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Financial Performance analysis on Financial Technology of Islamic Banking in Indonesia Asri Noer Rahmi; Silvia Riska Pratiwi; Asep Dadan Suganda
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 8 No. 1 (2022): Januari - Juni 2022
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

This research aims to analyze the effect of financial performance on financial technology in Islamic banking Indonesia. The measurement method used in this research the percentage of income derived from the financial technology in the financial statements presented in Islamic banking registered with the Financial Services Authority (OJK). The data used is secondary data obtained from the annual financial statements. Population in this research Islamic banking in Indonesia period 2016-2020. The sampling method in this research using purposive sampling method. The number of samples obtained is 60 samples. The data analysis used is the classical assumption test and multiple linear regression analysis. The method analysis data using SPSS version 25. The results of the analysis that has been carried out in this research, it shows that Return on Assets (ROA), Profit, and BOPO have a significant effect on financial technology in Islamic banking. Meanwhile, cash ratio and debt to equity ratio have no significant effect on financial technology but do contribute to the development of financial technology in Islamic banking in Indonesia. This research produces factors that influence the improvement of financial technology in Islamic banks in Indonesia. This research is the first research that examines the influence of financial performance on financial technology which has never been done before. The difference between this study and previous research are that the selected variables are a comparison of the results of previous studies that have a significant effect and there are variables that have not been studied by previous research and the sample period used is different from previous research is 2016 to 2020. Related on the difficulty of knowing the amount of financial technology through financial reports and there are banks that do not report the complete data needed for research.
GCG Effect and CSR of Sharia Banking in Indonesia Soliyah Wulandari; Asep Dadan Suganda
Basic and Applied Accounting Research Journal Vol 2 No 2 (2022): Basic and Applied Accounting Research Journal
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.81 KB) | DOI: 10.11594/baarj.02.02.01

Abstract

This study aims to prove empirically the effect of good corporate governance on corporate social responsibility, in which good corporate governance refers to the audit committee, board independence, government ownership, and institutional ownership. The object of this research was Islamic Commercial Banks, mostly owned by State-Owned Enterprises (BUMN) or Regional-Owned Enterprises (BUMD). The sample selection was carried out using the purposive sampling method. Based upon the sample criteria applied in this study, there were six Islamic banks with 30 observations. The secondary data was collected from the annual report of the six Islamic banks. The data was processed using a statistical test of multiple regression models. The results of this study indicate that board independence and government ownership affect the corporate social responsibility of Islamic banking in Indonesia. Meanwhile, the audit committee and institutional ownership did not affect the corporate social responsibility of Islamic banking in Indonesia
Measuring the Potential Integration of Indonesian Sharia Capital Market with the OIC Member Countries Anita; Asep Dadan Suganda; Ratu Humaemah
Journal of Islamic Economics and Finance Studies Vol 4 No 1 (2023): JIEFeS, June 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v4i1.5765

Abstract

The Indonesian Composite Index (ICI) experienced a critical session, the data showed the ICI fell by 6.58% which was the biggest decline in the last 9 years. The prevailing notion was that this pressure stemmed from the prevalence of the Covid-19 concern and is anticipated to be alleviated once Covid-19 disseminates further. The purpose of this study is to determine the causality and long-term cointegration relationship between sharia stock in Indonesia and the Organization of Islamic Cooperation (OIC) member countries, as well as to determine the contribution of shares of OIC member countries, such as Egypt, Oman, Saudi Arabia, Kuwait, Turkey, Bahrain, and Malaysia in the collapse of the Islamic capital market in Indonesia. The method used in this research is quantitative by using secondary data in the form of daily prices of the Sharia index sourced from the website www.investing.com. The population of the countries related to this research is 56 members of the OIC that are active until 2021. For data analysis, several tests were conducted, such as; Testing Time Series Data, Vector Autoregressive (VAR), Granger Causality Test, Johansen Model Cointegration Test, and Contagion Effect Test. The study found that; has not been able to prove the existence of cointegration between the Indonesian Islamic stock exchange and the stock exchanges of OIC member countries other than the Malaysian stock exchange. However, this study proves the interdependence between the Malaysian and Indonesian Islamic stock exchanges, but in the long term, the contribution of the Indonesian stock exchange is greater than the Malaysian Islamic stock index. In addition, another finding was that during the Covid-19 shock, the Malaysian stock position index showed more independence, whereas the decline that occurred at the beginning of the pandemic was caused without the JII or ISSI intervention index.
Measuring the Potential Integration of Indonesian Sharia Capital Market with the OIC Member Countries Anita; Asep Dadan Suganda; Ratu Humaemah
Journal of Islamic Economics and Finance Studies Vol 4 No 1 (2023): JIEFeS, June 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v4i1.5765

