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Arman Lany, Arman
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Religion Arts Humanities Computer Science & IT Dentistry Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : Unram Law Review

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Legal Protection of Consumers from Personal Data Security Risks, Threats of Fraud and Phishing (Cybercrime) in E-Wallet Payment Systems Prayuti, Yuyut; Lany, Arman; Marpaung, Yohan Edward; Lorentzon, Elmend
Unram Law Review Vol 8 No 2 (2024): Unram Law Review(ULREV)
Publisher : Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ulrev.v8i2.354

Abstract

In the era of financial technology, e-wallets have become a popular payment tool among e-commerce users aged 19-45. However, e-wallets face security issues, such as breach cases that harm users. Regulations such as PBI Number 20/6/PBI/2018 and POJK No. 6/POJK.07/2022 require organizers to ensure security and consumer protection, but their implementation is still in doubt. The purpose of this study is to analyze the legal protection of consumers from the risk of personal data security, the threat of fraud, and circumvention (cybercrime) in the e-wallet payment system. The method used in this research is normative research. Based on the principle of legality, cybercrimes such as data theft have violated the ITE Law, therefore a person's personal data must be protected according to the Ministry of Communication and Information and Bank Indonesia Regulations. According to Philipus M. Hadjon's theory of legal protection to overcome legal problems such as data theft on e-wallets, preventive and repressive measures are needed.
Co-Authors Anailyka, Putrinda Wisty Angkasa Ramatuan Hamdan Arismunandar, Muhammad Atmaja, Deni Bihar, Syamsul Bomba, Ignasius Yulianus Jagkson Brilliant, Yusuf Ciptawan, Beni Davin Takaryanto Dede Hermawan Dwitamma, M. Adib Erna Ambarwati Fahrudin, Aziz Farhan, M.Ibnu Fauzi Rahman Gladys Haryanto Hikmah, Wilma Nurul Hutagaol, Roy Richardo Jayanti, Yeni Eka Jie, Elvin Shon Kusrini, Nita Laras Budiyani, Laras Lorentzon, Elmend M. Ikhsan Manueke, Sherwin F. Marpaung, Yohan Edward Marseda, Achmad Trisana Novita, Novita Anggraini Nugroho, Enggar Adi Pantja P, Emilia Saminoe Prastyo, Anggodo Rahayu Prayuti, Yuyut Puspitasari, Ammi Amanda Putra, Muhammad Adib Dwitamma Putri, Junia Putri, Radhita Sylvia Rahmawesih, Rahmawesih Ramadhanti, Dita Annisa Rosidah, Erni Sadroi, Ado Santi Widiasari Santika, Made Sari, Novia Eka Satyaningrum, Diah Silitonga, Lamria Srigantiny, Fivit Sujana, I Kadek Eka Sujati, Ananda Takaryanto, Davin Triyana, Yudhan Waworuntu, Aprisia N. Widya Widya, Widya Wuri Safitri, Pradita Yudiman, Twody Yulistiawati, Novitri Yusufa, Joni Yuyut, Prayuti