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All Journal Juara: Jurnal Riset Akuntansi Journal of Economics, Business, & Accountancy Ventura Vision: Journal for Language and Foreign Language Learning JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen The Indonesian Journal of Accounting Research El-Aswaq e_Jurnal Ilmiah Riset Akuntansi E-JRM
Maslichah, Maslichah
Universitas Islam Malang
Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Determinan Minat Membayar Zakat Pada Baznas Kota Malang Muhammad Yusup Hasyim Asngari; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Penelitian ini bertujuan untuk mengetahui determinan minat membayar zakat pada baznas kota malang. Sampel diambil menggunakan metode rumus slovin. Jenis data yang digunakan dalam penelitian ini menggunakan teknik analisis regresi linier berganda. Hasil analisis data mengindikasikan bahwa pada ketika yang sama akibat transparansi instansi, akuntabilitas, pemahaman dan kesadaran bakal minat menunaikan zakat di pasar-pasar Kota Malang. Sebagian, akibat transparansi kelembagaan, akuntabilitas, pemahaman dan kesadaran dominan positif terhadap minat menunaikan zakat di baseban Kota Malang.
PENGARUH PENGETAHUAN, RELIGIUSITAS, DAN SERTIFIKASI HALAL TERHADAP HALAL TRACEABILITY DENGAN HALAL AWARENESS SEBAGAI VARIABEL INTERVENING (Studi Kasus Pedagang Muslim Di Pasar Tradisional Kota Malang) Farida Diyan Pertiwi; Maslichah Maslichah; M Cholid Mawardi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

The objective of this paper is to analyze the role of halal awareness, employing variables that canbe both influential (determinant) and influenced (output). The purpose of this paper is to consider howhalal awareness affects the halal traceability of products from the perspective of a business actor. Halalproducts are important in a country with the largest Muslim population. However, there are still manypeople who are not aware of the halalness of the product so that there are many products that are not yetclear about the halalness of the product. Questionnaires were distributed directly and data werecollected from 105 entrepreneurs. SEM-PLS was then applied to analyze the data. The results show thathalal awareness and the halal traceability influenced the business actors. Meanwhile, the halalawareness of the business actors was influenced by halal certification and religiosity. Knowledge failedto influence halal awareness.
ANALISIS KEPERCAYAAN MASYARAKAT KOTA MALANG TERHADAP LEMBAGA KEUANGAN SYARIAH Riski Amalia; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Tujuan dari penelitian ini untuk mengetahuidan menganalisis kepercayaan masyarakat kota Malang terhadap Lembaga Keuangan Syariah. Populasi pada penelitian ini adalah masyarakat kota Malang yang jumlahnya tidak diketahui secara pasti dan teknik sampel yang digunakan adalah purposive sampling dengan jumlah sampel sebanyak 100 responden.Metode pengumpulan data menggunakan skala likert dan untuk metode analisis data menggunakan statistik deskriptif dimana dari hasil penelitian menjelaskan bahwa kriteria kepercayaan masyarakat dengan indikator Transaparansi memiliki minimum 2 dan maksimum 5, dengan rata-rata 3.97 serta standar devisiasinya sebesar 0,684. Kepercayaan masyarakat berdasarkan indikator Akuntabilitas memiliki minimum 2 dan maksimum 5, dengan rata-rata 3.97 serta standar devisiasinya sebesar 0,659. Kepercayaan masyarakat berdasarkan indikator Pertanggung jawaban memiliki minimum 2 dan maksimum 5, dengan rata-rata 4.05 serta standar devisiasinya sebesar 0,675. Kepercayaan masyarakat berdasarkan Independensi memiliki minimum 2 dan maksimum 5, dengan rata-rata 4.01 serta standar devisiasinya sebesar 0,730. Kepercayaan masyarakat berdasarkan Keadilan memiliki minimum 2 dan maksimum 5, dengan rata-rata 3.93 serta standar devisiasinya sebesar 0,710. Kepercayaan masyarakat berdasarkan Shariah Compliance memiliki minimum 2 dan maksimum 5, dengan rata-rata 4.05 serta standar devisiasinya sebesar 0,667. Diantara item pernyataan yang membentuk kepercayaan masyarakat kota Malang, terdapat dua item pernyataan dalam indikator Pertanggung-jawaban dan Shariah Compliance yang memiliki nilai dengan kategori tertinggi dengan nilai rata-rata yang sama yaitu 4.05.
