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Pengaruh Kebijakan Dividen, Kebijakan Hutang, dan Profitabilitas terhadap Nilai Perusahaan Eka Eka; Jumawan Jasman; Asriany Asriany
Student Research Journal Vol. 1 No. 1 (2023): Februari : Student Research Journal
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/sjryappi.v1i1.203

Abstract

Pada perkembangan persaingan perusahaan dalam perusahaan membuat setiap perusahaan semakin meningkat kinerja tujuannya agar tetap tercapai. Pada saat masuknya covid-19, Indonesia menghadapi berbagai masalah terkait aspek ekonomi. Tujuan penelitian ini adalah untuk menguji pengaruh kebijakian dividen, kebijakan hitang, dan profitabilitas terhadap nilai perusahaan manufaktur Food and Beverage yang terdaftar di Bursa Efek Indonesia periode 2018-2021. Sampel penelitian sebanyak 13 perusahaan selama 4 tahun sehingga data yang diolah sebanyak 52 data dengan pengambilan sampel menggunakan purposive sampling. Metode analis yang digunakan adalah analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa kebijakan dividen, kebijakan hutang, dan profitabilitas tidak berpengaruh signifikan terhadap nilai perusahaan.
THE EFFECT OF INVESTMENT UNDERSTANDING, MINIMUM INVESTMENT CAPITAL, MOTIVATION AND RISK PERCEPTION ON INVESTMENT INTEREST Pratista Ramadhani, Anggi; Jasman, Jumawan; Sahrir, Sahrir
JURNAL EKBIS Vol 26 No 1 (2025): Jurnal Ekbis : Jurnal Analisis,Prediksi dan Informasi
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of investment understanding, minimum investment capital, motivation, and risk perception on the investment interest of the millennial generation in the capital market. This study uses a quantitative approach with a cross-sectional design. The research sample was 97 respondents from the millennial generation in Palopo City, who were selected using a purposive sampling technique. Data collection was carried out by distributing questionnaires with a Likert scale, while data analysis used multiple linear regression with the help of SPSS software. The results of the study showed that partially, investment understanding, minimum investment capital, motivation, and risk perception had a positive and significant effect on investment interest. Simultaneously, the four independent variables contributed significantly to investment interest with an influence level of 66%. This shows that the millennial generation tends to be interested in investing if they have a good understanding of investment, affordable initial capital, high motivation, and well-managed risk perception.
Digital Financial Literacy and Decision-Making: A Behavioural Management Model for Digital Natives Goso, Goso; Jasman, Jumawan; Husmaruddin, Husmaruddin; Alam, Syamsu
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 12 No 2 (2025): December
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v12i2.56161

Abstract

This study develops an integrative behavioral framework to examine how digital financial literacy (DFL) influences financial decision-making among digital-native cohorts. The analysis extends existing behavioral models by incorporating risk tolerance and fintech trust as mechanisms shaping investment, consumption, and saving choices. Using a mixed-method design with 500 survey responses and 30 interviews, the study shows that DFL alters decision patterns in ways mediated by both confidence and caution. A paradox emerges: high trust in fintech often coexists with weak awareness of digital risks, underscoring tensions between literacy and reliance. The findings highlight that financial institutions and policymakers must balance accessibility and innovation with safeguards that foster prudent behavior in digitally native populations.
The effect of job appraisal and job training on employee performance at PT. Bank Sulselbar Luwu Adil, Adil; Sapar, Sapar; Jasman, Jumawan
Journal of Multidisciplinary Academic Business Studies Vol. 1 No. 1 (2023): November
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jomabs.v1i1.1816

Abstract

Purpose: This study aimed to determine the effect of job appraisal and job training on the performance of employees of PT. Bank SulSelBar Luwu. Research Methodology: This study used a quantitative research with a descriptive approach. The population in this study comprised all employees working at PT. Bank SulSelBar Luwu. The number of samples in this study was 35. The data analysis technique used was descriptive statistical tests, classical assumption tests, and multiple regression analysis. Results: The results of this study show that: 1. Job appraisal positively and significantly affects employee performance at PT. Bank SulSelBar Luwu, 2. Job training has a positive and significant effect on employee performance at PT. Bank SulSelBar Luwu. 3. The results of the F-test indicate that job appraisal and training simultaneously (together) have a positive and significant effect on employee performance PT. Bank SulSelBar Luwu. Conclusions: This study confirms that both job appraisal and job training are essential determinants of employee performance. Together, these factors contribute significantly to organizational outcomes by improving employees’ skills, awareness of strengths and weaknesses, and overall productivity. Limitations: The study is limited by a small sample size of 35 employees and only two variables, reducing generalizability and scope. Contribution: This research shows that job appraisal and training have a contribution or influence on employee performance variables by 61.90%, while the remaining 38.10% is influenced by other variables not examined in this study.
PENGARUH MEDIA SOSIAL TERHADAP PENGAMBILAN KEPUTUSAN INVESTASI GENERASI MILENIAL MELALUI FEAR OF MISSING OUT Salaming, Nadillah; Jumawan Jasman; Asriany
Journal of Economic, Public, and Accounting (JEPA) Vol 7 No 2 (2025): Volume 7, No 2, April 2025,
Publisher : Universitas Sulawesi Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31605/jepa.v7i2.4854

