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All Journal Laa Maisyir Jurnal Ekonomi Islam Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jurnal Tabarru': Islamic Banking and Finance JESI (Jurnal Ekonomi Syariah Indonesia) Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Mantik Jurnal Ilmiah Edunomika (JIE) Jurnal Ilmiah Akuntansi Kesatuan Dikmas: Jurnal Pendidikan Masyarakat dan Pengabdian Jurnal Ekonomika: Manajemen, Akuntansi & Perbankan Syari'ah Jurnal Ilmiah Mahasiswa Raushan Fikr International Journal of Economics and Management Research Innovative: Journal Of Social Science Research AMMA : Jurnal Pengabdian Masyarakat Journal of Empowerment and Community Service Irajagaddhita : Jurnal Pengabdian dan Pemberdayaan Masyarakat Jurnal Pengabdian Masyarakat dan Riset Pendidikan IJMA The Eastasouth Journal of Social Science and Humanities Journal of Islamic Economics and Business Ethics (JIESBI) Economic and Business Horizon INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Aksi Kita: Jurnal Pengabdian Kepada Masyarakat International Journal of Economics and Management Research
Swadia Gandhi Mahardika
Universitas Mulawarman
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Nursing Public Health Social Sciences Other

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Literasi Akad Dan Produk Perbankan Syariah Di SMA Negeri 1 Muara Badak Kabupaten Kutai Kartanegara Ramadhan Ain Fitriah, Rinna; Widayati, Nurfiza; Lufi Zulfikar, Akbar; Gandhi Mahardika, Swadia
AMMA : Jurnal Pengabdian Masyarakat Vol. 3 No. 9 : Oktober (2024): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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Abstract

This community service aims to provide literacy and knowledge about Islamic banking contracts and products to the students of SMA Negeri 1 Muara Badak, Kutai Kartanegara Regency. This activity is carried out as a form of community service by the Sharia Economics Program of the Faculty of Economics and Business, Mulawarman University. The program lasted for three days, involving seminars and interactive discussions on the principles, contracts, and products offered by Islamic banking. The results of the activity showed an increase in participants' understanding and awareness of the importance of choosing financial institutions that comply with Islamic law, as well as the differences between Islamic and conventional banking. Recommendations include the need for deeper financial education, the use of technology in Islamic financial literacy, and the active role of teachers and parents in strengthening this knowledge.
Edukasi Bahaya Investasi Ilegal Dan Pinjaman Online Ilegal Di Kecamatan Sangatta Kabupaten Kutai Timur Lufi Zulfikar, Akbar; Swandari, Selly; Gandhi Mahardika, Swadia; Angel, Priskila
AMMA : Jurnal Pengabdian Masyarakat Vol. 3 No. 10 : November (2024): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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Abstract

The success of the implementation of socialization activities about online loans in Sangatta District, East Kutai Regency is due to supporting factors, including: 1. The great desire of the community to know and understand the material on the definition of personal data protection, personal data protection regulations; 2. There is support from leaders in Sangatta District, East Kutai Regency. In the implementation of this activity as a whole, it can reduce inhibiting factors, but these inhibiting factors also arise, including some participants who are not serious because they are not used to sitting for hours so that some shout and talk to each other with other participants, some enter and leave the room without permission.
Identification of Natural Resource-Based Economic Potential around New Indonesian Capital Zulfikar, Akbar Lufi; Mahardika, Swadia Gandhi; Maulana, Indra; Swandari, Selly
Economic and Business Horizon Vol. 3 No. 2 (2024): May
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/ebh.3.2.2024.328

