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All Journal JMM17: Jurnal Ilmu Ekonomi dan Manajemen RJABM (Research Journal of Accounting and Business Management) Journal of Management - Small and Medium Enterprises (SME's) Jurnal Akuntansi : Transparansi dan Akuntabilitas Behavioral Accounting Journal Journal Of Business, Finance, and Economics (JBFE) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat EKONOMIKA45 Formosa Journal of Applied Sciences (FJAS) Journal of Innovation Research and Knowledge Jurnal Manajemen Bisnis dan Organisasi Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Eduvest - Journal of Universal Studies Jurnal Manajemen dan Ekonomi Kreatif GLORY Jurnal Ekonomi dan Ilmu Sosial Jurnal Ekonomi Manajemen Akuntansi Dharma Ekonomi Journal of Islamic Economics and Finance Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Moneter : Jurnal Ekonomi dan Keuangan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Jurnal Ekonomi dan Pembangunan Indonesia Ekonomi Keuangan Syariah dan Akuntansi Pajak Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Kajian Ekonomi dan Akuntansi Terapan Pajak dan Manajemen Keuangan
Welhelmina Ballo , Fransina
Universitas Nusa Cendana, Kupang
Aerospace Engineering Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Social Sciences Other

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Pengaruh Transportasi Online Terhadap Penyerapan Tenaga Kerja Di Kota Kupang Bernadinus Yohanes Loda; Cicilia A. Tungga; Fransina W. Ballo
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 1 (2024): Januari : MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i1.149

Abstract

This research aims to determine the effect of online transportation on labor absorption in Kupang City. This research was conducted on online application drivers in Kupang City, namely Grab, Maxim and InDrive. The number of samples studied was 32 respondents. This research uses a quantitative research approach. The sampling technique for this research uses a non-probability technique, namely the incidental sampling technique. Data analysis used in quantitative methods is validity testing, reliability testing, simple linear regression, and hypothesis testing using the Statistical Package for Social Science 26.0 for Windows (SPSS 26) tool. The test results show that the online transportation variable has an effect on labor absorption. Other findings show that online transportation simultaneously influences labor absorption with a coefficient of determination of 68.6%.
Analisis Strategi Pemberdayaan Ekonomi Masyarakat Nelayan Di Kecamatan Adonara Imelda Bengan Wua; Nikson Tameno; Fransina W. Ballo
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 2 (2024): Maret : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i2.314

Abstract

The aim of this research is to determine the government's efforts to economically empower fishing communities in Adonara District and determine alternative priority aspects for the economic empowerment strategy for fishermen in Adonara District. This research uses a descriptive-qualitative approach. Data collection used was interviews, observation, and documentation. The research results show that the government's efforts to empower the fishing community's economy include optimizing fishing facilities and infrastructure, improving the quality of human resources for fishermen, and finally utilizing marine and fisheries resources. The priority alternative aspects for the economic empowerment strategy of fishing communities are economic aspects, social aspects, and environmental aspects.
Penerapan Financial Technology (Fintech) pada UMKM Binaan Bank NTT di Sabu Raijua Yunita Novita Mamo; Fransina W. Ballo; Maria I. H. Tiwu
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 3 (2024): Mei : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i3.508

Abstract

In today's modern era, humans have a life with all activities that can never be separated from technological developments. One of the technological developments that is currently popular in Indonesia is Financial Technology. Financial Technology (FINTECH) is the latest innovation in the financial service system which is touched by modern technology which can make it easier for Small and Medium Enterprises).to run their businesses with the help of Fintech. The aim of this research is to determine the application of Fintech to Small and Medium Enterprises assisted by Bank NTT in Sabu Raijua and to determine the advantages and disadvantages of implementing Fintech in Small and Medium Enterprises assisted by Bank NTT in Sabu Raijua. This research uses a qualitative research method, which is a research method carried out by means of in-depth interviews in the field, using a phenomenological approach. The data source in this research is primary data obtained directly from Small and Medium Enterprises actors in Sabu Raijua, while secondary data is in the form of interviews, observations and documentation. The research results show that the application of Financial Technology (Fintech) in Small and Medium Enterprises assisted by Bank NTT in Sabu Raijua is experiencing positive developments in line with technological advances and changes in user behavior, ease of access, and transaction security are getting better. However, in its implementation there are several obstacles, namely weak internet connections, elderly Small and Medium Enterprises players find it difficult to understand how to use Financial Technology.
Tantangan Transformasi Produk Digital Dalam Perbankan Syariah: Studi Kasus Bank Syariah Indonesia Kc Kupang Mardiana Muslimin; Fransina W. Ballo; Novi Theresia Kiak
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 3 (2024): Mei : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i3.517

