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All Journal JMM17: Jurnal Ilmu Ekonomi dan Manajemen RJABM (Research Journal of Accounting and Business Management) Journal of Management - Small and Medium Enterprises (SME's) Jurnal Akuntansi : Transparansi dan Akuntabilitas Behavioral Accounting Journal Journal Of Business, Finance, and Economics (JBFE) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat EKONOMIKA45 Formosa Journal of Applied Sciences (FJAS) Journal of Innovation Research and Knowledge Jurnal Manajemen Bisnis dan Organisasi Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Eduvest - Journal of Universal Studies Jurnal Manajemen dan Ekonomi Kreatif GLORY Jurnal Ekonomi dan Ilmu Sosial Jurnal Ekonomi Manajemen Akuntansi Dharma Ekonomi Journal of Islamic Economics and Finance Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Moneter : Jurnal Ekonomi dan Keuangan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Jurnal Ekonomi dan Pembangunan Indonesia Ekonomi Keuangan Syariah dan Akuntansi Pajak Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Kajian Ekonomi dan Akuntansi Terapan Pajak dan Manajemen Keuangan
Welhelmina Ballo , Fransina
Universitas Nusa Cendana, Kupang
Aerospace Engineering Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Social Sciences Other

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Implementasi Konsep Perikanan Tangkap dalam Pemberdayaan Masyarakat Pesisir Oesapa di Kota Kupang Patrikcs Lazarus Dedo Ngara; Fransina W. Ballo; Novi Theresia Kiak
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 6 (2024): November: MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i6.962

Abstract

The aim of this research is to determine the government's efforts to economically empower the fishing community in the Oesapa fishing village, Kupang City and determine the impact of the assistance provided by the government on community welfare. This research uses a qualitative descriptive approach. Data collection used was interviews, observation and documentation. The results of the research show that the government's efforts to empower the fishing community's economy are by optimizing fishing facilities and infrastructure that are not yet fully distributed among fishermen, improving the quality of fishermen's human resources through socialization to help the community increase community awareness of ocean sustainability, and finally utilizing marine resources and fisheries which have a positive impact on the welfare of both fishermen.
Implementasi Penggunaan Fitur Tarik Tunai Tanpa Kartu ATM Melalui Aplikasi BRI Mobile pada Masyarakat di Kota Kupang Maria Ivantri Dorwi; Reyner F. Makatita; Fransina W. Ballo
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5712

Abstract

This study aims to determine the implementation of the use of the ATM cardless cash withdrawal feature through the BRI Mobile application in Kupang City and to determine the development strategy for the ATM Cardless Cash Withdrawal Feature through the BRI Mobile application in the community in Kupang City. This study uses a qualitative descriptive approach, by conducting structured interviews with informants of leaders, employees and BRI Bank customers who use the ATM cardless cash withdrawal feature through the BRI Mobile application in the community in Kupang City. The data analysis technique in this study uses SWOT analysis. The results of the study using SWOT Analysis (Strength, Weakness, Opportunities, Threat) concluded that the total IFAS score of 3.30 indicates that BRI Bank is strong internally in implementing the ATM Cardless Cash Withdrawal Feature through the BRI Mobile application. While the total EFAS score of 3.10 indicates that BRI is able to read the opportunities that come and anticipate existing threats.
Peran Kelompok Tani dalam Ketahanan Pangan Rumah Tangga: Studi Kasus Lumbung Pangan Desa Kamubheka Kecamatan Maukaro Kabupaten Ende Kristiani Nindi; Marthen R. Pellokila; Fransina W. Ballo
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5716

Abstract

This research aims to determine the influence of the role of farmer groups and strategies for overcoming debt arrears on household food security in Kamubheka village. The population in this research was 80 people and the sample obtained using the Sloving formula calculation was 44 village employees and members of farmer groups. In this research using quantitative research methods. The data collection technique in this research uses a questionnaire with a Likert measurement scale. The data analysis technique uses multiple linear regression analysis techniques with calculations using the SPSS program. The results of this research show that the role of farmer groups has a significant influence on household food security in Kamubheka Village. Based on the results of the analysis, it appears that the role of farmer groups makes a major contribution to increasing household food security. In conclusion, the role of farmer groups in food security is very crucial and can meet the food needs of households in Kamubheka village. And the strategy for dealing with debt arrears implemented by farmer groups has a significant influence on household food security in Kamubheka Village. Based on the analysis results, improvements in this strategy can significantly increase household food security. By overcoming debt arrears, farmer groups can ensure that food storage remains stable and is able to provide sufficient food for the entire village community.
Dampak Perdagangan Lintas Batas TerhadapmPerekonomian Masyarakat Lokal di Wilayah Perbatasan Wini - Timor Leste Yasinta Nuban; Fransina W. Ballo; Maria Indriani Hewe Tiwu
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5745

