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All Journal E-Jurnal Ekonomi dan Bisnis Universitas Udayana Jurnal Ekonomi Jurnal Ekonomi dan Bisnis Jagaditha Ekuitas: Jurnal Pendidikan Ekonomi Jurnal Ilmiah Manajemen dan Bisnis (JIMB) Jurnal Bakti Saraswati Jurnal Studi Manajemen dan Bisnis Journal of Economic, Bussines and Accounting (COSTING) JURNAL MANAJEMEN DAN BISNIS EQUILIBRIUM BUDGETING : Journal of Business, Management and Accounting Jurnal Ilmiah Satyagraha Journal of Community Service and Empowerment Jurnal Pengabdian UNDIKMA Jurnal Arastirma International Journal of Social Service and Research Jurnal Minfo Polgan (JMP) KREATIF: Jurnal Pengabdian Masyarakat Nusantara Journal of Sustainable Business and Management Jurnal Abdi Masyarakat Journal of Sustainable Community Service International Journal of Management Research and Economics Jurnal Penelitian Pendidikan Indonesia Ekuitas Jurnal Pnedidikan Ekonomi

Geriadi, Made Ayu Desy

Fakultas Ekonomi Dan Bisnis Universitas Ngurah Rai, Bali, Indonesia

Author-ID : 2941775

Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Pilihan Konsumen Dalam Menggunakan Fitur Go-Food: Variabel Kegunaan sebagai Moderator Ni Putu Yuliana Ria Sawitri, Luh Erynayati, Made Ayu Desy Geriadi,
Jurnal Ekonomi Vol 26, No 1 (2021): March 2021
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v26i1.715

The purpose of this study was to see the useful role in mediating the effect of choice on intention to use. This research was conducted at the Faculty of Economics and Business, Ngurah Rai University, located on Jalan Padma Penatih, Denpasar, Bali Province. The sample used in this study used a random sampling technique, where the respondents were students. The number of samples used was 100 people. The analysis technique used is the structural equation modeling (Structural Equation Modeling - SEM) based on the variant known as the Partial Least Square (PLS).The results showed that choice has a positive and significant effect on perceived benefits. The perceived usefulness has a positive and significant influence on the intention to use the Go-Food feature on the Gojek application. The choice of food variations has a positive and significant effect on the intention to use the Go-Food feature on the Gojek application. The perceived usefulness is able to mediate a positive and significant influence on the intention to use the Go-Food feature on the Gojek application.

Pilihan Konsumen Dalam Menggunakan Fitur Go-Food: Variabel Kegunaan Sebagai Moderator Luh Erynayati; Made Ayu Desy Geriadi; Ni Putu Yuliana Ria Sawitri
Jurnal Ekonomi Vol. 26 No. 1 (2021): March 2021
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v26i1.715

The purpose of this study was to see the useful role in mediating the effect of choice on intention to use. This research was conducted at the Faculty of Economics and Business, Ngurah Rai University, located on Jalan Padma Penatih, Denpasar, Bali Province. The sample used in this study used a random sampling technique, where the respondents were students. The number of samples used was 100 people. The analysis technique used is the structural equation modelling (Structural Equation Modeling - SEM) based on the variant known as the Partial Least Square (PLS). The results showed that choice has a positive and significant effect on perceived benefits. The perceived usefulness has a positive and significant influence on the intention to use the Go-Food feature on the Gojek application. The choice of food variations has a positive and significant effect on the intention to use the Go-Food feature on the Gojek application. The perceived usefulness is able to mediate a positive and significant influence on the intention to use the Go-Food feature on the Gojek application.

PENGARUH AKSES KEUANGAN TERHADAP PERTUMBUHAN UKM DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI Made Ayu Desy Geriadi; Luh Erynayati; Ni Putu Yuliana Ria Sawitri
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.10.NO.03.TAHUN. 2021
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

This examination means to decide how the role financial literacy in moderating the relationship of access to finance and growth. The area for this exploration held in Denpasar. The quantity of tests taken is 100 small medium enterprise (SMEs), with a likelihood inspecting methods are basic irregular examining. Information examination in this investigation utilized the Partial Least Square (PLS) approach. PLS is a condition model for Structural Equation Modeling (SEM) in view of parts or variations. This examination is to get results which expressed that the access to finance has a positive and significant effect on growth of SMEs. Financial literacy has a positive and significant effect on growth of SMEs. Financial literacy moderates the relationship between access to finance and growth of SMEs