Abstract

The purpose of the study was to identify the potential of natural resource-based economy in the buffer zone of the national capital (Samboja District, Kutai Kartanegara Regency and to determine the readiness of Kutai Kartanegara Regency in terms of natural resource-based economic potential that can be developed as a buffer zone of the national capital. The study was a desk study using quantitative methods. Researchers focused on literature studies, observations, collection, processing and processing of secondary data and analyzed using the SWOT method. The results of the study showed that Samboja District has abundant natural resource potential but its utilization is not optimal, with economic contributions still dominated by certain sectors. The development of a natural resource-based economy needs to be balanced with infrastructure development, improving the quality of human resources, and ongoing attention from the government to ensure environmental sustainability.
Meningkatkan Literasi Keuangan Syariah Generasi Z melalui Seminar di Universitas Mulawarman Mahardika, Swadia Gandhi; AF, Muh Shadiqul Fajri; Fitriah, Rinna Ramadhan Ain; Bustami, Abiyajid
Irajagaddhita Vol. 2 No. 2 (2024): Irajagaddhita : Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : CV Global Research Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59996/irajagaddhita.v2i2.587

Abstract

Seminar ini bertujuan untuk mengeksplorasi peran Generasi Z dalam meningkatkan literasi keuangan syariah dan dampaknya terhadap stabilitas finansial. Generasi Z, yang tumbuh di era digital, memiliki potensi besar dalam mengintegrasikan prinsip-prinsip keuangan syariah dalam pengelolaan keuangan pribadi. Keuangan syariah menawarkan pendekatan yang berfokus pada keadilan, transparansi, dan larangan terhadap riba dan spekulasi, yang dapat mendukung terciptanya stabilitas finansial jangka panjang. Seminar ini dihadiri oleh mahasiswa Universitas Mulawarman dan menekankan pentingnya literasi keuangan syariah bagi generasi Z dalam mengambil keputusan finansial yang bijak dan etis. Hasil seminar menunjukkan bahwa pemahaman yang lebih baik tentang keuangan syariah dapat berkontribusi signifikan terhadap stabilitas finansial individu dan nasional. Saran dari kegiatan ini adalah perlunya peningkatan program literasi keuangan syariah, pengembangan teknologi finansial berbasis syariah, serta integrasi literasi keuangan syariah dalam kurikulum pendidikan formal.
Pemanfaatan Pekarangan Rumah Untuk Budidaya Sayuran Sebagai Alternatif Usaha Sampingan di Desa Loa Janan Ulu Kecamatan Loa Janan Kabupaten Kutai Kartanegara Widayati, Nurfiza; Swandari, Selly; Lufi Zulfikar, Akbar; Maulana, Indra; Mahardika, Swadia Gandhi
Irajagaddhita Vol. 2 No. 2 (2024): Irajagaddhita : Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : CV Global Research Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59996/irajagaddhita.v2i2.591

