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KONTRIBUSI INSTRUMEN ZAKAT DALAM MENDUKUNG PEMBANGUNAN BERKELANJUTAN DI KOTA BALIKPAPAN Badrus Syamsi; Abiyajid Bustami; Sugiarto; Muh Shadiqul Fajri AF; Swadia Gandhi Mahardika
Jurnal Ekonomika: Manajemen, Akuntansi, dan Perbankan Syari'ah Vol. 12 No. 1 (2023): Maret
Publisher : Economic Faculty, University of Widya Gama Mahakam Samarinda

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Penelitian ini dilatarbelakangi oleh perkembangan instrumen zakat dalam mendukung pembangunan berkelanjutan di Kota Balikpapan. Hal inilah yang menjadi alasan strategis untuk mensosialisasikan gerakan zakat, bahwa zakat tidak hanya sekedar instrumen keagamaan, tetapi juga merupakan instrumen sosial yang dapat mendukung pembangunan dunia, khususnya kota Balikpapan. Penelitian ini merupakan penelitian dengan pendekatan kombinasi metode (mixed method) yaitu kualitatif dan kuantitatif. Pendekatan kualitatif pada penelitian ini dilakukan dengan cara melakukan kajian dan analisis data berupa observasi dan dokumentasi pada laporan tahunan Baznas Kota Balikpapan yang dilakukan selama kurun waktu antara tahun 2015 sampai dengan tahun 2020. Sedangkan kuantitatif pada penelitian ini digunakan untuk melakukan analisa sejauh mana kualitas instrument zakat dalam mendukung kesejahteraan mustahik. Hasil penelitian menunjukan kontribusi zakat dalam mendukung pelaksanaan SDGs di Baznas Kota Balikpapan dilaksanakan dalam tujuh tujuan SDGs. Berdasarkan klasifikasi model CIBEST, pendayagunaan dana zakat produktif berdampak dalam menurunkan kemiskinan material dan spiritual masing-masing sebesar -35% dan -9.3%, sedangkan dalam peningkatkan kualitas kesejahteraan mustahik, program penyaluran dana zakat produktif berperan sebesar 33% mustahik telah meningkat kesejahteraannya.
Sosialisasi Central Bank Digital Currency (CBDC) Dalam Perspektif Ekonomi Syariah Swadia Gandhi Mahardika; Akbar Lufi Zulfikar; Rinna Ramadhan Ain Fitriah; Nurfiza Widayati
AMMA : Jurnal Pengabdian Masyarakat Vol. 2 No. 12 : Januari (2024): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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From a Sharia Economic Perspective, Central Bank Digital Currency is a type of Fintech. The purpose of this socialization is to learn about it. The aim of this community is to study how Sharia places Central Bank Digital Currency as a currency or medium of exchange, and its influence. They will also see whether it is suitable to be used as a medium of exchange. Furthermore, the functions of money such as medium of exchange, standard of deferred payment, store of value, and unit account are adjusted to the value obtained from CBDC tracking and fiqh analysis. This study will investigate the concept of money and its components, as well as whether CBDCs are fair. Apart from that, this community will provide an explanation of Islamic views, especially Sharia views, regarding CBDC as a currency and medium of exchange.
Edukasi Mengenai Keaslian Uang Rupiah Di Kawasan Wisata Gunung Bromo Swadia Gandhi Mahardika; Akbar Lufi Zulfikar; Sugiarto; Abiyajid Bustami
AMMA : Jurnal Pengabdian Masyarakat Vol. 3 No. 5 : Juni (2024): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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As a symbol of state sovereignty, the Indonesian people must respect and be proud of the rupiah as a legal means of payment. The aim of this outreach is to provide business actors in the Mount Bromo tourist area with in-depth knowledge and understanding of the true characteristics of rupiah currency. This activity was carried out in the Mount Bromo tourist area in East Java. Business actors responded positively to the socialization of the characteristics of real money and fake money. Business people's knowledge and awareness of how to distinguish real money from fake has increased as a result of the outreach campaign. It is hoped that this will help prevent the spread of counterfeit money in society, including in the Mount Bromo tourist area.