Abstract

Sharia banking digital product tranformation is a necessity because technological developments are increasingly rapid. This research aims to detemine the challenges of sharia bank digital product transformation. This research uses a qualitative approach, with data collection methods conducting interviews and documentation. The result of this research show that the challenges of digital product tranformation for sharia banks and sharia banks.however, BSI continues to update its system so that it can compete with coventional banks.
Analisis Pengaruh Nilai Tukar Rupiah Terhadap Pembandingan Penggunaan Kina Di Kampung Mosso Muara Tami Papua Alius Almung; Fransina W. Ballo; Novi Theresia Kiak
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 4 (2024): Juli : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i4.709

Abstract

This research aims to determine the influence of the rupiah exchange rate on the use of Kina in Mosso Village, Muara Tami, Papua. Quantitative methods were used in this research to analyze secondary data collected from the websites of Bank Indonesia and the Indonesian Central Bureau of Statistics. The number of quarters, which collects all information during the study period, was used for sampling. This research uses two independent variables: inflation, Bank Indonesia interest rates (SBI) and money supply (JUB). The dependent variable is the exchange rate. Multiple linear regression analysis, T test, and F test were used to analyze the data. The results of the T hypothesis test show that inflation has a significant influence on the exchange rate partially during the period studied, with a significance value of 0.001. The interest rate does not have a significant influence on the exchange rate partially during the period studied, with a significance value of 0.462. The money supply also does not have a significant influence on the exchange rate partially, with a significance value of 0.17. The results of the F hypothesis test with a significance value of 0.000 show that inflation, interest rates and money supply simultaneously have a significant influence on the exchange rate in the 2018–2022 period.
Pengaruh Infrastruktur Pedesaan Terhadap Produktivitas Pangan di Kecamatan Titehena Kabupaten Flores Timur Katharina Martha Apriliani Wenggol; Fransina W. Ballo; Maria Indriyani Hewe Tiwu
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 3 No. 3 (2024): Juli : Inisiatif : Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v3i3.2755

Abstract

This study aims to find out and explain the influence of rural infrastructure on food productivity in Titehena District, East Flores Regency. The type of research used by the researcher is quantitative research using primary data. The sampling technique used in this study is by using a questionnaire. The data analysis techniques used include validity tests, reliability tests, multiple regression analysis, instrument tests, and hypothesis tests using SPSS analysis tools. The results of this study show that the results of multiple regression testing, partially the accessibility infrastructure variable affects food productivity, the agricultural infrastructure variable affects food productivity, and simultaneously the accessibility infrastructure variable and the agricultural infrastructure variable simultaneously affect food productivity in Titehena District, East Flores Regency.
Implementasi Quick Response Code Indonesian Standard (QRIS) Untuk Pelaku Usaha Di Pasar Tradisional : Studi Kasus Pada Pasar Tradisional Di Kota Kupang Jeanet Putri Shintya Nubatonis; Fransina W. Ballo; Novi Theresia Kiak
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 2 (2024): Mei : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i2.455

Abstract

In the development of financial technology, many payment system innovations have emerged, one of which is the Indonesian Standard Quick Response Code (QRIS). This research aims to determine the implementation of QRIS for business actors in the Kupang City Traditional Market. This research uses a qualitative approach, with data collection methods conducting interviews, observation, documentation. The results of this research show that the Quick Response Code Indonesian Standard (QRIS) is an electronic payment tool to make it easier for people to carry out transactions. Through QRIS, people can feel the ease of making transactions anytime and anywhere, even outside bank operational hours. However, in its implementation there are several obstacles, namely a weak internet connection so that the transaction process carried out by traders is hampered, the cellphones owned by traders are not yet sophisticated so they cannot make transactions, lack of knowledge and a 0.3% deduction from the transaction value.
Pengaruh Literasi Keuangan Dan Financial Technology Terhadap UMKM Di Kabupaten Malaka Kota Betun Alisia Maria Mendes; Fransina W. Ballo; Maria Indriyani H. Tiwu
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 2 (2024): Mei : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i2.516

Abstract

This study aims to determine the influence of Financial Literacy and Financial technology on MSMEs in Malaka Regency, Betun City, both partially and simultaneously. This study used a type of Quantitative Descriptive research and this research used an Associative approach. The sample in this study is 47 MSMEs in Betun City. The sampling technique uses the Simple Random Sampling method. The data collection technique in this study used the Questionnaire Dissemination technique with Likert Scale measurement scale. Data analysis techniques in this study use hypothesis tests (t test and F test), and Coefficient of Determination. Data management in this study uses SPSS (Statistical Product and Sevice Solution) software. The results of this study prove that Financial Literacy and Financial technology together have a positive and significant effect on MSMEs in Malaka Regency, Betun City.
Analisis Pusat Pertumbuhan Ekonomi Pada Tingkat Kabupaten/Kota Di Provinsi Nusa Tenggara Timur Maria Lidwina Meo; Fransina W. Ballo; Maria I. H. Tiwu
Ekonomi Keuangan Syariah dan Akuntansi Pajak Vol. 1 No. 3 (2024): Juli : Jurnal Ekonomi Keuangan Syariah dan Akuntansi Pajak
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/eksap.v1i3.174

