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All Journal Jurnal Keolahragaan Pedagogi : Jurnal Penelitian Pendidikan Dinar: Jurnal Ekonomi dan Keuangan Islam Ikonomika : Jurnal Ekonomi dan Bisnis Islam JMM (Jurnal Masyarakat Mandiri) Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Martabe : Jurnal Pengabdian Kepada Masyarakat Iqtishoduna: Jurnal Ekonomi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Ihsan: Jurnal Pengabdian Masyarakat Journal La Bisecoman Berajah Journal Jurnal Ekonomi Proceeding International Seminar of Islamic Studies AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia KOLONI IIJSE International Conference on Islamic Economic JatiRenov: Jurnal Aplikasi Teknologi Rekayasa dan Inovasi Ecobankers : Journal of Economy and Banking Risalah Iqtisadiyah
Rahmayati Rahmayati, Rahmayati
Politeknik Pertanian Negeri Pangkep
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Public Health Social Sciences Veterinary Other

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Journal : At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam

 1 
An Empirical Study On Qris Implementation For Enhancing Sustainability Of MSMEs In Medan City Rahmayati, Rahmayati; Kurnia, Efry
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 1 (2023): JUNI 2023
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i1.7657

Abstract

This study aims to determine the factors that influence the use of QRIS for MSMEs in Medan City. QRIS is a practical and efficient development of cashless payment instrument technology. This study uses quantitative methods by collecting observation data and questionnaires from MSME actors in the city of Medan, totaling 171 business actors who use QRIS with sample collection through the purposive sampling method. This study used SPSS program statistics. The results revealed that there is an influence on the benefits and ease of being interested in using QRIS where in transactions buyers do not need to use non-cash money and merchants do not need to provide change. However, there are still few business activities that use cashless payments and some merchants also lack education or are not familiar with QRIS enough because there is still a lack of socialization for MSME players regarding the use of QRIS and some MSME business actors in.
The Influencing Of Understanding Profit Sharing And Understanding Margin On Islamic Financial Behaviour Rahmayati, Rahmayati; Mujiatun, Siti; Hayati, Isra; Badawi, Afif
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 10, No 1 (2024): JUNI 2024
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v10i1.12977

Abstract

This research aims to determine and analyze the influence of understanding profit sharing and margins on Sharia financial behavior according to the understanding of the public and employees of Bank Syariah Indonesia, Pematang Siantar City. The implication is customers who possess greater financial literacy about these concepts may make better decisions and select investment products that better suit their moral convictions and financial objectives. This thesis's research type is quantitative, and the data used is primary. The population used in this research was the local community and BSI Pematang Siantar City employees, totaling 150 people, and the sampling technique used the Slovin formula with n=109. Data analysis techniques using descriptive tests, data quality tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing. The data processing uses the SPSS version 22.0 program. The research results show that: (1) The model estimation shows that the R Square value is 0.775. This means that 77.5% of the independent variables in this model influence the dependent variable. Other variables outside this model influence the remaining 22.5%; (2) The regression model shows that understanding profit sharing significantly affects Sharia financial behavior, and understanding margin significantly affects Sharia financial behavior.
Co-Authors Adjie Akbar Damanik, Muhammad Ahmad Afandi Alfi Amalia Amsari, Syahrul Arifin Lubis, Muhammad Arrofa Acesta Arwin Juli Rakhmadi Butar-Butar, Arwin Juli Asrika, Winri Badawi, Afif Buana, Nangku Capakia, Suraya Chairunisa, Lia Dimas Dwi Permana Ilah Nurlaelah Isra Hayati Jejen Jaelani, Asep Juniati Juniati Kasim, Nur Alam Khairi, Fadhli bin Wan Mahmud Khairunnisa Khairunnisa Kurnia, Efry Mardiah, Ulfa Maya Sari Nurma Sari, Nurma Pipit Putri Hariani MD Prayoga, Adistia Putri Nasution, Aida Nurandini Ratnawati Ratnawati Rowiyah, Rowiyah Sari, Ratih Namira Sihotang, Mutiah Khaira Siti Mujiatun Suharjana . sutarsih sutarsih Zailani Zailani