Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
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This Author published in this journals
All Journal Journal of Security, Computer, Information, Embedded, Network and Intelligence System Public Resource Innovation Management and Excellence (PRIME)
Zulfahmi Zulfahmi
Universitas Negeri Makassar
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences Other

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Sistem Informasi Manajemen Buku Kas Elektronik untuk Pembayaran SPP M Syahid Nur Wahid; Alfi Nur Afida Arista; Firmansyah Firmansyah; Nirwana Nirwana; Zulfahmi Zulfahmi
Journal of Security, Computer, Information, Embedded, Network, and Intelligence System Vol. 1, No. 1 (Juni 2023)
Publisher : PT. Lontara Digitech Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61220/scientist.v1i1.233

Abstract

This research aims to develop an efficient and effective web-based Student Development Contribution (SPP) payment information system and test its performance in enhancing the speed, accuracy, and precision of SPP payment report generation. The Agile methodology is employed for system development, emphasizing flexibility and adaptability to address potential future requirements. The findings indicate successful development of the web-based SPP payment information system. The conducted tests confirm its ability to deliver optimal performance, safeguard sensitive data effectively, and function in accordance with specified requirements. The system enhances administrative efficiency in SPP payment processes at educational institutions by ensuring accurate data management, swift payment processing, and responsiveness to changing needs.
Sistem Informasi Manajemen Buku Kas Elektronik untuk Pembayaran SPP M Syahid Nur Wahid; Alfi Nur Afida Arista; Firmansyah Firmansyah; Nirwana Nirwana; Zulfahmi Zulfahmi
Journal of Security, Computer, Information, Embedded, Network, and Intelligence System Vol. 1, No. 1 (Juni 2023)
Publisher : PT. Lontara Digitech Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61220/scientist.v1i1.233

Abstract

This research aims to develop an efficient and effective web-based Student Development Contribution (SPP) payment information system and test its performance in enhancing the speed, accuracy, and precision of SPP payment report generation. The Agile methodology is employed for system development, emphasizing flexibility and adaptability to address potential future requirements. The findings indicate successful development of the web-based SPP payment information system. The conducted tests confirm its ability to deliver optimal performance, safeguard sensitive data effectively, and function in accordance with specified requirements. The system enhances administrative efficiency in SPP payment processes at educational institutions by ensuring accurate data management, swift payment processing, and responsiveness to changing needs.
Determination of Student Financial Behavior: The Mediating Effect of Self-Efficacy and Locus of Control Fitriana Fitriana; Leonardo Davidsi Sipayung; Andhi Febisatria; Zulfahmi Zulfahmi; Aryan Agus Pratama
Public Resource Innovation Management and Excellence February 2026 , Volume 3 Number 1
Publisher : Public Resource Innovation Management and Excellence

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study investigates the effects of financial literacy, digital financial literacy, financial attitudes, and hedonistic lifestyles on financial behavior with self-efficacy and locus of control as mediating variables. The study used qualitative approach with survey design involving 200 students at State University of Makassar. Data was analyzed using Partial Least Squares Structural Equation Modelling (PLS-SEM). The findings indicated that financial literacy, digital financial literacy, and hedonistic lifestyle significantly influence to self-efficacy. In contrast, financial attitude does not have a statistically significant effect on self-efficacy. Furthermore, financial literacy, digital financial literacy, and financial attitude significantly influence to locus of control, while hedonistic lifestyle does not exert a meaningful influence on this construct. Concerning financial behavior, both of financial literacy and financial attitude show significant direct effect, whereas digital financial literacy and hedonistic lifestyle do not exhibit significant direct relationships. In addition, self-efficacy has a significant effect on financial behavior, while locus of control does not significantly predict this outcome. The mediation analysis indicates that only hedonistic lifestyle has a significant indirect effect on financial behavior through self-efficacy, whereas other indirect effect through self-efficacy and locus of control are not statistically significant. These findings suggest that self-efficacy functions as a more salient psychological mechanism than locus of control in connecting cognitive determinants and lifestyle orientation to financial behavior. This study's will contribute to the theoretical literature by clarifying the differential role of self-efficacy and locus of control. It offers practical implications, emphasizing that improving students’ financial behavior requires strengthening their confidence in financial decision-making and enhancing financial literacy.
Co-Authors Alfi Nur Afida Arista Andhi Febisatria Aryan Agus Pratama Firmansyah Firmansyah Fitriana Leonardo Davidsi Sipayung M. Syahid Nur Wahid Nirwana Nirwana