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The Culture of Mass Organization Patronage and Its Impact on Non-Performing Loans: Budaya Bekingan Ormas dan Dampaknya Bagi Kredit Macet Muhammad Rico Irfansyah; Rifqi Ridlo Phahlevy
Indonesian Journal of Law and Economics Review Vol. 21 No. 2 (2026): May
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v21i2.1692

Abstract

General Background: Community organizations may become informal supporters of debtors in non-performing loan disputes, creating complex relationships between debtors, creditors, and third parties. Specific Background: In Sidoarjo and Surabaya, organizational assistance may take the form of consultation, mediation, negotiation, restructuring, and special repayment arrangements, but organizational symbols and collective pressure may also create social pressure during debt collection. Knowledge Gap: Previous studies have mainly examined creditor protection, debtor default, fiduciary guarantees, and non-performing loans, while the socio-legal boundaries of community organization involvement in such disputes remain less examined. Aims: This study analyzes the legal position of community organizations and examines the legal and sociological implications of their involvement in non-performing loan resolution. Results: Using empirical legal research with socio-legal and legal anthropology approaches, qualitative data were collected through observation, in-depth interviews, and literature review. The findings show that community organizations function as third parties outside the credit contract and may provide lawful assistance when limited to consultation, mediation, negotiation, consumer advocacy, restructuring, and agreed special repayment. However, intimidation, mass mobilization, obstruction of lawful collection or fiduciary execution, concealment of collateral, and coercive pressure may constitute unlawful conduct and potentially trigger administrative, civil, or criminal consequences. Novelty: The study clarifies the boundary between lawful social assistance and organizational intervention that exceeds legal functions. Implications: Non-performing loan resolution requires professional and humane collection, consumer protection, direct communication, professional mediation, and clear limits on organizational involvement. Key Findings Highlights Community organizations operate outside the credit contract and may assist debtors through lawful representation and negotiation. Special repayment and restructuring can provide a consensual route for resolving problematic financing. Intimidation, mass pressure, collateral concealment, and obstruction may create administrative, civil, or criminal consequences. Keywords : Community Organizations, Non-Performing Loans, Creditor Protection, Fiduciary Guarantees, Socio-Legal Research
The Legal Review of Active Military Officers Serving in Civilian Positions: Tinjauan Hukum Terhadap TNI Aktif yang Menjabat pada Posisi-Posisi Sipil Reno Arby Faniansa; Rifqi Ridlo Phahlevy
Indonesian Journal of Law and Economics Review Vol. 21 No. 2 (2026): May
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v21i2.1694

Abstract

General Background: The placement of active military officers in civilian positions has been shaped by Indonesia’s post-Reform legal framework and the separation of military and civilian institutional functions. Specific Background: The amendment of Law No. 34 of 2004 through Law No. 3 of 2025 expanded the civilian positions that may be occupied by active military personnel, while Constitutional Court Decision No. 114/PUU-XXIII/2025 addressed restrictions on active police officers serving in civilian positions. Knowledge Gap: Previous studies have examined military involvement in civilian affairs, the historical dual function of ABRI, and public responses to the amendment of the TNI Law, but the relevance of the Constitutional Court decision to restrictions on civilian positions for active military personnel requires further legal examination. Aims: This study examines the legal position of active military personnel in civilian positions and the relevance of Constitutional Court Decision No. 114/PUU-XXIII/2025 to the TNI. Results: Using normative legal research with statutory and conceptual approaches, the study finds that the Constitutional Court decision cannot be directly applied to the TNI because the TNI and Police are governed by different legal frameworks. Novelty: The study compares the legal foundations governing civilian positions for the two institutions and examines the decision as an argument for reviewing the latest TNI Law. Implications: The findings provide a legal basis for considering the consistency of constitutional review concerning civilian positions held by active state security institutions. Key Findings Highlights: The TNI and Police operate under different statutory frameworks governing civilian appointments. Constitutional Court Decision No. 114/PUU-XXIII/2025 directly concerns the Police rather than the TNI. The decision may serve as an argument in constitutional review of the latest TNI Law. Keywords: Active Military Officers, Civilian Positions, Constitutional Court, TNI Law, Judicial Review
Enforcement of Procedures for Transfer of Land Rights Due to Joint Rights Distribution Deeds : A Study of the National Land Agency of Sidoarjo: Penegakan Prosedur Peralihan Hak Atas Tanah Akibat Akta Pembagian Hak Bersama : Studi Badan Pertanahan Nasional Sidoarjo Muhammad Rafii; Rifqi Ridlo Phahlevy
Indonesian Journal of Law and Economics Review Vol. 21 No. 2 (2026): May
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v21i2.1697

