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All Journal Jurnal Promosi Pendidikan Ekonomi I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Dimensi Jurnal Ilmiah Ekonomi Islam al-Afkar, Journal For Islamic Studies Gulawentah:Jurnal Studi Sosial NISBAH: JURNAL PERBANKAN SYARIAH Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Adzkiya : Jurnal Hukum dan Ekonomi Syariah Jurnal Ilmiah Edunomika (JIE) Dialektika: Jurnal Ekonomi dan Ilmu Sosial Tasharruf: Journal Economics and Business of Islam KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Maliyah : Jurnal Hukum Bisnis Islam Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Perbanas Journal of Islamic Economics and Business Journal of Islamic Economics Lariba International Journal of Economics, Business and Innovation Research Al-Infaq : Jurnal Ekonomi Islam
Khusnudin Khusnudin, Khusnudin
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Pendistribusian Dana Zakat, Infaq, Shadaqah, Dan Wakaf (Ziswaf) Dalam Pemulihan Daerah Pasca Bencana Erupsi Gunung Semeru Suprayitno, Eko; khusnudin, Khusnudin; Priyono, Edi
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12640

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pola dan implementasi pendistribusian dana ZISWAF dalam rangka pemulihan daerah pasca bencana erupsi gunung semeru. Penelitian ini menggunakan pendekatan kualitatif, dengan pengumpulan data melalui wawancara, observasi, dan dokumentasi serta melakukan uji validitas melalui triangulasi sumber dan teknik. Analisa datanya melalui tiga tahap: reduksi data, penyajian data, dan penarikan kesimpulan. Dari hasil penelitian menunjukkan bahwa terdapat pelaksanaan program yang berjalan dengan baik di BAZNAS Lumajang. Hal ini dapat dilihat dari hasil yang telah dapat dirasakan oleh masyarakat setelah pelaksanaan program, mulai dari tahap awal penanggulangan sampai dengan pemulihan. Disamping itu, terjalinnya kerjasama dan sinergi antara pemerintah daerah, DPRD dan Baznas dalam upaya pemulihan pasca bencana tersebut. Sehingga Program-program yang dilaksanakan bisa saling mengisi, terintegrasi dan berdampak luas kepada masyarakat
FENOMENA PEMBIAYAAN BAGI HASILPADA BMT UGT NUSANTARA DI PASURUAN Soleh, Badrus; Ridwan, Muhtadi; Khusnudin, Khusnudin
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.16167

Abstract

This research aims to analyze the obstacles that are factors in the lack of profit sharing financing at BMT UGT Nusantara. This research uses a qualitative approach with phenomenological methods to examine the process of determining financing schemes, implementing profit sharing financing and identifying the causes of the lack of profit sharing financing at BMT UGT Nusantara. Data collection was carried out through in-depth interviews with informants such as financial managers, business managers, branch heads, account officers and members of BMT UGT Nusantara. Apart from that, field observations and analysis of financing documents were also carried out to obtain a comprehensive picture.  Data analysis was carried out using three analytical steps suggested by Miles and Huberman (2007), namely data reduction, data exposure and conclusion drawing or verification. The results of this research indicate that determining the financing scheme is the internal authority of BMT UGT Nusantara with the knowledge and approval of members. Financing with a profit sharing scheme is only used for companies that are already established, while small businesses use non-profit sharing financing. The lack of financing with a profit sharing scheme is due to several obstacles such as high risk, quality of human resources, asymmetric information, moral hazard, minimal understanding of members and member preferences.
Legalitas dan Implementasi Wakaf Produktif Digital berbasis Agribisnis: Studi Kasus Wakaf Pisang Cavendish pada Platform Satu Wakaf Indonesia Sholicha, Imroatus; Khusnudin, Khusnudin
Maliyah : Jurnal Hukum Bisnis Islam Vol. 15 No. 2 (2025): Desember 2025
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law, UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2025.15.2.192-228

