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Journal : Media Ekonomi

FINTECH PEER-TO-PEER LENDING SEBAGAI PELUANG PENINGKATAN UMK DI INDONESIA Suci Romadhona; Muhammad Zilal Hamzah; Eleonora Sofilda
Media Ekonomi Vol. 26 No. 2 (2018): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (326.528 KB) | DOI: 10.25105/me.v26i2.5219

Abstract

This research was conducted to determine the effect of the factors driving MSEs in making loans to peer-to-peer lending companies. Factors that are considered by MSEs in seeking financial resources through peer-to-peer lending are loan processes, interest rates, loan processing costs, loan amounts, and loan application flexibility. These five factors will then be used as independent variables to see behavioral intentions and the actual use of a peer-to-peer lending platform. This research method uses Structural Equation Modeling (SEM) and WrapPLS 6.0 test equipment. The results of this study found that the loan process had no significant effect on behavioral intentions and other factors had a positive influence and the highest factor affected MSEs borrowing on this platform was the flexibility of loan applications. With the aspirations of MSEs, peer-to-peer lending companies in Indonesia can improve services so that business capital loan transactions increase and advance the economy of MSEs in Indonesia.
KUALITAS PEMBANGUNAN MANUSIA DI PROVINSI PAPUA Eleonora Sofilda
Media Ekonomi Vol. 27 No. 2 (2019): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.833 KB) | DOI: 10.25105/me.v27i2.6683

Abstract

Various economic literature has been widely disclosed that the level of income, the allocation of the education budget, the level of investment and infrastructure spending are fundamental factors directly affecting the level of poverty. In the end, reducing poverty levels is expected to improve the quality of human development. The purpose of this study is to look at the effect of education budget allocation, health budget allocation, infrastructure budget allocation, population, open unemployment rate and inflation on poverty levels in Papua Province and see the effect of poverty levels on HDI in Papua Province. This study uses quantitative methods to analyze the effect of independent variables on HDI with poverty as an intervening variable in Papua Province. Data was taken from 2010-2017 and came from 29 regencies in Papua Province in Indonesia. The analytical tool used is Multiple Linear Regression with Panel Data. The findings of this study are significant education and health budget allocations to poverty levels, whereas for infrastructure allocation budgets, the population is not significant to poverty levels. Open unemployment and inflation are significant for poverty levels. Poverty Level Installed is very significant on the Human Development Index
PENGARUH BI 7-DAY REPO RATE, KURS USD-IDR, PRICE TO BOOK VALUE (PBV), DAN CADANGAN DEVISA INDONESIA TERHADAP RETURN PADA INDEKS INFOBANK15 Endang Sri Apriani; Zilal Hamzah; Eleonora Sofilda
Media Ekonomi Vol. 28 No. 1 (2020): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (633.457 KB) | DOI: 10.25105/me.v28i1.7977

Abstract

The Infobank Index15 is an index issued by the infobank magazine publisher itself, PT Infoartha Pratama. This index contains 15 banking stocks that have been listed on the Indonesian stock exchange, sorted by good fundamental criteria and relatively high liquidity. This study was conducted to determine and analyze the influence of macroeconomics on the Infobank Index15 on a monthly time series from 2013 to 2018, so the data can be said to be long-term, because that is the analytical tool used, VAR (Vector Auto Regression) / VECM. The findings of this study states that the BI 7 Day Repo Rate, USD-IDR EXCHANGE rate, and PBV have a negative siginificakt effect while Indonesia's foreign exchange reserves has insignificant effect on the Infobank Return Index15. Simultaneously the research variables have a siginificant affect the Infobank Return Index15.  
DETERMINASI PERMINTAAN CPO PADA 5 NEGARA TUJUAN EKSPOR INDONESIA Eleonora Sofilda
Media Ekonomi Vol. 29 No. 2 (2021): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (510.758 KB) | DOI: 10.25105/me.v29i2.10303