Abstract

This study aims to analyze the center of economic growth at the district / city level in NTT Province. The method used is statistical description with a qualitative approach. The focus of this research is to observe and find out the mainstay economic sector of each Regency / City in East Nusa Tenggara Province which can also determine the economic position of each Regency / City, using data collection techniques obtained from various sources in the form of books, journals, websites as well as the results of publications of institutions or government agencies such as the Statistical Agency (BPS) by taking data related to the problem studied, Analyzed using LQ analysis methods and klassen typology analysis. The results of the study using LQ (Location Quention) Analysis analysis show that each base sector in each Regency/ City in East Nusa Tenggara Province has 15 economic sector bases, and Based on the results of klassen typology analysis in 20 Regencies and 1 City in East Nusa Tenggara Province in 2019-2023 it was found that there are 18 districts/cities in East Nusa Tenggara Province in quadrant I (Fast forward and fast growing regions), 2 districts/cities in quadrant II (Developed But Depressed Regions), and 1 district/city in quadrant III (Fast Developing Regions).
Pengaruh Aksebilitas Dan Fasilitas Pasar Terhadap Pendapatan Pedagang Di Pasar Pada Lewoleba Redempta Sewai B. K. Sulaona; Fransina W. Ballo; Maria I. Hewe Tiwu
Kajian Ekonomi dan Akuntansi Terapan Vol. 1 No. 2 (2024): Juni : Kajian Ekonomi dan Akuntansi Terapan (KEAT)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/keat.v1i2.194

Abstract

This study aims to explain the influence of accessibility and facilities on traders' income at Pada Lewoleba Market. This research is quantitative research with the data used obtained from the results of a questionnaire distributed to 75 respondents. The analytical method used is instrument testing and multiple linear regression which is processed using Eviews 12 software. The results of this study show that partially the accessibility variable influences the income of traders in the market on Lewoleba and the facility variable influences the income of traders in the market on Lewoleba, this is due to renovations carried out in stages by the Lembata Regency Regional Government which are continuously being improved. Simultaneously, the variables of accessibility and facilities influence the income of traders in the market on Lewoleba
Co-Authors Adinugrah S. Ully Weo Aldarine Molidya Alisia Maria Mendes Alius Almung Anastasia Bernaria Klau Baharudin, Govinda Abdul Gangga Banamtuan, Alexander Kiik Bernadinus Yohanes Loda Cicilia A. Tungga Daniel Naramesakh Desembry C. Nope Desriarisandi Natalia Gelu Devin Irvandy Djadi, Ekalia I A Erwindus H Nurak Fudikoa, Bensor Paulus Handu, Variani Setia Hawe Tiwu, Maria Indriyani Hawu, Lordna Wintari Hilario Taka Keor Imelda Bengan Wua Jeanet Putri Shintya Nubatonis Katharina Martha Apriliani Wenggol Kharina Lidia Priskalina Oil Kristiani Nindi Lestari, Farida Ayu Lordna Wintari Hawu Maran, Petrus K A Mardiana Muslimin Maria I. H Tiwu Maria I. H. Tiwu Maria I. H.Tiwu Maria I. Hewe Tiwu Maria Indriani Hewe Tiwu Maria Indriyani H. Tiwu Maria Indriyani Hewe Tiwu Maria Indriyani Hewe Tiwu Maria Indryani Hewe Tiwu Maria Ivantri Dorwi Maria Lidwina Meo Maria P. L. Muga Marianus Adi Nahak Marselina Ratu Marthen R. Pelokila Marthen Robinson Pellokila Molidya, Aldarine Muhammad Liwaulhamdi Novi Theresia Kiak Obaria, Yoakim Helio Dorus Oktovianus Emanuel Bisik Olivia L. E. Tomasowa Patrikcs Lazarus Dedo Ngara Paulina Digta Isu Ratu, Marselina Redempta Sewai B. K. Sulaona Reya Lelangona, Maria Salvi Rikhard T. Ch. Bolang Riski Sofyani, Moetia Sallau, Sally Santos, Delvi Dos Sarlin P. Nawa Pau Sasi, Maria Ketty Selviana Ena siwan edi amanta Perangin angin Taksian, Risma Rosina Tameno, Nikson Tiwu, Maria I H Tiwu, Maria Indriyani Hewe Tomasowa, Olivia L.E Tungga, Cicilia A Uskono, Frederina Jubika Virginio Y. L Ndjurumbaha Windy Tamara Yasinta Nuban Yerisonsianus Peron Yomestrin Kause Yulianto Dato Alin Yunita Novita Mamo Yustina Irmiyanti Mamir Tanar