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All Journal Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) ADLIYA: Jurnal Hukum dan Kemanusiaan EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JAMMIAH) ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat JURNAL ABDIMAS PLJ Juni-Jurnal Pelita Nusa
Ahmad Damiri, Ahmad
Unknown Affiliation
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Pengaruh DPK, CAR dan BOPO terhadap ROA Bank Panin Dubai Syariah Periode 2020-2024 Pauzi, Irpan; Jalaludin, Jalaludin; Damiri, Ahmad
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 9 No 2 (2025): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/fk4c9358

Abstract

Panin Dubai Syariah Bank's performance for the 2020–2024 period shows complex dynamics in the management of Third Party Funds (DPK), capital (CAR), operational efficiency (BOPO), and profitability (ROA). Fluctuations in TFD over several years reflect changes in customer confidence and funding strategies, while the CAR ratio experienced pressure at the beginning of the period but improved until 2024. On the other hand, the BOPO ratio tended to increase, indicating challenges in operational efficiency, although it improved in 2021–2022. This study aims to analyze the effect of DPK, CAR, and BOPO on ROA both partially and simultaneously. The research method uses a descriptive quantitative approach with secondary data obtained through documentation studies from Panin Dubai Syariah Bank's official reports, OJK publications, and related academic literature. The results show that DPK has a significant effect on ROA (t-value of 2.213 > t-table 2.17881) with a contribution of 15.7%, supporting Komariah's findings. CAR does not have a significant effect on ROA (t-count of 0.823 < t-table 2.17881), in line with the view that a high capital ratio does not always reflect the efficiency of productive assets. Conversely, BOPO has a very significant effect on ROA (t-value > t-table of 34.153 > 2.17881) with a contribution of 99.8%, confirming that operational efficiency is a dominant factor in determining bank profitability. Simultaneously, the three variables have a significant effect on ROA (Fcount of 581.555 > Ftable 3.259) with a combined contribution of 99.3%, supporting Amanda Rachmawati's research. These findings emphasize the importance of managing operational efficiency and funding strategies in increasing the profitability of Islamic banks. The impact of this study has practical implications for Islamic banking management to strengthen fund raising strategies, maintain capital quality, and improve operational efficiency as a sustainable effort to strengthen the competitiveness and reputation of institutions in the Islamic financial industry.
PENDIDIKAN LITERASI DIGITAL TENTANG HOAX DAN KONTEN NEGATIF DI MEDIA SOSIAL UNTUK REMAJA MASJID DI DESA KARYAMEKAR, GARUT Patoni, Patoni; Martiadi, Rizwan; Damiri, Ahmad; Subagiyo, Subagiyo; Winata, Koko Adya
JURNAL ABDIMAS PLJ Vol. 5 No. 2 (2025): JURNAL ABDIMAS PLJ, DESEMBER 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/japlj.v5i2.1997

Abstract

Mosque youth in Karyamekar Village, Garut, are part of the younger generation who play a strategic role in building a healthy and moral social environment. The development of digital technology and social media has had a significant impact on the lives of adolescents, both positively and negatively. However, low digital literacy makes some adolescents susceptible to hoaxes and negative content on social media. This community service activity aims to improve the understanding and ability of mosque youth in recognizing, filtering, and responding wisely to hoaxes and negative content. The implementation method includes education, interactive discussions, and case study simulations. This training is effective in encouraging mosque youth in Karyamekar Village, Garut, to be more confident, have a clear direction for development, and be able to apply self-understanding in the learning process and social activities. It is hoped that this activity will shape mosque youth who are digitally savvy, critical, and responsible in using social media.
Co-Authors Anis Setya, Lita Djatmiko, Teguh Firlana, Mira Ilham, Lindung Jalaludin Jalaludin Jalaludin, Agus Jalaludin, Jalaludin Komarudin, Tetep Martiadi, Rizwan Muhammad Syukri Nurazizah Yr, Faridha Nurbaeti, Ayi Patoni, Patoni Paturahman, Ivan Firman Pauzi, Irpan Purnama, Yulia Setiawati, Ayu Fajar Siti Nurjanah, Riski Sopian, Ahmad Ali Subagiyo Subagiyo Sulaeman, Iman Sulistianingsih Sulistianingsih Suryadi, Aji Susbiyantoro, Susbiyantoro Sutedy, Aliet Siskha Devi TRI SUSANTI Usman Radiana Winata, Koko Adya Yazid, Ibni