PENGARUH INFLASI TERHADAP RETURN SAHAM PADA PERUSAHAAN PROPERTI DAN REAL ESTATE YANG TERDAFTAR DI BURSA EFEK INDONESIA (RISIKO SISTEMATIS DAN PROFITABILITAS SEBAGAI VARIABEL MEDIASI) Made Ayu Desy Geriadi; I Gusti Bagus Wiksuana
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.06.NO.09.TAHUN 2017
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Penelitian ini bertujuan untuk mengetahui pengaruh inflasi terhadap return saham, risiko sistematis dan profitabilitas sebagai variabel mediasi pada perusahaan properti dan real estate yang terdaftar di Bursa Efek Indonesia. Populasi dalam penelitian ini adalah perusahaan properti dan real estate yang terdaftar di Bursa Efek Indonesia. Pengambilan sampel penelitian dilakukan dengan metode purposive dan jumlah sampel penelitian ini sebanyak 25 perusahaan. Data penelitian merupakan data sekunder yang diperoleh dari website Bursa Efek Indonesia dan Indonesia Capital Market Directory dari tahun 2011 sampai dengan tahun 2015. Pengujian hipotesis penelitian menggunakan teknik analisis jalur (path analysis), dengan alat bantu aplikasi SPSS.Hasil penelitian menunjukkan bahwa: (1) inflasi berpengaruh negatif dan signifikan terhadap return saham. (2) risiko sistematis berpengaruh positif dan signifikan terhadap return saham. (3) profitabilitas berpengaruh positif dan signifikan terhadap return saham. (4) inflasi berpengaruh positif dan signifikan terhadap risiko sistematis (5) inflasi berpengaruh positif dan signifikan terhadap profitabilitas. Risiko sistematis dan profitabilitas tidak memediasi pengaruh inflasi terhadap return saham.

Analysis of Tourism Product Innovation and Viral Marketing on Tourist Visiting Decisions in The New Normal Era Through Tourism Image in Bangli District Made Mulia Handayani; Nyoman Dwika Ayu Amrita; Made Ayu Desy Geriadi; Luh Erynayati; I Made Kartika
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 10 No. 1 (2022)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v10i1.48789

Since the Covid-19 pandemic there has been a decline in the number of tourists to Bangli district, it is necessary to make an innovation so that the world of tourism in Bangli district can continue to develop. This study aims to determine the effect of tourism product innovation on tourism image, to determine the effect of viral marketing on tourism image, to determine the effect of tourism product innovation on visiting decisions, to determine the effect of viral marketing on visiting decisions and to determine the effect of tourism images on visiting decisions. The sample in this study amounted to 96 tourists. This study uses Structural Equation Modeling (SEM) with a variance based or component based approach with Partial Least Square (PLS). The results in this study prove that tourism product innovation has a positive and significant effect on tourism image, viral marketing has a positive and significant effect on tourism image, product innovation has a positive and significant effect on visiting decisions, viral marketing has a positive and significant effect on visiting decisions, and tourism image. has a positive and significant effect on visiting decisions.

Pengaruh Kredit Bermasalah, Kecukupan Modal dan Loan To Deposit Ratio terhadap Profitabilitas Pada Pt Bank Pembangunan Daerah Bali Di Bali Putu Gede Denny Herlambang; Ni Ketut Sukanti; Made Ayu Desy Geriadi; I Dewa Ayu Alit Juliantar
Jurnal MBE Manajemen Bisnis, Equilibrium Vol 8 No 1 (2022): Jurnal Manajemen Dan Bisnis Equilibrium
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Ngurah Rai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47329/jurnal_mbe.v8i1.840

Abstrak: Penelitian ini bertujuan agar bisa mengamati Pengaruh kredit bermasalah, kecukupan modal dan loan to deposit ratio terhadap Profitabilitas di PT Bank Pembangunan Daerah Bali. Penelitian ini memakai pendekatan kuantitatif. Data yang dipakai ialah laporan keuangan PT Bank Pembangunan Daerah Bali periode triwulan dari tahun 2013-2020, teknik penentuan sampel dilakukan melalui metode sampling jenuh hingga diperoleh sampel sebanyak 32. Data yang diperoleh akan dianalisis melalui pengujian asumsi klasik, analisis determinasi, analisis linear berganda, pengujian parsial (t-test) serta pengujian simultan (F-test). Hasil dari penelitian ini membuktikan bahwa Non Performing Loan memberi pengaruh negatif yang signifikan pada Profitabilitas. Capital Adequancy Ratio memberi pengaruh positif yang signifikan pada profitabilitas, dan Loan to deposit ratio memberi pengaruh positif yang signifikan pada Profitabilitas. Secara simultan Non Performing Loan, Capital Adequancy Ratio dan Loan to Deposit Ratio memberi pengaruh yang signifikan pada Profitabilitas di PT Bank Pembangunan Daerah Bali.