Abstract

The Indonesian Composite Index (ICI) experienced a critical session, the data showed the ICI fell by 6.58% which was the biggest decline in the last 9 years. The prevailing notion was that this pressure stemmed from the prevalence of the Covid-19 concern and is anticipated to be alleviated once Covid-19 disseminates further. The purpose of this study is to determine the causality and long-term cointegration relationship between sharia stock in Indonesia and the Organization of Islamic Cooperation (OIC) member countries, as well as to determine the contribution of shares of OIC member countries, such as Egypt, Oman, Saudi Arabia, Kuwait, Turkey, Bahrain, and Malaysia in the collapse of the Islamic capital market in Indonesia. The method used in this research is quantitative by using secondary data in the form of daily prices of the Sharia index sourced from the website www.investing.com. The population of the countries related to this research is 56 members of the OIC that are active until 2021. For data analysis, several tests were conducted, such as; Testing Time Series Data, Vector Autoregressive (VAR), Granger Causality Test, Johansen Model Cointegration Test, and Contagion Effect Test. The study found that; has not been able to prove the existence of cointegration between the Indonesian Islamic stock exchange and the stock exchanges of OIC member countries other than the Malaysian stock exchange. However, this study proves the interdependence between the Malaysian and Indonesian Islamic stock exchanges, but in the long term, the contribution of the Indonesian stock exchange is greater than the Malaysian Islamic stock index. In addition, another finding was that during the Covid-19 shock, the Malaysian stock position index showed more independence, whereas the decline that occurred at the beginning of the pandemic was caused without the JII or ISSI intervention index.
RELEVANCE BETWEEN PRINCIPLES OF USEFULNESS AND HUMANITARIAN PRINCIPLES IN A MUSLIM FRIENDLY TOURISM PERSPECTIVE Nihayatul Maskuroh; Itang; Mukhlisotul Jannah; Elsa; Ratu Humaemah; M. Indrajit Roy; Surahman; Asep Dadan Suganda; Hadi Peristiwo
International Journal Mathla’ul Anwar of Halal Issues Vol. 2 No. 2 (2022)
Publisher : Universitas Mathla’ul Anwar Banten

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Abstract

ABSTRACT The trend of Muslim friendly tourism is a new phenomenon in tourism. Judging from the principle of usefulness, the presence of Muslim friendly tourism provides a significant blessing to all parties involved in Muslim friendly tourism, especially in improving the economy. The demands of the Muslim community for a Muslim friendly tourism destination are not only limited to increasing the economy and the attractiveness of a tourist destination to Muslim friendly tourism, but also having an impact on the comfort factor and guarantees in carrying out worship are also part of Muslim friendly tourism which has basic value humanity. The purpose of this study is to identify and analyze the relationship between the principle of usefulness and humanitarian principles and their impact on Muslim friendly tourism. The research method used in this research is library research. The results of the study show that Muslim friendly tourism is a form of expression that the presence of Islamic law in the aspect of Muslim friendly tourism is rahmatan lil 'alamin which can provide the principle of benefit to stakeholders at large, and highly upholds the value of human principles and respects the existence of the form of human nature.
Pengaruh Return on Asset dan Capital Adequacy Ratio Terhadap Stock Price Pada Bank Umum Syariah di Indonesia Qurotul Uyun; Asep Dadan Suganda
Tazkiya Vol 21 No 1 (2020): Januari - Juni 2020
Publisher : Pusat Kajian Islam dan Kemasyarakatan (PKIK), UIN Sultan Maulana Hasanuddin Banten