PENGARUH RELIGIUSITAS DAN PENGETAHUAN TERHADAP INTENSI KONSUMEN MUSLIM UNTUK MEMBELI PRODUK KOSMETIK HALAL DENGAN SIKAP SEBAGAI VARIABEL INTERVENING (Studi Kasus Mahasiswa Kota Malang) Sarrah Nikmatul Hidayah; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to determine the effect of religiosity and knowledge on the attitudesand intentions of Muslim consumers to buy Halal cosmetic products. The type ofresearch used is research with a quantitative approach. Based on the results ofresearch conducted by research by distributing questionnaires to students of theIslamic banking study program 18 Malang Islamic University and students of theIslamic economic law study program 18 Islamic State University of Malang. Theresearcher got 207 respondents based on gender, study program, institution and howto find out halal and haram laws with the Maghrib concept. sampling of this researchusing Explanatory Research. The analytical tool used is Amos. The results of thestudy prove the first, that the religiosity variable (X1) has a positive and significantinfluence on the attitude variable (Y1). the second, the knowledge variable (X2) has apositive and significant effect on the Attitude variable (Y1). the third, the religiosityvariable (X1) has a positive and significant influence on the consumer intentionvariable (Y2). the fourth is that the knowledge variable (X2) has a positive effect onthe consumer intention variable (Y2) but the effect is not significant. and the fifthvariable attitude (Y1) has a positive and significant influence on the variableconsumer intentions (Y2).
Determinan Minat Masyarakat Menggunakan Layanan Syariah Link Aja Silahuddin Silahuddin; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to analyze and determines the determinants of public interestin using sharia Link Aja service. This study belongs to quantitative associativeresearch. The sampling technique was carried out using the Slovin formula. Therewere 100 respondents from the Malang City community who only use sharia Link Ajaservice. The data was analysed by using multiple linear regression analysis usingSPSS 14. The results showed that the perceived usefulness variable (X1) had apositive and significant effect on interest in using (Y), the perceived trust variable(X2) had a positive and significant effect on interest in using (Y), subjective normvariable (X3) had a positive and significant effect on interest in using (Y).
Pengaruh Sikap, Norma Subjektif, Persepsi Teknologi, Tingkat Kepercayaan, Dan Kemudahan Terhadap Minat Nasabah Dalam Menggunakan Fasilitas Internet Banking Pada Bank Syariah (Studi Kasus Nasabah Bank Syariah Indonesia Kota Batu) Chotimatul Hamidah; Maslichah Maslichah; M Cholid Mawardi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aimed to determine the effect of attitudes, subjective norms,perceptions of technology, level of trust, and ease of use on customer interest inusing internet banking facilities (Case study customer of Bank Syariah IndonesiaBatu City). This type of research is quantitative research. This study took asample of 100 respondents who are customers of Bank Syariah Indonesia in BatuCity. The analytical tool used is Multiple Linear Regression Analysis using SPSS25. The results of this study indicate that the independent variable, namelyattitude (X1) has a positive and significant effect on interest (Y), subjective norm(X2) has a negative effect on interest (Y). , the perception of technology (X3) has anegative effect on interest (Y), the level of trust (X4) has a positive and significanteffect on interest (Y), ease of use (X5) has a positive and significant effect oninterest (Y). In contrast, the variabel Attitude (X1), Subjektive Norm (X2),Perception of Technology (X3), Level of Trust (X4), and Ease of Use (X5)have apositive and significant effect simultaneously on Interest.