Abstract

Cross-border trade is the activity selling goods between residents of different countries in border areas on the basis of mutual agreement. TTU district is one of the districts that borders directly with Timor Leste, especially the Oecusse enclave district. The research aims to explain the impacts of cross-border trade on the economy of local communities in the Wini-Timor Leste border area. This research is descriptive qualitative in nature with the data collection technique in the research being triangulation using the data analysis method proposed by Miles and Huberman. The results of the research show that cross-border trade between Wini and Timor Leste has an impact on the local economy such as increasing income, creating jobs which reduces the unemployment rate, infrastructure development, improving community welfare and also relational relations between the people of Wini and Timor Leste remain intact. However, there are also negative impacts that need to be addressed, such as unequal income distribution, unhealthy competition between local communities, security challenges and rapid socio-cultural changes.
Analisis Faktor-Faktor Yang Mempengaruhi Permintaan Kredit Cepat Aman (KCA) Pada Kantor Pegadaian Cabang Oesapa Devin Irvandy; Fransina W. Ballo; Novi Theresia Kiak
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 1 No. 4 (2024): Desember : Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v1i4.674

Abstract

Quick and Safe Credit (KCA) is one of the superior service product facilities of PT Pegadaian, which is a loan based on the pawn law with easy, safe, and fast service procedures. Quick and Safe Credit (KCA) is intended to help customers and communities with the problem of investment funds and funds for working capital.This study aims to analyze the factors that influence customer/community demand for PT Pegadaian’s Quick and Safe Credit (KCA) facility. This research is a quantitative descriptive study conducted at PT Pegadaian Oesapa Branch Kupang City. Data were collected using literature study methods, questionnaires, and observations. The results showed that the level of customer income, number of customer family dependents, and level of customer education had a significant effect on the demand for Quick and Safe Credit (KCA) at the Oesapa Branch Pegadaian office. This means that the higher the customer's income, the greater the number of dependents of the customer's family, and the higher the customer's education level, the greater the demand for Quick and Safe Credit (KCA).
Implementasi Konsep Perikanan Tangkap dalam Pemberdayaan Masyarakat Pesisir Oesapa di Kota Kupang Patrikcs Lazarus Dedo Ngara; Fransina W. Ballo; Novi Theresia Kiak
Pajak dan Manajemen Keuangan Vol. 1 No. 6 (2024): Desember : Pajak dan Manajemen Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/pajamkeu.v1i5.573

Abstract

The aim of this research is to determine the government's efforts to economically empower the fishing community in the Oesapa fishing village, Kupang City and determine the impact of the assistance provided by the government on community welfare. This research uses a qualitative descriptive approach. Data collection used was interviews, observation and documentation. The results of the research show that the government's efforts to empower the fishing community's economy are by optimizing fishing facilities and infrastructure that are not yet fully distributed among fishermen, improving the quality of fishermen's human resources through socialization to help the community increase community awareness of ocean sustainability, and finally utilizing marine resources and fisheries which have a positive impact on the welfare of both fishermen.
Analisis Perkembangan Pinjaman Online Di Era Revolusi Industri 4.O Pada Mahasiswa GEN Z Universitas Nusa Cendana Kupang Yerisonsianus Peron; Fransina W. Ballo; Novi Theresia Kiak
Jurnal Manajemen dan Ekonomi Kreatif Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v2i2.349

Abstract

This research aims to analyze the influence of Lifestyle, Needs and Access to Financial Institutions on Online Loans among GEN-Z students at Nusa Cendana University, Kupang. This research uses quantitative methods with a quantitative descriptive approach. Determining the sample in this study used a purposive sampling method. The number of samples in this study was 100 samples and was determined based on the Slovin formula. The data collection technique used a questionnaire distributed to all students at Nusa Cendana University, Kupang. Data analysis used in this research is data quality test (validity test and reliability test), classic assumption test (normality test, multicollinearity test, heteroscedasticity test), multiple linear regression analysis, hypothesis test (t test and f test) and determination test (R2). The results of the research state that variable X1 has no effect on variable Y, variable X2 has an effect on variable Y and variable X3 has an effect on variable Y. Variables X1,
Analisis Perkembangan Pinjaman Online Di Era Revolusi Industri 4.O Pada Mahasiswa Gen Z Universitas Nusa Cendana Kupang Yerisonsianus Peron; Fransina W. Ballo; Novi Theresia Kiak
Jurnal Manajemen dan Ekonomi Kreatif Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v2i2.351

