Claim Missing Document
Check
Articles

Found 13 Documents
Search

Analisis Pengaruh Makro Ekonomi Terhadap Perkembangan Indeks Saham di BSI Pada Tahun 2021-2024 Fahmi, Faisal; Maidalena, Maidalena; Tambunan, Khairina
Journal of Economics and Management Scienties Volume 8 No. 1, December 2025
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v8i1.271

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh indikator makroekonomi yang terdiri dari inflasi, kurs, dan Produk Domestik Bruto (PDB) terhadap indeks saham PT Bank Syariah Indonesia Tbk (BSI) pada periode Juli 2021–Desember 2024. Penelitian ini menerapkan pendekatan kuantitatif dengan analisis regresi linier berganda. Sumber data yang digunakan berupa data sekunder yang diperoleh dari publikasi resmi Bank Indonesia, Badan Pusat Statistik, serta Bursa Efek Indonesia. Hasil penelitian menunjukkan bahwa secara parsial inflasi berpengaruh negatif signifikan terhadap indeks saham BSI, yang berarti kenaikan inflasi cenderung menurunkan harga saham. Kurs juga berpengaruh negatif signifikan, sehingga pelemahan nilai tukar rupiah berdampak pada penurunan indeks saham BSI. Sementara itu, PDB berpengaruh positif signifikan, menandakan bahwa pertumbuhan ekonomi nasional mendorong peningkatan kinerja saham BSI. Hasil uji simultan (F-test) memperlihatkan bahwa ketiga variabel bebas secara bersama-sama berpengaruh signifikan terhadap indeks saham BSI dengan nilai F-hitung 23,954 lebih besar dari F-tabel 2,76 dan signifikansi 0,000 < 0,05. Nilai Adjusted R² sebesar 0,671 menunjukkan bahwa 67,1% variasi pergerakan saham BSI dapat dijelaskan oleh variabel inflasi, kurs, dan PDB, sementara 32,9% sisanya dipengaruhi oleh faktor lain di luar model penelitian ini.
Analisis Faktor-Faktor yang Mempengaruhi Pergeseran Penggunaan Aplikasi Mobile Banking BSI ke Byond Studi Kasus Bank Syariah Indonesia KCP Tanjungbalai Sitorus, Rahmadini; Maidalena, Maidalena
Riwayat: Educational Journal of History and Humanities Vol 8, No 4 (2025): October
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v8i4.50638

Abstract

This study aims to analyze the factors influencing the shift in the use of mobile banking applications from BSI Mobile to BYOND by BSI, with a case study at BSI KCP Tanjungbalai. Using a descriptive qualitative approach through semi-structured interviews and direct observation, the findings reveal that the transition is driven by the need for more modern digital services, a more responsive user interface, and more comprehensive Sharia-compliant features, such as ZISWAF and Islamic financial consultations. Digital education and promotional strategies also supported the migration process. However, the transition did not proceed smoothly due to technical issues, limited digital literacy, resistance from long-time users, and a lack of direct assistance. These challenges indicate that the success of digital transformation depends not only on technological advancement but also on system readiness, effective communication, and continuous customer education. The study highlights the importance of consistent innovation and inclusive approaches to ensure that the digital transformation of Islamic banking is effectively embraced across all customer segments
Analisis Penetapan Harga Jual Dengan Metode Pendekatan Biaya (Cost Oriented Approach) Terhadap Produksi Kerupuk Sambal Canga Kota Sibolga Lubis, Amyra Zhahra; Maidalena, Maidalena; Harianto, Budi
Jambura Economic Education Journal Vol 7, No 1 (2025): January 2025
Publisher : Gorontalo State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jeej.v7i1.30134

Abstract

The purpose of this research is to determine the analysis of selling price determination using the Cost Approach Method for the production of canga chili sauce crackers in the city of Sibolga, and to find out what the Islamic economic concept of price determination is. This research method uses a case study research design using qualitative descriptive techniques. Data collection techniques using interviews with the owner of the canga chili cracker company in Sibolga City. The data source is based on primary data, namely direct observation and interviews with the canga chili cracker business in Sibolga City. The results of the research show that the cost-oriented approach used to determine the selling price of Sibolga City sambal canga crackers produces a price that is significantly different from that set by the business. When a business uses the Cost Oriented Approach method, it bases the selling price of the product on the selling price of its competitors and with this method includes all capital calculations.