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All Journal El Dinar Jurnal Ekonomi Syariah Teori dan Terapan Journal of Information Systems Engineering and Business Intelligence Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah SYIRKAH Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat EconBank : Journal Economics and Banking Tasharruf: Journal Economics and Business of Islam Indonesian Journal of Electrical Engineering and Computer Science Ihsan: Jurnal Pengabdian Masyarakat MALIA: Journal of Islamic Banking and Finance JES (Jurnal Ekonomi Syariah Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen GREENOMIKA MOVE: Journal of Community Service and Engagement Jurnal Ekonomika dan Bisnis Islam Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Formosa Journal of Multidisciplinary Research (FJMR) Mumtaz : Jurnal Ekonomi dan Bisnis Islam Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Journal of Islamic Economics Lariba IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Indonesian Journal of Economic & Management Sciences (IJEMS) Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Ecoducation
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The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks Khoiriyah Ilfita; Clarashinta Canggih
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 2 (2021): Sharia Economic: January, 2021
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i2.1010

Abstract

People in Indonesia in saving activities in sharia banks are still classified in the lower category than conventional banks. It is caused by several factors. Sharia financial literacy, religiosity and perceptions can be factors influencing people's interest in saving at sharia banks. This study aimed to determine the effect of sharia financial literacy, religiosity, and perceptions of saving interest in sharia banks. This study used a quantitative approach. In this research, researchers took samples used random sampling techniques. The data analysis technique used is multiple linear regression using the SPSS program. The results showed that partially sharia financial literacy had no effect on students' interest to save at sharia banks. While religiosity and perception partially have a positive and significant effect on students' interest to save in sharia banks. Simultaneously, sharia financial literacy, religiosity, and perceptions influence the interest of students to save in sharia banks.
Digitizing Halal Tourism and Designing Muslim-Friendly Tourism Categorization as an Effort to Minimize Uncertainty in Halal Tourism in Blitar Raya Moh Farih Fahmi; Moch Khoirul Anwar; Sri Abidah Suryaningsih; Arasyi Fahrulloh; Clarashinta Canggih; Rahmad Syaifudin
Formosa Journal of Multidisciplinary Research Vol. 2 No. 11 (2023): November 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v2i11.7012

Abstract

Halal tourism in practice is still full of uncertainty. This is due to inconsistency from Muslims, especially in Blitar Raya. This article will discuss three issues, the first is about why halal tourism is still full of uncertainty, the second is designing a Muslim-friendly tourism categorization that supports the implementation of Muslim-friendly tourism and the third is discussing the digitalization of quality Muslim-friendly tourism. This research uses a qualitative method with a mixed approach. The first result of this research is that Muslim-friendly tourism has a high level of uncertainty and causes inconsistencies. Second, uncertainty regarding Muslim-friendly tourism can be minimized by categorizing Muslim-friendly tourism starting from the red, yellow and green categories. Third, this categorization needs to be supported by digitalization to encourage the availability of Muslim-friendly tourism in Blitar Raya.
Analisis Kinerja Keuangan Bank Umum Syariah (BUS) melalui Pendekatan Islamicity Perfomance Index Dewi Sjam; Clarashinta Canggih
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI : Vol. 8, No. 2, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5307

Abstract

The study aims to analyze the financial performance of Sharia commercial banks in Indonesia during 2016-2020 using the Islamicity Perfomance Index (IPI) approach. Measured by Profit Sharing Ratio, Zakat Perfomance Ratio, Equitable Distribution Ratio, Directors-Employee Welfare Ratio, and Islamic Income vs Non Islamic Income. In particular, these index not only measure materially, but also measures the social responsibility of Islamic banking performance. Data analysis used quantitative descriptive method. The research sample taken was 11 (eleven) Islamic banks and considered related to data, period, registered on the Financial Service Authority (OJK). The data obtained from annual report through the Islamic Bank official website. From the study result, it can be concluded that financial perfomance at Sharia Commercial Banks has not had a positive increase along the years. There was a significant degradation on 2017. It is affected by the value of zakat distribution and shareholders. But in terms of halalness, Sharia commercial banks have avoided the element of usury.
Determinants of Generation Z in Paying Zakat, Infaq, and Alms (ZIS) Online in the City of Surabaya Rachmawati, Laela Nur; Canggih, Clarashinta
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (547.538 KB) | DOI: 10.21927/jesi.2023.13(1).1-13

