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Ni Ketut Sukanti
Fakultas Ekonomi Dan Bisnis Universitas Ngurah Rai, Bali, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Library & Information Science Public Health Social Sciences Other

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Journal : Sammajiva: Jurnal Penelitian Bisnis dan Manajemen

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Pengaruh Literasi Keuangan dan Financial Technology (Fintech) Terhadap Pengelolaan Keuangan pada Pelaku UMKM di Desa Mekar Bhuwana, Kecamatan Abiansemal Ni Ketut Sukanti; Putu Gede Denny Herlambang; Ni Luh Dewi Yanti
Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Vol. 2 No. 3 (2024): September : SAMMAJIVA : Jurnal Penelitian Bisnis dan Manajemen
Publisher : Institut Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47861/sammajiva.v2i3.1187

Abstract

The rapid development of businesses corresponds with the growing needs of society. Micro, Small, and Medium Enterprises (MSMEs) represent a sector capable of offering a diverse array of products and services and play a crucial role in providing job opportunities as a solution to unemployment problems. This study focuses on MSME owners in the Mekar Bhuwana Village, Abiansemal District. According to records from the Mekar Bhuwana Village Office in 2023, there are 194 MSMEs from various industries. The aim of this research is to evaluate the influence of financial literacy and financial technology on financial management. The study population includes MSME owners in Mekar Bhuwana Village, Abiansemal District, with a sample size of 66 respondents. The data analysis methods used include Validity Test, Reliability Test, Classical Assumption Test, Multiple Linear Regression, Coefficient of Determination, t-Test, and F-Test. The results of the study show that financial literacy and financial technology together have a significant impact on financial management; financial literacy significantly positively affects financial management, and financial technology also significantly positively influences financial management.
Co-Authors Ady Bakri, Asri Amrita, Nyoman Dwika Ayu Anak Agung Istri Agung Ovy Dwijayanthi Bagus Arya Wijaya Desak Nyoman Rinawati Ferdinand Salomo Leuwol Geriadi, Made Ayu Desy I Dewa Agung Ayu Eka Idayanti1 I Dewa Ayu Alit Juliantar I Dewa Made Sutedja I Gusti Made Sudika I Kadek Sara Mandiyasa I Komang Sumerta Juliantar, I Dewa Ayu Alit Juliantari, I Dewa Ayu Alit Juni Antari, Anak Agung Ayu Kusuma, Ida Bagus Krishna Duta Luh Komang Restu Cahyani Made Ratna Witari Mahyuni, Ni Wayan Nanik Mastrini , Ni Luh Putu Sri Muhsin N Bailusy Ni Komang Krisma Dewi Ni Luh Dewi Yanti Ni Luh Gede Indrawati Ni Luh Putu Ening Permini Ni Luh Putu Sri Mastrini Ni Luh Putu Wiagustini Ni Made Enayanti Ni Wayan Nanik Mahyuni Ni Wayan Puspayani Nyoman Dwika Ayu Amrita Pratama, Octavianus Sumardana Putu Gede Denny Herlambang Putu Sugi Kurnia Dewi Setia Putra, Hari Tjokorda Gde Agung Wijaya Kesuma Suryawan Wayan Pradia Anggi Wardani Wijaya, Bagus Arya