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All Journal Jurnal Media Wahana Ekonomika EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Business Innovation and Entrepreneurship Journal Jurnal Ekonomi dan Bisnis Dharma Andalas JIAI (Jurnal Ilmiah Akuntansi Indonesia) Journal of Research in Business, Economics, and Education Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Management and Sustainable Development Journal Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Bisnis Mahasiswa Journal of Indonesian Management Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Multidisiplin Dehasen (MUDE) Jurnal Akuntansi, Manajemen dan Bisnis Digital Jurnal Dehasen Mengabdi Journal of Management, Economic, and Accounting Journal of Management and Innovation Entrepreneurship (JMIE) Central Community Development Journal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Rinto Noviantoro, Rinto
Universitas Dahasen Bengkulu
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ANALISIS FAKTOR NISBAH DAN FAKTOR SUKU BUNGA RATA-RATA KREDIT MODAL KERJA BANK KONVENSIONAL YANG MEMPENGARUHI JUMLAH PEMBIAYAAN BAGI HASIL PADA BANK DAN UNIT USAHA SYARIAH DI INDONESIA PERIODE 2005 SAMPAI 2010 Noviantoro, Rinto
Ekombis Review Vol 4, No 1 (2016)
Publisher : Universitas Dehasen Bengkulu

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Abstract

Rinto Noviantoro; This study aims to determine how big the analysis of each factor, both of ratio and interest rates affect the amount of financing for the results at the Islamic Bank for the period 2005 to 2010.Metode analysis used a correlation method. The variables studied were the profit sharing ratio is rightfully bank and interest rate factor The results showed that the variables used are ratio and interest together can influence the variable amount of financing for the results. From the results if the data  is  not  there  multikolineraritas,  the  heterokedastilitas,  there are  positive  auto  and  normal distribution of data Keywords: Ratio, lending and financing for the results.
ANALISIS REALISASI ANGGARAN PEMBINAAN KEMANDIRIAN UNTUK WARGA BINAAN PEMASYARAKATAN (WBP) DI LEMBAGA PEMASYARAKATAN (LAPAS) KELAS IIA BENTIRING KOTA BENGKULU Noviantoro, Rinto
Jurnal Ilmiah Akuntansi Indonesia Vol 4, No 1 (2019): JIAI (JURNAL ILMIAH AKUNTANSI INDONESIA)
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (88.739 KB) | DOI: 10.32528/jiai.v4i1.2184

Abstract

Abstrak: Anggaran alat untuk perencanaan atas aktifitas sektor publik dengan merealisasikan anggaran tersebut agar anggaran tidak lebih besar dari realisasi maka akan menghasilkan pengelolaan keuangan yang benar-benar mencerminkan kepentingan secara efesien, efektif dan bertanggungjawab. Tujuan dari penelitian ini untuk mengetahui anggaran dan realisasi efesiensi atau tidak efesiensi pada Lembaga Pemasyarakatan (LAPAS) Kelas IIA Bentiring Kota Bengkulu khususnya pada bidang Pembinaan Kemandirian. Rumusan masalah yang akan diangkat dalam penelitian ini adalah bagaimana realisasi anggaran pada Lembaga Pemasyarakatan (LAPAS) Kelas IIA Bentiring Kota Bengkulu, Metode pengumpulan data yang digunakan yaitu dokumentasi, sedangkan metode analisis yang digunakan dengan menggunakan metode Perbandingan selisih antara anggaran dan realisasi untuk menentukan efesiensi atau tidak efesiensi.Kata kunci : Anggaran, Efesiensi, Lembaga Permasyarakatan, Tidak Efesiensi
ANALISIS FAKTOR NISBAH DAN FAKTOR SUKU BUNGA RATA-RATA KREDIT MODAL KERJA BANK KONVENSIONAL YANG MEMPENGARUHI JUMLAH PEMBIAYAAN BAGI HASIL PADA BANK DAN UNIT USAHA SYARIAH DI INDONESIA PERIODE 2005 SAMPAI 2010 Noviantoro, Rinto
JURNAL EKOMBIS REVIEW Vol 4 No 1 (2016)
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (683.513 KB)

Abstract

Rinto Noviantoro; This study aims to determine how big the analysis of each factor, both of ratio and interest rates affect the amount of financing for the results at the Islamic Bank for the period 2005 to 2010.Metode analysis used a correlation method. The variables studied were the profit sharing ratio is rightfully bank and interest rate factor The results showed that the variables used are ratio and interest together can influence the variable amount of financing for the results. From the results if the data  is  not  there  multikolineraritas,  the  heterokedastilitas,  there are  positive  auto  and  normal distribution of data Keywords: Ratio, lending and financing for the results.
ANALISIS PENGARUH PENGUMUMAN BOND RATING TERHADAP RETURN SAHAM PERUSAHAAN DI BURSA EFEK JAKARTA PERIODE 2012-2014 Noviantoro, Rinto
JURNAL EKOMBIS REVIEW Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

