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Ernie Hendrawaty
Fakultas Ekonomi Dan Bisnis, Universitas Lampung, Indonesia
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Journal : Ultima Management : Jurnal Ilmu Manajemen

 1 
Indonesia PENGARUH LITERASI KEUANGAN TERHADAP INKLUSI KEUANGAN DENGAN MENGGUNAKAN SOCIAL CAPITAL SEBAGAI VARIABEL MEDIATOR Maya Angela Natalia; FLORENTINA KURNIASARI; Ernie Hendrawaty; Vina Medya Oktaviani
Ultima Management : Jurnal Ilmu Manajemen Vol 12 No 1 (2020): Ultima Management : Jurnal Ilmu Manajemen
Publisher : Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1345.785 KB) | DOI: 10.31937/manajemen.v12i1.1522

Abstract

Abstract-MSMEs plays an important role to support Indonesia’s economic growth. There is an urgency to increase the financial literacy and skills for MSMEs, especially in managing their fund to make their businesses alive. The government believed that the financial literacy was one way to achieve the society prosperity by taking advantage from the collectivisim culture of Indonesian. This study is to examine the effect of financial literacy on financial inclusion by using social capital mediation at MSMEs in South Tangerang City. The questionnaires were distributed to some MSME’s district in South Tangerang regency. All data collection were furthered analyzed using Structural Equation Model on AMOS 24. The research showed that financial literacy does not affect financial inclusion, financial literacy affects social capital and social capital as a mediator variable on the relationship of financial literacy affects financial inclusion in MSMEs in South Tangerang City. It can be concluded that there is an influence of social capital that connects financial literacy to financial inclusion. All the stakeholders in the financial ecosystem in Indonesia, including financial institutions and the government as regulators, will be better to use the power of social capital to increase financial literacy and financial inclusion in Indonesia. Keywords: Financial Literacy, Financial Inclusion, Social Capital, SMEs, South Tangerang City
Co-Authors Abubakar, PhD, Adam Muhammad Adam Muhammad Abubakar, PhD AHMAD FAISOL Ahmad Faisol Ainunnisa, Shofia Amalia Ratna Sari Amalia Ratna Sari Amarta, Ni Wayan Della Ananda, Riri Gusnia Arif Darmawan Arivina Ratih Yulihar Taher Arpan Fadly Harahap Ayu Pita Winarti Ayuni Putri, Lidya Cindy Melia Farahdiba Dalimunthe , Nindytia Puspitasari Desmi, Muhammad Farhan Edi Pranyoto Effendi, Dicky Rizky Ramadhan Fajrin Satria Dwi Kesumah FEBRIAN, ANGGA Febrianto, Igo Fidelys Grecia Hutabarat Gamayuni, Rindu Rika Hardman Satria Harsono Edwin Puspita HERU WAHYUDI Huzaimah, Raden Ayu Fiska Kamadie Sumanda Syafies Kamadie Sumanda Syafis Kamilia Syaputra Karim, Mirwan Komalasari, Agrianti Kurniasari, Florentina Laili Muslihah Lia PURNAMASARI Lidya , Lidya Ayuni Putri Lidya Ayuni Putri Lis Andriani Liza Alvia Mahatma Kufepaksi Mar’Atun Sholeha Mawarni, Resky Cyntia Maya Angela Natalia Mela Febrina Mohammad Bin Abdullah Mohd. Lokman Muhammad Arizal Muslimin Muslimin Nairobi Nairobi, N. Nindytia Puspitasari Dalimunthe Nurdiono Nurdiono Octaviana, Lisa Tyas Persada, Tata Pranyoto, Edi Puspitasari D., Nindytia Putra, Budi Kirana Putra, Ridho Ramadhio Putri, Lidya Ayuni R. Ribhan R.A Fiska Huzaimah Revita Romadhoni Rialdi Azhar Rika Permatasari, Rika Risda Marvinita Risda Marvinita Rizani, Anisa Aulia Sakinah, Tazkiyah Salsabila Sonia Sari Indah Oktanti Sembiring Shofia Ainunnisa Siti Normah binti Awang Tuah Skolastika Elvira Emma Riyadi Sri Hasnawati Sri Hasnawati Sri Hasnawati Sri Hasnawati Sri Suningsih Sumanda Syafis, Kamadie Suningsih, Sri Susi Sarumpaet Syaharani Noer Fathia Syifa Fadiah Adlina Vina Medya Oktaviani Widjoyo, Stephen Suryo Willy Abdillah Winia Waziana Y.S. Soefian Nur Hidayat Yuningsih Yuningsih Zunaidah bin Abdul Hasan