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Arman Lany, Arman
Universitas Islam Nusantara, Indonesia
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Journal : Journal Delik Adpertisi

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Penundaan Kewajiban Pembayaran Utang dalam Kepailitan Berdasarkan Undang-Undang Nomor 37 Tahun 2004 Tentang Kepailitan Dan Penundaan Kewajiban Pembayaran Utang Santi Widiasari; Prayuti, Yuyut; Lany, Arman
Jurnal Delik ADPERTISI Vol. 3 No. 1 (2024): Januari 2024
Publisher : Jurnal Delik ADPERTISI

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Abstract

The main problem of this research is how to analyze the juridical pawn agreement at PT Pegadaian (Persero) Maros Branch. The subject matter is further broken down into several subproblems, namely how to implement the lien agreement at PT Pegadaian (Persero) Maros Branch and how the process of resolving the default of the lien agreement at PT Pegadaian (Persero) Maros Branch. This research is a type of qualitative field research. This research will be conducted by interviews with branch leaders, employees of PT Pegadaian (Persero) Maros Branch and customers of PT Pegadaian. This research uses a sociological legal approach, namely direct field research. Data collection is obtained from observation, interviews and questionnaires. Based on the results of the study, it was answered that the implementation of the pawn agreement at PT Pegadaian (Persero) Maros Branch has not been effective because there are still many customers who do not heed the implementation of the pawn agreement so that only 57% is carried out and the implementation of the lien agreement is not carried out 43% of the total percentage of 100%. Meanwhile, the process of resolving the default of the pawn agreement at PT Pegadaian (Persero) Maros Branch is 1) for customers who do not pay credit installments or maturity, PT Pegadaian will reprimand customers by calling, SMS, writing to customers and the last resort taken is by parate execution or auction, 2) regarding the provision of compensation for lost customer collateral by indemnifying them in full or in whole while damaged collateral can be done by paying compensation of 125% of the estimated value of goods listed in SBK or can be more in accordance with the agreement and policy of PT Pegadaian it self.
Co-Authors Alfiyyah Rahma Anailyka, Putrinda Wisty Ananda Sujati Angkasa Ramatuan Hamdan Anwar, Yusuf Alim Musthofa Apriandi, Mada Arie Hidayat, Teuku Atmaja, Deni Beni Ciptawan Bihar, Syamsul Bomba, Ignasius Yulianus Jagkson Brilliant, Yusuf Budi Santosa Christanto, Eunike Aryaningrum Ciptawan, Beni Davin Takaryanto Dede Hermawan Dita Annisa Ramadhanti Dody Hendro Susilo Dwitamma, M. Adib Enggar Adi Nugroho Erna Ambarwati Fahrudin, Aziz Farhan, M.Ibnu Fauzi Rahman Gede Andi Kurniawan, Dewa Gladys Haryanto Hikmah, Wilma Nurul Hutagaol, Roy Richardo Jayanti, Yeni Eka Jie, Elvin Shon Johan, Willy Joko Susilo Joni Yusufa Kusrini, Nita Laras Budiyani, Laras Libet Astoyo, Libet Astoyo Lorentzon, Elmend M. Ikhsan Manueke, Sherwin F. Marpaung, Yohan Edward Marseda, Achmad Trisana Muhammad Arismunandar Nirmansyah, Sandy Novita, Novita Anggraini Nugroho, Enggar Adi Pantja P, Emilia Saminoe Pradita Wuri Safitri Prastyo, Anggodo Rahayu Puspitasari, Ammi Amanda Putra, Muhammad Adib Dwitamma Putri, Junia Putri, Radhita Sylvia Rahmawesih, Rahmawesih Ramadhanti, Dita Annisa Rendy Rahmawan Risqi Antoni Rizki Noviyanti Rosidah, Erni Sadewo, Yuri Sadroi, Ado Santi Widiasari Santika, Made Sari, Novia Eka Satyaningrum, Diah Sella Romika Juliantary Silitonga, Lamria Srigantiny, Fivit Suhendra, Yandi Sujana, I Kadek Eka SUMITRA, SYAMSUL Takaryanto, Davin Tofan Halim Triyana, Yudhan Verasonti Dersiana Waworuntu, Aprisia N. Widya Widya, Widya Yudiman, Twody Yulistiawati, Novitri Yuyut Prayuti Zainal Abidin