Abstract

Pemanfaatan pekarangan rumah untuk budidaya sayuran di Desa Loa Janan Ulu mencerminkan upaya masyarakat dalam mengembangkan usaha sampingan yang berkelanjutan. Dengan luas lahan terbatas di pekarangan rumah, penduduk desa memanfaatkannya secara efisien untuk menanam sayuran. Hal ini bertujuan untuk memenuhi kebutuhan pangan keluarga, meningkatkan kesejahteraan, dan menciptakan alternatif mata pencaharian. Desa Loa Janan Ulu, yang terletak di Kabupaten Kutai Kartanegara, memiliki potensi pertanian yang baik, namun lahan terbatas mendorong masyarakat untuk memanfaatkan pekarangan rumah sebagai ladang subur bagi berbagai jenis sayuran. Budidaya sayuran di pekarangan rumah memberikan keuntungan ganda, yaitu memberikan pasokan sayuran segar untuk kebutuhan konsumsi sehari-hari dan menghasilkan potensi pendapatan tambahan melalui penjualan hasil panen.Penggunaan metode pertanian organik dan ramah lingkungan semakin diterapkan oleh masyarakat, menciptakan sistem pertanian yang berkelanjutan dan menjaga keberlanjutan lingkungan sekitar. Selain itu, adanya kegiatan budidaya sayuran di pekarangan rumah juga berpotensi meningkatkan ketahanan pangan dan mengurangi ketergantungan terhadap pasokan dari luar daerah. Dengan inisiatif seperti ini, masyarakat Desa Loa Janan Ulu tidak hanya berperan sebagai konsumen, tetapi juga sebagai produsen sayuran lokal yang dapat berkontribusi pada pengembangan ekonomi lokal. Pemerintah setempat dapat mendukung upaya ini melalui penyediaan pelatihan pertanian, akses ke pasar, serta fasilitas pendukung lainnya guna meningkatkan produktivitas dan keberlanjutan usaha budidaya sayuran di pekarangan rumah.Metode penyampaian yang dipakai adalah ceramah tatap muka dan membahas studi kasus penyusunan rencana bisnis dibidang pertanian dengan mendatangi lokasi usaha tani dalam mengelola perkarangan rumah menjadi tempat usaha yang bernilai ekonomi secara langsung yang berada di Loa Janan kemudian dilanjutkan dengan diskusi dan tanya jawab. Peralatan yang digunakan antara lain Laptop dan Kamera photo sebagai pengambilan dokumentasi. Hasil dari kegiatan pengabdian masyarakat ini diharapkan dapat meningkatkan pendapatan para petani sayur sayuran dan usaha ini terus berkembang dan menjadi usaha yang memberikan pendapatan utama kepada para petani yang berada di Desa Loa Janan Ulu Kecamatan Loa Janan Kabupaten Kutai Kartanegara. Hasil dari usaha tanaman sayur sayuran ini akan di jual ke pasar lokal dan permintaan atas produksi sayuran ini sangat tinggi karena sebagai pelengkap dari makanan pokok masyarakat setempat. Dengan materi menumbuhkembangkan usaha tanaman sayuran untuk memanfaatkan pekarangan rumah yang telah disampaikan, diharapkan peserta PKM yaitu para petani sayuran mampu mengelola usahanya dengan baik sehingga mendapatkan omzet yang semakin maksimal ke depannya.
Environmentally Friendly Waqf Model: A Response to Sustainable Economic Development and the Presence of a Circular Economy Swadia Gandhi Mahardika; Afifa Tanweer
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 2 No 1 (2025)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/eejtjb70

Abstract

The excessive utilization of natural resources and the accumulation of waste pose serious challenges to sustainable development. The circular economy has emerged as a viable solution by emphasizing the reuse and recycling of materials. This study explores the significance of sustainable development and the necessity of a circular economy in achieving it. Effective waste management plays a crucial role in environmental protection and enhances living standards. In this context, waqf can contribute to environmental sustainability through the concept of green waqf. This study employed the literature review method to identify, review, evaluate, and synthesize relevant research on the phenomenon of interest and related research questions. By implementing the literature review approach, journal articles were systematically reviewed, and each process followed predetermined steps and procedures. The findings revealed that the proposed green waqf model consisted of five stages. First, the waqif transfers cash waqf to a waqf institution (nazir). Second, the nazir allocates waqf funds to establish a training center equipped with waste management technology to enhance human resource development. Third, the nazir, through the training center, provides skill development programs to empower beneficiaries (mauquf 'alaih). Fourth, beneficiaries are expected to secure employment and increase their productivity after completing the training. Fifth, continuous monitoring and evaluation must be conducted to ensure ongoing improvements. Ultimately, the proposed green waqf model is expected to contribute to both economic and environmental sustainability.
Examining the Ethical Dimensions of Asset Seizure in Credit Transactions: A Study from the Perspective of Islamic Law Sriekaningsih, Ana; Briliana, Vita; Judijanto, Loso; Rokhimah, Rokhimah; Mahardika, Swadia Gandhi; Nopendi, Us Us Surya; Yusuf Ibrahim, Yusniar
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i1.5829

