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All Journal Humano: Research Journal JURNAL PENDIDIKAN TAMBUSAI Journal of Management - Small and Medium Enterprises (SME's) Jurnal Cahaya Mandalika Jurnal Riset Ilmu Ekonomi Jurnal Bingkai Ekonomi (JBE) Jurnal Pengabdian Masyarakat Indonesia (JPMI) International Journal of Applied Business and International Management Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Faedah: Jurnal Hasil Kegiatan Pengabdian Masyarakat Indonesia Jurnal Pengabdian Sosial Maneggio J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi
Muhammad Zais M. Samiun
Faculty of Economics and Business, Khairun University
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Studi Tingkat Adopsi QRIS di Kalangan Usaha Mikro Pangan, Barito dan Buah-buahan di Pasar Bastiong Kota Ternate Samiun, Muhammad Zais M.; Marsaoly, Muhammad Fikri; Sahadi, Sandri; Aly, Ardian A. Do. M.; Mala, Said; Hasim, Daud; Muhammad, Musdar
Jurnal Pengabdian Sosial Vol. 1 No. 9 (2024): Juli
Publisher : PT. Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/kxd1ad07

Abstract

Kegiatan Pengabdian ini bertujuan untuk meningkatkan adopsi penerapan Quick Response Code Indonesia Standard (QRIS) pada usaha mikro pangan, barito, dan buah-buahan yang berada di Pasar Bastiong, Kota Ternate. Metode pengabdian menggunakan pendekatan partisipatif, dimana pelaku usaha mikro dipilih melalui random sampling untuk terlibat dalam kegiatan. Tim pengabdian melakukan observasi, in-depth interview dan diskusi terhadap pelaku usaha di lokasi kegiatan yang telah meluangkan waktunya unuk terlibat secara aktif. Studi ini menemukan dbahwa sebagian besar pemangku kepentingan usaha mikro belum sepenuhnya memahami QRIS, dan hambatan dalam penerapannya termasuk kurangnya pemahaman tentang manfaat QRIS, kurangnya akses terhadap perangkat teknologi, dan kekhawatiran tentang keamanan transaksi yang dihadapi. Namun demikian, kesadaran para pelaku ekonomi masih tinggi akan pentingnya pelatihan dan sosialisasi lebih lanjut melalui QRIS. Oleh karena itu, kami merekomendasikan pelatihan dan edukasi yang lebih terarah terkait manfaat, kegunaan, dan keamanan penggunaan QRIS. Langkah-langkah tersebut diharapkan dapat meningkatkan implementasi QRIS di pasar Bastiong, sehingga memberikan dampak positif terhadap pertumbuhan ekonomi daerah dan kesejahteraan masyarakat secara keseluruhan.
Penyuluhan Literasi Keuangan Masyarakat Petani di Desa Tabadamai Kecamatan Jailolo Selatan Nurdin I Muhammad; Musdar Muhammad; Muhammad Zais M. Samiun
Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia Vol. 2 No. 4 (2023): Desember : Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jppmi.v2i4.660

Abstract

The purpose of this service activity is to provide counseling related to the importance of financial literacy to farming communities in Tabadamai village, South Jailolo District; The method of devotion is; using FDG method: Lecture, Practice and Participant Mentoring. To design financial planning, the resource person conveyed that wants and needs must be separated, and can use empty land in the yard of the house, plant kitchen needs in the form of rica, tomatoes and vegetables, so that the distribution of consumption needs can be suppressed, this can add to the increase in seving.savings for the long term, in the form of children's education, ordinary illness and old age.
Pemetaan Potensi Wisata Di Kabupaten Pulau Morotai Siti Tarisa Gapang; Muhammad Zais M. Samiun; Muhammad Kamal; Said Mala; Chairullah Amin
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.4830

Abstract

Tourism has a huge impact on development when it is well managed, which in its development is adjusted to the mapped potential and always prioritises tourists' perceptions of the tourism services they enjoy. This research aims to identify tourism potential and find out the factors that need to be considered in tourism development based on the perceptions of users of tourism services. The research uses a qualitative approach with descriptive methods so that various phenomena can be explored properly. The results showed that, first, tourism development in Morotai Island Regency has the potential to be carried out in a sustainable manner with various potentials scattered in natural tourism including beach tourism and historical tourism, namely trikora historical tourism, glass water nature tourism, nunuhu beach tourism, nakamura waterfall nature tourism, dodola beach tourism, kokoya beach tourism, jababeka beach tourism. Second, in an effort to develop tourism potential, there are several factors that influence it as the perception of tourism service users, among others, the location factor of attractions that are very attractive to visitors, the attractiveness factor of attractions that are very high but the promotion of attractions that are still low, the accessibility factor is very supportive, and the facility factor is good enough even though there still has to be improvements that need to be made.
Kinerja Ekonomi Sektor Logistik di Provinsi Maluku Utara Muhammad Zais M. Samiun; Nurdin I. Muhammad
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 3: Maret 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i3.3124

