. Data were obtained by distributing questionnaires to 50 respondents who are employees of PT Sinergi Gula Nusantara PG Lestari. Data analysis was carried out using SPSS, involving validity, reliability, normality, multicollinearity, heteroscedasticity, multiple linear regression, simultaneous test (F test), partial test (t test), and coefficient of determination. The results of the study indicate that simultaneously the variables of training, motivation, and creativity have a significant effect on employee performance. Partially, the variables of training, motivation, and creativity have a significant effect on employee performance.
The Moderating Role of Financial Literacy in the Relationship between Market Sentiment, Social Media, and Generation Z’s Cryptocurrency Investment Decisions Anugerah, Rheiza Marell; Nirawati, Lia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8585

Abstract

The rapid expansion of cryptocurrency has captivated Generation Z, yet its high volatility means investment decisions are strongly influenced by market sentiment indicators like the Fear and Greed Index (FGI) and social media information. Limited financial literacy can intensify behavioral biases. This study examines the effects of FGI and social media on Generation Z’s cryptocurrency investment decisions, with financial literacy as a moderating variable. Using a quantitative approach, data were collected from 152 active cryptocurrency investors in the past six months via a Likert-scale questionnaire. Analysis was conducted using Partial Least Squares-Structural Equation Modeling (PLS-SEM) with SmartPLS 4 (v.4.1.1.4). Results show that both FGI and social media have significant positive effects on investment decisions. Financial literacy has a direct positive effect and significantly moderates the influence of both FGI and social media, attenuating the impact of sentiment and online information by fostering more rational decision-making. These findings highlight the importance of improving financial literacy to reduce emotional bias and enhance the quality of Generation Z’s investment decisions in the cryptocurrency market.
Strategy of Implementing the Canvas Business Model Using SWOT Analysis in Developing the Tour & Travel Business of Umrah and Hajj Tourism at PT. Sa'yan Masykuro Henisyafitri, Berliana; Nirawati, Lia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8833

Abstract

The development of the Hajj and Umrah travel business creates selective competition. PT. Sa'yan Masykuro is one of the companies engaged in Hajj and Umrah Services or known as PPIH (Hajj Travel Organizer). This study aims to analyze the Sa'yan Masykuro model using the business model canvas approach and evaluate it based on SWOT analysis to produce recommendations for improving the elements of the business model block. This study uses a qualitative descriptive approach using Business Model Canvas (BMC) data analysis techniques and SWOT analysis which includes the use of IFAS and EFAS. The data collection method was interviews with several selected informants and document research. The informants of this study consisted of randomly selected owners, employees, and customers of Sa'yan Masykuro, totaling 11 people who had made repeated purchases. The findings show that the SWOT analysis diagram leads to a diversification strategy (product/market) that is an input for the improvement of the canvas model business. From its implementation, it is recommended to improve the nine elements of the Business Model Canvas, as well as strategies that allow the development of the Umrah & Hajj Tour & Hajj Tourism Business of PT. That is a very serious matter.