Abstract

This study aims to examine the ethical dimensions of asset repossession practices in credit sales from the perspective of Islamic law. In the context of Islamic law, credit transactions must adhere to principles of justice, honesty, and transparency, where the repossession of goods by the seller when the buyer fails to fulfill their obligations requires a thorough ethical review. This research employs a qualitative approach with a case study method focusing on companies that implement credit systems in their sales. Data were collected through in-depth interviews with business practitioners and consumers, as well as through the analysis of related documents. The results indicate that although asset repossession in credit sales is recognized as a seller’s right, this practice often conflicts with Sharia principles if it is not carried out with fair consideration for the interests of both parties. The study concludes that there is a need for a more just and transparent mechanism in the repossession process to ensure that the rights of all parties are protected in accordance with Islamic business ethics principles. As a recommendation, it is proposed to develop more detailed ethical guidelines regarding asset repossession in credit sales so that they can be applied consistently and fairly in Sharia business practices.
Environmentally Friendly Waqf Model: A Response to Sustainable Economic Development and the Presence of a Circular Economy Swadia Gandhi Mahardika; Afifa Tanweer
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 2 No 1 (2025)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v2i1.180

Abstract

The excessive utilization of natural resources and the accumulation of waste pose serious challenges to sustainable development. The circular economy has emerged as a viable solution by emphasizing the reuse and recycling of materials. This study explores the significance of sustainable development and the necessity of a circular economy in achieving it. Effective waste management plays a crucial role in environmental protection and enhances living standards. In this context, waqf can contribute to environmental sustainability through the concept of green waqf. This study employed the literature review method to identify, review, evaluate, and synthesize relevant research on the phenomenon of interest and related research questions. By implementing the literature review approach, journal articles were systematically reviewed, and each process followed predetermined steps and procedures. The findings revealed that the proposed green waqf model consisted of five stages. First, the waqif transfers cash waqf to a waqf institution (nazir). Second, the nazir allocates waqf funds to establish a training center equipped with waste management technology to enhance human resource development. Third, the nazir, through the training center, provides skill development programs to empower beneficiaries (mauquf 'alaih). Fourth, beneficiaries are expected to secure employment and increase their productivity after completing the training. Fifth, continuous monitoring and evaluation must be conducted to ensure ongoing improvements. Ultimately, the proposed green waqf model is expected to contribute to both economic and environmental sustainability.
Perceptions of civil servant towards sharia bank service: evidence from employees on public works and spatial planning department in Samarinda city Mahardika, Swadia Gandhi; Fajri AF, Muh Shadiqul; Bustami, Abiyajid; Ain Fitriah, Rinna Ramadhan; Yuningsih, Isna
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 19 No. 2 (2023): Mei
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v19i2.2936

Abstract

The background of this research was the salary distribution for the civil servants. The salary distribution for employees on the Department of Public Works and Spatial Planning or Dinas Pekerjaan Umum dan Penataan Ruang (PUPR) in Samarinda City was from the conventional bank. However, the civil servants mostly used Sharia Bank for their daily activities. The utilization of the Sharia Bank based on the users’ perception. Knowledge and response were the factors to influence this perception. The research aimed to know 1) the perception of civil servants on the Department of Public Works and Spatial Planning in Samarinda City toward the use of Sharia Bank services based on knowledge and response, and 2) the main factor that influenced the civil servants to choose the Sharia Bank. This research was field research with a phenomenology approach. The data collection methods for this research were interviews and documentation. The data was collected from civil servants on the Department of Public Works and Spatial Planning Samarinda City as users of the Sharia Bank services. The research results showed that 1) the perception of civil servants on the Department of Public Works and Spatial Planning in Samarinda City based on the employee’s knowledge and response. The civil servants appraised the Sharia Bank as their first choice. The employees understood about the Sharia Bank such as its products, the bank‟s administration, its strategic place, the Sharia Bank promotion, the service qualities, Sharia Bank‟s facilities, and the fast service transaction. The response was influenced by factors such as culture, technology, social, and psychology. 2) The psychological factor that influences employees using the Sharia Bank services was a self-awareness to have freedom usury. For the civil servants, using the Sharia Bank services brought some benefits such as feel peaceful, secured, and blessed.
Implementasi Etika Bisnis Islam dalam Transaksi Jual Beli di Pasar Bengkuring Kota Samarinda: Penelitian Hafitri Amelia Syam; Swadia Gandhi Mahardika
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 3 No. 4 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 3 Nomor 4 (April 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v3i4.943