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Abstract

Penelitian ini untuk mengetahui bagaimana Return on Asset (ROA) dan Capital Adequacy Ratio (CAR) berpengaruh terhadap Stock Price pada Bank Umum Syariah (BUS) di Indonesia baik secara parsial maupun secara simultan. Metode penelitian yang digunakan adalah metode analisis regresi linier berganda data panel. Data yang digunakan adalah data sekunder yang berupa laporan keuangan tahunan dari Bank Umum Syariah yang berjumlah tiga belas dalam kurun waktu empat tahun yaitu sejak 2015 sampai 2018, kemudian diolah dengan menggunakan bantuan perangkat lunak Eviews 10. Hasil penelitian dapat disimpulkan bahwa secara parsial ROA berpengaruh positif dan signifikan terhadap Stock Price dan Capital Adequacy Ratio (CAR) berpengaruh negatif signifikan terhadap Stock Price. Sedangkan secara simultan ROA dan CAR berpengaruh signifikansi terhadap Stock Price
Tantangan dan Peluang UMKM dalam Membangun Inovasi Bisnis Islami di Era VUCA Safiatur Rokhmah; Elsa Elsa; Asep Dadan Suganda; Anita Anita
Tazkiya Vol 23 No 1 (2022): Januari - Juni 2022
Publisher : Pusat Kajian Islam dan Kemasyarakatan (PKIK), UIN Sultan Maulana Hasanuddin Banten

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Abstract

Perkembangan keuangan syari’ah di Indonesia meningkat secara pesat sehingga menjadi sebuah tantangan sekaligus peluang bagi dunia usaha dan memiliki potensi yang besar untuk meningkatkan ekonomi dan juga bisnis-bisnis di Indonesia. Usaha Mikro Kecil dan Menengah (UMKM) yang memiliki peran sebagai salah satu pondasi perekonomian diharapkan dapat memulihkan krisis ekonomi yang terjadi saat ini. UMKM berpeluang besar dalam menyerap tenaga kerja sehingga perlu ditingkatkan dan dimaksimalkan. Namun sebagian besar lembaga keuangan belum memiliki kepercayaan terhadap UMKM karena penghasilan yang diperoleh oleh pelaku usaha UMKM sangat kecil sehingga hanya sedikit UMKM yang meminjam uang untuk modal usaha di lembaga keuangan Kemudian RUU Cipta Kerja juga diharapkan bagi UMKM akan menjadi motor penggerak pertumbuhan ekonomi yang berkeadilan dan terciptanya pemerataan kesejahteraan masyarakat. Artinya, kesejahteraan dapat merata di seluruh lapisan masyarakat. Bisnis digitalisasi juga menjadi peluang besar dalam memasarkan UMKM terutama di era new normal ini. Tujuan penulisan ini adalah untuk menggambarkan berbagai tantangan dan peluang pengelolaan SDM UMKM dalam Membangun Inovasi Bisnis Islami di Era VUCA. Permasalahan dan solusi yang harus dilakukan agar SDM UMKM dalam membangun Inovasi Bisnis Islami dapat terus beraktivitas dan produktif dalam menghadapi tantangan dan visi baru Indonesia yang mandiri, makmur, dan madani serta menjadi pusat ekonomi syariah terkemuka dunia. Oleh karena itu, akan dibahas tentang apa saja yang menjadi tantangan dan peluang dalam Membangun Inovasi Bisnis Islami di Era VUCA serta meningkatkan daya saing UMKM di era global.
KRITIK SYEIKH NAWAWI AL-BANTANI TERHADAP HUKUM SUNAH POLIGAMI DALAM KITAB TAFSIR MUNIR MAROH LABID Humaeroh Humaeroh; Asep Dadan Suganda
Tazkiya Vol 24 No 1 (2023): Januari - Juni 2023
Publisher : Pusat Kajian Islam dan Kemasyarakatan (PKIK), UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tjk3.v24i1.10164