Abstract

General Background: Digitalization has transformed land administration in Indonesia through electronic certificates and electronic land services. Specific Background: The transfer of land rights through the Deed of Joint Distribution of Rights (APHB) involves taxation, document verification, registration, data validation, and electronic certificate issuance at the Land Office of BPN Sidoarjo. Knowledge Gap: Previous studies discussed land-right transfers, APHB validity, electronic registration, and legal certainty, while specific analysis of procedural law enforcement for APHB within electronic land services remains limited. Aims: This study analyzes procedural law enforcement for APHB-based land-right transfers and examines administrative barriers in electronic land services. Results: Using empirical legal research with a socio-legal approach, semi-structured interviews, observation, and questionnaires, the study finds that preventive enforcement involves PPAT/Notaries, the Land Office, and taxation agencies, while repressive enforcement operates through the State Administrative Court. The overall procedure obtained an average effectiveness value of 71%, categorized as fairly effective. However, data asynchrony, fragmented systems, technical disruptions, and manual verification remain obstacles. Novelty: The study connects APHB procedures with preventive and repressive enforcement within electronic land administration in BPN Sidoarjo. Implications: The findings indicate the need for integrated land administration, synchronized data, and strengthened electronic procedures to support legal certainty. Key Findings Highlights: Preventive verification involves PPAT/Notaries, the Land Office, and taxation agencies. Electronic certificate procedures recorded an overall effectiveness value of 71%. Data asynchrony, fragmented systems, and manual verification remain procedural obstacles. Keywords: APHB, Land Administration, Legal Certainty, Electronic Certificates, Socio-Legal Research
Draft Law on The Protection of Domestic Workers and The Prospects for The Protection of Domestic Workers’ Rights in Indonesia: Rancangan Undang-undang Perlindungan Pekerja Rumah Tangga dan Prospek Perlindungan Hak Pekerja Rumah Tangga di Indonesia Rizti Nurizka Esa; Rifqi Ridlo Phahlevy
Indonesian Journal of Law and Economics Review Vol. 21 No. 2 (2026): May
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v21i2.1698

Abstract

General Background: Domestic workers in Indonesia have historically lacked a dedicated legal framework, with protection relying on several existing regulations concerning manpower, domestic violence, and domestic worker protection. Specific Background: These arrangements have left domestic workers facing limited recognition as formal workers, discrimination, inadequate social security protection, and difficulties in accessing legal remedies. Knowledge Gap: Previous studies have examined political processes, legal protection, and the human rights dimensions of the Draft Law on the Protection of Domestic Workers, while limited attention has been given to the existing legal instruments, their implementation, and the relationship between the 2023 Draft Law and Law Number 2 of 2026. Aims: This study examines the legal instruments protecting domestic workers, their implementation, and the prospects of protection under the relevant regulatory frameworks. Results: Using socio-legal research with statutory and empirical approaches, the study draws on interviews with the Manpower Office, the Integrated Service Center for the Empowerment of Women and Children, JALA PRT, and domestic workers. The findings show limitations in institutional authority, case assistance, legal enforcement, and protection of basic rights. Novelty: The study connects empirical protection practices with the regulatory development represented by the 2023 Draft Law and Law Number 2 of 2026. Implications: The findings indicate continuing legal protection gaps and differences in the scope of protection provided by the two regulatory frameworks. Key Finding Institutional authority remains limited in supervising domestic employment relationships. Existing protection mechanisms face obstacles in handling violence, unpaid wages, and other rights violations. The 2023 Draft Law contains provisions on work agreements, social security, dispute resolution, prohibitions, and sanctions that are not fully reflected in Law Number 2 of 2026. Keywords : Domestic Workers, Legal Protection, PPRT Regulation, Law Enforcement, Socio-Legal Research
Archipelagic Principle Dichotomy Within Ministerial Regional Border Affirmation Norms: Dikotomi Asas Kenusantaraan Dalam Norma Penegasan Batas Daerah Kementerian Aji Pangestu; Rifqi Ridlo Phahlevy
Indonesian Journal of Law and Economics Review Vol. 21 No. 3 (2026): Agustus
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v21i3.1709

