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All Journal JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) SENTRALISASI Journal of Islamic Monetary Economics and Finance Budimas : Jurnal Pengabdian Masyarakat Jurnal Bisnis dan Manajemen (JBM) Jurnal Sains dan Teknologi Portofolio: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi Journal of Business Studies and Management Review Jurnal Manajemen Teknologi dan Sistem Informasi Jurnal Ilmiah Manajemen dan Kewirausahaan Jurnal Informatika Ekonomi Bisnis JIMP: Jurnal Ilmiah Manajemen Pancasila Jurnal Medika: Medika Jurnal Pengabdian Masyarakat Unama Jurnal Manajemen dan Bisnis (Performa)
Irfan Hassandi
Universitas Dinamika Bangsa
Religion Aerospace Engineering Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Health Professions Industrial & Manufacturing Engineering Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Analysis of Digital Financial Services Technology Adoption for MSMEs in Jambi City Hassandi, Irfan; Yossinomita, Yossinomita; Feranika, Ayu; Widyadhana Candraningtyas; Anjastanara Pasae
Jurnal Manajemen Teknologi Dan Sistem Informasi (JMS) Vol 6 No 2 (2026): JMS Vol 6 No 2 September 2026
Publisher : LPPM Universitas Dinamika Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33998/jms.2026.6.2.2749

Abstract

Digital transformation in the financial services sector offers strategic opportunities for Micro, Small, and Medium Enterprises (MSMEs) to enhance access to financing and improve business efficiency. This study aims to examine the determinants of MSMEs’ intention to adopt financial technology (fintech) services in Jambi City by integrating the Unified Theory of Acceptance and Use of Technology (UTAUT) framework with privacy-related perspectives. A quantitative approach was employed using Structural Equation Modeling–Partial Least Square (SEM-PLS). The findings reveal that social influence and privacy-related factors, both as enablers and inhibitors, play a significant role in shaping fintech adoption intention. In contrast, functional factors such as performance expectancy, effort expectancy, and facilitating conditions do not emerge as primary determinants in this context. These results suggest that fintech adoption among MSMEs is driven more by social dynamics and trust in data protection mechanisms than by purely technical considerations. The study provides practical implications for fintech providers to strengthen community-based engagement strategies and enhance transparency and data security to foster broader and more sustainable adoption.
OPTIMALISASI KINERJA DAN DAYA SAING UMKM SABUN BATANGHARI RIVER MELALUI TRANSFORMASI DIGITAL Irfan Hassandi; Mardiana R; Widyadhana Candraningtias; Putri Indri Fitria Ningrum; Reynhard Laurent Yunata
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 8 No. 3 (2026): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v8i3.20857

Abstract

Usaha mikro kecil menengah Sabun Batanghari River menghadapi berbagai kendala operasional yang mencakup proses produksi manual, jangkauan pemasaran terbatas, serta pengelolaan keuangan konvensional. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk mengoptimalkan kinerja dan daya saing mitra melalui implementasi transformasi digital. Pendekatan yang diterapkan meliputi analisis kebutuhan, pengadaan teknologi berupa mesin pengaduk otomatis, serta pelatihan komprehensif terkait operasional mesin, pemasaran media sosial, dan digitalisasi pencatatan akuntansi keuangan. Hasil pelaksanaan program menunjukkan peningkatan signifikan pada efisiensi waktu dan kapasitas produksi. Selain itu, inisiatif ini berhasil memperluas jangkauan pasar melalui pembentukan identitas merek digital, menginisiasi pencatatan keuangan tersistem, serta mendorong inovasi melalui pengembangan produk turunan baru. Kesimpulannya, intervensi teknologi dan digitalisasi secara holistik terbukti mampu meningkatkan produktivitas serta daya saing industri skala mikro, meskipun pendampingan lanjutan tetap krusial untuk memastikan keberlanjutan program pemasaran dan administrasi keuangan.
Co-Authors Adelia, Nasa Agustin, Aini Tri Ala, Nurul Amilia Difa S. Putri Anjastanara Pasae Anjastanara Pasae Bagus Irmawan Despita Meisak Desy Ratna Wijaya Effiyaldi Effiyaldi, Effiyaldi Eni Rohaini Fadillah, Yosi Fahdillah, Yosi Fazila, Saifan Ali Febrianto, Feri Felix Filbert The Felyx Marcelino Feranika, Ayu Fitriaty, Fitriaty Handayani, Sri Herry Mulyono Herti Yani, Herti Hidayat, Teguh Ivan Cristhian Johni Paul Karolus Pasaribu Kadar, Melani Kanaya Puspa Kirana Lie Kevin Hansiangpril Khoirunnisa, Ikrima Laras Sabrina, Hanan MARDIANA Mardiana R Mardiana R Mardiana R. Mira Gustiana Pangestu Muhammad Haris Saputra Ningsih, Sri Lestari Setya Pebriyanto, Feri Puja Firmasari Putri Indri Fitria Ningrum Qur’Aini, Thalya R, Mandasari R, Mardiana Rahman, Aldi Aulia Reynhard Laurent Yunata Saifan Ali Fazila Septiawan Syaputra , Alfito Suratno, Eddy Syaputra, Alfito Septiawan Taufik Faturohman Vina Andiliana S Wahya Lubis Wahyu Nugraha Widyadhana Candraningtias Widyadhana Candraningtyas Yamir , Septi Novi Yonatan, Terence Adi Yonathan, Terence Adi Yosi Fadillah Yosi Fadillah Yosi Fahdillah Yossinomita Yulianti Yulianti