PENGARUH PERSEPSI NASABAH, KEPERCAYAAN NASABAH DAN LOYALITAS NASABAH TERHADAP PENGGUNAAN MOBILE BANKING (Studi Kasus Pada Bank Syariah Indonesia Kota Malang) Namira Usman; Maslichah Maslichah; M Cholid Mawardi
El-Aswaq Vol 1, No 2 (2020): El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to determine the effect of customer perception, customer trust and customer loyalty on the use of mobile banking at Bank Syariah Indonesia Malang City The analytical method used in this study is multiple lmier regression analysis for hypothesis testing using SPSS. The results of this study indicate that the Perception variable Customer 1) has a partial negative and insignificant effect on the use of mobile banking (Y). Customer Trust Variable 2) and Customer Loyalty variable ) have a positive and partially significant effect on the use of mobile bankang (Y). Meanwhile, the variables of customer perception, customer trust and customer loyalty have a positive and significant effect simultaneously on the use of mobile banking.
PENGARUH INFLASI DAN NILAI TUKAR TERHADAP PROFITABILITAS BANK UMUM SYARIAH YANG LISTING DI OJK TAHUN 2016-2020 Asniza Afhami; Maslichah Maslichah; Harun Alrasyid
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to determine the effect of inflation and exchange rates on theprofitability of Islamic Commercial Banks listed at OJK in 2016-2020. The analyticalmethod used in this research is multiple linear regression analysis. for hypothesis testingusing SPSS. The results of this study indicate that 1) the inflation variable has asignificant negative effect on profitability (Y). 2) the exchange rate variable has no effecton profitability (Y). while the inflation and exchange rate variables affect profitability.
PENGARUH KUALITAS PRODUK, KUALITAS PELAYANAN DAN PROMOSI TERHADAP KEPUASAN NASABAH DI BANK MUAMALAT KCP KOTA PASURUAN Pinky Anjeli; Maslichah Maslichah; Harun Alrasyid
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Perkembangan bank syariah di Indonesia saat ini sangat meningkat. Bank MuamalatIndonesia adalah bank syariah pertama di Indonesia. Dengan adanya Bank Muamalat Indonesiatelah mendorong adanya bank-bank syariah lainnya. Sehingga, dengan adanya bank-bank syariahyang ada saat ini persaingan semakin ketat dan kompetitif. Namun disisi lain perkembangan BankMuamalat Indonesia juga mengalami naik turun setiap tahunnya. Dengan adanya permasalahan inikepuasan nasabah menjadi aspek penting yang perlu diperhatikan. Kepuasan nasabah yang perludiperhatikan yaitu terkait faktor yang mempengaruhi kepuasan nasabah seperti kualitas produk,kualitas pelayanan dan promosi. Tujuan dari penelitian ini untuk mengetahui pengaruh kualitasproduk, kualitas pelayanan dan promosi terhadap kepuasan nasabah di Bank Muamalat KCP KotaPasuruan. Penelitian ini menggunakan metode kuantitatif korelasional dengan melakukanpenyebaran kuisioner. Peneliti memperoleh hasil bahwasannya kualitas produk, kualitas pelayanandan promosi berepngaruh positif dan signifikan terhadap kepuasan nasabah di Bank MuamalatKCP Kota Pasuruan.
ANALISIS PENGARUH LITERASI KEUANGAN SYARIAH TERHADAP KEPUTUSAN MENGGUNAKAN PRODUK PERBANKAN SYARIAH (Studi pada Mahasiswa Program Studi Perbankan Syariah FEB UNISMA) Ahmad Basori; Maslichah Maslichah; M Cholid Mawardi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to determine the effect of Islamic financial literacy on decisions to use Islamic banking products in students of the Islamic Banking Study Program FEB UNISMA. The location of this research was carried out on students of the Islamic Banking Study Program FEB UNISMA. This research is a quantitative research. This research uses a case study method where data is obtained by distributing questionnaires to students of the Islamic Banking Study Program FEB UNISMA who were selected by purposive sampling. Determination of the number of samples using the Slovin formula and the results obtained were 100 respondents. Data were analyzed using simple regression analysis and determination test. Based on the results of data analysis, the results of the t-test indicate that Islamic financial literacy has a significant and positive effect on purchasing decisions and has an effect on decisions to use Islamic banking products for students of the Islamic Banking Study Program FEB UNISMA. Furthermore, the results of the t test show that Islamic financial literacy partially has a significant and positive effect on the decision to use Islamic banking products. The results of the determination test show that the percentage is 9.9%, where the decision to use the product can be influenced by Islamic financial literacy. Furthermore, in this study, the data collection method can be continued by paying attention to the willingness of respondents, follow-up to fill out, so that when given a questionnaire, they can immediately fill in the data properly.