Abstract

General Background Territorial disputes across island jurisdictions reflect governance vulnerabilities when integrating technical, legal, and sociological dimensions. Specific Background In Indonesia, the polemic over four disputed islands between Aceh and North Sumatra exposed administrative delimitation flaws under Minister of Home Affairs Regulation Number 141 of 2017, ultimately triggering presidential intervention. Knowledge Gap Existing scholarship predominantly examines technocratic and procedural mechanisms, leaving a scarcity of normative evaluations regarding regulatory alignment with the archipelagic principle mandated by the 1945 Constitution and Law Number 12 of 2011. Aims This normative legal research employs a statute approach to evaluate how Ministerial regional border affirmation norms align with the archipelagic principle and to formulate an integrative regulatory framework. Results The analysis reveals a procedural dichotomy where territorial integrity, national interest supremacy, and legal system unity are proactively enforced from initial stages through cartometric methods, national base maps, and centralized authority. Conversely, socio-cultural and historical cohesion is only applied reactively as a last resort when unresolved disputes escalate to central mediation, creating potential disharmony with local realities. Novelty This study offers a normative-conceptual perspective by evaluating administrative delimitation rules through a constitutional geopolitical mandate rather than treating them merely as technocratic instruments. Implications These findings underscore the urgency of revising Ministerial Regulation Number 141 of 2017 to proactively incorporate sociological, historical, and customary dimensions from the outset, thereby safeguarding national unity while accommodating local identity pluralism. Highlights: Cartometric methods and centralized authority proactively enforce territorial integrity and national legal unity. Sociological and historical considerations operate only reactively as a final dispute resolution mechanism. Regulatory revisions must integrate local customary realities early to prevent administrative jurisdiction conflicts. Keywords: Archipelagic Principle, Boundary Delimitation, Territorial Integrity, Normative Legal Research, Sociohistorical Cohesion
Dakwah Advokasi Muhammadiyah Melalui Legalitas Bumdesa Di Sidoarjo Dalam Mewujudkan Green Economy Rifqi Ridlo Phahlevy; Sri Budi Purwaningsih; Zidane Heri Saputra
Jurnal Pengabdian West Science Vol 5 No 09 (2026): Jurnal Pengabdian West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jpws.v5i09.3866

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Desa sebagai entitas hukum masyarakat paling awal memiliki sifat asli, tercermin dari otonomi dan sistem pemerintahan berdasarkan hak asal-usul serta tradisi lokal. Meskipun demikian, desa berperan strategis dalam menopang ketahanan ekonomi nasional melalui berbagai potensinya untuk berkembang menjadi desa mandiri dan berkontribusi pada pertumbuhan ekonomi serta kesejahteraan masyarakat. Kegiatan pengabdian masyarakat ini bertujuan mendukung program Merdeka Belajar Kampus Merdeka, khususnya BKP proyek desa, dengan fokus pada bantuan legalitas dan tata kelola BUMDesa untuk mewujudkan green economy. Metode pelaksanaannya mencakup tiga tahap: persiapan (pemetaan desa sasaran), pelaksanaan (advokasi hukum dan pendampingan teknis), serta evaluasi dan tindak lanjut (kuesioner dan wawancara). Hasil dari pengabdian di Kecamatan Krembung, Kabupaten Sidoarjo, tim abdimas lebih dapat membuka ruang bagi para ibu Aisyiyah dalam legalitas dan tata kelola BUMDesa. Pengabdian masyarakat ini secara bertahap memberikan pemahaman kepada perangkat desa dan warga masyarakat di Desa Lemujut, Desa Gading, Desa Tanjek Wagir, Desa Wangkal, Desa Kendal Cabean, dan Desa Prasung tentang pentingnya legalitas BUMDesa untuk memajukan perekonomian di desa yang juga berbasis ekonomi hijau. Implikasi abdimas tidak hanya terkait pemahan, akan tetapi tim memberikan pendampingan secara langsung terkait proses penyusunan dokumen hukum dan pendaftaran legalitas BUMDesa. Dokumen hukum yaitu meliputi pembuatan Peraturan Desa tentang BUMDesa, pembuatan Anggaran Dasar BUMDesa, dan pembuatan Anggaran Rumah Tangga BUMDesa. Hasilnya desa-desa yang di damping berhasil memperoleh status badan hukum.
Implementation of Land Sale Regulation in Pasuruan District: Pelaksanaan Peraturan Penjualan Tanah di Kabupaten Pasuruan Ilham Muhammad Jalu Pratama; Rifqi Ridlo Phahlevy
Indonesian Journal of Public Policy Review Vol. 26 No. 4 (2025): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijppr.v26i4.1460