Abstract

Abstract: This study aims to analyze the legality and implementation of digital productive waqf based on agribusiness through a case study of the Cavendish Banana Waqf Program on the Satu Wakaf Indonesia platform. The main issue examined concerns the legal validity and compliance of productive waqf practices with Islamic principles in the digital era. This research employs a qualitative case study approach supported by library research, focusing on legal sources such as Law No. 41 of 2004 on Waqf, Government Regulation No. 42 of 2006, DSN-MUI Fatwa No. 02 of 2002, and BWI Regulation No. 1 of 2020, along with secondary data from Satu Wakaf Indonesia’s digital reports. Data collection techniques include document analysis of legal frameworks, official waqf management reports, and academic literature on digital waqf. The findings reveal that digital productive waqf practices fulfill both formal legality requirements and maqashid sharia principles, such as hifz al-māl (preservation of wealth), tanmiyah al-māl (wealth productivity), and maslahah (social benefit). Moreover, the integration of digital technology enhances accountability, transparency, and public participation in waqf management. Theoretically, this study contributes to the development of Islamic economic law in the field of digital waqf, while practically it highlights the need for adaptive regulations and professional digital naẓīr governance. Further research is recommended to explore digital waqf models in other sectors to deepen the understanding of its contribution to sustainable Islamic economic development. Keywords: Digitalization, Productive Waqaf, Islamic Economics, Legality, Community Empowertment. Abstrak: Penelitian ini bertujuan untuk menganalisis legalitas dan implementasi wakaf produktif digital berbasis agribisnis melalui studi kasus program wakaf pisang Cavendish pada platform Satu Wakaf Indonesia. Isu utama yang dikaji adalah keabsahan hukum dan kesesuaian prinsip syariah terhadap praktik wakaf produktif di era digital. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus serta didukung oleh kajian pustaka (library research) yang menelaah sumber hukum seperti UU No. 41 Tahun 2004 tentang Wakaf, PP No. 42 Tahun 2006, Fatwa DSN MUI No. 02 Tahun 2002, serta Peraturan BWI No. 1 Tahun 2020, dan data sekunder dari laporan digital platform Satu Wakaf Indonesia. Teknik pengumpulan data dilakukan melalui analisis dokumen hukum, laporan resmi lembaga naẓīr, dan publikasi akademik terkait wakaf digital. Hasil penelitian menunjukkan bahwa praktik wakaf produktif digital memenuhi unsur legalitas formal dan prinsip maqāṣid al-sharī’ah, seperti hifz al-māl (menjaga harta), tanmiyah al-māl (produktivitas harta), dan maṣlaḥah (kemanfaatan sosial). Temuan juga mengindikasikan bahwa integrasi teknologi digital memperkuat akuntabilitas, transparansi, dan partisipasi publik dalam pengelolaan wakaf. Secara teoretis, penelitian ini berkontribusi terhadap pengembangan kajian hukum ekonomi Islam di bidang digitalisasi wakaf, sedangkan secara praktis mendorong perlunya regulasi adaptif dan profesionalisasi naẓīr digital. Disarankan penelitian lanjutan menelaah model wakaf digital di sektor lain untuk memperluas pemahaman tentang kontribusi wakaf produktif terhadap pembangunan ekonomi berkelanjutan berbasis nilai-nilai syariah.    Kata Kunci: Digitalisasi, Wakaf Produktif, Ekonomi Islam, Legalitas, Pemberdaya Umat.
The Strategy of Islamic Boarding School-Owned Enterprises in Supporting Economic and Educational Sustainability at the Nurul Jadid Paiton Probolinggo Islamic Boarding School Widad Ulfatul Mawaddah Hadi; Umrotul Khasanah; Khusnudin, Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2805

Abstract

This study aims to identify the role of BUMP (Pesantren-Owned Enterprises) in supporting the economic independence of Islamic boarding schools, analyze the forms of BUMP’s contribution to the sustainability of education at Pondok Pesantren Nurul Jadid, and examine the management strategies of BUMP in ensuring the sustainability of both the economic and educational aspects of the pesantren. This study employs a naturalistic qualitative approach with phenomenological analysis, supported by the theoretical frameworks of Sustainable Development Theory, Human Capital Theory, and the Triple Bottom Line. These three theories are applied to examine the relationship among the economic, educational, and social dimensions that are integrated within BUMP’s management system. Thus, this research not only evaluates business success from an economic standpoint but also its contribution to the continuity of education. The findings of the study highlight six main strategies in BUMP management: strengthening Sharia-based governance through SOPs and financial report digitalization; business diversification encompassing trade, laundry, agribusiness, and digital platforms; integrating business with education through skill laboratories and student internships; strengthening alumni networks and strategic partnerships; digitizing financial management with Accurate and IPOS Ultimate applications; and developing a grand design for sustainability that synergizes economic, educational, leadership development, and physical infrastructure aspects. These findings affirm that BUMP can serve as a model for pesantren economic independence that is relevant to the challenges of the modern era while maintaining the identity of Islamic values.
STUDI KOMPARASI PEMIKIRAN AL-GHAZALI DAN IBNU TAIMIYAH TENTANG MEKANISME PASAR Febriyanti, Bela Selvia; Ridwan, Muhtadi; Khusnudin, Khusnudin
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 13, No 2 (2025): Promosi
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jp.v13i2.13400