Abstract

This study aims to examine the economic performance of the logistics sector, especially in the formation of gross regional domestic product. Based on secondary data, the data was analyzed using descriptive method, sector contribution index and sector growth index. The analysis found that the logistics sector is one of the most important in the economy. The performance of the logistics sector is closely related to the dynamics of each economic sector and the economy in aggregate. The logistics sector in the formation of GRDP comes from the transportation and warehousing sector. In reflecting economic performance, the transportation sector plays the biggest role in shaping the performance of the logistics sector. In the case of North Maluku, land transportation is the best performer. Meanwhile, sea transportation and air transportation are still underperforming and are easily shocked when global and domestic economic conditions are under pressure.
Penguatan Pemahaman Gen-Z Terhadap Penerapan Konsep Ekonomi Pertanian dalam Pengelolaan Usahatani di Kota Ternate M. Samiun, Muhammad Zais; Hasim, Daud; Priyanto, Anang
Jurnal Pengabdian Sosial Vol. 2 No. 7 (2025): Mei
Publisher : PT. Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/pb6d1k37

Abstract

Kegiatan pengabdian ini secara spesifik bertujuan untuk meningkatkan pemahaman Gen-Z terhadap konsep dan praktek ekonomi pertanian dalam pengelolaan usahatani, serta meningkatkan kesadaran dan memotivasi Gen-Z untuk berperan aktif dalam pengembangan sektor pertanian. Metode kegiatan pengabdian ini mengacu pada pendekatan partisipatif, edukatif, inovatif dan pendampingan. Sasaran utama kegiatan ini yakni Gen-Z khususnya yang sedang mengambil peminatan ekonomi pertanian, yang dikolaborasikan dengan petani sebagai pelaku usahatani di Kota Ternate. Melalui kegiatan pengabdian ini, hasil yang dicapai yakni Gen-Z tidak hanya menguasai konsep ekonomi pertanian, lebih dari itu Gen-Z secara langsung memahami terapan konseptual dalam praktek pertanian terutama pengelolaan usahatani. Gen-Z mengalami penguatan pemahaman aspek-aspek teknik dan budidaya dalam usahatani, karakteristik lahan dan petani, maupun teknik pemasaran dan pengelolaan pendapatan. Lebih dari itu, kesadaran Gen-Z terhadap peran sektor pertanian mengalami peningkatan yang terukur melalui meningkatnya motivasi untuk telus belajar dan keinginan untuk berperan aktif.
The Correlation Between Financial Literacy and Microcredit Access on The Profitability of Horticular Farming Enterprises Zais M. Samiun, Muhammad
Maneggio Vol. 2 No. 4 (2025): AUGUST-MJ
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/2a8a7v26

Abstract

Horticultural farming plays a vital role in rural livelihoods and agricultural diversification, yet many smallholders struggle with low financial literacy and limited access to affordable credit, which constrains profitability. This study investigates the correlation between financial literacy and microcredit access on the profitability of horticultural farming enterprises. Using a quantitative correlational design, primary data were collected from 200 horticultural farmers through structured questionnaires covering financial literacy indicators, microcredit access, and profitability measures such as net profit margin, return on investment, and gross margin. The data were analyzed using descriptive statistics, Pearson correlation, and multiple linear regression. The results show that financial literacy is strongly correlated with profitability (r = 0.63, p < 0.01), while microcredit access also exhibits a positive but weaker correlation (r = 0.42, p < 0.05). Regression analysis confirms both variables as significant predictors of profitability, with financial literacy (β = 0.46, p < 0.01) exerting greater influence compared to microcredit access (β = 0.28, p < 0.05). The model explains 51% of the variation in profitability, highlighting that credit provision alone is insufficient without adequate financial capability. This study concludes that financial literacy and microcredit access act as complementary enablers of farm profitability. Strengthening financial education alongside inclusive microcredit programs is therefore essential to enhance the sustainability and competitiveness of horticultural enterprises.
PANGAN DI MALUKU UTARA, INDONESIA: KETERSEDIAAN, KETERKAITAN DAN DAMPAK EKONOMI Samiun, Muhammad Zais M; Suparta, I Wayan; Hasnin, Muhammad
Jurnal Riset Ilmu Ekonomi Vol. 4 No. 1 (2024): Jurnal Riset Ilmu Ekonomi (JRIE) Edisi April 2024
Publisher : Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrie.v4i1.88