Pemanfaatan Pekarangan Rumah Untuk Budidaya Sayuran Sebagai Alternatif Usaha Sampingan Di Desa Loa Janan Ulu Kecamatan Loa Janan Kabupaten Kutai Kartanegara Nurfiza Widayati; Selly Swandari; Akbar Lufi Zulfikar; Indra Maulana; Swadia Gandhi Mahardika
AMMA : Jurnal Pengabdian Masyarakat Vol. 3 No. 9 : Oktober (2024): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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The use of home gardens for vegetable cultivation in Loa Janan Ulu Village reflects the community's efforts to develop sustainable side businesses. With limited land area in the home gardens, villagers use it efficiently to grow vegetables. This aims to meet family food needs, improve welfare, and create alternative livelihoods. Loa Janan Ulu Village, located in Kutai Kartanegara Regency, has good agricultural potential, but limited land encourages people to use home gardens as fertile fields for various types of vegetables. Cultivating vegetables in home gardens provides double benefits, namely providing a supply of fresh vegetables for daily consumption needs and generating potential additional income through the sale of the harvest. The use of organic and environmentally friendly farming methods is increasingly being implemented by the community, creating a sustainable agricultural system and maintaining the sustainability of the surrounding environment. In addition, vegetable cultivation activities in home gardens also have the potential to increase food security and reduce dependence on supplies from outside the region. With initiatives like this, the people of Loa Janan Ulu Village not only act as consumers, but also as local vegetable producers who can contribute to the development of the local economy. The local government can support this effort by providing agricultural training, access to markets, and other supporting facilities to increase the productivity and sustainability of vegetable cultivation businesses in home gardens. The delivery method used is face-to-face lectures and discussing case studies of preparing business plans in the agricultural sector by visiting the location of the farming business in managing home gardens into a place of business that has economic value directly in Loa Janan, then continued with discussions and questions and answers. The equipment used includes a laptop and a photo camera for taking documentation. The results of this community service activity are expected to increase the income of vegetable farmers and this business will continue to grow and become a business that provides the main income to farmers in Loa Janan Ulu Village, Loa Janan District, Kutai Kartanegara Regency. The results of this vegetable farming business will be sold to the local market and the demand for this vegetable production is very high because it is a complement to the staple food of the local community. With the material on developing vegetable farming businesses to utilize home gardens that has been delivered, it is hoped that PKM participants, namely vegetable farmers, will be able to manage their businesses well so that they get maximum turnover in the future.
Literasi Akad Dan Produk Perbankan Syariah Di SMA Negeri 1 Muara Badak Kabupaten Kutai Kartanegara Rinna Ramadhan Ain Fitriah; Nurfiza Widayati; Akbar Lufi Zulfikar; Swadia Gandhi Mahardika
AMMA : Jurnal Pengabdian Masyarakat Vol. 3 No. 9 : Oktober (2024): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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This community service aims to provide literacy and knowledge about Islamic banking contracts and products to the students of SMA Negeri 1 Muara Badak, Kutai Kartanegara Regency. This activity is carried out as a form of community service by the Sharia Economics Program of the Faculty of Economics and Business, Mulawarman University. The program lasted for three days, involving seminars and interactive discussions on the principles, contracts, and products offered by Islamic banking. The results of the activity showed an increase in participants' understanding and awareness of the importance of choosing financial institutions that comply with Islamic law, as well as the differences between Islamic and conventional banking. Recommendations include the need for deeper financial education, the use of technology in Islamic financial literacy, and the active role of teachers and parents in strengthening this knowledge.
Co-Authors Abiyajid Bustami Abiyajid Bustami Achmad Fikri Ramadhan Adinda Putri Lestari Ady Maulana AF, Rinna Ramadhan Afifa Tanweer Afifa Tanweer Akbar Lufi Zulfikar Aldora Fahira Chermanda Ana Sriekaningsih Andriyan Efhendi Putra Angel Anita Purnasari Badrus Syamsi Bernadetta Tjandra Wulandari, Bernadetta Tjandra Bonifasius Julio Haryanto Bustami, Abiyajid Edelwais Elsa Yolanda Sihotang Endang Dwi Sulistyowati Faris Dwi Andhika Hafitri Amelia Syam Hajrah Hanif Ilman Maulana Heni Pujiastuti Indra Maulana Indra Maulana Indra Maulana` Indra Maulana Isna Yuningsih Isna Yuningsih Juliana Lebang Loso Judijanto Maria Regina Sihombing Muh Shadiqul Fajri AF Muhamad Brefanzha Danielo Cahaya Yusup Muhammad Gunawan Yunus Muhammad Rafi Satria Dananjaya Muhammad Rizky Haryadi Muhammad Saleh Muhammad Siddik Munauwaroh, Siti Mursyidah Nursitta Ilmina Noval Riza Muzaki Novena Angelica Benisa Nur Annisaa Nur Aulia Rahmah Nur Salsabila Sadjiru Nuraeni Munayya Khofifah Nurfiza Widayati Nurfiza Widayati Nurhikmah Nurul Hidayah Noviana Pramono, Adi Tri Prasetiyorini, Pudhak Raditya Arya Kosasih Ragasukma Mahardika Rahma Tri Bungsu Anugrah Rahmah, Asmadhini Handayani Ramadhani, Muhammad Harits Zidni Khatib Riel Martin Sirait Rinna Ramadhan Ain Fitria Rinna Ramadhan Ain Fitriah Rokhimah Rokhimah Selly Swandari Siti Sadina Audisha Rizal Soleha Mutmainnah Sri Wahyuni Sugiarto Sugiarto Sugiarto Sukma Bima Fatri Swadia Indra Maulana Syakilla Hasta Oktaviani Tsaura An Nisa Salsabila Us Us Surya Nopendi Vita Briliana Wahyuni, Sri Widayati, Nurfiza Widayati, Nurfiza Widya Ayu Andini Widyatmike Gede Mulawarman Yogiyana Sriwahyuningsih Yusniar Yusuf Ibrahim