Abstract

Artikel ini membahas mengenai kritik Syekh Nawawi al-Bantani terhadap hukum sunah poligami yang dijelaskan dalam kitab Tafsir Munir Maroh Labid. Syekh Nawawi al-Bantani, sebagai ulama terkemuka pada zamannya, secara kritis meninjau argumen-argumen yang disajikan dalam kitab tafsir tersebut terkait permasalahan poligami dalam konteks Islam. Penulis mencoba untuk mengeksplorasi pemikiran dan argumen Syekh Nawawi al-Bantani, mengidentifikasi poin-poin kritisnya, dan menjelaskan bagaimana pandangannya terhadap praktek poligami berdasarkan pemahaman tafsirnya. Dengan merinci kritik Syekh Nawawi al-Bantani, tulisan ini bertujuan untuk memberikan wawasan lebih mendalam tentang perspektif ulama terkemuka terhadap isu kontroversial seperti poligami dalam tradisi pemikiran Islam. Melalui analisis ini, diharapkan dapat terungkap perbedaan pandangan dan sudut pandang di antara ulama-ulama Islam terkemuka terkait dengan interpretasi hukum sunah poligami. Benang merah dari pembahasan ini adalah bahwa Syeikh Nawawi al-Bantani mengemukakan pada zamannya hukum poligami dianggap diperbolehkan. Namun, keputusan untuk melakukan poligami harus mempertimbangkan situasi dan kondisi individu yang bersangkutan. Jika poligami dapat menyebabkan kerugian yang lebih besar dan membawa dampak negatif, maka hukumnya dapat berubah menjadi dilarang. Selain itu, Syeikh Nawawi menekankan bahwa isu poligami bukanlah semata-mata terkait dengan teks, berkah, atau kesunnahan, melainkan lebih berkaitan dengan aspek budaya, terutama di Indonesia
SIFAT DAN BENTUK FISIK RASULULLAH SAW Asep Dadan Suganda
Tazkiya Vol 24 No 2 (2023): Juli - Desember 2023
Publisher : Pusat Kajian Islam dan Kemasyarakatan (PKIK), UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tjk3.v24i2.10165

Abstract

Allah SWT telah mengutus Rasulullah SAW ke muka bumi ini tiada lain untuk menyebarkan ajaran agama Islam dengan fokus utama untuk menyempurnakan makarim akhlak manusia. Telah banyak diceritakan dalam kitab-kitab mengenai akhlak, sifat Rasulullah SAW dari orang-orang yang pernah bersama beliau, termasuk berbagai riwayat menceritakan juga bagaimana bentuk dan keadaan fisik Nabi Muhammad SAW sang Nabi dan Rasul Allah SWT. Terdapat banyak riwayat yang menerangkan sifat-sifat Nabi SAW dan keadaan fisik (jasmani, tubuh). Tetapi yang harus diingat, walaupun sudah diterangkan oleh berbagai riwayat mengenai bagaimana sifat dan bentuk fisik Rasulullah SAW, sebagai umat Islam tidak diperbolehkan untuk melukiskan ataupun menggambarkan sosok Rasulullah SAW.
Literasi Berinvestasi di Pasar Modal Untuk Investor Pemula Bagi Masyarakat di Kecamatan Anyer Peristiwo, Hadi; I, Itang; Suganda, Asep Dadan; M, Muhajiroh
Nanggroe: Jurnal Pengabdian Cendikia Vol 2, No 10 (2024): Januari
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10574324

Abstract

Literasi investasi merupakan kemampuan untuk memahami dan secara efektif menggunakan keterampilan untuk mengelola keuangan. Literasi investasi yang dilakukan secara massif pada sektor pasar modal, akan memberikan pengaruh yang besar terhadap perekonomian nasional. Tujuan dari pengembangan mitra binaan adalah untuk dapat memberikan pemahaman kepada masyarakat dan pelaku usaha di Desa Anyer agar memiliki sumber dana yang cukup untuk persiapan di masa mendatang serta mengembangkan sikap masyarakat kearah terciptanya masyarakat yang melek investasi di pasar modal. Dari hasil kegiatan pengembangan mitra binaan dapat disimpulkan bahwa target yang di harapkan serta diinginkan dari kegiatan berupa literasi berinvestasi pasar modal kepada investor pemula, sebagian besar sudah dapat diterima dengan baik serta kegiatan pengembangan mitra binaan yang telah dilakukan, hasilnya sangat diapresiasi oleh masyarakat dan pelaku usaha di Desa Anyer.