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Abstract

Rinto Noviantoro: The purpose of this study to examine the impact of the announcement of bond rating on stock returns prior (the announcement of bond rating), stock return on day (bond rating announcement). Data used are daily stock return by Jakarta Stock Exchange (JSE), bond rating announcement by PT. PEFINDO, and firm are listing in Jakarta Stock Ekchange between 2012 to 2014. This research using 29 emitens as the sample bosed on purposive sampling. This data are analyzed with paired sample t-test and Oneway ANOVA.The analysis indicates that : (1) the defference are not significant between stock return an day bond rating announcement with before day bond rating announcement, (2) the difference are not significant between stock return on day bond rating announcement with after day bond rating announcement, (3) the difference are significant between stock return before bond rating announcement with after bond announcement (4) avarage stock return on day, before and after bond rating announcement are not significant differences.Key words: Obligasi, Return Saham
PENGARUH MURABAHAH DAN STRUKTUR MODAL SENDIRI TERHADAP IMBAL HASIL STUDI PADA BPR SYARIAH DI PULAU JAWA Noviantoro, Rinto; Purwoko, Umar
JURNAL EKOMBIS REVIEW Vol 5 No 2 (2017)
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

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Abstract

Rinto Noviantoro, Umar Purwoko; This research was aimed to determine the effect of growth and equity financing murabahah about returns in the form of return on assets in the Bank's Credit Rakyar Sharia (SRB) in the island of Java in the period quartalan ie Balance Sheet reporting period March 2011 s / d in December 2012 were published. The hypothesis testing using multiple linear test that examines the effect between murabaha and growth equity capital structure as an independent variable to variable yields as dipenden. Secondary Data collection method is by using quantitative analysis. Test statistics using Classical Test assumptions. The results of this study indicate that the murabahah and equity capital structure significantly influence yield, whereby the different results that the growth murabaha significant negative effect on BPR Syariah then capital structure itself significant positive effect on the yield on Syariah BP.Key Words:  Murabahah  , Own Capital Structure , and yields
HUBUNGAN CUSTOMER VALUE DENGAN KEPUTUSAN PENGAMBILAN KREDIT PADA PT. SMS FINANCE BENGKULU Widani, Herli; Noviantoro, Rinto
JURNAL EKOMBIS REVIEW Vol 6 No 1 (2018)
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

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Abstract

Herli Widani, Rinto Noviantoro; This study aims to determine the relationship between customer value and decision for withdrawal of credit in PT. SMS Finance Bengkulu. The analysis method was used Spearman Rank correlation and hypothesis test.Based on the calculation of correlation coefficient, the value of rho count (?) of 0.829 is in the correlation coefficient interval between 0.800-1000, the level of relationship is very strong, it means that the relationship between customer value and the decision of withdrawal of credit in PT. SMS Finance Bengkulu is very strong. Based on hypothesis test rho value calculated rho table (0.829> 0.364) so that Ho is rejected and Ha is accepted, it means that there is a significant relationship between customer value and the decision for withdrawal credit in PT. SMS Finance Bengkulu.Key Words: Customer Value, Keputusan Pengambilan Kredit.
PENGARUH KREDIT TERHADAP PENDAPATAN PADA PT. BANK BENGKULU Noviantoro, Rinto; Juita, Iwin
JURNAL EKOMBIS REVIEW Vol 7 No 2 (2019)
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

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Abstract

This study aims to analyze the effect of consumption credit, working capital credit, and investment credit on revenue at PT. Bank Bengkulu. The data used are secondary data derived from the annual financial statements of PT. Bank Bengkulu from 2010 to 2017. Data testing methods used is multiple linear regression analysis, correlation analysis, determination coefficient (R2), by testing the statistical hypothesis t (t test) and F statistical test (F test). The results of the study using multiple linear regression test obtained the regression equation Y = 470287,976 - 0.035 X1 - 20,430 X2 + 46,218 X3. That is, if the consumption credit, working capital credit, and investment credit is worth 0, then the revenue is Rp. 470,287. If there is a decrease in consumption credit of Rp. 1, then the value of revenue decreases by Rp. -0,035, - if the working capital loan decreases by Rp. 1, then the revenue will decrease by Rp. 0 20,430, - and if the investment credit increases by Rp. 1, - then the revenue will increase by Rp. 46,218. The test results of the coefficient of determination (R2) indicate that the credit given has an effect of 20.5% on revenue. While 79.5% is influenced by other factors not examined. The results of partial hypothesis testing (t test) state that consumption credit has a negative and not significant effect on revenue with a significant value of 0.820 and t count of -0.244<2.446 t table. The testing results of working capital loans show a negative results and not significant effect on revenue with a significance value of 0.379 and t count of -0.988<2.446 t table. The results of the investment credit test show that the results have a positive and not significant effect on revenue with a significance value of 0.371 and a value of t count -1.008<2.446 t table. While the simultaneous test results show that consumption credit, working capital credit, and investment credit have no significant effect on revenue with a significance level of 0.796 and a calculated F count of 0.344 < F table of 5.786.
IMPROVING QUALITY OF EDUCATION IN DEHASEN BENGKULU UNIVERSITY: FINANCING MANAGEMENT APPROACH Suwarni; Soleh, Ahmad; Noviantoro, Rinto
Journal of Research in Business, Economics, and Education Vol 1 No 2 (2019): December Edition
Publisher : STIE Kusuma Negara