Abstract

(ZIS) in Indonesia has enormous potential in obtaining fundraising, where the Muslim population dominates. However, the facts that occur in the field are that the maximum amount of ZIS fund collection has not been realized. The existence of online ZIS today is a form of innovation for zakat institutions in the era of technological development to be able to help encourage an increase in ZIS collection. This study aims to analyze the factors that influence Gen Z's interest in paying ZIS online. This study uses associative quantitative methods with Sem-PLS analysis and the Smart PLS analysis tool. Sampling used a purposive sampling technique with sample criteria namely Gen Z (15-25) years old Muslims in the city of Surabaya. The results of the study show that the accountability variable influences Gen Z's interest in paying ZIS online. If accountability has increased, the interest of Gen Z in the city of Surabaya in paying ZIS online has increased. Meanwhile, the variables of usability, ease of use, risk, and transparency do not affect Gen Z's interest in making ZIS payments online. The findings from this study are that it can be used to improve the online ZIS system so that fundraising can increase.
Edukasi Akad Usaha dan Bagi Hasil Berdasarkan Prinsip Syariah pada Kelompok Perintis Usaha di Barurambat Timur Fikriyah, Khusnul; Canggih, Clarashinta; Indrarini, Rachma; Nurafini, Fira
IHSAN : JURNAL PENGABDIAN MASYARAKAT Vol 5, No 2 (2023): Ihsan: Jurnal Pengabdian Masyarakat (Oktober)
Publisher : University of Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ihsan.v5i2.14456

Abstract

Barurambat Timur Kabupaten Pamekasan merupakan desa binaan Jurusan Ilmu Ekonomi yang kini sedang mengembangkan semangat berwirausaha di kalangan masyarakat. Sudah mulai banyak berkembang rintisan usaha yang diinisiasi oleh sekelompok warga untuk memperbaiki kondisi ekonomi keluarga mereka. Namun dalam memulai usaha tentunya banyak hal yang masih belum mereka fahami, diantaranya adalah akad Kerjasama usaha dan bagi hasil atas usaha yang mereka jalankan. Melihat kebutuhan mitra terkait edukasi dan sosialisasi akad Kerjasama dan bagi hasil dalam usaha Bersama, maka tim Pengabdian Kepada Masyarakat melakukan kegiatan Edukasi Kegiatan PKM ini diharapkan dapat memberikan edukasi yang cukup untuk mereka menjalankan usaha agar tidak menghadapi permasalahan terkait Kerjasama di kemudian hari.
ISLAMIC CORPORATE RESPONSIBILITY DAN KINERJA KEUANGAN PADA BANK UMUM SYARIAH DI INDONESIA Cahyaningtiyas, Eka; Canggih, Clarashinta
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 2 (2020): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (321.741 KB) | DOI: 10.26740/jekobi.v3n2.p72-81

Abstract

In this modern era, the company's goals have shifted. Not merely pursuing profit, but competing to create a good image in the eyes of the public and stakeholders. This study aims to examine the influence of  ICSR on financial performance in Islamic commercial banks. The method in this research is quantitative with panel data analysis. Samples used was 11 Islamic commercial banks in Indonesia with a purposive sampling technique using secondary data sources from the 2016-2018 financial statements.The results show that the Islamic Corporate Social Responsibility (ICSR) negative effect on financial performance in Islamic banks.
Pengaruh Pembiayaan Murabahah, Mudharabah, Dan Musyarakah Terhadap Profitabilitas Bank Umum Syariah Firdayati, Elda; Canggih, Clarashinta
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 3 (2020): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (952.027 KB) | DOI: 10.26740/jekobi.v3n3.p67-79

