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TEORI DAN FILOSOFI AKAD JASA DALAM HUKUM EKONOMI SYARIAH Setiadi; Yadi Janwari; Dadin Solihin
Jurnal Pelita Nusa Vol 3 No 1 (2023): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v3i1.19

Abstract

Dasar yang melatar belakangi penulis perihal teori dan filosofi akad jasa dalam hukum ekonomi syariah adalah masih adanya kekeliruan dalam konsep akad qardh, rahn, dan ijārah yang diterapkan di Pegadaian Syariah. Metode yang digunakan deskriptif-analitis dengan melakukan analisis terhadap literatur dan dokumen-dokumen yang terkait. Tujuannya, melalui akad qardh, masyarakat dapat memperoleh dana dengan cara yang sesuai dengan prinsip-prinsip syariah, tanpa adanya beban bunga. Pembahasan ditemukan bahwa, akad rahn memungkinkan masyarakat untuk memanfaatkan aset mereka secara produktif, sementara akad ijārah memfasilitasi penggunaan barang atau jasa dengan prinsip adil dan saling menguntungkan. Hasilnya, implikasi dari penelitian ini dapat memberikan panduan bagi lembaga keuangan syariah dalam merancang produk-produk, dan layanan yang sesuai dengan prinsip-prinsip ekonomi syariah, serta meningkatkan kesadaran masyarakat tentang pentingnya mengadopsi praktik keuangan yang berlandaskan pada nilai-nilai Islam. The basis behind the author regarding the theory and philosophy of service contracts in Sharia economic law is that there are still errors in the concepts of qardh, rahn, and ijārah contracts applied in Sharia Pawnshops. The method used is descriptive-analytical by analyzing the literature and related documents. The goal, through the Qardh contract, the community can obtain funds in a way that is under Sharia principles, without any interest burden. The discussion found that the Rahn contract allows the community to utilize their assets productively, while the ijārah contract facilitates the use of goods or services with the principle of fair and mutual benefit. As a result, the implications of this study can guide Islamic financial institutions in designing products and services that follow Islamic economic principles, as well as increase public awareness about the importance of adopting financial practices based on Islamic values.
Teori Pemikiran Ekonomi Mikro Islam Perspektif Abu Ubaid dan Imam Al-Syaibani Kikin Mutaqin; Sulaeman Sulaeman; Yadi Janwari; Dedah Jubaedah
JURNAL ECONOMINA Vol. 3 No. 6 (2024): JURNAL ECONOMINA, Juni 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v3i6.1350

Abstract

Microeconomics is an economic science study that reviews individual behavior in conducting economic transactions. In the Islamic concept, microeconomics is characterized by the existence of norms that are applied within the limits of the Qur'an and Sunnah. The scholars of the classical period discussed many of these microeconomic issues, including Imam Abu Ubaid in his book al-Amwal and Imam al-Syaibani in his book al-kasb. This article explores the perspectives of these two influential men when examining microeconomic research through the use of descriptive qualitative methods and a review of relevant book and journal references. A Muslim scholar who specializes in Islamic economics is Imam Abu Ubaid whose ideas are contained in Kitab al-Amwal, one of the most influential scholarly references, containing many principles and concepts of public financial management. In addition to him, Iman As-Syaibani with his book Al-Kasb provides a view that work is human productivity that can make a person feel part of the world and has the value of worship for the pleasure of Allah SWT.