Encouraging MSME Growth by Improving Financial Literature and Financial Inclusion in Sanur Kauh Village Community Ni Putu Yuliana Ria Sawitri; Ni Nyoman Sudiyani; I Gusti Agung Prabandari Tri Putri; Cokorda Istri Agung Vera Nindia Putri; Made Ayu Desy Geriadi
International Journal of Social Service and Research Vol. 2 No. 6 (2022): International Journal of Social Service and Research (IJSSR)
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v2i6.121

Financial literacy has become a hotly discussed issue in recent years in Indonesia. The issues that arise cannot be separated from various polemics that have occurred, ranging from the Asean Economic Community (MEA) to the economic crisis that hit Indonesia in 1998. At this time financial literacy is an important thing and a necessity for the wider community, the public is required to know and understand financial literacy. The low level of public knowledge about the financial industry and its products causes people to be easily trapped in making investments that offer lucrative returns in the short term without considering the risks. This causes harm to the community itself. The government and financial institutions need to seek an understanding of financial literacy for the Indonesian people. One of the efforts to increase financial literacy is education related to legal investment through Community Service conducted by the Faculty of Economics and Business, Ngurah Rai University together with the Regional VIII Bali and Nusa Tenggara Financial Services Authority and the Bali Regional Development Bank for the community of Sanur Kauh Village.

Pengaruh Non-Performing Loan (NPL) dan Loan To Deposit Ratio (LDR) Terhadap Pertumbuhan Laba Pada PT. Bank Rakyat Indonesia (Persero) Tbk Unit Sukawati Cabang Gianyar Made Ayu Desy Geriadi; I Gede Wana Astawa
Jurnal MBE Manajemen Bisnis, Equilibrium Vol 8 No 2 (2022): Jurnal Manajemen dan Bisnis Equilibrium
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Ngurah Rai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47329/jurnal_mbe.v8i2.955

Pertumbuhan laba yang stabil dan terus mengalami peningkatan adalah tujuan suatu perusahaan khususnya perusahaan perbankan, sehingga sangat penting bagi perusahaan untuk mengetahui faktor-faktor yang mempengaruhinya. Tujuan penelitian ini adalah untuk memperoleh gambaran sejauh mana kontribusi Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap pertumbuhan laba. Penelitian ini dilakukan pada PT. Bank Rakyat Indonesia Unit Sukawati Cabang Gianyar. Pengumpulan data yang diterapkan dalam penelitian ini adalah dengan teknik studi dokumentasi. Dari hasil penelitian analisis data menunjukkan bahwa secara simultan Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) mempunyai pengaruh secara signifikan terhadap pertumbuhan laba yang dibuktikan dengan nilai F hitung 16,792 > dari nilai F tabel 3,25. Non-Performing Loan (NPL) mempunyai pengaruh secara negatif dan signifikan terhadap pertumbuhan laba yang ditunjukkan dengan nilai t1-hitung variabel Non-Performing Loan (NPL) (X1) adalah -2,703 dan nilai t-tabel adalah - 1,68709 (t1-hitung < t-tabel). Loan to Deposit Ratio (LDR) mempunyai pengaruh secara positif dan signifikan terhadap pertumbuhan laba yang ditunjukkan dengan nilai t2-hitung variabel Loan to Deposit Ratio (LDR) (X2) adalah 2,057 dan nilai t-tabel adalah 1,68709 (t2-hitung > t-tabel).

