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The Acceptance of ATM Drive Thru of Bank CIMB Bintaro Branch Jakarta Using UTAUT Model Normah, Normah; Hadi, Abdul; Cahya, Fani Nurona
Paradigma - Jurnal Komputer dan Informatika Vol. 25 No. 2 (2023): September 2023 Period
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/p.v25i2.1857

Abstract

Drive thru ATM Service is one application of technology in the field of banking services which allows customers to take money without leaving their car. With this Drive thru ATM service customers can take money easily and quickly. The objective of this research is to know how big the customer acceptance to the existence of this Drive thru ATM service by using research method of UTAUT model (Unified Theory of Acceptance and Use of Technology). This research uses 5 (five) constructs in UTAUT (Perified Expectancy), Effort Expectancy, and the intention of keprilakuan to use the system (Behavioral Intention to Use The System). With the implementation of this research has been known how much the acceptance of customers to the presence of Drive thru ATM service. The results showed that the use of Drive thru ATM service was welcomed by customers of Bank Cimb Niaga. Because there is a positive relationship between all the variables included in the study and all hypotheses have a good effect. So the conclusion is independent variables significantly have a positive relationship to the dependent variable
Pelatihan dan Pendampingan Transformasi Digital UMKM melalui Katalog Digital dan Pemanfaatan AI Sederhana normah, normah; Rifai, Bakhtiar
PRAWARA Jurnal ABDIMAS Vol 5 No 2 (2026): PRAWARA JURNAL ABDIMAS
Publisher : CV. Manha Digital

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Abstract

Perkembangan teknologi digital memberikan peluang besar bagi Usaha Mikro, Kecil, dan Menengah (UMKM) untuk meningkatkan daya saing melalui pemanfaatan teknologi informasi. Koperasi Yasmin Fatayat NU Kota Tangerang sebagai mitra pengabdian merupakan koperasi berbasis pemberdayaan perempuan yang memiliki berbagai unit usaha seperti sembako, produk UMKM lokal, dan jasa katering. Namun demikian, pengelolaan usaha masih menghadapi beberapa kendala, antara lain promosi yang belum optimal, belum tersedianya katalog digital terintegrasi, serta pengelolaan data penjualan yang masih dilakukan secara manual. Kondisi ini menyebabkan keterbatasan dalam memperluas pasar dan pengambilan keputusan berbasis data. Oleh karena itu, kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas digital anggota koperasi melalui pelatihan dan pendampingan dalam digital marketing, pengembangan katalog digital berbasis web, serta pemanfaatan Artificial Intelligence (AI) sederhana untuk analisis penjualan. Metode yang digunakan meliputi pelatihan, workshop, dan pendampingan berbasis praktik (learning by doing). Luaran yang dihasilkan berupa peningkatan keterampilan digital anggota koperasi, serta publikasi ilmiah pada jurnal pengabdian masyarakat dan media massa. Hasil dari pelaksanaan kegiatan ini mampu meningkatkan daya saing UMKM perempuan serta mendukung pengelolaan usaha berbasis data secara berkelanjutan.
Hydrothermal Fabrication of NiAl-LDH Coupled with Spirulina Hydrochar for Efficient Photodegradation of Methylene Blue Ramadhan, Navinda; Komis, Komis; Sari, Novita; Normah, Normah
Indonesian Journal of Material Research Vol. 4 No. 2 (2026): July
Publisher : Magister Program of Material Science Graduate School of Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26554/ijmr.20264290

Abstract

In this study, a Ni/Al layered double hydroxide (LDH) coupled with Spirulina-derived hydrochar was successfully synthesizedvia a microwave-assisted hydrothermal method for the photodegradation of methylene blue (MB) under visible light irradiation.The incorporation of hydrochar significantly modified the structural, surface, and optical properties of Ni/Al-LDH, resultingin enhanced photocatalytic performance. Characterization results confirmed the successful formation of the compositewith improved surface area and extended light absorption. Photodegradation experiments revealed that the Ni/Al-Spirulinacomposite exhibited superior performance compared to pristine Ni/Al-LDH, achieving higher degradation efficiency undervarious conditions. The enhanced activity was influenced by operational parameters such as pH, catalyst dosage, and initial dyeconcentration, with optimal performance observed under near-neutral conditions. The improved performance is attributed tothe synergistic effect between adsorption and photocatalysis, where hydrochar facilitates charge separation and promotes thegeneration of reactive oxygen species. Overall, this study demonstrates an effective strategy for developing biomass-based LDHcomposites as efficient and sustainable photocatalysts for wastewater treatment