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Abstract

Higher Education is demanded to be able to provide quality graduates and have competitiveness both domestically and abroad. In realizing the implementation of quality education, universities continue to innovate and ensure the continuity of the tri dharma of higher education. This study aims to analyze the improvement of the quality of education at Dehasen University Bengkulu through a financing approach. This researcher uses a qualitative approach and the research method used is descriptive method. The results showed that the management of financing at Dehasen Bengkulu University included planning, implementation, and oversight and accountability. Funding for the implementation of education refers to a predetermined plan. Sources of funding come from students, ministries, foundations, UNIVED and research funds. The average use of funds includes operational funds for the learning process (72%), infrastructure investment (10%), investment in facilities (9%), investment in human resources (6 %), community service funds (1%), and research funds (2%). Some financial performance indicators show that most of the achievements are above the predetermined standards and targets. Financial management is monitored and reported on an ongoing basis. The existence of public trust, the government and agencies as well as the support of the foundation to be a supporter in financing management while the limited achievement of accreditation B can be one of the obstacles in financial management.
PENGARUH MURABAHAH DAN STRUKTUR MODAL SENDIRI TERHADAP IMBAL HASIL STUDI PADA BPR SYARIAH DI PULAU JAWA PERIODE QUARTALAN MARET 2011- DESEMBER 2012 Syaifudin, Umar; Noviantoro, Rinto
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (566.951 KB) | DOI: 10.29300/ba.v1i1.856

Abstract

This research was aimed to determine the effect of growth and equity financing murabahah about returns in the form of return on assets in the Bank's Credit Rakyar Sharia (SRB) in the island of Java in the period quartalan ie Balance Sheet reporting period March 2011 s / d in December 2012 were published The hypothesis testing using multiple linear test that examines the effect between murabaha and growth equity capital structure as an independent variable to variable yields as dipenden. Secondary Data collection method is by using quantitative analysis. Test statistics using Classical Test assumptions.The results of this study indicate that the murabahah and equity capital structure significantly influence yield, whereby the different results that the growth murabaha significant negative effect on BPR Syariah then capital structure itself significant positive effect on the yield on Syariah BPRKeywords: Murabahah, Own Capital Structure, and yields
Loan To Deposit Ratio, Capital Adequacy Ratio, Return On Equity Dan Bopo Dalam Menilai Kinerja Keuangan Pt. Bank Bni Syariah Noviantoro, Rinto; Herlin, Herlin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 2 (2019)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (87.396 KB) | DOI: 10.29300/ba.v4i2.2428

Abstract

Abstract. The purpose of this study is to determine the financial performance of PT. Bank BNI Syariah. The method of collecting data in this study is documentation. documentation, namely data collection through financial statements in the form of balance sheets and profit / loss statements.  Loan Deposit Ratio (LDR) from 2015-2017 it was 89.14%, 84.01% and 78.89%.the Capital adequacy ratio and the Debt to equity ratio have been determined if the ratio produced is <50% - 75%. Return on equity have been determined to produce a ratio of> 1.5% and at BOPO ≤93.52%. From the perspective of the Capital Adequacy Ratio, in 2015-2017 the value was 38.45%, 64.84% and 38.50%By using BOPO in 2015-2017 the value was 83.21%, 80.75% and 80.91%. While the return on equity in 2015-2017 is 1.18%, 1.18% and 0.93%
Co-Authors Ahmad Soleh Andika Dwi Yudha Prasetya Anggini, Anggini Arthana T, Yosi Darlena, Darlena Deky Putrafinaldo Deni Saputra Derry Wanta Fabiola, Aufa Farah Fitriani, Ajeng Fitriano, Yun Herli Widani Herlin Herlin, Herlin Heru Kurniawan Ida Anggriani Juita, Iwin Karona Cahya Susena, Karona Cahya lestari, winda Lilis Syahfitri Maryani, Dike Mia Margareta Monica Tiana Muhamad Rama Fitra Buana Neri Susanti Niken Faradela Nopita Sari Purwoko, Umar Putra, Murmansa Putra, Wanda Syah Putri, Sonalia Antama Rina Trisna Yanti Rudi Afriansa Santri, Dila Sari, Yana Nopita Sulisti Afriani Sulisti Afriani Sulisti Afriani, Sulisti Susi Yanti Suswati Nasution Suwarni Suwarni Syaifudin, Umar Tarnia, Teni Tri Ayu Mardhatillah Umar Purwoko Waruwu, Marvel Poppy Sabarhati Widani, Herli Wijaya, Ermy