Abstract

General Background: Land regulation plays a crucial role in ensuring legal certainty over ownership and transfer of land rights in Indonesia. Specific Background: Government Regulation Number 24 of 1997 mandates that every land sale and purchase transaction must be conducted before a Land Deed Official (PPAT) through an authentic deed. However, rural communities in Pasuruan District still practice land transactions using Village Sale and Purchase Statements (SPJB/SKJB), which raises questions about their legal standing. Knowledge Gap: Previous studies have not fully examined the practical coexistence of formal legal frameworks with local customary administrative practices. Aims: This study aims to analyze the implementation of PP No. 24/1997 and assess the legal effectiveness of SPJB/SKJB in land registration processes at the local level. Results: The findings show that several villages continue issuing SPJBs, while the National Land Agency (BPN) only recognizes them if issued before 1997. Novelty: The study reveals persistent local practices that adapt legal frameworks to administrative convenience, reflecting the gap between regulation and social reality. Implications: The research contributes to understanding policy implementation challenges in rural land governance and the need for harmonization between legal norms and community practices. Highlights: Persistent informal land transaction practices in rural Pasuruan. Limited legal recognition of village-issued sale documents. Need for alignment between state law and community land practices. Keywords: Land Registration, PP 24/1997, Sale and Purchase Deed, PPAT, Village Administration
SEMA Number 3 of 2023 and Divorce Regulation in Sidoarjo Court: Nomor SEMA 3 Tahun 2023 dan Peraturan Perceraian di Pengadilan Sidoarjo Shofi Mauline Athaliah Taqi; Rifqi Ridlo Phahlevy
Indonesian Journal of Islamic Studies Vol. 13 No. 3 (2025): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijis.v13i3.1820

Abstract

General Background: Divorce rates in Indonesia have shown a consistent increase, prompting the Supreme Court to issue various regulations aimed at maintaining marital harmony. Specific Background: One of these efforts is Supreme Court Circular Letter (SEMA) No. 3 of 2023, which introduces a six-month separation requirement before divorce can be granted in Religious Courts. Knowledge Gap: Despite its legal intent, limited empirical evidence exists on how this regulation affects divorce dynamics at the local court level. Aims: This study investigates the implementation of SEMA No. 3 of 2023 and its practical role in reducing divorce cases at the Sidoarjo Religious Court. Results: Findings reveal that while the policy initially reduced divorce numbers in 2023, the effect was temporary, with cases increasing again in subsequent years due to its non-binding nature. Novelty: The research offers a contextual empirical analysis of SEMA’s role within Indonesia’s Islamic judicial system. Implications: Strengthening the juridical framework and integrating social counseling mechanisms are crucial for ensuring the sustainability of family law reforms in Islamic courts.Highlights: SEMA functions as an internal legal guideline, not binding law. Its temporary effect underscores the need for legal reinforcement. Integration with counseling programs can enhance long-term outcomes. Keywords: SEMA No. 3 of 2023, Divorce, Religious Court, Legal Policy, Islamic Law
Co-Authors ., Maghfiroh Abdul Fatah Abdurahman Abdurrahman Afianto, Bagus Aidul Fitriciada Azhari Aji Pangestu Akhmad, Fandi al-akbar, Wildan Aldianto, Muchammad Yusuf Alif , Muhammad Wildan Amelya, Anggita Diva Amien, Muhammad Najmy Archintya, Noviana Asnawi, Minan Zuhri Assidiqin, Muhammad Yusuf Fanany Azhar, Lucilia Azhar, Lucilia Riska Bimantara, Arya Dewi, Citra Surya Effendi, Muhammad Imam Emy Rosnawati Faizin, Moh Fiddina, Irta Firmansyah, Febrian Dwi Habibulloh, Rizal Bagus Hakim, Achmad Luqman Hasmara, Shilla Huzairin, Regita Amanah Ibrahim, Danie Ilham Muhammad Jalu Pratama Ilmi Usrotin Choiriyah Imam, Syafarul Intan Azizah Tuz Zuhriyah Iqbal Purwo Nugroho Ira Sanjaya Irta Fiddina Kevin Garnida Putra Lindi Rohma Octavia Mawa, Damai Yanti Zulfatal Mayasari, Sephia Melanie Merliya Cahyo Moch Rifqi Tamaputra Moch. Ichyak Ulumuddin Mochammad Tanzil Multazam Muhammad Ary Taufik Muhammad Mirza Faldinan Azharil Muhammad Rafii Muhammad Rico Irfansyah Nada, Dewi Kusuma Narwoko Ni’mah, Mufidatun Nola Hananda Agnesia Noor Fatimah Mediawati Permatasari, Eka Yuni Prasetyo, Andika Bujang Pratama, Angga Ariesandy Putra Pratama, Candra Surya Purnama, Melati Indah Putra, Anggi Fitratama Rianto Rahadi, Muhammad Rendy Rahardi, M. Rendy Rahma, Anita Rizkia Ratna Sabilla Reno Arby Faniansa Rizti Nurizka Esa Safari, Ferdi Safitri, Sifa' Ulya Said Fitra Akbar Saiful Hariyanto Sari, Ana Firda Sari, Rizqi Puspita Septia, Andien Shofi Mauline Athaliah Taqi Siti Musdalifa Sri Budi Purwaningsih Stefany, Inge Bethzeda Taqi, Shofi Mauline Athaliah Utomo, Agung Ridzal Wisnu, Ido Wulandari, Shofia Eka Putri Zidane Heri Saputra