Abstract

Internet telah menjadi bagaian tak terpisahkan dari kehidupan masyarakat modern, terutama bagi generasi milenial yang tumbuh dengan teknologi yang canggih. Perkembangan teknologi digital telah membawa perubahan besar pada generasi milenial, mereka sering memanfaatkan platfrom digital untuk memperoleh informasi terkait trik dan tips investasi melalui media sosial, untuk membantu mengambil keputusan investasi. Dengan melakukan investasi dapat membangun kehidupan dimasa depan. Penelitian ini menggunakan pendekatan kuantitatif dengan tujuan menguji hubungan antar variabel. Penelitian dilaksanakan di Luwu Utara, data dikumpulkan melalui distribusi kuesioner elektronik yang disebarkan menggunakan Google Form. Teknik pengumpulan data yang digunakan adalah purposive sampling dengan kriteria sampel. Pengujian hipotesis dalam penelitian ini menggunakan metode Structural Equation Model (SEM) dengan aplikasi SmartPls. Hasil penelitian ini menunjukkan bahwa media sosial memiliki pengaruh terhadap keputusan investasi generasi milenial di Luwu Utara, Selain itu media sosial juga memiliki pengaruh terhadap fear of missing out dan fear of missing out memiliki pengaruh terhadap keputusan investasi secara parsial. Sedangkan media sosial memiliki pengaruh terhadap keputusan investasi generasi milenial yang dimediasi oleh fear of missing out.
The Influence Of Job Rotation And Work Teams On Employee Performance Rusli, Sastri Mandayani; Jasman, Jumawan; Riyanti, Riyanti
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 7 No 4 (2024): July 2024
Publisher : LPPM of NAROTAMA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/ijebd.v7i4.2810

Abstract

Purpose: This study involved all employees of PT Indomarco Prismatama, and the purpose of this study was to determine how job rotation and work teams affect employee performance. Design/methodology/approach: The study used a saturated sample and collected 44 respondents who had all the necessary data to test. This research data comes from a survey conducted to employees and processed using the SPSS version 25 program. Findings: The results showed that job rotation has no effect and is not significant on employee performance, while work teams have an effect and are significant on employee performance. Research limitations/implications: This study also has several limitations such as difficulty in obtaining respondents who are willing to fully participate in the study. Practical implications: Companies can improve employee performance by implementing effective job rotation and forming cohesive work teams. Job rotation can prevent burnout and improve employee skills, while cohesive work teams can strengthen collaboration and productivity. Thus, management needs to consider optimal rotation and team building strategies to achieve better employee performance. Originality/value: This title has significant originality as it combines two important variables in human resource management, namely job rotation and work teams, and analyzes their impact specifically on employee performance. The value of this title lies in the potential of the research to provide new insights into how job rotation strategies and work team dynamics can influence employee productivity and effectiveness in an ever-evolving work environment. Paper type: Research paper
PENGARUH LITERASI KEUANGAN DAN RETURN TERHADAP MINAT MAHASISWA DALAM BERINVESTASI DI UNIVERSITAS MUHAMMADIYAH PALOPO Hardiansyah, Diva Nadya; Jasman, Jumawan; Hapid, Hapid
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.14809

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan tingkat pengembalian (return) terhadap minat mahasiswa Universitas Muhammadiyah Palopo dalam berinvestasi. Literasi keuangan menjadi aspek penting dalam pengambilan keputusan investasi, karena pemahaman yang baik mengenai konsep keuangan dapat mempengaruhi tingkat kepercayaan diri seseorang dalam mengelola keuangan, termasuk keputusan untuk berinvestasi. Sementara itu, return atau tingkat pengembalian juga memainkan peran penting dalam menarik minat mahasiswa untuk berinvestasi, karena return yang menjanjikan dapat menjadi motivasi utama bagi investor. Penelitian ini menggunakan metode kuantitatif dengan pengumpulan data melalui survei yang dibagikan kepada mahasiswa di Universitas Muhammadiyah Palopo. Hasil penelitian menunjukkan bahwa literasi keuangan dan return memiliki pengaruh yang signifikan terhadap minat mahasiswa dalam berinvestasi. Penelitian ini memberikan kontribusi dalam pengembangan pemahaman mengenai pentingnya literasi keuangan dan pertimbangan return dalam meningkatkan minat investasi di kalangan mahasiswa. Kata Kunci: Literasi Keuangan, Return, Minat Berinvestasi, Mahasiswa, Universitas Muhammadiyah Palopo
Strategi Investasi Milenial Dalam Mengelola Portofolio Keuangan di Era Digital Mahrani, Luthfiyah; Jasman, Jumawan; Dewintari, Putri
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 11 No. 6 (2025): Desember 2025
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v11i6.4860