Abstract

The shift in economic structure has implications for food conditions and the food-producing sector, namely the agricultural sector. Therefore, this study aims to obtain a macro picture of food conditions, identify food availability and leading food commodities, and analyse the linkages and impacts of the food-producing sector in the economy. The analysis used descriptive approach, Location Quotient method and Input-Output model. The results of the analysis found that food conditions, especially food availability, experienced a drastic decline along with the decline in the role of the agricultural sector. However, it was identified that North Maluku has the potential for food availability and superior food commodities that can be developed in the form of superior food sweet potatoes, cassava, beans, vegetables and fruits. Furthermore, it is measured that food-producing sub-sectors have a much higher level of forward linkages and dispersion sensitivity, as well as the ability of the food-producing sector to create output multipliers, added value and income for the total economy. Both the food potential and input-output characteristics of the food sector are important measures in growing the food-producing agricultural sector. For this reason, policies that can be recommended through this research are balanced economic sector development models, especially ensuring their linkages with the agricultural sector, such as prioritising the development of the food processing industry sector. In addition, policy and financing support in the form of investment directives in the food sector are indispensable in the process.
Perbandingan Pengaruh Globalisasi terhadap Pembagian Pendapatan: Analisis Komparatif antara Negara Maju dan Berkembang Samiun, Muhammad Zais M; Eddy Sumartono; Saputra Hadiwinarto; Sutiapermana, Aden; Judijanto, Loso
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 3 No. 2 (2022)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Artikel ini bertujuan untuk menyelidiki perbandingan pengaruh globalisasi terhadap pembagian pendapatan antara negara maju dan berkembang. Dalam konteks globalisasi ekonomi yang semakin meningkat, pergeseran struktur ekonomi dan distribusi pendapatan menjadi perhatian utama dalam menganalisis dampaknya. Penelitian ini memanfaatkan metode analisis komparatif untuk membandingkan pengaruh globalisasi pada pembagian pendapatan di negara maju dan berkembang. Melalui pengumpulan data dari berbagai sumber internasional dan penggunaan indikator pembagian pendapatan yang relevan, studi ini mencoba mengidentifikasi pola yang muncul dalam kaitannya dengan globalisasi. Temuan utama mencakup perbedaan signifikan dalam dampak globalisasi terhadap ketidaksetaraan pendapatan di antara kedua kelompok negara. Negara maju cenderung mengalami peningkatan pendapatan bersih, sementara negara berkembang mungkin menghadapi tantangan distribusi pendapatan yang lebih besar. Analisis mendalam terhadap faktor-faktor yang mempengaruhi respons berbagai negara terhadap globalisasi juga dipersembahkan dalam artikel ini. Faktor-faktor seperti kebijakan ekonomi, tingkat perkembangan infrastruktur, dan karakteristik sektor ekonomi lokal memainkan peran kunci dalam menentukan apakah suatu negara akan mendapatkan manfaat maksimal atau menghadapi risiko ketidaksetaraan yang lebih besar akibat globalisasi. Penelitian ini memberikan wawasan yang lebih baik tentang kompleksitas dampak globalisasi terhadap pembagian pendapatan, memberikan kontribusi pada pemahaman kita tentang tantangan dan peluang yang dihadapi negara maju dan berkembang dalam mengelola proses globalisasi ekonomi saat ini.
Komoditas Perkebunan di Provinsi Maluku Utara: Basis Ekonomi dan Tingkat Spesialisasi Muhammad Zais M. Samiun; Musdar Muhammad; Muhammad Hasnin; Mina Nurul Rizky
Jurnal Bingkai Ekonomi (JBE) Vol 9 No 1 (2024): Januari 2024: Jurnal Bingkai Ekonomi (JBE) Januari 2024
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) - Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jbe.v9i1.351

Abstract

North Maluku's economy continues to advance with the agricultural sector, particularly plantations, as the main contributor. Plantations have a positive impact on the economy with various value-added commodities. This study aims to analyse the economic base commodities and the level of specialisation of plantation subsector commodity development in North Maluku Province. The data used is secondary data with the main data of production volume of plantation subsector commodities at the national level, North Maluku Province, and district/city areas. The analysis method used was Location Quotient and Specialisation Index analysis method. The analysis results show that there are five commodities identified as economic base commodities in the plantation subsector, namely Nutmeg, Coconut, Clove, Cashew, and Cocoa. The five base commodities are evenly distributed in each district/city in North Maluku. The analysis shows that efforts to specialise commodity development have not been optimal in this province, including at the district/city level.
Co-Authors Abdul Chalid Ahmad Aly, Ardian A. Do. M. Anang Priyanto Chairullah Amin Eddy Sumartono Elvirawati Batjo HANANTO, PRADITYA MER Hasim, Daud hasnin, muhammad I Wayan Suparta . Ibnu Bisrun Isma Fadilah, Rifka Iwan S. Seber Judijanto, Loso Karim Abubakar Mala, Said Marsaoly, Muhammad Fikri Mina Nurul Rizky muhammad hasnin Muhammad Kamal Muhammad Kamal Muhammad, Musdar Musdar Muhammad Musdar Muhammad Nahu Daud Nurdin I Muhammad Nurdin I Muhammad Nurdin I. Muhammad Rahmat Abdurahman Rifka Isma Fadilah Runtunuwu, Prince Charles Heston Sahadi, Sandri Said Mala Salha Marasaoly Saputra Hadiwinarto Siti Tarisa Gapang Sutiapermana, Aden Syofya, Heppy Widiyarini, Widiyarini