Abstract

This research aims to determine the impact of the Renewable Energy Directive (RED) Policy, Import Duty Rates, and other factors on Indonesian CPO Demand in the five largest export destination countries for Indonesian CPO. Panel data regression with the Random Effect Model (REM) as the relevant model and comparative advantage analysis using RCA were used in this study (Revealed Comparative Advantage). For the period2005-2019, data from the five largest CPO export destination countries for Indonesia were used, including India, China, Netherlands, Italy, and Pakistan. Domestic CPO Production in Indonesia, International CPO Prices, International Soybean Oil Prices, and India's Dummy Import Duty Rates all significantly impact demand for Indonesian Crude Palm Oil, according to the findings. Meanwhile, the rupiah exchange rate against the US dollar and the Dummy Renewable Energy Directive does not affect demand for Crude Palm Oil . Indonesia's crude palm oil (CPO) has a more significant competitive advantage than the rest of the world's CPO producers. The existence of an RCA value more excellent than one indicates that Indonesian CPO commodities have a more significant share of the global CPO commodity export market.
DAMPAK DESENTRALISASI FISKAL TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA (Studi pada Kabupaten/Kota Kurun Waktu 2015-2021) Eleonora Sofilda; Muhammad Zilal Hamzah; Dida Nurhaida
Media Ekonomi Vol. 31 No. 1 (2023): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v31i1.16516

Abstract

This study intends to investigate the impact of fiscal decentralization on Indonesia's Human Development Index through per-capita income. The study's focus is on Indonesia's 415 Regencies and Cities from 2015 to 2021. Certain government spending indicators are employed in panel data regression as independent variables using Eviews 9.00. Secondary data were collected from the Central Bureau of Statistics (BPS) and the Ministry of Finance (MoF). The results of model 1 show that of the eight variables used to see their effect on per capita income, there are six variables that have a favorable impact, namely health budget allocations, public service functions, social protection functions, village funds, regional independence and investment, while education fund allocations and the economic function is unable to increase per capita income in Indonesia. The outcomes of model 2 demonstrate that components of model 1's influence on per capita income have a favorable impact on Indonesia's Human Development Index.
DAMPAK DESENTRALISASI FISKAL TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA (Studi pada Kabupaten/Kota Kurun Waktu 2015-2021) Eleonora Sofilda; Muhammad Zilal Hamzah; Dida Nurhaida
Media Ekonomi Vol. 31 No. 1 (2023): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v31i1.16516

Abstract

This study intends to investigate the impact of fiscal decentralization on Indonesia's Human Development Index through per-capita income. The study's focus is on Indonesia's 415 Regencies and Cities from 2015 to 2021. Certain government spending indicators are employed in panel data regression as independent variables using Eviews 9.00. Secondary data were collected from the Central Bureau of Statistics (BPS) and the Ministry of Finance (MoF). The results of model 1 show that of the eight variables used to see their effect on per capita income, there are six variables that have a favorable impact, namely health budget allocations, public service functions, social protection functions, village funds, regional independence and investment, while education fund allocations and the economic function is unable to increase per capita income in Indonesia. The outcomes of model 2 demonstrate that components of model 1's influence on per capita income have a favorable impact on Indonesia's Human Development Index.
DAMPAK DESENTRALISASI FISKAL TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA (Studi pada Kabupaten/Kota Kurun Waktu 2015-2021) Sofilda, Eleonora; Hamzah, Muhammad Zilal; Nurhaida, Dida
Media Ekonomi Vol. 31 No. 1 (2023): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v31i1.16516

Abstract

This study intends to investigate the impact of fiscal decentralization on Indonesia's Human Development Index through per-capita income. The study's focus is on Indonesia's 415 Regencies and Cities from 2015 to 2021. Certain government spending indicators are employed in panel data regression as independent variables using Eviews 9.00. Secondary data were collected from the Central Bureau of Statistics (BPS) and the Ministry of Finance (MoF). The results of model 1 show that of the eight variables used to see their effect on per capita income, there are six variables that have a favorable impact, namely health budget allocations, public service functions, social protection functions, village funds, regional independence and investment, while education fund allocations and the economic function is unable to increase per capita income in Indonesia. The outcomes of model 2 demonstrate that components of model 1's influence on per capita income have a favorable impact on Indonesia's Human Development Index.