Abstract

This study aims to formulate appropriate investment strategies for managing financial portfolios among the millennial generation. The method used in this research is SWOT analysis (Strengths, Weaknesses, Opportunities, Threats), combined with the IFAS (Internal Factor Analysis Summary) and EFAS (External Factor Analysis Summary) matrices to identify internal and external factors that influence millennials' investment decisions. Data were collected through questionnaires and indicator weighting by determining the IFAS and EFAS matrices, involving 83 respondents who are actively using digital platforms for investment, within the millennial age range of 28–43 years. Data processing was conducted using SPSS (Statistical Program for Social Science). The results of the analysis show that enhancing financial literacy knowledge is fundamental for investment, especially for millennials who often make decisions without fully considering the associated risks and benefits. The use of technology, alongside rapid technological development, has significantly facilitated access to various types of information and helped individuals define their investment goals more clearly.
The effect of job appraisal and job training on employee performance at PT. Bank Sulselbar Luwu Adil, Adil; Sapar, Sapar; Jasman, Jumawan
Journal of Multidisciplinary Academic Business Studies Vol. 1 No. 1 (2023): November
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jomabs.v1i1.1816

Abstract

Purpose: This study aimed to determine the effect of job appraisal and job training on the performance of employees of PT. Bank SulSelBar Luwu. Research Methodology: This study used a quantitative research with a descriptive approach. The population in this study comprised all employees working at PT. Bank SulSelBar Luwu. The number of samples in this study was 35. The data analysis technique used was descriptive statistical tests, classical assumption tests, and multiple regression analysis. Results: The results of this study show that: 1. Job appraisal positively and significantly affects employee performance at PT. Bank SulSelBar Luwu, 2. Job training has a positive and significant effect on employee performance at PT. Bank SulSelBar Luwu. 3. The results of the F-test indicate that job appraisal and training simultaneously (together) have a positive and significant effect on employee performance PT. Bank SulSelBar Luwu. Conclusions: This study confirms that both job appraisal and job training are essential determinants of employee performance. Together, these factors contribute significantly to organizational outcomes by improving employees’ skills, awareness of strengths and weaknesses, and overall productivity. Limitations: The study is limited by a small sample size of 35 employees and only two variables, reducing generalizability and scope. Contribution: This research shows that job appraisal and training have a contribution or influence on employee performance variables by 61.90%, while the remaining 38.10% is influenced by other variables not examined in this study.
Influence of Financial Literacy and Financial Inclusion on Millennials’ Investment Decisions in North Luwu Capital Market Andini, Faula; jasman, jumawan; Dewintari, Putri
BIMA Journal (Business, Management, & Accounting Journal) Vol. 6 No. 2 (2025)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.6.2.1087-1098

Abstract

Purpose: This study aims to examine the influence of financial literacy and financial inclusion on millennials’ investment decisions in the North Luwu capital market. Methodology: A quantitative approach was applied using a structured questionnaire distributed to 83 respondents selected through Slovin’s formula. The data were analyzed using multiple linear regression via SPSS software. Results: Both financial literacy (β = 0.471, p < .001) and financial inclusion (β = 0.256, p < .001) significantly and positively influence millennials’ investment decisions. The adjusted R² value of 0.646 indicates that 64.6% of the variance in investment decisions is explained by the two predictors. Findings: Financial literacy has a more dominant effect than financial inclusion, emphasizing the importance of financial understanding in making rational investment decisions. Novelty: This study addresses a geographic gap by focusing on millennials in a semi-peripheral region (North Luwu), where empirical data on investment behavior are still scarce. Originality: The study offers an integrative framework by employing the Theory of Planned Behavior (TPB) to connect financial literacy and inclusion with investment decision-making, a combination rarely explored in previous literature. Conclusion: Improving both financial literacy and financial inclusion concurrently is essential to fostering smarter, more inclusive investment behaviors among millennials, particularly in underrepresented regions. Type of Paper: Empirical Research Paper.