Abstract

Research conducted by Hafitri Amelia Syam This study was conducted to analyze the understanding and implementation of Islamic business ethics when buying and selling transactions in the Bengkuring market in Samarinda City Islamic business ethics include the main principles such as Tawhid, balance, honesty, responsibility, and free will This should be a guide for activities in conducting research, The research method used is explained by using observation techniques on the conditions in the Bengkuring market, interviews and documentation Information providers for this survey include market managers, sellers and buyers The results of the study indicate that market activities that occur like markets in general try to apply the principles of Islamic business ethics For example, by maintaining transactions, we have maintained correct information related to products and sales of halal products and tried to provide free will for buyers to choose what products are needed However, the implementation is still not optimal due to the limited knowledge of sellers and buyers in the concept of Islamic business ethics.
Co-Authors Abiyajid Bustami Achmad Fikri Ramadhan Adinda Putri Lestari Ady Maulana AF, Rinna Ramadhan Afifa Tanweer Akbar Lufi Zulfikar Aldora Fahira Chermanda Ana Sriekaningsih Andriyan Efhendi Putra Angel Angel, Priskila Anita Purnasari Badrus Syamsi Bernadetta Tjandra Wulandari, Bernadetta Tjandra Bonifasius Julio Haryanto Briliana, Vita Bustami, Abiyajid Edelwais Elsa Yolanda Sihotang Endang Dwi Sulistyowati Faris Dwi Andhika Hafitri Amelia Syam Hajrah Hanif Ilman Maulana Heni Pujiastuti Indra Maulana Indra Maulana, Indra Isna Yuningsih Isna Yuningsih Judijanto, Loso Juliana Lebang Maria Regina Sihombing Maulana, Indra Muh Shadiqul Fajri AF Muhamad Brefanzha Danielo Cahaya Yusup Muhammad Gunawan Yunus Muhammad Rafi Satria Dananjaya Muhammad Rizky Haryadi Muhammad Saleh Muhammad Siddik Munauwaroh, Siti Mursyidah Nursitta Ilmina Nopendi, Us Us Surya Noval Riza Muzaki Novena Angelica Benisa Nur Annisaa Nur Aulia Rahmah Nur Salsabila Sadjiru Nuraeni Munayya Khofifah Nurfiza Widayati Nurhikmah Nurul Hidayah Noviana Pramono, Adi Tri Prasetiyorini, Pudhak Raditya Arya Kosasih Ragasukma Mahardika Rahma Tri Bungsu Anugrah Rahmah, Asmadhini Handayani Ramadhani, Muhammad Harits Zidni Khatib Riel Martin Sirait Rinna Ramadhan Ain Fitria Rinna Ramadhan Ain Fitriah Rokhimah, Rokhimah Selly Swandari Siti Sadina Audisha Rizal Soleha Mutmainnah Sri Wahyuni Sugiarto Sugiarto Sugiarto Sugiarto Sukma Bima Fatri Swadia Indra Maulana Syakilla Hasta Oktaviani Tsaura An Nisa Salsabila Wahyuni, Sri Widayati, Nurfiza Widayati, Nurfiza Widya Ayu Andini Widyatmike Gede Mulawarman Yogiyana Sriwahyuningsih Yusuf Ibrahim, Yusniar