Co-Authors AA Sudharmawan, AA Abaida Zuhri Abd. Goffar Achmad Nursalim Adelia Yohana Meilansari Adhelya Ludfy Pratiwi Afifudin Afifudin Agustin Nilamsari Ahmad Basori Ahmad Khoirul Imaduddin Alfian Ade Putrawan Amalia Maulida Nurissalmah Amin Cahyowati Amin, Muhammad Sirojuddin Andini Hidayati Andre Bayu Pratama Anggia Mandari Valensia Devi Anggrainy, Devy Anindya Nurul Ain Anisa Novianty Wakanno Arista Fauzi Kartika Sari Arum kamawati Ashla Rahmi Tamalla Asniza Afhami Asri Nadya Putri Yusuf Asril Ainun Astri Ridiawati Ayu Febri Citra Pertiwi Ayu Maha Cahyaning Rum Azizih Ayu Rahayu Febriyanti Ayu Via Fitriya A’idatul Khoir Baiq Armiana Malahayati Bilah, Tasya Salsa Brilliant Imani Harlistina Budiarti, Kharisma Wahyu Chofifa, Annisa Noor Chotimatul Hamidah Cynthia Anggraini Muchlaso Darti Wahyuni Desinta Fitria Dewi Dessy Meritha Putri Desy Susilawati Devrynda Bela Anggrayny DEWI DIAH FAKHRIYYAH Dewi Nur Khusniyah Dewi Nurhasana Dian Anjani Dian Anjani Dian Candra Oktavia Dian Novitasari Dian Puspitasari Dian Safitri Dian Syifaul Choirun Nisa Diana Amalia Dina Karima Durrotul Yatimah Dwiyani Sudaryanti Dyah Arini Rudiningtyas Dzurrotun Nasikhah Eka Putri Wahyuningtyas Eka Yuni Wulandari Ela Muliana Elda Prastiwi Elia Nurmala Elva Yuli Ariska Emi Febriani Endang Fitriani Era Perdana Erdila Prastyaningtyas Erfan Efendi Erin Yuniar Erlina Julita Pramesti Erlinliya Motifasari Eva Wulandari Fahira, Diva Faradila Bugis Farhan Alif Wahyudi Farid Saiful Mustakim Farida Diyan Pertiwi Fatin Nabilah Fikria Lailatus Sidqiyah Firdausia Oktaviana Fitri Rizqy Amalia Fitri Veta Viyan Fitri Wirda Zahara Gage Rizaldi Affan Ghafar Ryanjo Ghina Abyan Azizah Haris Gina Kholidayanti Gustamin Abjan Halimatus Sa’diya Halimatus Sholikhah Hamamah Jamaludin Hany Ayu Rahma Maulidya Hariri Hariri Hariri, Hariri Harlistina, Brilliant Imani Harun Alrasyid Hasan Badilah N Hasbi Nurmalasari M.S Hellamida Fanureka Hidayati, Irma Hijah Maisyarah Ika Zahrotul Jannah Ikbal Hallan Ibrahim Ilham Muhammad Aurum Mulyono Indah Putri Indani Indah Sumayah Gasim Intan Kartikawati Ulfa Irma Hidayati Isrin Hikmayanti Iswatin Lutfi Hasanah Ita Mega Wijayanti Izzatul Aini Januar Romadhona Jumratih Jumratih Jumrotul Hafifah Junaidi Junaidi Junaidi Junaidi Karina Oktavia Karisma Karisma Karlina Apriliasari Khasanatul Lailiyah Kirana Yuri Aprilia Maharani Dewi Kurniawati Widi Pratiwi Lailatul Badria Lailatul Mutmainnah Laili Septiani Laily Rahmawati Lara Carenina Alhamid Lia Mardiya Ninsih Lilik Rohmaniyah Linda Erika Linda Tri Utami Lisa Yuliana Lita Lada Antana