Peran Financial Technology dalam Memediasi Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Made Ayu Desy Geriadi
Jurnal Minfo Polgan Vol. 12 No. 1 (2023): Article Research March 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/jmp.v12i1.12410

Keputusan investasi merupakan proses dimana seorang pelaku keuangan mengatur dan mengalokasikan dana berupa uang atau barang yang dimiliki kedalam bentuk investasi yang dapat menguntungkan di masa yang akan datang. Faktor yang mempengaruhi keputusan investasi yaitu literasi keuangan dan financial technology. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap keputusan investasi melalui financial technology. Populasi dalam penelitian ini berjumlah 681 mahasiswa dengan metode penentuan sampel menggunakan teknik purposive random sampling serta menggunakan rumus Slovin sehingga diperoleh sampel sebanyak 88 responden. Teknik analisis yang digunakan dalam penelitian ini adalah SEM-PLS. Hasil analisis data yang dilakukan menunjukkan bahwa a) literasi keuangan berpengaruh positif dan signifikan terhadap keputusan investasi, b) financial technology tidak berpengaruh terhadap keputusan investasi, serta c) financial technology tidak mampu memediasi pengaruh literasi keuangan terhadap keputusan investasi.

Pengelolaan Usaha Kerajinan Bedeg Bali Ni Luh Putu Ening Permini; Made Ayu Desy Geriadi; I Gusti Made Sudika; Made Ratna Witari; Ni Ketut Sukanti
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 3 No. 2 (2023): Juni : Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v3i2.2071

Craft business is a business that is carried out by selling various handicraft products that have functions and economic value. Many Indonesian people have been involved in the craft industry, one of which is the bedeg craft industry, in Bali. However, during the implementation process, bedeg entrepreneurs experienced many obstacles such as a lack of ability to prepare financial report books, lack of marketing outreach, and a bedeg design that seemed to be monotonous. The purpose of implementing this trial is to help partners, namely Bedeg Sudiana Craftsmen, to overcome the problems they face. The process of implementing the program is carried out by carrying out 3 service activity programs including providing assistance and assisting in making bookkeeping and financial reports, making social media and providing assistance and assisting in product design development. The results of the implementation of this activity show that the partners are very enthusiastic in participating in the training and that there is an increase in the ability of partners to manage finances. In addition, with the training activities, the reach of partner businesses has become wider, resulting in an increase in the number of product orders. Partners hope that this service activity can be carried out in a sustainable manner because it can have a positive influence on business progress.

Co-Authors Ade Maharini Adiandari Amrita, Nyoman Dwika Ayu Anak Agung Istri Agung Ovy Dwijayanthi Artha, I Kadek Arifandi Werdhi Astawa, I Gede Wana Bagus Arya Wijaya Cokorda Istri Agung Vera Nindia Putri Dewi, Kadek Ary Purnama Dewi, Sayu Ketut Sutrisna Dwijayanthi, A.A.Istri Agung Ovy Dwijayanthi, Anak Agung Istri Gede Wirata Gede Wirata, Gede Hadi Nasbey Handayani, Made Mulia I Dewa Ayu Alit Juliantar I Gede Wana Astawa I Gusti Agung Prabandari Tri Putri I Gusti Agung Prabandari Tri Putri I Gusti Agung Prabandari Tri Putri I Gusti Bagus Wiksuana I Gusti Made Sudika I Komang Sumerta I Made Kartika I Wayan Meryawan I Wayan Suastika Juliantar, I Dewa Ayu Alit Juliantari, I Dewa Ayu Alit Luh Erynayati Made Ratna Witari Makatita, Reyner Frengky Mariani, I Gusti Agung Ayu Marini, Putu Lidia Martins, Rosena Fatima De Oliveira Monika Willys Saraswati, Ida Idewa Ayu Ni Kade Devi Sulistiana Ni Ketut Sukanti Ni Luh Ayu Karsini Ni Luh Putu Ening Permini Ni Luh Widyantari Ni Made Yumita Sari Ni Putu Ade Augustyana Barintha Dewi Ni Putu Yuliana Ria Sawitri Ni Putu Yuliana Ria Sawitri Ni Putu Yuliana Ria Sawitri Nyoman Dwika Ayu Amrita Prastha Adyatma Pratama, Octavianus Sumardana Putri, Putu Amanda Angelina Putu Doddy Heka Ardana Putu Gede Denny Herlambang Putu Surya Septiani Riyana Miranti, Riyana Sang Ayu Putu Nindia Antika Sawitri, Ni Putu Yuliana Ria Seminar, Ni Ketut Septiani, Putu Surya Suastini, Ni Luh Putu Sudiyani, Ni Nyoman Sulistiana, Ni Kadek Devi Sumariani, Ni Putu Ayu Tjok Gde Raka Sukawati Tjokorda Gde Agung Wijaya Kesuma Suryawan Tri Putri, I Gusti Agung Prabandari Wijaya, Bagus Arya Wirawan, I Kadek Arya Yudi

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