Abstract

Markets have an important position in the economy. Islam acknowledges the existence of a market mechanism on condition that the market can function perfectly. However, in reality, there are often market distortions caused by the seller's mistake. So from that, this study aims to clarify how Al-Ghazali and Ibnu Taimiyah think about the market mechanisms and regulation of the market mekanisms that exist at the moment. The methodology used in this writing is a qualitative method of library study, i.e. studying ideas and findings contained in articles or, journals, books, dissertations related to scientific information. The results of this study suggest that Al-Ghazali and Ibnu Taimiyah agreed on price setting, that is, that prices are fixed through the power of supply and demand, only in cases where prices rise due to the occurrence of unfairness and inequality of market mechanisms, then the government can interfere in setting prices.
Women’s Empowerment for Enhancing Family Economic Welfare from the Perspective of Maqashid Sharia Lestari Ningrum, Anggun Fambudi; Asnawi, Nur; Khusnudin, Khusnudin
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 17 No 2 (2025): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v17i2.11423

Abstract

Ideally, women’s empowerment is expected to enhance family economic welfare while simultaneously strengthening children’s education, asset management, and social responsibility in accordance with the principles of Maqashid Sharia. However, empirical realities indicate limitations in economic literacy, access to capital, and adequate social support, which hinder the optimal contribution of women to the family economy. This study aims to analyze the role of women’s empowerment in improving family economic conditions from the perspective of Maqashid Sharia and to examine its implications for the social and moral well-being of families. The research employs a qualitative field approach using a case study of the Al-Hikmah Women’s Cooperative in Drajat Village, Baureno District, Bojonegoro Regency. Primary data were collected through in-depth interviews with cooperative members, participatory observation, and documentation of economic activities, while secondary data were obtained from fiqh literature, scholarly journals, and documents related to Maqashid Sharia. Data analysis was conducted using descriptive qualitative methods, supported by source and technique triangulation to ensure the validity of the findings. The results indicate that women’s empowerment through cooperatives contributes to increased family income, strengthened asset management, support for children’s education, and the reinforcement of families’ social and moral values. The integration of Maqashid Sharia principles ensures that women’s economic empowerment generates not only material benefits but also spiritual and social impacts on community welfare.
Harmonizing Social And Religious Values In Sharia Economic Practices Fachrozi, Fachrozi; Khusnudin, Khusnudin
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 2 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i2.2270

Abstract

This study aims to explore the harmonization of social and religious values within Sharia economic practices, focusing on the Indonesian context. The objective is to understand how these values can be integrated into everyday economic activities to promote ethical behavior and community welfare. Utilizing a systematic literature review (SLR) methodology, the research synthesizes various academic sources to identify key themes, trends, and insights. The thematic analysis reveals that education and awareness are crucial in fostering a Sharia-compliant economic environment. The findings highlight the significant role of Islamic finance in aligning financial practices with social values such as equity and justice, which are essential for community development. Additionally, the research identifies challenges, including diverse religious interpretations and limited awareness, which hinder the growth of Islamic economics in a pluralistic society. The study concludes that targeted educational initiatives and robust regulatory frameworks are necessary to facilitate the acceptance and effectiveness of Sharia economic practices.
Co-Authors Annisya, Lusy AUNUR ROFIQ Ayati, Nufasilul Billah, Zahida I'tisoma Edi Priyono Eko Suprayitno FACHROZI. F Febriyanti, Bela Selvia Ferdinand, Niki Rio Haryanti, Peni Hasanah, Devi Homsatun Hisnidah, Mukaromatul Januari, Anas Tania Khusnia, Chinta Lestari Ningrum, Anggun Fambudi Misbahul Munir Moh. Ihsan Nizar Zulmi Nur Asnawi Ridwan, Muhtadi Rinawati, Ika Rohmah, Rodyah Awallul S Siswanto Sandy, Niken Baramurti Evieta Enggar Sholicha, Imroatus SOLEH, BADRUS Solehatin, Fira Syahirul Alim Syauqillah, Muhammad Ummah, Dewi Roichatul Umrotul Khasanah Umrotul Khasanah Widad Ulfatul Mawaddah Hadi ZURAIDAH ZURAIDAH