Abstract

This research aims to analyze the influence of Lifestyle, Needs and Access to Financial Institutions on Online Loans among GEN-Z students at Nusa Cendana University, Kupang. This research uses quantitative methods with a quantitative descriptive approach. Determining the sample in this study used a purposive sampling method. The number of samples in this study was 100 samples and was determined based on the Slovin formula. The data collection technique used a questionnaire distributed to all students at Nusa Cendana University, Kupang. Data analysis used in this research is data quality test (validity test and reliability test), classic assumption test (normality test, multicollinearity test, heteroscedasticity test), multiple linear regression analysis, hypothesis test (t test and f test) and determination test (R2). The results of the research state that variable X1 has no effect on variable Y, variable X2 has an effect on variable Y and variable X3 has an effect on variable Y. Variables X1,
Pengaruh Loan To Value (LTV) dan Shock Variabel Makroekonomika terhadap Industri Properti di Indonesia Yustina Irmiyanti Mamir Tanar; Fransina W. Ballo; Cicilia A. Tungga
Jurnal Manajemen dan Ekonomi Kreatif Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v2i2.353

Abstract

This research aims to determine the influence of Loan To Value (LTV), BI Rate and Exchange Rate on Residential Property Sales. This type of research is quantitative research with secondary data in the form of Loan To Value, BI Rate, Exchange Rates and Residential Property Sales data. The data analysis technique used is SPSS. .The results of this research show that LTV, BI Rate and Exchange Rate simultaneously influence Residential Property Sales with a significance of 0.004 < 0.05. Meanwhile, partially LTV has a positive effect on Residential Property Sales with a significant value of 0.897, BI Rate has a positive effect on Residential Property Sales with a significant value of 0.173 and the Exchange Rate has a positive effect on Residential Property Sales with a significant value of 0.001. With the results achieved, namely LTV, BI Rate and Exchange Rate, they play an important role in the sale of Residential Property. For related agencies, it is better to improve their performance to improve the quality of Residential Property Sales.
Peran Sektor Pariwisata Dalam Meningkatkan Pendapatan Asli Daerah Kabupaten Sumba Timur Virginio Y. L Ndjurumbaha; Maria I. H.Tiwu; Fransina W. Ballo
Jurnal Manajemen dan Ekonomi Kreatif Vol. 2 No. 3 (2024): Juli: Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v2i3.366

Abstract

Tourism has become the largest industry and shows consistent growth from year to year. This study aims to determine the role of the tourism sector in increasing local revenue. This research uses a qualitative approach, with data collection methods conducting interviews, observation, documentation. The results of this study indicate that the tourism sector plays a very important role in increasing local revenue which in turn can improve the welfare of the community around tourist sites and economic growth so that regional income occurs. But there are also obstacles from the tourism sector in increasing regional income, namely the lack of destinations that are managed directly by the tourism office so that of the existing destinations only 2 are included in the original regional income.
Co-Authors Adinugrah S. Ully Weo Aldarine Molidya Alisia Maria Mendes Alius Almung Anastasia Bernaria Klau Baharudin, Govinda Abdul Gangga Banamtuan, Alexander Kiik Bernadinus Yohanes Loda Cicilia A. Tungga Daniel Naramesakh Desembry C. Nope Desriarisandi Natalia Gelu Devin Irvandy Djadi, Ekalia I A Erwindus H Nurak Fudikoa, Bensor Paulus Handu, Variani Setia Hawe Tiwu, Maria Indriyani Hawu, Lordna Wintari Hilario Taka Keor Imelda Bengan Wua Jeanet Putri Shintya Nubatonis Katharina Martha Apriliani Wenggol Kharina Lidia Priskalina Oil Kristiani Nindi Lestari, Farida Ayu Lordna Wintari Hawu Maran, Petrus K A Mardiana Muslimin Maria I. H Tiwu Maria I. H. Tiwu Maria I. H.Tiwu Maria I. Hewe Tiwu Maria Indriani Hewe Tiwu Maria Indriyani H. Tiwu Maria Indriyani Hewe Tiwu Maria Indriyani Hewe Tiwu Maria Indryani Hewe Tiwu Maria Ivantri Dorwi Maria Lidwina Meo Maria P. L. Muga Marianus Adi Nahak Marselina Ratu Marthen R. Pelokila Marthen Robinson Pellokila Molidya, Aldarine Muhammad Liwaulhamdi Novi Theresia Kiak Obaria, Yoakim Helio Dorus Oktovianus Emanuel Bisik Olivia L. E. Tomasowa Patrikcs Lazarus Dedo Ngara Paulina Digta Isu Ratu, Marselina Redempta Sewai B. K. Sulaona Reya Lelangona, Maria Salvi Rikhard T. Ch. Bolang Riski Sofyani, Moetia Sallau, Sally Santos, Delvi Dos Sarlin P. Nawa Pau Sasi, Maria Ketty Selviana Ena siwan edi amanta Perangin angin Taksian, Risma Rosina Tameno, Nikson Tiwu, Maria I H Tiwu, Maria Indriyani Hewe Tomasowa, Olivia L.E Tungga, Cicilia A Uskono, Frederina Jubika Virginio Y. L Ndjurumbaha Windy Tamara Yasinta Nuban Yerisonsianus Peron Yomestrin Kause Yulianto Dato Alin Yunita Novita Mamo Yustina Irmiyanti Mamir Tanar