Lulu’ Vionica Lutfi Damayanti Lutfia Faizah Lutfia Fatmawati M. Cholid Mawardi Mahfiro Mahfiro Masdevallia Vasquezii Budia Fii Ahsani MASRIYAH Masriyah Masriyah Mastu’ah Mastu’ah MF. Arrozi Adhikara Mf. Arrozi Adhikara Miftahul Jannah Miftahul Jannah Miftakhul Ayu Anggraeni Mirawati Lompeng MISTIANA MANDASARI Moh. Abdul Azis Mohammad Alfan Syahroni Mohammad Arswenda Putra Atmawiaji Mohammad Naylu Alifi Noor Mohammad Rudi Ariyanto Mokhammad Ali Alfian Ridho Muawanah Muawanah Muhammad Iqbal Achdiyat Muhammad Iswahyudi Muhammad Nur Mufid Muhammad Rifqul Arif Muhammad Rofiudin Muhammad Ulil Albab Muhammad Yusup Hasyim Asngari Muhsi Rosdian Sukmawati Mujizatul Safinaza Mukminah Mukminah Nadya Danah Sabbita Nafa Risky Lestariwati Namira Usman Nanda Dwi Tari Aprillianty Nayong Azhaki Damayanti Na’am Chusaeri Niawati Niawati Nicken Wanda Lorenza Nining Ayu Widiastuti Ninsih, Lia Mardiya Noor, Mohammad Naylu Alifi Normalasari Normalasari Normasari Dwi Purwanti Nova Ardila Nova Eliza Tamaroh Nuansa Risky NUR AINI Nur Ana Berliana Nur Diana Nur Diana Nur Lailatul Jamilah Nurfailah Nurfailah Nurhayati Nurhayati Nurul Hidayati Nurul Indah Q. Muksin Nurul Lifa Apriliya Nurul Mutia Hidayah Nurul Nabilah Nurul Yuniarti Oktaviana, Deva Panetep Bagus Samudra Pinky Anjeli Pratama, Riko Henry Puteri Sari Damayanti Putri Nabilah Putri, Weni Anita R. Triwigati Ningsih Rachmatika, Fera Rafika Nur Laili Rahma Maulidia Rahmania Fitriani Rahmawati, Rahmawati Ramadhania, Eno Dwi Renita Siswati Riko Henry Pratama Riski Amalia Rizal Aji Pamungkas Rohmah, Wahyu Azizatur Rokhmatullaeli Rokhmatullaeli Rr. Febriyanti Arya Kinasih Rum Azizih, Ayu Maha Cahyaning Rya Rahma Lutvitasari Ryansyah Ilham Sasti Sabtian Clara Desya Putri Sadiyah, Chalimatu Safitri Yustisianingsih Saidah, Fadilatul Salsabila, Unik Hanifah Saputri, Agesha Aprilia Diani Sari Faturrohma Sarrah Nikmatul Hidayah Satrio, Al Fatkhan Fajar Sayyi Sayyi Sendi Betha Oktavianto Septi Muzdalifah Setiyawan, Adi Siela Saadatul Laili Silahuddin Silahuddin Silvia Nur Aisyah Silvia Qotru Nada Siti Istiqomah Siti Lailatul Nuzulu Maghfiro Siti Rofiah Siti Tarwiyah Siti Wulandari Sopia Sopia Sri Wahyuni Suniyah Suniyah Surya Saida Teddy Briand Samudra Titian Khairat Trisnawati Trisnawati Uhaiba, Syafina Rahmaniyah Ulfa Ilmiyatis Sholichah Ulfa Kasanatul Munawaroh Umi Lathifatu Nur Tri Mukti Umi Nandiroh Verna Diarawati Via Krismawati Vica Avriani Putri Vidia Tutik Wahyu Suryani Wahyu Zakiyah Faradillah Wati, Bela Sinta Yanuar, Salwa Shabuha Yunita, Seri Yuyun Fadilah Zakiya Kamila Amaliyah