Abstract

In increasing the assets of Islamic banks, they certainly need funding. Return on Assets (ROA) is a ratio that has the function of increasing banking assets. This study aims to determine the effect of murabaha, mudaraba and musharaka financing on profitability projected on ROA using objects, namely 9 Islamic banks in Otoritas Jasa Keuangan (OJK) which have reached the research criteria. Data from this study are in the form of financial statements from the bank's website for the 2014-2018 period. The partial results of the study are murabahah, mudharabah, and musyarakah financing have no influence on ROA, while simultaneous murabahah, mudharabah and musyarakah financing do not have an influence on ROA.
Rekrutmen Karyawan di PT. Pegadaian (Persero) Syariah Surabaya Ditinjau dari Perspektif Islam Hamidah, Nurul; Canggih, Clarashinta
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 1 (2021): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (140.914 KB) | DOI: 10.26740/jekobi.v4n1.p1-11

Abstract

This research examined how employee recruitment at PT. Pegadaian (Persero) Surabaya Region XII Office from an Islamic perspective. The purpose of this research was to determine whether the implementation of recruitment at PT. Pegadaian (Persero) Surabaya Region XII Office is in accordance with an Islamic perspective. The research method used was descriptive qualitative research using primary data from interviews and secondary data from company annual data and literature studies. Based on the results of research and previous discussions, it showed that the recruitment at PT. Pegadaian (Persero) Regional Office XII Surabaya still has not fully implemented recruitment in accordance with Islamic principles. Therecruitment is still centered at the head office, hence the recruitment in conventional and Islamic units are still carried out in the same system. There are no specific guidelines and criterias for recruitment at Islamic unit in Pegadaian. Furthermore, the company also does not require employees to have basic education in the field of Islamic Economics.
Analisis Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Terhadap Investasi Emas: Analisis Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Terhadap Investasi Emas Rahma, Aldra Puspita; Canggih, Clarashinta Clara
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (677.655 KB) | DOI: 10.26740/jekobi.v4n2.p98-108

Abstract

The wrong mindset about gold investment creates the thought in society that gold investment is one of long term saving with high risk, multiple requirements and indeterminate. These aspects trigger the lack of gold investment interest in the society. This research aims to understand the partial influence of general knowledge, income perception and education to the gold investment interest in Jombang district society. This research used quantitative method with associative approach. The population used was the citizen in Jombang district. Sampling techniques was done by purposive sampling, while the determination of the number of sample was using Lameshow formula. The data used in this research was primary data which obtained from the online questionnaire distribution via google form. This research questionnaire used Guttman Scale measurement. In this research, the test used multiple linier regressions. This research shows that general knowledge and education aspects have positive and significant influence to the investment interest. While in the income perception aspect, it was known that there is no positive and significant influence to the investment interest.
celebrity endorsement sebagai strategi digital marketing pada aqiqah nurul hayat surabaya ditinjau dari perspektif etika bisnis islam Pur Wulan Septy, Hilda Tri; Canggih, Clarashinta
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (778.814 KB) | DOI: 10.26740/jekobi.v5n2.p30-44

Abstract

This research aimed to find out the digital marketing strategy in Aqiqah Nurul Hayat through endorsements. In addition, this study also aimed to determine the conformity of endorsement activities with the concept of Islamic business ethics. This study used qualitative research methods i.e. field research and library research. The data was collected through interview, observation, and documentation. The results indicate that Aqiqah Nurul Hayat's digital marketing strategy is through endorsements on social media (instagram and tiktok). This strategy is able to expand market reach as proved by increased Instagram engagement through the number of likes, comments, shares, views, and reposts. However, the agreement between the celebrity and Aqiqah Nurul Hayat who uses the barter system is still considered weak. The results show that, the implementation of celebrity endorsement at Aqiqah Nurul Hayat is not following the principles of responsibility and truth under the concept of Islamic business ethics, whereby sometimes some celebrities do not carry out their obligations in accordance with the terms and conditions of the endorsement. However, the principles of unity, balance, and free will are in accordance with the principles of Islamic business ethics whereby the endorsement procedure benefitted both parties through negotiations and freedom of opinion while conducting business.